← Back to Chubb Life Insurance Hong Kong Limited plan series
Chubb VHIS - Flexi Plan - Ward with Top-up benefit (HKD)
安達自願醫保（靈活）計劃 - 普通及附加額外保障(港元)
Chubb Life Insurance Hong Kong Limited · F00027-02-001 · 7 versions · Flexi plan · Avg. annual increase +5.85%
HKD
Swipe the table sideways to see more versions →
| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$5,293 | HK$5,293 | HK$5,557 (+5.0%) | HK$6,668 (+20.0%) | HK$6,668 | HK$7,201 (+8.0%) | HK$8,065 (+12.0%) | +5.91% |
| 5 y/o | HK$4,815 | HK$4,815 | HK$5,055 (+5.0%) | HK$6,066 (+20.0%) | HK$6,066 | HK$6,551 (+8.0%) | HK$7,337 (+12.0%) | +5.91% |
| 10 y/o | HK$3,522 | HK$3,522 | HK$3,698 (+5.0%) | HK$4,382 (+18.5%) | HK$4,382 | HK$4,732 (+8.0%) | HK$5,299 (+12.0%) | +5.73% |
| 15 y/o | HK$3,522 | HK$3,522 | HK$3,698 (+5.0%) | HK$4,160 (+12.5%) | HK$4,160 | HK$4,492 (+8.0%) | HK$5,031 (+12.0%) | +4.98% |
| 20 y/o | HK$3,573 | HK$3,573 | HK$3,751 (+5.0%) | HK$4,501 (+20.0%) | HK$4,501 | HK$4,861 (+8.0%) | HK$5,444 (+12.0%) | +5.91% |
| 25 y/o | HK$3,870 | HK$3,870 | HK$4,063 (+5.0%) | HK$4,875 (+20.0%) | HK$4,875 | HK$5,265 (+8.0%) | HK$5,896 (+12.0%) | +5.91% |
| 30 y/o | HK$4,290 | HK$4,290 | HK$4,504 (+5.0%) | HK$5,404 (+20.0%) | HK$5,404 | HK$5,836 (+8.0%) | HK$6,536 (+12.0%) | +5.91% |
| 35 y/o | HK$5,037 | HK$5,037 | HK$5,288 (+5.0%) | HK$6,345 (+20.0%) | HK$6,345 | HK$6,852 (+8.0%) | HK$7,674 (+12.0%) | +5.91% |
| 40 y/o | HK$6,163 | HK$6,163 | HK$6,471 (+5.0%) | HK$7,765 (+20.0%) | HK$7,765 | HK$8,386 (+8.0%) | HK$9,392 (+12.0%) | +5.91% |
| 45 y/o | HK$7,586 | HK$7,586 | HK$7,965 (+5.0%) | HK$9,558 (+20.0%) | HK$9,558 | HK$10,322 (+8.0%) | HK$11,560 (+12.0%) | +5.91% |
| 50 y/o | HK$9,941 | HK$9,941 | HK$10,438 (+5.0%) | HK$12,525 (+20.0%) | HK$12,525 | HK$13,527 (+8.0%) | HK$15,150 (+12.0%) | +5.91% |
| 55 y/o | HK$12,480 | HK$12,480 | HK$13,104 (+5.0%) | HK$15,724 (+20.0%) | HK$15,724 | HK$16,981 (+8.0%) | HK$19,018 (+12.0%) | +5.91% |
| 60 y/o | HK$14,988 | HK$14,988 | HK$15,737 (+5.0%) | HK$18,884 (+20.0%) | HK$18,884 | HK$20,394 (+8.0%) | HK$22,841 (+12.0%) | +5.91% |
| 65 y/o | HK$17,527 | HK$17,527 | HK$18,403 (+5.0%) | HK$22,083 (+20.0%) | HK$22,083 | HK$23,849 (+8.0%) | HK$26,710 (+12.0%) | +5.91% |
