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Chubb VHIS - Flexi Plan - Private with Top-up benefit (HKD)
安達自願醫保（靈活）計劃 - 私家及附加額外保障(港元)
Chubb Life Insurance Hong Kong Limited · F00027-04-001 · 7 versions · Flexi plan · Avg. annual increase +5.85%
HKD
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| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$14,536 | HK$14,536 | HK$15,262 (+5.0%) | HK$18,314 (+20.0%) | HK$18,314 | HK$19,779 (+8.0%) | HK$22,152 (+12.0%) | +5.91% |
| 5 y/o | HK$10,948 | HK$10,948 | HK$11,495 (+5.0%) | HK$13,794 (+20.0%) | HK$13,794 | HK$14,897 (+8.0%) | HK$16,684 (+12.0%) | +5.91% |
| 10 y/o | HK$9,925 | HK$9,925 | HK$10,421 (+5.0%) | HK$12,348 (+18.5%) | HK$12,348 | HK$13,335 (+8.0%) | HK$14,935 (+12.0%) | +5.73% |
| 15 y/o | HK$9,925 | HK$9,925 | HK$10,421 (+5.0%) | HK$11,723 (+12.5%) | HK$11,723 | HK$12,660 (+8.0%) | HK$14,179 (+12.0%) | +4.98% |
| 20 y/o | HK$9,900 | HK$9,900 | HK$10,395 (+5.0%) | HK$12,474 (+20.0%) | HK$12,474 | HK$13,471 (+8.0%) | HK$15,087 (+12.0%) | +5.91% |
| 25 y/o | HK$10,375 | HK$10,375 | HK$10,893 (+5.0%) | HK$13,071 (+20.0%) | HK$13,071 | HK$14,116 (+8.0%) | HK$15,809 (+12.0%) | +5.91% |
| 30 y/o | HK$11,423 | HK$11,423 | HK$11,994 (+5.0%) | HK$14,392 (+20.0%) | HK$14,392 | HK$15,543 (+8.0%) | HK$17,408 (+12.0%) | +5.91% |
| 35 y/o | HK$13,094 | HK$13,094 | HK$13,748 (+5.0%) | HK$16,497 (+20.0%) | HK$16,497 | HK$17,816 (+8.0%) | HK$19,953 (+12.0%) | +5.91% |
| 40 y/o | HK$15,772 | HK$15,772 | HK$16,560 (+5.0%) | HK$19,872 (+20.0%) | HK$19,872 | HK$21,461 (+8.0%) | HK$24,036 (+12.0%) | +5.91% |
| 45 y/o | HK$19,482 | HK$19,482 | HK$20,456 (+5.0%) | HK$24,547 (+20.0%) | HK$24,547 | HK$26,510 (+8.0%) | HK$29,691 (+12.0%) | +5.91% |
| 50 y/o | HK$24,839 | HK$24,839 | HK$26,080 (+5.0%) | HK$31,296 (+20.0%) | HK$31,296 | HK$33,799 (+8.0%) | HK$37,854 (+12.0%) | +5.91% |
| 55 y/o | HK$33,143 | HK$33,143 | HK$34,800 (+5.0%) | HK$41,760 (+20.0%) | HK$41,760 | HK$45,100 (+8.0%) | HK$50,512 (+12.0%) | +5.91% |
| 60 y/o | HK$42,070 | HK$42,070 | HK$44,173 (+5.0%) | HK$53,007 (+20.0%) | HK$53,007 | HK$57,247 (+8.0%) | HK$64,116 (+12.0%) | +5.91% |
| 65 y/o | HK$50,023 | HK$50,023 | HK$52,524 (+5.0%) | HK$63,028 (+20.0%) | HK$63,028 | HK$68,070 (+8.0%) | HK$76,238 (+12.0%) | +5.91% |
