← Back to Chubb Life Insurance Hong Kong Limited plan series
Chubb VHIS - Flexi Plan - Classic with Top-up benefit (HKD)
安達自願醫保（靈活）計劃 - 基本及附加額外保障(港元)
Chubb Life Insurance Hong Kong Limited · F00027-01-001 · 7 versions · Flexi plan · Avg. annual increase +5.85%
HKD
Swipe the table sideways to see more versions →
| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$4,526 | HK$4,526 | HK$4,752 (+5.0%) | HK$5,702 (+20.0%) | HK$5,702 | HK$6,158 (+8.0%) | HK$6,896 (+12.0%) | +5.91% |
| 5 y/o | HK$4,155 | HK$4,155 | HK$4,362 (+5.0%) | HK$5,234 (+20.0%) | HK$5,234 | HK$5,652 (+8.0%) | HK$6,330 (+12.0%) | +5.91% |
| 10 y/o | HK$3,037 | HK$3,037 | HK$3,188 (+5.0%) | HK$3,777 (+18.5%) | HK$3,777 | HK$4,079 (+8.0%) | HK$4,568 (+12.0%) | +5.72% |
| 15 y/o | HK$3,037 | HK$3,037 | HK$3,188 (+5.0%) | HK$3,586 (+12.5%) | HK$3,586 | HK$3,872 (+8.0%) | HK$4,336 (+12.0%) | +4.97% |
| 20 y/o | HK$3,080 | HK$3,080 | HK$3,234 (+5.0%) | HK$3,880 (+20.0%) | HK$3,880 | HK$4,190 (+8.0%) | HK$4,692 (+12.0%) | +5.90% |
| 25 y/o | HK$3,330 | HK$3,330 | HK$3,496 (+5.0%) | HK$4,195 (+20.0%) | HK$4,195 | HK$4,530 (+8.0%) | HK$5,073 (+12.0%) | +5.90% |
| 30 y/o | HK$3,682 | HK$3,682 | HK$3,866 (+5.0%) | HK$4,639 (+20.0%) | HK$4,639 | HK$5,010 (+8.0%) | HK$5,611 (+12.0%) | +5.91% |
| 35 y/o | HK$4,310 | HK$4,310 | HK$4,525 (+5.0%) | HK$5,430 (+20.0%) | HK$5,430 | HK$5,864 (+8.0%) | HK$6,567 (+12.0%) | +5.91% |
| 40 y/o | HK$5,257 | HK$5,257 | HK$5,519 (+5.0%) | HK$6,622 (+20.0%) | HK$6,622 | HK$7,151 (+8.0%) | HK$8,009 (+12.0%) | +5.91% |
| 45 y/o | HK$6,453 | HK$6,453 | HK$6,775 (+5.0%) | HK$8,130 (+20.0%) | HK$8,130 | HK$8,780 (+8.0%) | HK$9,833 (+12.0%) | +5.91% |
| 50 y/o | HK$8,432 | HK$8,432 | HK$8,853 (+5.0%) | HK$10,623 (+20.0%) | HK$10,623 | HK$11,472 (+8.0%) | HK$12,848 (+12.0%) | +5.91% |
| 55 y/o | HK$10,566 | HK$10,566 | HK$11,094 (+5.0%) | HK$13,312 (+20.0%) | HK$13,312 | HK$14,376 (+8.0%) | HK$16,101 (+12.0%) | +5.91% |
| 60 y/o | HK$12,674 | HK$12,674 | HK$13,307 (+5.0%) | HK$15,968 (+20.0%) | HK$15,968 | HK$17,245 (+8.0%) | HK$19,314 (+12.0%) | +5.91% |
| 65 y/o | HK$14,808 | HK$14,808 | HK$15,548 (+5.0%) | HK$18,657 (+20.0%) | HK$18,657 | HK$20,149 (+8.0%) | HK$22,566 (+12.0%) | +5.91% |