| 70 y/o | HK$21,356 | HK$21,356 | HK$22,423 (+5.0%) | HK$26,907 (+20.0%) | HK$26,907 | HK$29,059 (+8.0%) | HK$32,546 (+12.0%) | +5.91% |
| 75 y/o | HK$26,983 | HK$26,983 | HK$28,332 (+5.0%) | HK$33,998 (+20.0%) | HK$33,998 | HK$36,717 (+8.0%) | HK$41,123 (+12.0%) | +5.91% |
| 80 y/o | HK$32,174 | HK$32,174 | HK$33,782 (+5.0%) | HK$40,538 (+20.0%) | HK$40,538 | HK$43,781 (+8.0%) | HK$49,034 (+12.0%) | +5.91% |
| 85 y/o | HK$37,184 | HK$37,184 | HK$39,043 (+5.0%) | HK$46,851 (+20.0%) | HK$46,851 | HK$50,599 (+8.0%) | HK$56,670 (+12.0%) | +5.91% |
| 90 y/o | HK$42,285 | HK$42,285 | HK$44,399 (+5.0%) | HK$53,278 (+20.0%) | HK$53,278 | HK$57,540 (+8.0%) | HK$64,444 (+12.0%) | +5.91% |
| 95 y/o | HK$47,370 | HK$47,370 | HK$49,738 (+5.0%) | HK$59,685 (+20.0%) | HK$59,685 | HK$64,459 (+8.0%) | HK$72,194 (+12.0%) | +5.91% |
| 99 y/o | HK$51,532 | HK$51,532 | HK$54,108 (+5.0%) | HK$64,929 (+20.0%) | HK$64,929 | HK$70,123 (+8.0%) | HK$78,537 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$5,293
5 y/oHK$4,815
10 y/oHK$3,522
15 y/oHK$3,522
20 y/oHK$3,573
25 y/oHK$3,870
30 y/oHK$4,290
35 y/oHK$5,037
40 y/oHK$6,163
45 y/oHK$7,586
50 y/oHK$9,941
55 y/oHK$12,480
60 y/oHK$14,988
65 y/oHK$17,527
70 y/oHK$21,356
75 y/oHK$26,983
80 y/oHK$32,174
85 y/oHK$37,184
90 y/oHK$42,285
95 y/oHK$47,370
99 y/oHK$51,532
0.0%
All-ages avg
0 y/oHK$5,293
5 y/oHK$4,815
10 y/oHK$3,522
15 y/oHK$3,522
20 y/oHK$3,573
25 y/oHK$3,870
30 y/oHK$4,290
35 y/oHK$5,037
40 y/oHK$6,163
45 y/oHK$7,586
50 y/oHK$9,941
55 y/oHK$12,480
60 y/oHK$14,988
65 y/oHK$17,527
70 y/oHK$21,356
75 y/oHK$26,983
80 y/oHK$32,174
85 y/oHK$37,184
90 y/oHK$42,285
95 y/oHK$47,370
99 y/oHK$51,532
+5.0%
All-ages avg
0 y/oHK$5,557 (+5.0%)
5 y/oHK$5,055 (+5.0%)
10 y/oHK$3,698 (+5.0%)
15 y/oHK$3,698 (+5.0%)
20 y/oHK$3,751 (+5.0%)
25 y/oHK$4,063 (+5.0%)
30 y/oHK$4,504 (+5.0%)
35 y/oHK$5,288 (+5.0%)
40 y/oHK$6,471 (+5.0%)
45 y/oHK$7,965 (+5.0%)
50 y/oHK$10,438 (+5.0%)
55 y/oHK$13,104 (+5.0%)
60 y/oHK$15,737 (+5.0%)
65 y/oHK$18,403 (+5.0%)
70 y/oHK$22,423 (+5.0%)
75 y/oHK$28,332 (+5.0%)
80 y/oHK$33,782 (+5.0%)
85 y/oHK$39,043 (+5.0%)
90 y/oHK$44,399 (+5.0%)
95 y/oHK$49,738 (+5.0%)
