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Chubb VHIS - Flexi Plan - Semi-Private (HKD)
安達自願醫保（靈活）計劃 - 半私家(港元)
Chubb Life Insurance Hong Kong Limited · F00027-03-000 · 7 versions · Flexi plan · Avg. annual increase +5.85%
HKD
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| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$5,510 | HK$5,510 | HK$5,785 (+5.0%) | HK$6,942 (+20.0%) | HK$6,942 | HK$7,497 (+8.0%) | HK$8,396 (+12.0%) | +5.91% |
| 5 y/o | HK$5,101 | HK$5,101 | HK$5,356 (+5.0%) | HK$6,427 (+20.0%) | HK$6,427 | HK$6,941 (+8.0%) | HK$7,773 (+12.0%) | +5.91% |
| 10 y/o | HK$3,815 | HK$3,815 | HK$4,005 (+5.0%) | HK$4,745 (+18.5%) | HK$4,745 | HK$5,124 (+8.0%) | HK$5,738 (+12.0%) | +5.72% |
| 15 y/o | HK$3,815 | HK$3,815 | HK$4,005 (+5.0%) | HK$4,505 (+12.5%) | HK$4,505 | HK$4,865 (+8.0%) | HK$5,448 (+12.0%) | +4.98% |
| 20 y/o | HK$3,921 | HK$3,921 | HK$4,117 (+5.0%) | HK$4,940 (+20.0%) | HK$4,940 | HK$5,335 (+8.0%) | HK$5,975 (+12.0%) | +5.91% |
| 25 y/o | HK$4,216 | HK$4,216 | HK$4,426 (+5.0%) | HK$5,311 (+20.0%) | HK$5,311 | HK$5,735 (+8.0%) | HK$6,423 (+12.0%) | +5.91% |
| 30 y/o | HK$4,675 | HK$4,675 | HK$4,908 (+5.0%) | HK$5,889 (+20.0%) | HK$5,889 | HK$6,360 (+8.0%) | HK$7,123 (+12.0%) | +5.91% |
| 35 y/o | HK$5,494 | HK$5,494 | HK$5,768 (+5.0%) | HK$6,921 (+20.0%) | HK$6,921 | HK$7,474 (+8.0%) | HK$8,370 (+12.0%) | +5.91% |
| 40 y/o | HK$6,567 | HK$6,567 | HK$6,895 (+5.0%) | HK$8,274 (+20.0%) | HK$8,274 | HK$8,935 (+8.0%) | HK$10,007 (+12.0%) | +5.91% |
| 45 y/o | HK$7,975 | HK$7,975 | HK$8,373 (+5.0%) | HK$10,047 (+20.0%) | HK$10,047 | HK$10,850 (+8.0%) | HK$12,152 (+12.0%) | +5.91% |
| 50 y/o | HK$10,236 | HK$10,236 | HK$10,747 (+5.0%) | HK$12,896 (+20.0%) | HK$12,896 | HK$13,927 (+8.0%) | HK$15,598 (+12.0%) | +5.91% |
| 55 y/o | HK$12,766 | HK$12,766 | HK$13,404 (+5.0%) | HK$16,084 (+20.0%) | HK$16,084 | HK$17,370 (+8.0%) | HK$19,454 (+12.0%) | +5.91% |
| 60 y/o | HK$15,543 | HK$15,543 | HK$16,320 (+5.0%) | HK$19,584 (+20.0%) | HK$19,584 | HK$21,150 (+8.0%) | HK$23,688 (+12.0%) | +5.91% |
| 65 y/o | HK$19,499 | HK$19,499 | HK$20,473 (+5.0%) | HK$24,567 (+20.0%) | HK$24,567 | HK$26,532 (+8.0%) | HK$29,715 (+12.0%) | +5.91% |
