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VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD15,000 Deductible
Renewal only自願醫保系列－靈活計劃（優越） - 半私家病房 - 15,000 港元自付費
Chubb Life Insurance Hong Kong Limited · F00056-02-000 · 5 versions · Flexi plan · Avg. annual increase +1.29%
| Age | F00056-02-000-01 2021-03-24 | F00056-02-000-02 2022-01-27 | F00056-02-000-02 2022-04-01 | F00056-02-000-02 2022-07-01 | F00056-02-000-03 2022-11-01 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 | HK$6,306 | HK$6,306 | HK$6,747 (+7.0%) | HK$6,747 | HK$6,747 | +1.29% |
| 5 | HK$4,925 | HK$4,925 | HK$5,270 (+7.0%) | HK$5,270 | HK$5,270 | +1.29% |
| 10 | HK$4,324 | HK$4,324 | HK$4,627 (+7.0%) | HK$4,627 | HK$4,627 | +1.29% |
| 15 | HK$3,724 | HK$3,724 | HK$3,985 (+7.0%) | HK$3,985 | HK$3,985 | +1.29% |
| 20 | HK$4,121 | HK$4,121 | HK$4,409 (+7.0%) | HK$4,409 | HK$4,409 | +1.29% |
| 25 | HK$4,678 | HK$4,678 | HK$5,005 (+7.0%) | HK$5,005 | HK$5,005 | +1.29% |
| 30 | HK$5,311 | HK$5,311 | HK$5,683 (+7.0%) | HK$5,683 | HK$5,683 | +1.29% |
| 35 | HK$6,031 | HK$6,031 | HK$6,453 (+7.0%) | HK$6,453 | HK$6,453 | +1.29% |
| 40 | HK$6,874 | HK$6,874 | HK$7,355 (+7.0%) | HK$7,355 | HK$7,355 | +1.29% |
| 45 | HK$8,480 | HK$8,480 | HK$9,074 (+7.0%) | HK$9,074 | HK$9,074 | +1.29% |
| 50 | HK$10,501 | HK$10,501 | HK$11,236 (+7.0%) | HK$11,236 | HK$11,236 | +1.29% |
| 55 | HK$13,339 | HK$13,339 | HK$14,273 (+7.0%) | HK$14,273 | HK$14,273 | +1.29% |
| 60 | HK$16,944 | HK$16,944 | HK$18,130 (+7.0%) | HK$18,130 | HK$18,130 | +1.29% |
| 65 | HK$21,522 | HK$21,522 | HK$23,029 (+7.0%) | HK$23,029 | HK$23,029 | +1.29% |
| 70 | HK$27,337 | HK$27,337 | HK$29,251 (+7.0%) | HK$29,251 | HK$29,251 | +1.29% |
| 75 | HK$34,724 | HK$34,724 | HK$37,155 (+7.0%) | HK$37,155 | HK$37,155 | +1.29% |
| 80 | HK$44,106 | HK$44,106 | HK$47,193 (+7.0%) | HK$47,193 | HK$47,193 | +1.29% |
| 85 | HK$54,701 | HK$54,701 | HK$58,530 (+7.0%) | HK$58,530 | HK$58,530 | +1.29% |
| 90 | HK$67,842 | HK$67,842 | HK$72,591 (+7.0%) | HK$72,591 | HK$72,591 | +1.29% |
| 95 | HK$84,139 | HK$84,139 | HK$90,029 (+7.0%) | HK$90,029 | HK$90,029 | +1.29% |
| 99 | HK$99,954 | HK$99,954 | HK$106,951 (+7.0%) | HK$106,951 | HK$106,951 | +1.29% |
| All ages average | — | 0.0% | +7.0% | 0.0% | 0.0% | — |
