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Chubb VHIS - Flexi Plan - Ward (HKD)
安達自願醫保（靈活）計劃 - 普通(港元)
Chubb Life Insurance Hong Kong Limited · F00027-02-000 · 7 versions · Flexi plan · Avg. annual increase +5.85%
HKD
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| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$4,614 | HK$4,614 | HK$4,844 (+5.0%) | HK$5,812 (+20.0%) | HK$5,812 | HK$6,276 (+8.0%) | HK$7,029 (+12.0%) | +5.90% |
| 5 y/o | HK$4,161 | HK$4,161 | HK$4,369 (+5.0%) | HK$5,242 (+20.0%) | HK$5,242 | HK$5,661 (+8.0%) | HK$6,340 (+12.0%) | +5.91% |
| 10 y/o | HK$2,916 | HK$2,916 | HK$3,061 (+5.0%) | HK$3,627 (+18.5%) | HK$3,627 | HK$3,917 (+8.0%) | HK$4,387 (+12.0%) | +5.72% |
| 15 y/o | HK$2,916 | HK$2,916 | HK$3,061 (+5.0%) | HK$3,443 (+12.5%) | HK$3,443 | HK$3,718 (+8.0%) | HK$4,164 (+12.0%) | +4.98% |
| 20 y/o | HK$3,095 | HK$3,095 | HK$3,249 (+5.0%) | HK$3,898 (+20.0%) | HK$3,898 | HK$4,209 (+8.0%) | HK$4,714 (+12.0%) | +5.90% |
| 25 y/o | HK$3,338 | HK$3,338 | HK$3,504 (+5.0%) | HK$4,204 (+20.0%) | HK$4,204 | HK$4,540 (+8.0%) | HK$5,084 (+12.0%) | +5.90% |
| 30 y/o | HK$3,690 | HK$3,690 | HK$3,874 (+5.0%) | HK$4,648 (+20.0%) | HK$4,648 | HK$5,019 (+8.0%) | HK$5,621 (+12.0%) | +5.90% |
| 35 y/o | HK$4,152 | HK$4,152 | HK$4,359 (+5.0%) | HK$5,230 (+20.0%) | HK$5,230 | HK$5,648 (+8.0%) | HK$6,325 (+12.0%) | +5.90% |
| 40 y/o | HK$4,918 | HK$4,918 | HK$5,163 (+5.0%) | HK$6,195 (+20.0%) | HK$6,195 | HK$6,690 (+8.0%) | HK$7,492 (+12.0%) | +5.90% |
| 45 y/o | HK$6,206 | HK$6,206 | HK$6,516 (+5.0%) | HK$7,819 (+20.0%) | HK$7,819 | HK$8,444 (+8.0%) | HK$9,457 (+12.0%) | +5.91% |
| 50 y/o | HK$7,908 | HK$7,908 | HK$8,303 (+5.0%) | HK$9,963 (+20.0%) | HK$9,963 | HK$10,760 (+8.0%) | HK$12,051 (+12.0%) | +5.91% |
| 55 y/o | HK$9,986 | HK$9,986 | HK$10,485 (+5.0%) | HK$12,582 (+20.0%) | HK$12,582 | HK$13,588 (+8.0%) | HK$15,218 (+12.0%) | +5.91% |
| 60 y/o | HK$12,125 | HK$12,125 | HK$12,731 (+5.0%) | HK$15,277 (+20.0%) | HK$15,277 | HK$16,499 (+8.0%) | HK$18,478 (+12.0%) | +5.91% |
| 65 y/o | HK$14,446 | HK$14,446 | HK$15,168 (+5.0%) | HK$18,201 (+20.0%) | HK$18,201 | HK$19,657 (+8.0%) | HK$22,015 (+12.0%) | +5.91% |