| 70 y/o | HK$25,215 | HK$25,215 | HK$26,475 (+5.0%) | HK$31,770 (+20.0%) | HK$31,770 | HK$34,311 (+8.0%) | HK$38,428 (+12.0%) | +5.91% |
| 75 y/o | HK$33,274 | HK$33,274 | HK$34,937 (+5.0%) | HK$41,924 (+20.0%) | HK$41,924 | HK$45,277 (+8.0%) | HK$50,710 (+12.0%) | +5.91% |
| 80 y/o | HK$41,481 | HK$41,481 | HK$43,555 (+5.0%) | HK$52,266 (+20.0%) | HK$52,266 | HK$56,447 (+8.0%) | HK$63,220 (+12.0%) | +5.91% |
| 85 y/o | HK$49,310 | HK$49,310 | HK$51,775 (+5.0%) | HK$62,130 (+20.0%) | HK$62,130 | HK$67,100 (+8.0%) | HK$75,152 (+12.0%) | +5.91% |
| 90 y/o | HK$57,304 | HK$57,304 | HK$60,169 (+5.0%) | HK$72,202 (+20.0%) | HK$72,202 | HK$77,978 (+8.0%) | HK$87,335 (+12.0%) | +5.91% |
| 95 y/o | HK$65,305 | HK$65,305 | HK$68,570 (+5.0%) | HK$82,284 (+20.0%) | HK$82,284 | HK$88,866 (+8.0%) | HK$99,529 (+12.0%) | +5.91% |
| 99 y/o | HK$71,890 | HK$71,890 | HK$75,484 (+5.0%) | HK$90,580 (+20.0%) | HK$90,580 | HK$97,826 (+8.0%) | HK$109,565 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$5,510
5 y/oHK$5,101
10 y/oHK$3,815
15 y/oHK$3,815
20 y/oHK$3,921
25 y/oHK$4,216
30 y/oHK$4,675
35 y/oHK$5,494
40 y/oHK$6,567
45 y/oHK$7,975
50 y/oHK$10,236
55 y/oHK$12,766
60 y/oHK$15,543
65 y/oHK$19,499
70 y/oHK$25,215
75 y/oHK$33,274
80 y/oHK$41,481
85 y/oHK$49,310
90 y/oHK$57,304
95 y/oHK$65,305
99 y/oHK$71,890
0.0%
All-ages avg
0 y/oHK$5,510
5 y/oHK$5,101
10 y/oHK$3,815
15 y/oHK$3,815
20 y/oHK$3,921
25 y/oHK$4,216
30 y/oHK$4,675
35 y/oHK$5,494
40 y/oHK$6,567
45 y/oHK$7,975
50 y/oHK$10,236
55 y/oHK$12,766
60 y/oHK$15,543
65 y/oHK$19,499
70 y/oHK$25,215
75 y/oHK$33,274
80 y/oHK$41,481
85 y/oHK$49,310
90 y/oHK$57,304
95 y/oHK$65,305
99 y/oHK$71,890
+5.0%
All-ages avg
0 y/oHK$5,785 (+5.0%)
5 y/oHK$5,356 (+5.0%)
10 y/oHK$4,005 (+5.0%)
15 y/oHK$4,005 (+5.0%)
20 y/oHK$4,117 (+5.0%)
25 y/oHK$4,426 (+5.0%)
30 y/oHK$4,908 (+5.0%)
35 y/oHK$5,768 (+5.0%)
40 y/oHK$6,895 (+5.0%)
45 y/oHK$8,373 (+5.0%)
50 y/oHK$10,747 (+5.0%)
55 y/oHK$13,404 (+5.0%)
60 y/oHK$16,320 (+5.0%)
65 y/oHK$20,473 (+5.0%)
70 y/oHK$26,475 (+5.0%)
75 y/oHK$34,937 (+5.0%)
80 y/oHK$43,555 (+5.0%)
85 y/oHK$51,775 (+5.0%)
90 y/oHK$60,169 (+5.0%)
95 y/oHK$68,570 (+5.0%)
