← Back to Chubb Life Insurance Hong Kong Limited plan series
Chubb VHIS - Flexi Plan - Private (HKD)
安達自願醫保（靈活）計劃 - 私家(港元)
Chubb Life Insurance Hong Kong Limited · F00027-04-000 · 7 versions · Flexi plan · Avg. annual increase +5.85%
HKD
Swipe the table sideways to see more versions →
| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$9,638 | HK$9,638 | HK$10,119 (+5.0%) | HK$12,142 (+20.0%) | HK$12,142 | HK$13,113 (+8.0%) | HK$14,686 (+12.0%) | +5.91% |
| 5 y/o | HK$8,884 | HK$8,884 | HK$9,328 (+5.0%) | HK$11,193 (+20.0%) | HK$11,193 | HK$12,088 (+8.0%) | HK$13,538 (+12.0%) | +5.91% |
| 10 y/o | HK$6,984 | HK$6,984 | HK$7,333 (+5.0%) | HK$8,689 (+18.5%) | HK$8,689 | HK$9,384 (+8.0%) | HK$10,510 (+12.0%) | +5.73% |
| 15 y/o | HK$6,984 | HK$6,984 | HK$7,333 (+5.0%) | HK$8,249 (+12.5%) | HK$8,249 | HK$8,908 (+8.0%) | HK$9,976 (+12.0%) | +4.98% |
| 20 y/o | HK$7,140 | HK$7,140 | HK$7,497 (+5.0%) | HK$8,996 (+20.0%) | HK$8,996 | HK$9,715 (+8.0%) | HK$10,880 (+12.0%) | +5.91% |
| 25 y/o | HK$7,975 | HK$7,975 | HK$8,373 (+5.0%) | HK$10,047 (+20.0%) | HK$10,047 | HK$10,850 (+8.0%) | HK$12,152 (+12.0%) | +5.91% |
| 30 y/o | HK$8,852 | HK$8,852 | HK$9,294 (+5.0%) | HK$11,152 (+20.0%) | HK$11,152 | HK$12,044 (+8.0%) | HK$13,489 (+12.0%) | +5.91% |
| 35 y/o | HK$10,072 | HK$10,072 | HK$10,575 (+5.0%) | HK$12,690 (+20.0%) | HK$12,690 | HK$13,705 (+8.0%) | HK$15,349 (+12.0%) | +5.91% |
| 40 y/o | HK$12,136 | HK$12,136 | HK$12,742 (+5.0%) | HK$15,290 (+20.0%) | HK$15,290 | HK$16,513 (+8.0%) | HK$18,494 (+12.0%) | +5.91% |
| 45 y/o | HK$15,109 | HK$15,109 | HK$15,864 (+5.0%) | HK$19,036 (+20.0%) | HK$19,036 | HK$20,558 (+8.0%) | HK$23,024 (+12.0%) | +5.91% |
| 50 y/o | HK$18,614 | HK$18,614 | HK$19,544 (+5.0%) | HK$23,452 (+20.0%) | HK$23,452 | HK$25,328 (+8.0%) | HK$28,367 (+12.0%) | +5.91% |
| 55 y/o | HK$23,135 | HK$23,135 | HK$24,291 (+5.0%) | HK$29,149 (+20.0%) | HK$29,149 | HK$31,480 (+8.0%) | HK$35,257 (+12.0%) | +5.91% |
| 60 y/o | HK$28,295 | HK$28,295 | HK$29,709 (+5.0%) | HK$35,650 (+20.0%) | HK$35,650 | HK$38,502 (+8.0%) | HK$43,122 (+12.0%) | +5.91% |
| 65 y/o | HK$34,560 | HK$34,560 | HK$36,288 (+5.0%) | HK$43,545 (+20.0%) | HK$43,545 | HK$47,028 (+8.0%) | HK$52,671 (+12.0%) | +5.91% |