| 70 y/o | HK$59,843 | HK$59,843 | HK$62,835 (+5.0%) | HK$75,402 (+20.0%) | HK$75,402 | HK$81,434 (+8.0%) | HK$91,206 (+12.0%) | +5.91% |
| 75 y/o | HK$71,569 | HK$71,569 | HK$75,147 (+5.0%) | HK$90,176 (+20.0%) | HK$90,176 | HK$97,390 (+8.0%) | HK$109,076 (+12.0%) | +5.91% |
| 80 y/o | HK$88,801 | HK$88,801 | HK$93,241 (+5.0%) | HK$111,889 (+20.0%) | HK$111,889 | HK$120,840 (+8.0%) | HK$135,340 (+12.0%) | +5.91% |
| 85 y/o | HK$103,506 | HK$103,506 | HK$108,681 (+5.0%) | HK$130,417 (+20.0%) | HK$130,417 | HK$140,850 (+8.0%) | HK$157,752 (+12.0%) | +5.91% |
| 90 y/o | HK$118,488 | HK$118,488 | HK$124,412 (+5.0%) | HK$149,294 (+20.0%) | HK$149,294 | HK$161,237 (+8.0%) | HK$180,585 (+12.0%) | +5.91% |
| 95 y/o | HK$133,458 | HK$133,458 | HK$140,130 (+5.0%) | HK$168,156 (+20.0%) | HK$168,156 | HK$181,608 (+8.0%) | HK$203,400 (+12.0%) | +5.91% |
| 99 y/o | HK$144,999 | HK$144,999 | HK$152,248 (+5.0%) | HK$182,697 (+20.0%) | HK$182,697 | HK$197,312 (+8.0%) | HK$220,989 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$14,536
5 y/oHK$10,948
10 y/oHK$9,925
15 y/oHK$9,925
20 y/oHK$9,900
25 y/oHK$10,375
30 y/oHK$11,423
35 y/oHK$13,094
40 y/oHK$15,772
45 y/oHK$19,482
50 y/oHK$24,839
55 y/oHK$33,143
60 y/oHK$42,070
65 y/oHK$50,023
70 y/oHK$59,843
75 y/oHK$71,569
80 y/oHK$88,801
85 y/oHK$103,506
90 y/oHK$118,488
95 y/oHK$133,458
99 y/oHK$144,999
0.0%
All-ages avg
0 y/oHK$14,536
5 y/oHK$10,948
10 y/oHK$9,925
15 y/oHK$9,925
20 y/oHK$9,900
25 y/oHK$10,375
30 y/oHK$11,423
35 y/oHK$13,094
40 y/oHK$15,772
45 y/oHK$19,482
50 y/oHK$24,839
55 y/oHK$33,143
60 y/oHK$42,070
65 y/oHK$50,023
70 y/oHK$59,843
75 y/oHK$71,569
80 y/oHK$88,801
85 y/oHK$103,506
90 y/oHK$118,488
95 y/oHK$133,458
99 y/oHK$144,999
+5.0%
All-ages avg
0 y/oHK$15,262 (+5.0%)
5 y/oHK$11,495 (+5.0%)
10 y/oHK$10,421 (+5.0%)
15 y/oHK$10,421 (+5.0%)
20 y/oHK$10,395 (+5.0%)
25 y/oHK$10,893 (+5.0%)
30 y/oHK$11,994 (+5.0%)
35 y/oHK$13,748 (+5.0%)
40 y/oHK$16,560 (+5.0%)
45 y/oHK$20,456 (+5.0%)
50 y/oHK$26,080 (+5.0%)
55 y/oHK$34,800 (+5.0%)
60 y/oHK$44,173 (+5.0%)
65 y/oHK$52,524 (+5.0%)
70 y/oHK$62,835 (+5.0%)
75 y/oHK$75,147 (+5.0%)
80 y/oHK$93,241 (+5.0%)
85 y/oHK$108,681 (+5.0%)
90 y/oHK$124,412 (+5.0%)
95 y/oHK$140,130 (+5.0%)