| 70 y/o | HK$17,679 | HK$17,679 | HK$18,562 (+5.0%) | HK$22,274 (+20.0%) | HK$22,274 | HK$24,055 (+8.0%) | HK$26,941 (+12.0%) | +5.91% |
| 75 y/o | HK$21,763 | HK$21,763 | HK$22,851 (+5.0%) | HK$27,421 (+20.0%) | HK$27,421 | HK$29,614 (+8.0%) | HK$33,167 (+12.0%) | +5.91% |
| 80 y/o | HK$25,932 | HK$25,932 | HK$27,228 (+5.0%) | HK$32,673 (+20.0%) | HK$32,673 | HK$35,286 (+8.0%) | HK$39,520 (+12.0%) | +5.91% |
| 85 y/o | HK$29,955 | HK$29,955 | HK$31,452 (+5.0%) | HK$37,742 (+20.0%) | HK$37,742 | HK$40,761 (+8.0%) | HK$45,652 (+12.0%) | +5.91% |
| 90 y/o | HK$34,051 | HK$34,051 | HK$35,753 (+5.0%) | HK$42,903 (+20.0%) | HK$42,903 | HK$46,335 (+8.0%) | HK$51,895 (+12.0%) | +5.91% |
| 95 y/o | HK$38,134 | HK$38,134 | HK$40,040 (+5.0%) | HK$48,048 (+20.0%) | HK$48,048 | HK$51,891 (+8.0%) | HK$58,117 (+12.0%) | +5.91% |
| 99 y/o | HK$41,477 | HK$41,477 | HK$43,550 (+5.0%) | HK$52,260 (+20.0%) | HK$52,260 | HK$56,440 (+8.0%) | HK$63,212 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$4,614
5 y/oHK$4,161
10 y/oHK$2,916
15 y/oHK$2,916
20 y/oHK$3,095
25 y/oHK$3,338
30 y/oHK$3,690
35 y/oHK$4,152
40 y/oHK$4,918
45 y/oHK$6,206
50 y/oHK$7,908
55 y/oHK$9,986
60 y/oHK$12,125
65 y/oHK$14,446
70 y/oHK$17,679
75 y/oHK$21,763
80 y/oHK$25,932
85 y/oHK$29,955
90 y/oHK$34,051
95 y/oHK$38,134
99 y/oHK$41,477
0.0%
All-ages avg
0 y/oHK$4,614
5 y/oHK$4,161
10 y/oHK$2,916
15 y/oHK$2,916
20 y/oHK$3,095
25 y/oHK$3,338
30 y/oHK$3,690
35 y/oHK$4,152
40 y/oHK$4,918
45 y/oHK$6,206
50 y/oHK$7,908
55 y/oHK$9,986
60 y/oHK$12,125
65 y/oHK$14,446
70 y/oHK$17,679
75 y/oHK$21,763
80 y/oHK$25,932
85 y/oHK$29,955
90 y/oHK$34,051
95 y/oHK$38,134
99 y/oHK$41,477
+5.0%
All-ages avg
0 y/oHK$4,844 (+5.0%)
5 y/oHK$4,369 (+5.0%)
10 y/oHK$3,061 (+5.0%)
15 y/oHK$3,061 (+5.0%)
20 y/oHK$3,249 (+5.0%)
25 y/oHK$3,504 (+5.0%)
30 y/oHK$3,874 (+5.0%)
35 y/oHK$4,359 (+5.0%)
40 y/oHK$5,163 (+5.0%)
45 y/oHK$6,516 (+5.0%)
50 y/oHK$8,303 (+5.0%)
55 y/oHK$10,485 (+5.0%)
60 y/oHK$12,731 (+5.0%)
65 y/oHK$15,168 (+5.0%)
70 y/oHK$18,562 (+5.0%)
75 y/oHK$22,851 (+5.0%)
80 y/oHK$27,228 (+5.0%)
85 y/oHK$31,452 (+5.0%)
90 y/oHK$35,753 (+5.0%)
95 y/oHK$40,040 (+5.0%)
