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Chubb VHIS - Flexi Plan - Classic (HKD)
安達自願醫保（靈活）計劃 - 基本(港元)
Chubb Life Insurance Hong Kong Limited · F00027-01-000 · 7 versions · Flexi plan · Avg. annual increase +5.86%
HKD
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| Age | 2019-05-14 | 2021-04-01 | 2021-10-01 | 2022-10-01 | 2023-07-01 | 2024-04-01 | Latest 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$3,908 | HK$3,908 | HK$4,103 (+5.0%) | HK$4,923 (+20.0%) | HK$4,923 | HK$5,316 (+8.0%) | HK$5,953 (+12.0%) | +5.90% |
| 5 y/o | HK$3,611 | HK$3,611 | HK$3,791 (+5.0%) | HK$4,549 (+20.0%) | HK$4,549 | HK$4,912 (+8.0%) | HK$5,501 (+12.0%) | +5.90% |
| 10 y/o | HK$2,608 | HK$2,608 | HK$2,738 (+5.0%) | HK$3,244 (+18.5%) | HK$3,244 | HK$3,503 (+8.0%) | HK$3,923 (+12.0%) | +5.72% |
| 15 y/o | HK$2,608 | HK$2,608 | HK$2,738 (+5.0%) | HK$3,080 (+12.5%) | HK$3,080 | HK$3,326 (+8.0%) | HK$3,725 (+12.0%) | +4.98% |
| 20 y/o | HK$2,648 | HK$2,648 | HK$2,780 (+5.0%) | HK$3,336 (+20.0%) | HK$3,336 | HK$3,602 (+8.0%) | HK$4,034 (+12.0%) | +5.90% |
| 25 y/o | HK$2,850 | HK$2,850 | HK$2,992 (+5.0%) | HK$3,590 (+20.0%) | HK$3,590 | HK$3,877 (+8.0%) | HK$4,342 (+12.0%) | +5.91% |
| 30 y/o | HK$3,142 | HK$3,142 | HK$3,299 (+5.0%) | HK$3,958 (+20.0%) | HK$3,958 | HK$4,274 (+8.0%) | HK$4,786 (+12.0%) | +5.90% |
| 35 y/o | HK$3,525 | HK$3,525 | HK$3,701 (+5.0%) | HK$4,441 (+20.0%) | HK$4,441 | HK$4,796 (+8.0%) | HK$5,371 (+12.0%) | +5.91% |
| 40 y/o | HK$4,160 | HK$4,160 | HK$4,368 (+5.0%) | HK$5,241 (+20.0%) | HK$5,241 | HK$5,660 (+8.0%) | HK$6,339 (+12.0%) | +5.91% |
| 45 y/o | HK$5,228 | HK$5,228 | HK$5,489 (+5.0%) | HK$6,586 (+20.0%) | HK$6,586 | HK$7,112 (+8.0%) | HK$7,965 (+12.0%) | +5.91% |
| 50 y/o | HK$6,639 | HK$6,639 | HK$6,970 (+5.0%) | HK$8,364 (+20.0%) | HK$8,364 | HK$9,033 (+8.0%) | HK$10,116 (+12.0%) | +5.91% |
| 55 y/o | HK$8,362 | HK$8,362 | HK$8,780 (+5.0%) | HK$10,536 (+20.0%) | HK$10,536 | HK$11,378 (+8.0%) | HK$12,743 (+12.0%) | +5.91% |
| 60 y/o | HK$10,136 | HK$10,136 | HK$10,642 (+5.0%) | HK$12,770 (+20.0%) | HK$12,770 | HK$13,791 (+8.0%) | HK$15,445 (+12.0%) | +5.91% |
| 65 y/o | HK$12,061 | HK$12,061 | HK$12,664 (+5.0%) | HK$15,196 (+20.0%) | HK$15,196 | HK$16,411 (+8.0%) | HK$18,380 (+12.0%) | +5.91% |