99 y/oHK$54,108 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$6,668 (+20.0%)
5 y/oHK$6,066 (+20.0%)
10 y/oHK$4,382 (+18.5%)
15 y/oHK$4,160 (+12.5%)
20 y/oHK$4,501 (+20.0%)
25 y/oHK$4,875 (+20.0%)
30 y/oHK$5,404 (+20.0%)
35 y/oHK$6,345 (+20.0%)
40 y/oHK$7,765 (+20.0%)
45 y/oHK$9,558 (+20.0%)
50 y/oHK$12,525 (+20.0%)
55 y/oHK$15,724 (+20.0%)
60 y/oHK$18,884 (+20.0%)
65 y/oHK$22,083 (+20.0%)
70 y/oHK$26,907 (+20.0%)
75 y/oHK$33,998 (+20.0%)
80 y/oHK$40,538 (+20.0%)
85 y/oHK$46,851 (+20.0%)
90 y/oHK$53,278 (+20.0%)
95 y/oHK$59,685 (+20.0%)
99 y/oHK$64,929 (+20.0%)
0.0%
All-ages avg
0 y/oHK$6,668
5 y/oHK$6,066
10 y/oHK$4,382
15 y/oHK$4,160
20 y/oHK$4,501
25 y/oHK$4,875
30 y/oHK$5,404
35 y/oHK$6,345
40 y/oHK$7,765
45 y/oHK$9,558
50 y/oHK$12,525
55 y/oHK$15,724
60 y/oHK$18,884
65 y/oHK$22,083
70 y/oHK$26,907
75 y/oHK$33,998
80 y/oHK$40,538
85 y/oHK$46,851
90 y/oHK$53,278
95 y/oHK$59,685
99 y/oHK$64,929
+8.0%
All-ages avg
0 y/oHK$7,201 (+8.0%)
5 y/oHK$6,551 (+8.0%)
10 y/oHK$4,732 (+8.0%)
15 y/oHK$4,492 (+8.0%)
20 y/oHK$4,861 (+8.0%)
25 y/oHK$5,265 (+8.0%)
30 y/oHK$5,836 (+8.0%)
35 y/oHK$6,852 (+8.0%)
40 y/oHK$8,386 (+8.0%)
45 y/oHK$10,322 (+8.0%)
50 y/oHK$13,527 (+8.0%)
55 y/oHK$16,981 (+8.0%)
60 y/oHK$20,394 (+8.0%)
65 y/oHK$23,849 (+8.0%)
70 y/oHK$29,059 (+8.0%)
75 y/oHK$36,717 (+8.0%)
80 y/oHK$43,781 (+8.0%)
85 y/oHK$50,599 (+8.0%)
90 y/oHK$57,540 (+8.0%)
95 y/oHK$64,459 (+8.0%)
99 y/oHK$70,123 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$8,065 (+12.0%)
5 y/oHK$7,337 (+12.0%)
10 y/oHK$5,299 (+12.0%)
15 y/oHK$5,031 (+12.0%)
20 y/oHK$5,444 (+12.0%)
25 y/oHK$5,896 (+12.0%)
30 y/oHK$6,536 (+12.0%)
35 y/oHK$7,674 (+12.0%)
40 y/oHK$9,392 (+12.0%)
45 y/oHK$11,560 (+12.0%)
50 y/oHK$15,150 (+12.0%)
55 y/oHK$19,018 (+12.0%)
60 y/oHK$22,841 (+12.0%)
65 y/oHK$26,710 (+12.0%)
70 y/oHK$32,546 (+12.0%)
75 y/oHK$41,123 (+12.0%)
80 y/oHK$49,034 (+12.0%)
85 y/oHK$56,670 (+12.0%)
90 y/oHK$64,444 (+12.0%)
95 y/oHK$72,194 (+12.0%)
99 y/oHK$78,537 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.91%
5 y/o+5.91%
10 y/o+5.73%
15 y/o+4.98%
20 y/o+5.91%
25 y/o+5.91%
30 y/o+5.91%
35 y/o+5.91%
40 y/o+5.91%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.