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Chubb VHIS - Flexi Plan - Semi-Private with Top-up benefit (HKD)
安達自願醫保（靈活）計劃 - 半私家及附加額外保障(港元)
Chubb Life Insurance Hong Kong Limited · F00027-03-001 · 7 versions · Flexi plan · Avg. annual increase +5.85%
HKD
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| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$8,262 | HK$8,262 | HK$8,675 (+5.0%) | HK$10,410 (+20.0%) | HK$10,410 | HK$11,242 (+8.0%) | HK$12,591 (+12.0%) | +5.91% |
| 5 y/o | HK$6,247 | HK$6,247 | HK$6,559 (+5.0%) | HK$7,870 (+20.0%) | HK$7,870 | HK$8,499 (+8.0%) | HK$9,518 (+12.0%) | +5.91% |
| 10 y/o | HK$5,535 | HK$5,535 | HK$5,811 (+5.0%) | HK$6,886 (+18.5%) | HK$6,886 | HK$7,436 (+8.0%) | HK$8,328 (+12.0%) | +5.73% |
| 15 y/o | HK$5,535 | HK$5,535 | HK$5,811 (+5.0%) | HK$6,537 (+12.5%) | HK$6,537 | HK$7,059 (+8.0%) | HK$7,906 (+12.0%) | +4.98% |
| 20 y/o | HK$5,690 | HK$5,690 | HK$5,974 (+5.0%) | HK$7,168 (+20.0%) | HK$7,168 | HK$7,741 (+8.0%) | HK$8,669 (+12.0%) | +5.91% |
| 25 y/o | HK$6,133 | HK$6,133 | HK$6,439 (+5.0%) | HK$7,726 (+20.0%) | HK$7,726 | HK$8,344 (+8.0%) | HK$9,345 (+12.0%) | +5.91% |
| 30 y/o | HK$6,755 | HK$6,755 | HK$7,092 (+5.0%) | HK$8,510 (+20.0%) | HK$8,510 | HK$9,190 (+8.0%) | HK$10,292 (+12.0%) | +5.91% |
| 35 y/o | HK$7,812 | HK$7,812 | HK$8,202 (+5.0%) | HK$9,842 (+20.0%) | HK$9,842 | HK$10,629 (+8.0%) | HK$11,904 (+12.0%) | +5.91% |
| 40 y/o | HK$9,679 | HK$9,679 | HK$10,162 (+5.0%) | HK$12,194 (+20.0%) | HK$12,194 | HK$13,169 (+8.0%) | HK$14,749 (+12.0%) | +5.91% |
| 45 y/o | HK$12,504 | HK$12,504 | HK$13,129 (+5.0%) | HK$15,754 (+20.0%) | HK$15,754 | HK$17,014 (+8.0%) | HK$19,055 (+12.0%) | +5.91% |
| 50 y/o | HK$16,100 | HK$16,100 | HK$16,905 (+5.0%) | HK$20,286 (+20.0%) | HK$20,286 | HK$21,908 (+8.0%) | HK$24,536 (+12.0%) | +5.91% |
| 55 y/o | HK$20,326 | HK$20,326 | HK$21,342 (+5.0%) | HK$25,610 (+20.0%) | HK$25,610 | HK$27,658 (+8.0%) | HK$30,976 (+12.0%) | +5.91% |
| 60 y/o | HK$25,699 | HK$25,699 | HK$26,983 (+5.0%) | HK$32,379 (+20.0%) | HK$32,379 | HK$34,969 (+8.0%) | HK$39,165 (+12.0%) | +5.91% |
| 65 y/o | HK$30,694 | HK$30,694 | HK$32,228 (+5.0%) | HK$38,673 (+20.0%) | HK$38,673 | HK$41,766 (+8.0%) | HK$46,777 (+12.0%) | +5.91% |