| 70 y/o | HK$18,026 | HK$18,026 | HK$18,927 (+5.0%) | HK$22,712 (+20.0%) | HK$22,712 | HK$24,528 (+8.0%) | HK$27,471 (+12.0%) | +5.91% |
| 75 y/o | HK$22,181 | HK$22,181 | HK$23,290 (+5.0%) | HK$27,948 (+20.0%) | HK$27,948 | HK$30,183 (+8.0%) | HK$33,804 (+12.0%) | +5.91% |
| 80 y/o | HK$26,432 | HK$26,432 | HK$27,753 (+5.0%) | HK$33,303 (+20.0%) | HK$33,303 | HK$35,967 (+8.0%) | HK$40,283 (+12.0%) | +5.91% |
| 85 y/o | HK$30,534 | HK$30,534 | HK$32,060 (+5.0%) | HK$38,472 (+20.0%) | HK$38,472 | HK$41,549 (+8.0%) | HK$46,534 (+12.0%) | +5.91% |
| 90 y/o | HK$34,711 | HK$34,711 | HK$36,446 (+5.0%) | HK$43,735 (+20.0%) | HK$43,735 | HK$47,233 (+8.0%) | HK$52,900 (+12.0%) | +5.91% |
| 95 y/o | HK$38,875 | HK$38,875 | HK$40,818 (+5.0%) | HK$48,981 (+20.0%) | HK$48,981 | HK$52,899 (+8.0%) | HK$59,246 (+12.0%) | +5.91% |
| 99 y/o | HK$42,283 | HK$42,283 | HK$44,397 (+5.0%) | HK$53,276 (+20.0%) | HK$53,276 | HK$57,538 (+8.0%) | HK$64,442 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$4,526
5 y/oHK$4,155
10 y/oHK$3,037
15 y/oHK$3,037
20 y/oHK$3,080
25 y/oHK$3,330
30 y/oHK$3,682
35 y/oHK$4,310
40 y/oHK$5,257
45 y/oHK$6,453
50 y/oHK$8,432
55 y/oHK$10,566
60 y/oHK$12,674
65 y/oHK$14,808
70 y/oHK$18,026
75 y/oHK$22,181
80 y/oHK$26,432
85 y/oHK$30,534
90 y/oHK$34,711
95 y/oHK$38,875
99 y/oHK$42,283
0.0%
All-ages avg
0 y/oHK$4,526
5 y/oHK$4,155
10 y/oHK$3,037
15 y/oHK$3,037
20 y/oHK$3,080
25 y/oHK$3,330
30 y/oHK$3,682
35 y/oHK$4,310
40 y/oHK$5,257
45 y/oHK$6,453
50 y/oHK$8,432
55 y/oHK$10,566
60 y/oHK$12,674
65 y/oHK$14,808
70 y/oHK$18,026
75 y/oHK$22,181
80 y/oHK$26,432
85 y/oHK$30,534
90 y/oHK$34,711
95 y/oHK$38,875
99 y/oHK$42,283
+5.0%
All-ages avg
0 y/oHK$4,752 (+5.0%)
5 y/oHK$4,362 (+5.0%)
10 y/oHK$3,188 (+5.0%)
15 y/oHK$3,188 (+5.0%)
20 y/oHK$3,234 (+5.0%)
25 y/oHK$3,496 (+5.0%)
30 y/oHK$3,866 (+5.0%)
35 y/oHK$4,525 (+5.0%)
40 y/oHK$5,519 (+5.0%)
45 y/oHK$6,775 (+5.0%)
50 y/oHK$8,853 (+5.0%)
55 y/oHK$11,094 (+5.0%)
60 y/oHK$13,307 (+5.0%)
65 y/oHK$15,548 (+5.0%)
70 y/oHK$18,927 (+5.0%)
75 y/oHK$23,290 (+5.0%)
80 y/oHK$27,753 (+5.0%)
85 y/oHK$32,060 (+5.0%)
90 y/oHK$36,446 (+5.0%)
95 y/oHK$40,818 (+5.0%)