99 y/oHK$43,550 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$5,812 (+20.0%)
5 y/oHK$5,242 (+20.0%)
10 y/oHK$3,627 (+18.5%)
15 y/oHK$3,443 (+12.5%)
20 y/oHK$3,898 (+20.0%)
25 y/oHK$4,204 (+20.0%)
30 y/oHK$4,648 (+20.0%)
35 y/oHK$5,230 (+20.0%)
40 y/oHK$6,195 (+20.0%)
45 y/oHK$7,819 (+20.0%)
50 y/oHK$9,963 (+20.0%)
55 y/oHK$12,582 (+20.0%)
60 y/oHK$15,277 (+20.0%)
65 y/oHK$18,201 (+20.0%)
70 y/oHK$22,274 (+20.0%)
75 y/oHK$27,421 (+20.0%)
80 y/oHK$32,673 (+20.0%)
85 y/oHK$37,742 (+20.0%)
90 y/oHK$42,903 (+20.0%)
95 y/oHK$48,048 (+20.0%)
99 y/oHK$52,260 (+20.0%)
0.0%
All-ages avg
0 y/oHK$5,812
5 y/oHK$5,242
10 y/oHK$3,627
15 y/oHK$3,443
20 y/oHK$3,898
25 y/oHK$4,204
30 y/oHK$4,648
35 y/oHK$5,230
40 y/oHK$6,195
45 y/oHK$7,819
50 y/oHK$9,963
55 y/oHK$12,582
60 y/oHK$15,277
65 y/oHK$18,201
70 y/oHK$22,274
75 y/oHK$27,421
80 y/oHK$32,673
85 y/oHK$37,742
90 y/oHK$42,903
95 y/oHK$48,048
99 y/oHK$52,260
+8.0%
All-ages avg
0 y/oHK$6,276 (+8.0%)
5 y/oHK$5,661 (+8.0%)
10 y/oHK$3,917 (+8.0%)
15 y/oHK$3,718 (+8.0%)
20 y/oHK$4,209 (+8.0%)
25 y/oHK$4,540 (+8.0%)
30 y/oHK$5,019 (+8.0%)
35 y/oHK$5,648 (+8.0%)
40 y/oHK$6,690 (+8.0%)
45 y/oHK$8,444 (+8.0%)
50 y/oHK$10,760 (+8.0%)
55 y/oHK$13,588 (+8.0%)
60 y/oHK$16,499 (+8.0%)
65 y/oHK$19,657 (+8.0%)
70 y/oHK$24,055 (+8.0%)
75 y/oHK$29,614 (+8.0%)
80 y/oHK$35,286 (+8.0%)
85 y/oHK$40,761 (+8.0%)
90 y/oHK$46,335 (+8.0%)
95 y/oHK$51,891 (+8.0%)
99 y/oHK$56,440 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$7,029 (+12.0%)
5 y/oHK$6,340 (+12.0%)
10 y/oHK$4,387 (+12.0%)
15 y/oHK$4,164 (+12.0%)
20 y/oHK$4,714 (+12.0%)
25 y/oHK$5,084 (+12.0%)
30 y/oHK$5,621 (+12.0%)
35 y/oHK$6,325 (+12.0%)
40 y/oHK$7,492 (+12.0%)
45 y/oHK$9,457 (+12.0%)
50 y/oHK$12,051 (+12.0%)
55 y/oHK$15,218 (+12.0%)
60 y/oHK$18,478 (+12.0%)
65 y/oHK$22,015 (+12.0%)
70 y/oHK$26,941 (+12.0%)
75 y/oHK$33,167 (+12.0%)
80 y/oHK$39,520 (+12.0%)
85 y/oHK$45,652 (+12.0%)
90 y/oHK$51,895 (+12.0%)
95 y/oHK$58,117 (+12.0%)
99 y/oHK$63,212 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.90%
5 y/o+5.91%
10 y/o+5.72%
15 y/o+4.98%
20 y/o+5.90%
25 y/o+5.90%
30 y/o+5.90%
35 y/o+5.90%
40 y/o+5.90%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.