0 y/oHK$6,306
5 y/oHK$4,925
10 y/oHK$4,324
15 y/oHK$3,724
20 y/oHK$4,121
25 y/oHK$4,678
30 y/oHK$5,311
35 y/oHK$6,031
40 y/oHK$6,874
45 y/oHK$8,480
50 y/oHK$10,501
55 y/oHK$13,339
60 y/oHK$16,944
65 y/oHK$21,522
70 y/oHK$27,337
75 y/oHK$34,724
80 y/oHK$44,106
85 y/oHK$54,701
90 y/oHK$67,842
95 y/oHK$84,139
99 y/oHK$99,954
0.0%
All-ages avg
0 y/oHK$6,306
5 y/oHK$4,925
10 y/oHK$4,324
15 y/oHK$3,724
20 y/oHK$4,121
25 y/oHK$4,678
30 y/oHK$5,311
35 y/oHK$6,031
40 y/oHK$6,874
45 y/oHK$8,480
50 y/oHK$10,501
55 y/oHK$13,339
60 y/oHK$16,944
65 y/oHK$21,522
70 y/oHK$27,337
75 y/oHK$34,724
80 y/oHK$44,106
85 y/oHK$54,701
90 y/oHK$67,842
95 y/oHK$84,139
99 y/oHK$99,954
+7.0%
All-ages avg
0 y/oHK$6,747 (+7.0%)
5 y/oHK$5,270 (+7.0%)
10 y/oHK$4,627 (+7.0%)
15 y/oHK$3,985 (+7.0%)
20 y/oHK$4,409 (+7.0%)
25 y/oHK$5,005 (+7.0%)
30 y/oHK$5,683 (+7.0%)
35 y/oHK$6,453 (+7.0%)
40 y/oHK$7,355 (+7.0%)
45 y/oHK$9,074 (+7.0%)
50 y/oHK$11,236 (+7.0%)
55 y/oHK$14,273 (+7.0%)
60 y/oHK$18,130 (+7.0%)
65 y/oHK$23,029 (+7.0%)
70 y/oHK$29,251 (+7.0%)
75 y/oHK$37,155 (+7.0%)
80 y/oHK$47,193 (+7.0%)
85 y/oHK$58,530 (+7.0%)
90 y/oHK$72,591 (+7.0%)
95 y/oHK$90,029 (+7.0%)
99 y/oHK$106,951 (+7.0%)
0.0%
All-ages avg
0 y/oHK$6,747
5 y/oHK$5,270
10 y/oHK$4,627
15 y/oHK$3,985
20 y/oHK$4,409
25 y/oHK$5,005
30 y/oHK$5,683
35 y/oHK$6,453
40 y/oHK$7,355
45 y/oHK$9,074
50 y/oHK$11,236
55 y/oHK$14,273
60 y/oHK$18,130
65 y/oHK$23,029
70 y/oHK$29,251
75 y/oHK$37,155
80 y/oHK$47,193
85 y/oHK$58,530
90 y/oHK$72,591
95 y/oHK$90,029
99 y/oHK$106,951
0.0%
All-ages avg
0 y/oHK$6,747
5 y/oHK$5,270
10 y/oHK$4,627
15 y/oHK$3,985
20 y/oHK$4,409
25 y/oHK$5,005
30 y/oHK$5,683
35 y/oHK$6,453
40 y/oHK$7,355
45 y/oHK$9,074
50 y/oHK$11,236
55 y/oHK$14,273
60 y/oHK$18,130
65 y/oHK$23,029
70 y/oHK$29,251
75 y/oHK$37,155
80 y/oHK$47,193
85 y/oHK$58,530
90 y/oHK$72,591
95 y/oHK$90,029
99 y/oHK$106,951
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+1.29%
5 y/o+1.29%
10 y/o+1.29%
15 y/o+1.29%
20 y/o+1.29%
25 y/o+1.29%
30 y/o+1.29%
35 y/o+1.29%
40 y/o+1.29%
45 y/o+1.29%
50 y/o+1.29%
55 y/o+1.29%
60 y/o+1.29%
65 y/o+1.29%
70 y/o+1.29%
75 y/o+1.29%
80 y/o+1.29%
85 y/o+1.29%
90 y/o+1.29%
95 y/o+1.29%
99 y/o+1.29%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.