| 70 y/o | HK$43,938 | HK$43,938 | HK$46,134 (+5.0%) | HK$55,360 (+20.0%) | HK$55,360 | HK$59,788 (+8.0%) | HK$66,962 (+12.0%) | +5.91% |
| 75 y/o | HK$54,568 | HK$54,568 | HK$57,296 (+5.0%) | HK$68,755 (+20.0%) | HK$68,755 | HK$74,255 (+8.0%) | HK$83,165 (+12.0%) | +5.91% |
| 80 y/o | HK$65,903 | HK$65,903 | HK$69,198 (+5.0%) | HK$83,037 (+20.0%) | HK$83,037 | HK$89,679 (+8.0%) | HK$100,440 (+12.0%) | +5.91% |
| 85 y/o | HK$76,796 | HK$76,796 | HK$80,635 (+5.0%) | HK$96,762 (+20.0%) | HK$96,762 | HK$104,502 (+8.0%) | HK$117,042 (+12.0%) | +5.91% |
| 90 y/o | HK$87,893 | HK$87,893 | HK$92,287 (+5.0%) | HK$110,744 (+20.0%) | HK$110,744 | HK$119,603 (+8.0%) | HK$133,955 (+12.0%) | +5.91% |
| 95 y/o | HK$98,983 | HK$98,983 | HK$103,932 (+5.0%) | HK$124,718 (+20.0%) | HK$124,718 | HK$134,695 (+8.0%) | HK$150,858 (+12.0%) | +5.91% |
| 99 y/o | HK$107,531 | HK$107,531 | HK$112,907 (+5.0%) | HK$135,488 (+20.0%) | HK$135,488 | HK$146,327 (+8.0%) | HK$163,886 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$9,638
5 y/oHK$8,884
10 y/oHK$6,984
15 y/oHK$6,984
20 y/oHK$7,140
25 y/oHK$7,975
30 y/oHK$8,852
35 y/oHK$10,072
40 y/oHK$12,136
45 y/oHK$15,109
50 y/oHK$18,614
55 y/oHK$23,135
60 y/oHK$28,295
65 y/oHK$34,560
70 y/oHK$43,938
75 y/oHK$54,568
80 y/oHK$65,903
85 y/oHK$76,796
90 y/oHK$87,893
95 y/oHK$98,983
99 y/oHK$107,531
0.0%
All-ages avg
0 y/oHK$9,638
5 y/oHK$8,884
10 y/oHK$6,984
15 y/oHK$6,984
20 y/oHK$7,140
25 y/oHK$7,975
30 y/oHK$8,852
35 y/oHK$10,072
40 y/oHK$12,136
45 y/oHK$15,109
50 y/oHK$18,614
55 y/oHK$23,135
60 y/oHK$28,295
65 y/oHK$34,560
70 y/oHK$43,938
75 y/oHK$54,568
80 y/oHK$65,903
85 y/oHK$76,796
90 y/oHK$87,893
95 y/oHK$98,983
99 y/oHK$107,531
+5.0%
All-ages avg
0 y/oHK$10,119 (+5.0%)
5 y/oHK$9,328 (+5.0%)
10 y/oHK$7,333 (+5.0%)
15 y/oHK$7,333 (+5.0%)
20 y/oHK$7,497 (+5.0%)
25 y/oHK$8,373 (+5.0%)
30 y/oHK$9,294 (+5.0%)
35 y/oHK$10,575 (+5.0%)
40 y/oHK$12,742 (+5.0%)
45 y/oHK$15,864 (+5.0%)
50 y/oHK$19,544 (+5.0%)
55 y/oHK$24,291 (+5.0%)
60 y/oHK$29,709 (+5.0%)
65 y/oHK$36,288 (+5.0%)
70 y/oHK$46,134 (+5.0%)
75 y/oHK$57,296 (+5.0%)
80 y/oHK$69,198 (+5.0%)
85 y/oHK$80,635 (+5.0%)
90 y/oHK$92,287 (+5.0%)
95 y/oHK$103,932 (+5.0%)