99 y/oHK$75,484 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$6,942 (+20.0%)
5 y/oHK$6,427 (+20.0%)
10 y/oHK$4,745 (+18.5%)
15 y/oHK$4,505 (+12.5%)
20 y/oHK$4,940 (+20.0%)
25 y/oHK$5,311 (+20.0%)
30 y/oHK$5,889 (+20.0%)
35 y/oHK$6,921 (+20.0%)
40 y/oHK$8,274 (+20.0%)
45 y/oHK$10,047 (+20.0%)
50 y/oHK$12,896 (+20.0%)
55 y/oHK$16,084 (+20.0%)
60 y/oHK$19,584 (+20.0%)
65 y/oHK$24,567 (+20.0%)
70 y/oHK$31,770 (+20.0%)
75 y/oHK$41,924 (+20.0%)
80 y/oHK$52,266 (+20.0%)
85 y/oHK$62,130 (+20.0%)
90 y/oHK$72,202 (+20.0%)
95 y/oHK$82,284 (+20.0%)
99 y/oHK$90,580 (+20.0%)
0.0%
All-ages avg
0 y/oHK$6,942
5 y/oHK$6,427
10 y/oHK$4,745
15 y/oHK$4,505
20 y/oHK$4,940
25 y/oHK$5,311
30 y/oHK$5,889
35 y/oHK$6,921
40 y/oHK$8,274
45 y/oHK$10,047
50 y/oHK$12,896
55 y/oHK$16,084
60 y/oHK$19,584
65 y/oHK$24,567
70 y/oHK$31,770
75 y/oHK$41,924
80 y/oHK$52,266
85 y/oHK$62,130
90 y/oHK$72,202
95 y/oHK$82,284
99 y/oHK$90,580
+8.0%
All-ages avg
0 y/oHK$7,497 (+8.0%)
5 y/oHK$6,941 (+8.0%)
10 y/oHK$5,124 (+8.0%)
15 y/oHK$4,865 (+8.0%)
20 y/oHK$5,335 (+8.0%)
25 y/oHK$5,735 (+8.0%)
30 y/oHK$6,360 (+8.0%)
35 y/oHK$7,474 (+8.0%)
40 y/oHK$8,935 (+8.0%)
45 y/oHK$10,850 (+8.0%)
50 y/oHK$13,927 (+8.0%)
55 y/oHK$17,370 (+8.0%)
60 y/oHK$21,150 (+8.0%)
65 y/oHK$26,532 (+8.0%)
70 y/oHK$34,311 (+8.0%)
75 y/oHK$45,277 (+8.0%)
80 y/oHK$56,447 (+8.0%)
85 y/oHK$67,100 (+8.0%)
90 y/oHK$77,978 (+8.0%)
95 y/oHK$88,866 (+8.0%)
99 y/oHK$97,826 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$8,396 (+12.0%)
5 y/oHK$7,773 (+12.0%)
10 y/oHK$5,738 (+12.0%)
15 y/oHK$5,448 (+12.0%)
20 y/oHK$5,975 (+12.0%)
25 y/oHK$6,423 (+12.0%)
30 y/oHK$7,123 (+12.0%)
35 y/oHK$8,370 (+12.0%)
40 y/oHK$10,007 (+12.0%)
45 y/oHK$12,152 (+12.0%)
50 y/oHK$15,598 (+12.0%)
55 y/oHK$19,454 (+12.0%)
60 y/oHK$23,688 (+12.0%)
65 y/oHK$29,715 (+12.0%)
70 y/oHK$38,428 (+12.0%)
75 y/oHK$50,710 (+12.0%)
80 y/oHK$63,220 (+12.0%)
85 y/oHK$75,152 (+12.0%)
90 y/oHK$87,335 (+12.0%)
95 y/oHK$99,529 (+12.0%)
99 y/oHK$109,565 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.91%
5 y/o+5.91%
10 y/o+5.72%
15 y/o+4.98%
20 y/o+5.91%
25 y/o+5.91%
30 y/o+5.91%
35 y/o+5.91%
40 y/o+5.91%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.