99 y/oHK$152,248 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$18,314 (+20.0%)
5 y/oHK$13,794 (+20.0%)
10 y/oHK$12,348 (+18.5%)
15 y/oHK$11,723 (+12.5%)
20 y/oHK$12,474 (+20.0%)
25 y/oHK$13,071 (+20.0%)
30 y/oHK$14,392 (+20.0%)
35 y/oHK$16,497 (+20.0%)
40 y/oHK$19,872 (+20.0%)
45 y/oHK$24,547 (+20.0%)
50 y/oHK$31,296 (+20.0%)
55 y/oHK$41,760 (+20.0%)
60 y/oHK$53,007 (+20.0%)
65 y/oHK$63,028 (+20.0%)
70 y/oHK$75,402 (+20.0%)
75 y/oHK$90,176 (+20.0%)
80 y/oHK$111,889 (+20.0%)
85 y/oHK$130,417 (+20.0%)
90 y/oHK$149,294 (+20.0%)
95 y/oHK$168,156 (+20.0%)
99 y/oHK$182,697 (+20.0%)
0.0%
All-ages avg
0 y/oHK$18,314
5 y/oHK$13,794
10 y/oHK$12,348
15 y/oHK$11,723
20 y/oHK$12,474
25 y/oHK$13,071
30 y/oHK$14,392
35 y/oHK$16,497
40 y/oHK$19,872
45 y/oHK$24,547
50 y/oHK$31,296
55 y/oHK$41,760
60 y/oHK$53,007
65 y/oHK$63,028
70 y/oHK$75,402
75 y/oHK$90,176
80 y/oHK$111,889
85 y/oHK$130,417
90 y/oHK$149,294
95 y/oHK$168,156
99 y/oHK$182,697
+8.0%
All-ages avg
0 y/oHK$19,779 (+8.0%)
5 y/oHK$14,897 (+8.0%)
10 y/oHK$13,335 (+8.0%)
15 y/oHK$12,660 (+8.0%)
20 y/oHK$13,471 (+8.0%)
25 y/oHK$14,116 (+8.0%)
30 y/oHK$15,543 (+8.0%)
35 y/oHK$17,816 (+8.0%)
40 y/oHK$21,461 (+8.0%)
45 y/oHK$26,510 (+8.0%)
50 y/oHK$33,799 (+8.0%)
55 y/oHK$45,100 (+8.0%)
60 y/oHK$57,247 (+8.0%)
65 y/oHK$68,070 (+8.0%)
70 y/oHK$81,434 (+8.0%)
75 y/oHK$97,390 (+8.0%)
80 y/oHK$120,840 (+8.0%)
85 y/oHK$140,850 (+8.0%)
90 y/oHK$161,237 (+8.0%)
95 y/oHK$181,608 (+8.0%)
99 y/oHK$197,312 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$22,152 (+12.0%)
5 y/oHK$16,684 (+12.0%)
10 y/oHK$14,935 (+12.0%)
15 y/oHK$14,179 (+12.0%)
20 y/oHK$15,087 (+12.0%)
25 y/oHK$15,809 (+12.0%)
30 y/oHK$17,408 (+12.0%)
35 y/oHK$19,953 (+12.0%)
40 y/oHK$24,036 (+12.0%)
45 y/oHK$29,691 (+12.0%)
50 y/oHK$37,854 (+12.0%)
55 y/oHK$50,512 (+12.0%)
60 y/oHK$64,116 (+12.0%)
65 y/oHK$76,238 (+12.0%)
70 y/oHK$91,206 (+12.0%)
75 y/oHK$109,076 (+12.0%)
80 y/oHK$135,340 (+12.0%)
85 y/oHK$157,752 (+12.0%)
90 y/oHK$180,585 (+12.0%)
95 y/oHK$203,400 (+12.0%)
99 y/oHK$220,989 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.91%
5 y/o+5.91%
10 y/o+5.73%
15 y/o+4.98%
20 y/o+5.91%
25 y/o+5.91%
30 y/o+5.91%
35 y/o+5.91%
40 y/o+5.91%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.