99 y/oHK$112,907 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$12,142 (+20.0%)
5 y/oHK$11,193 (+20.0%)
10 y/oHK$8,689 (+18.5%)
15 y/oHK$8,249 (+12.5%)
20 y/oHK$8,996 (+20.0%)
25 y/oHK$10,047 (+20.0%)
30 y/oHK$11,152 (+20.0%)
35 y/oHK$12,690 (+20.0%)
40 y/oHK$15,290 (+20.0%)
45 y/oHK$19,036 (+20.0%)
50 y/oHK$23,452 (+20.0%)
55 y/oHK$29,149 (+20.0%)
60 y/oHK$35,650 (+20.0%)
65 y/oHK$43,545 (+20.0%)
70 y/oHK$55,360 (+20.0%)
75 y/oHK$68,755 (+20.0%)
80 y/oHK$83,037 (+20.0%)
85 y/oHK$96,762 (+20.0%)
90 y/oHK$110,744 (+20.0%)
95 y/oHK$124,718 (+20.0%)
99 y/oHK$135,488 (+20.0%)
0.0%
All-ages avg
0 y/oHK$12,142
5 y/oHK$11,193
10 y/oHK$8,689
15 y/oHK$8,249
20 y/oHK$8,996
25 y/oHK$10,047
30 y/oHK$11,152
35 y/oHK$12,690
40 y/oHK$15,290
45 y/oHK$19,036
50 y/oHK$23,452
55 y/oHK$29,149
60 y/oHK$35,650
65 y/oHK$43,545
70 y/oHK$55,360
75 y/oHK$68,755
80 y/oHK$83,037
85 y/oHK$96,762
90 y/oHK$110,744
95 y/oHK$124,718
99 y/oHK$135,488
+8.0%
All-ages avg
0 y/oHK$13,113 (+8.0%)
5 y/oHK$12,088 (+8.0%)
10 y/oHK$9,384 (+8.0%)
15 y/oHK$8,908 (+8.0%)
20 y/oHK$9,715 (+8.0%)
25 y/oHK$10,850 (+8.0%)
30 y/oHK$12,044 (+8.0%)
35 y/oHK$13,705 (+8.0%)
40 y/oHK$16,513 (+8.0%)
45 y/oHK$20,558 (+8.0%)
50 y/oHK$25,328 (+8.0%)
55 y/oHK$31,480 (+8.0%)
60 y/oHK$38,502 (+8.0%)
65 y/oHK$47,028 (+8.0%)
70 y/oHK$59,788 (+8.0%)
75 y/oHK$74,255 (+8.0%)
80 y/oHK$89,679 (+8.0%)
85 y/oHK$104,502 (+8.0%)
90 y/oHK$119,603 (+8.0%)
95 y/oHK$134,695 (+8.0%)
99 y/oHK$146,327 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$14,686 (+12.0%)
5 y/oHK$13,538 (+12.0%)
10 y/oHK$10,510 (+12.0%)
15 y/oHK$9,976 (+12.0%)
20 y/oHK$10,880 (+12.0%)
25 y/oHK$12,152 (+12.0%)
30 y/oHK$13,489 (+12.0%)
35 y/oHK$15,349 (+12.0%)
40 y/oHK$18,494 (+12.0%)
45 y/oHK$23,024 (+12.0%)
50 y/oHK$28,367 (+12.0%)
55 y/oHK$35,257 (+12.0%)
60 y/oHK$43,122 (+12.0%)
65 y/oHK$52,671 (+12.0%)
70 y/oHK$66,962 (+12.0%)
75 y/oHK$83,165 (+12.0%)
80 y/oHK$100,440 (+12.0%)
85 y/oHK$117,042 (+12.0%)
90 y/oHK$133,955 (+12.0%)
95 y/oHK$150,858 (+12.0%)
99 y/oHK$163,886 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.91%
5 y/o+5.91%
10 y/o+5.73%
15 y/o+4.98%
20 y/o+5.91%
25 y/o+5.91%
30 y/o+5.91%
35 y/o+5.91%
40 y/o+5.91%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.