| 70 y/o | HK$36,214 | HK$36,214 | HK$38,024 (+5.0%) | HK$45,628 (+20.0%) | HK$45,628 | HK$49,278 (+8.0%) | HK$55,191 (+12.0%) | +5.91% |
| 75 y/o | HK$45,482 | HK$45,482 | HK$47,756 (+5.0%) | HK$57,307 (+20.0%) | HK$57,307 | HK$61,891 (+8.0%) | HK$69,317 (+12.0%) | +5.91% |
| 80 y/o | HK$51,730 | HK$51,730 | HK$54,316 (+5.0%) | HK$65,179 (+20.0%) | HK$65,179 | HK$70,393 (+8.0%) | HK$78,840 (+12.0%) | +5.91% |
| 85 y/o | HK$61,517 | HK$61,517 | HK$64,592 (+5.0%) | HK$77,510 (+20.0%) | HK$77,510 | HK$83,710 (+8.0%) | HK$93,755 (+12.0%) | +5.91% |
| 90 y/o | HK$71,509 | HK$71,509 | HK$75,084 (+5.0%) | HK$90,100 (+20.0%) | HK$90,100 | HK$97,308 (+8.0%) | HK$108,984 (+12.0%) | +5.91% |
| 95 y/o | HK$81,511 | HK$81,511 | HK$85,586 (+5.0%) | HK$102,703 (+20.0%) | HK$102,703 | HK$110,919 (+8.0%) | HK$124,229 (+12.0%) | +5.91% |
| 99 y/o | HK$89,742 | HK$89,742 | HK$94,229 (+5.0%) | HK$113,074 (+20.0%) | HK$113,074 | HK$122,119 (+8.0%) | HK$136,773 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$8,262
5 y/oHK$6,247
10 y/oHK$5,535
15 y/oHK$5,535
20 y/oHK$5,690
25 y/oHK$6,133
30 y/oHK$6,755
35 y/oHK$7,812
40 y/oHK$9,679
45 y/oHK$12,504
50 y/oHK$16,100
55 y/oHK$20,326
60 y/oHK$25,699
65 y/oHK$30,694
70 y/oHK$36,214
75 y/oHK$45,482
80 y/oHK$51,730
85 y/oHK$61,517
90 y/oHK$71,509
95 y/oHK$81,511
99 y/oHK$89,742
0.0%
All-ages avg
0 y/oHK$8,262
5 y/oHK$6,247
10 y/oHK$5,535
15 y/oHK$5,535
20 y/oHK$5,690
25 y/oHK$6,133
30 y/oHK$6,755
35 y/oHK$7,812
40 y/oHK$9,679
45 y/oHK$12,504
50 y/oHK$16,100
55 y/oHK$20,326
60 y/oHK$25,699
65 y/oHK$30,694
70 y/oHK$36,214
75 y/oHK$45,482
80 y/oHK$51,730
85 y/oHK$61,517
90 y/oHK$71,509
95 y/oHK$81,511
99 y/oHK$89,742
+5.0%
All-ages avg
0 y/oHK$8,675 (+5.0%)
5 y/oHK$6,559 (+5.0%)
10 y/oHK$5,811 (+5.0%)
15 y/oHK$5,811 (+5.0%)
20 y/oHK$5,974 (+5.0%)
25 y/oHK$6,439 (+5.0%)
30 y/oHK$7,092 (+5.0%)
35 y/oHK$8,202 (+5.0%)
40 y/oHK$10,162 (+5.0%)
45 y/oHK$13,129 (+5.0%)
50 y/oHK$16,905 (+5.0%)
55 y/oHK$21,342 (+5.0%)
60 y/oHK$26,983 (+5.0%)
65 y/oHK$32,228 (+5.0%)
70 y/oHK$38,024 (+5.0%)
75 y/oHK$47,756 (+5.0%)
80 y/oHK$54,316 (+5.0%)
85 y/oHK$64,592 (+5.0%)
90 y/oHK$75,084 (+5.0%)
95 y/oHK$85,586 (+5.0%)