| 70 y/o | HK$14,742 | HK$14,742 | HK$15,479 (+5.0%) | HK$18,574 (+20.0%) | HK$18,574 | HK$20,059 (+8.0%) | HK$22,466 (+12.0%) | +5.91% |
| 75 y/o | HK$18,128 | HK$18,128 | HK$19,034 (+5.0%) | HK$22,840 (+20.0%) | HK$22,840 | HK$24,667 (+8.0%) | HK$27,627 (+12.0%) | +5.91% |
| 80 y/o | HK$21,584 | HK$21,584 | HK$22,663 (+5.0%) | HK$27,195 (+20.0%) | HK$27,195 | HK$29,370 (+8.0%) | HK$32,894 (+12.0%) | +5.91% |
| 85 y/o | HK$24,920 | HK$24,920 | HK$26,166 (+5.0%) | HK$31,399 (+20.0%) | HK$31,399 | HK$33,910 (+8.0%) | HK$37,979 (+12.0%) | +5.91% |
| 90 y/o | HK$28,316 | HK$28,316 | HK$29,731 (+5.0%) | HK$35,677 (+20.0%) | HK$35,677 | HK$38,531 (+8.0%) | HK$43,154 (+12.0%) | +5.91% |
| 95 y/o | HK$31,703 | HK$31,703 | HK$33,288 (+5.0%) | HK$39,945 (+20.0%) | HK$39,945 | HK$43,140 (+8.0%) | HK$48,316 (+12.0%) | +5.91% |
| 99 y/o | HK$34,474 | HK$34,474 | HK$36,197 (+5.0%) | HK$43,436 (+20.0%) | HK$43,436 | HK$46,910 (+8.0%) | HK$52,539 (+12.0%) | +5.91% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$3,908
5 y/oHK$3,611
10 y/oHK$2,608
15 y/oHK$2,608
20 y/oHK$2,648
25 y/oHK$2,850
30 y/oHK$3,142
35 y/oHK$3,525
40 y/oHK$4,160
45 y/oHK$5,228
50 y/oHK$6,639
55 y/oHK$8,362
60 y/oHK$10,136
65 y/oHK$12,061
70 y/oHK$14,742
75 y/oHK$18,128
80 y/oHK$21,584
85 y/oHK$24,920
90 y/oHK$28,316
95 y/oHK$31,703
99 y/oHK$34,474
0.0%
All-ages avg
0 y/oHK$3,908
5 y/oHK$3,611
10 y/oHK$2,608
15 y/oHK$2,608
20 y/oHK$2,648
25 y/oHK$2,850
30 y/oHK$3,142
35 y/oHK$3,525
40 y/oHK$4,160
45 y/oHK$5,228
50 y/oHK$6,639
55 y/oHK$8,362
60 y/oHK$10,136
65 y/oHK$12,061
70 y/oHK$14,742
75 y/oHK$18,128
80 y/oHK$21,584
85 y/oHK$24,920
90 y/oHK$28,316
95 y/oHK$31,703
99 y/oHK$34,474
+5.0%
All-ages avg
0 y/oHK$4,103 (+5.0%)
5 y/oHK$3,791 (+5.0%)
10 y/oHK$2,738 (+5.0%)
15 y/oHK$2,738 (+5.0%)
20 y/oHK$2,780 (+5.0%)
25 y/oHK$2,992 (+5.0%)
30 y/oHK$3,299 (+5.0%)
35 y/oHK$3,701 (+5.0%)
40 y/oHK$4,368 (+5.0%)
45 y/oHK$5,489 (+5.0%)
50 y/oHK$6,970 (+5.0%)
55 y/oHK$8,780 (+5.0%)
60 y/oHK$10,642 (+5.0%)
65 y/oHK$12,664 (+5.0%)
70 y/oHK$15,479 (+5.0%)
75 y/oHK$19,034 (+5.0%)
80 y/oHK$22,663 (+5.0%)
85 y/oHK$26,166 (+5.0%)
90 y/oHK$29,731 (+5.0%)
95 y/oHK$33,288 (+5.0%)
99 y/oHK$36,197 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$4,923 (+20.0%)