99 y/oHK$44,397 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$5,702 (+20.0%)
5 y/oHK$5,234 (+20.0%)
10 y/oHK$3,777 (+18.5%)
15 y/oHK$3,586 (+12.5%)
20 y/oHK$3,880 (+20.0%)
25 y/oHK$4,195 (+20.0%)
30 y/oHK$4,639 (+20.0%)
35 y/oHK$5,430 (+20.0%)
40 y/oHK$6,622 (+20.0%)
45 y/oHK$8,130 (+20.0%)
50 y/oHK$10,623 (+20.0%)
55 y/oHK$13,312 (+20.0%)
60 y/oHK$15,968 (+20.0%)
65 y/oHK$18,657 (+20.0%)
70 y/oHK$22,712 (+20.0%)
75 y/oHK$27,948 (+20.0%)
80 y/oHK$33,303 (+20.0%)
85 y/oHK$38,472 (+20.0%)
90 y/oHK$43,735 (+20.0%)
95 y/oHK$48,981 (+20.0%)
99 y/oHK$53,276 (+20.0%)
0.0%
All-ages avg
0 y/oHK$5,702
5 y/oHK$5,234
10 y/oHK$3,777
15 y/oHK$3,586
20 y/oHK$3,880
25 y/oHK$4,195
30 y/oHK$4,639
35 y/oHK$5,430
40 y/oHK$6,622
45 y/oHK$8,130
50 y/oHK$10,623
55 y/oHK$13,312
60 y/oHK$15,968
65 y/oHK$18,657
70 y/oHK$22,712
75 y/oHK$27,948
80 y/oHK$33,303
85 y/oHK$38,472
90 y/oHK$43,735
95 y/oHK$48,981
99 y/oHK$53,276
+8.0%
All-ages avg
0 y/oHK$6,158 (+8.0%)
5 y/oHK$5,652 (+8.0%)
10 y/oHK$4,079 (+8.0%)
15 y/oHK$3,872 (+8.0%)
20 y/oHK$4,190 (+8.0%)
25 y/oHK$4,530 (+8.0%)
30 y/oHK$5,010 (+8.0%)
35 y/oHK$5,864 (+8.0%)
40 y/oHK$7,151 (+8.0%)
45 y/oHK$8,780 (+8.0%)
50 y/oHK$11,472 (+8.0%)
55 y/oHK$14,376 (+8.0%)
60 y/oHK$17,245 (+8.0%)
65 y/oHK$20,149 (+8.0%)
70 y/oHK$24,528 (+8.0%)
75 y/oHK$30,183 (+8.0%)
80 y/oHK$35,967 (+8.0%)
85 y/oHK$41,549 (+8.0%)
90 y/oHK$47,233 (+8.0%)
95 y/oHK$52,899 (+8.0%)
99 y/oHK$57,538 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$6,896 (+12.0%)
5 y/oHK$6,330 (+12.0%)
10 y/oHK$4,568 (+12.0%)
15 y/oHK$4,336 (+12.0%)
20 y/oHK$4,692 (+12.0%)
25 y/oHK$5,073 (+12.0%)
30 y/oHK$5,611 (+12.0%)
35 y/oHK$6,567 (+12.0%)
40 y/oHK$8,009 (+12.0%)
45 y/oHK$9,833 (+12.0%)
50 y/oHK$12,848 (+12.0%)
55 y/oHK$16,101 (+12.0%)
60 y/oHK$19,314 (+12.0%)
65 y/oHK$22,566 (+12.0%)
70 y/oHK$27,471 (+12.0%)
75 y/oHK$33,804 (+12.0%)
80 y/oHK$40,283 (+12.0%)
85 y/oHK$46,534 (+12.0%)
90 y/oHK$52,900 (+12.0%)
95 y/oHK$59,246 (+12.0%)
99 y/oHK$64,442 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.91%
5 y/o+5.91%
10 y/o+5.72%
15 y/o+4.97%
20 y/o+5.90%
25 y/o+5.90%
30 y/o+5.91%
35 y/o+5.91%
40 y/o+5.91%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.