99 y/oHK$94,229 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$10,410 (+20.0%)
5 y/oHK$7,870 (+20.0%)
10 y/oHK$6,886 (+18.5%)
15 y/oHK$6,537 (+12.5%)
20 y/oHK$7,168 (+20.0%)
25 y/oHK$7,726 (+20.0%)
30 y/oHK$8,510 (+20.0%)
35 y/oHK$9,842 (+20.0%)
40 y/oHK$12,194 (+20.0%)
45 y/oHK$15,754 (+20.0%)
50 y/oHK$20,286 (+20.0%)
55 y/oHK$25,610 (+20.0%)
60 y/oHK$32,379 (+20.0%)
65 y/oHK$38,673 (+20.0%)
70 y/oHK$45,628 (+20.0%)
75 y/oHK$57,307 (+20.0%)
80 y/oHK$65,179 (+20.0%)
85 y/oHK$77,510 (+20.0%)
90 y/oHK$90,100 (+20.0%)
95 y/oHK$102,703 (+20.0%)
99 y/oHK$113,074 (+20.0%)
0.0%
All-ages avg
0 y/oHK$10,410
5 y/oHK$7,870
10 y/oHK$6,886
15 y/oHK$6,537
20 y/oHK$7,168
25 y/oHK$7,726
30 y/oHK$8,510
35 y/oHK$9,842
40 y/oHK$12,194
45 y/oHK$15,754
50 y/oHK$20,286
55 y/oHK$25,610
60 y/oHK$32,379
65 y/oHK$38,673
70 y/oHK$45,628
75 y/oHK$57,307
80 y/oHK$65,179
85 y/oHK$77,510
90 y/oHK$90,100
95 y/oHK$102,703
99 y/oHK$113,074
+8.0%
All-ages avg
0 y/oHK$11,242 (+8.0%)
5 y/oHK$8,499 (+8.0%)
10 y/oHK$7,436 (+8.0%)
15 y/oHK$7,059 (+8.0%)
20 y/oHK$7,741 (+8.0%)
25 y/oHK$8,344 (+8.0%)
30 y/oHK$9,190 (+8.0%)
35 y/oHK$10,629 (+8.0%)
40 y/oHK$13,169 (+8.0%)
45 y/oHK$17,014 (+8.0%)
50 y/oHK$21,908 (+8.0%)
55 y/oHK$27,658 (+8.0%)
60 y/oHK$34,969 (+8.0%)
65 y/oHK$41,766 (+8.0%)
70 y/oHK$49,278 (+8.0%)
75 y/oHK$61,891 (+8.0%)
80 y/oHK$70,393 (+8.0%)
85 y/oHK$83,710 (+8.0%)
90 y/oHK$97,308 (+8.0%)
95 y/oHK$110,919 (+8.0%)
99 y/oHK$122,119 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$12,591 (+12.0%)
5 y/oHK$9,518 (+12.0%)
10 y/oHK$8,328 (+12.0%)
15 y/oHK$7,906 (+12.0%)
20 y/oHK$8,669 (+12.0%)
25 y/oHK$9,345 (+12.0%)
30 y/oHK$10,292 (+12.0%)
35 y/oHK$11,904 (+12.0%)
40 y/oHK$14,749 (+12.0%)
45 y/oHK$19,055 (+12.0%)
50 y/oHK$24,536 (+12.0%)
55 y/oHK$30,976 (+12.0%)
60 y/oHK$39,165 (+12.0%)
65 y/oHK$46,777 (+12.0%)
70 y/oHK$55,191 (+12.0%)
75 y/oHK$69,317 (+12.0%)
80 y/oHK$78,840 (+12.0%)
85 y/oHK$93,755 (+12.0%)
90 y/oHK$108,984 (+12.0%)
95 y/oHK$124,229 (+12.0%)
99 y/oHK$136,773 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.91%
5 y/o+5.91%
10 y/o+5.73%
15 y/o+4.98%
20 y/o+5.91%
25 y/o+5.91%
30 y/o+5.91%
35 y/o+5.91%
40 y/o+5.91%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.