5 y/oHK$4,549 (+20.0%)
10 y/oHK$3,244 (+18.5%)
15 y/oHK$3,080 (+12.5%)
20 y/oHK$3,336 (+20.0%)
25 y/oHK$3,590 (+20.0%)
30 y/oHK$3,958 (+20.0%)
35 y/oHK$4,441 (+20.0%)
40 y/oHK$5,241 (+20.0%)
45 y/oHK$6,586 (+20.0%)
50 y/oHK$8,364 (+20.0%)
55 y/oHK$10,536 (+20.0%)
60 y/oHK$12,770 (+20.0%)
65 y/oHK$15,196 (+20.0%)
70 y/oHK$18,574 (+20.0%)
75 y/oHK$22,840 (+20.0%)
80 y/oHK$27,195 (+20.0%)
85 y/oHK$31,399 (+20.0%)
90 y/oHK$35,677 (+20.0%)
95 y/oHK$39,945 (+20.0%)
99 y/oHK$43,436 (+20.0%)
0.0%
All-ages avg
0 y/oHK$4,923
5 y/oHK$4,549
10 y/oHK$3,244
15 y/oHK$3,080
20 y/oHK$3,336
25 y/oHK$3,590
30 y/oHK$3,958
35 y/oHK$4,441
40 y/oHK$5,241
45 y/oHK$6,586
50 y/oHK$8,364
55 y/oHK$10,536
60 y/oHK$12,770
65 y/oHK$15,196
70 y/oHK$18,574
75 y/oHK$22,840
80 y/oHK$27,195
85 y/oHK$31,399
90 y/oHK$35,677
95 y/oHK$39,945
99 y/oHK$43,436
+8.0%
All-ages avg
0 y/oHK$5,316 (+8.0%)
5 y/oHK$4,912 (+8.0%)
10 y/oHK$3,503 (+8.0%)
15 y/oHK$3,326 (+8.0%)
20 y/oHK$3,602 (+8.0%)
25 y/oHK$3,877 (+8.0%)
30 y/oHK$4,274 (+8.0%)
35 y/oHK$4,796 (+8.0%)
40 y/oHK$5,660 (+8.0%)
45 y/oHK$7,112 (+8.0%)
50 y/oHK$9,033 (+8.0%)
55 y/oHK$11,378 (+8.0%)
60 y/oHK$13,791 (+8.0%)
65 y/oHK$16,411 (+8.0%)
70 y/oHK$20,059 (+8.0%)
75 y/oHK$24,667 (+8.0%)
80 y/oHK$29,370 (+8.0%)
85 y/oHK$33,910 (+8.0%)
90 y/oHK$38,531 (+8.0%)
95 y/oHK$43,140 (+8.0%)
99 y/oHK$46,910 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$5,953 (+12.0%)
5 y/oHK$5,501 (+12.0%)
10 y/oHK$3,923 (+12.0%)
15 y/oHK$3,725 (+12.0%)
20 y/oHK$4,034 (+12.0%)
25 y/oHK$4,342 (+12.0%)
30 y/oHK$4,786 (+12.0%)
35 y/oHK$5,371 (+12.0%)
40 y/oHK$6,339 (+12.0%)
45 y/oHK$7,965 (+12.0%)
50 y/oHK$10,116 (+12.0%)
55 y/oHK$12,743 (+12.0%)
60 y/oHK$15,445 (+12.0%)
65 y/oHK$18,380 (+12.0%)
70 y/oHK$22,466 (+12.0%)
75 y/oHK$27,627 (+12.0%)
80 y/oHK$32,894 (+12.0%)
85 y/oHK$37,979 (+12.0%)
90 y/oHK$43,154 (+12.0%)
95 y/oHK$48,316 (+12.0%)
99 y/oHK$52,539 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.90%
5 y/o+5.90%
10 y/o+5.72%
15 y/o+4.98%
20 y/o+5.90%
25 y/o+5.91%
30 y/o+5.90%
35 y/o+5.91%
40 y/o+5.91%
45 y/o+5.91%
50 y/o+5.91%
55 y/o+5.91%
60 y/o+5.91%
65 y/o+5.91%
70 y/o+5.91%
75 y/o+5.91%
80 y/o+5.91%
85 y/o+5.91%
90 y/o+5.91%
95 y/o+5.91%
99 y/o+5.91%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.