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VHIS Plan
Well Protect Voluntary Health Insurance Scheme (Flexi)
立安心自願醫保靈活計劃
Well Link Life Insurance Company Limited·3 plan options
Well Protect Voluntary Health Insurance Scheme (Flexi) is a VHIS Flexi plan offered by Well Link Life Insurance Company Limited, with basic and extra: No ward-class restriction; SMM: Ward, Worldwide (including United States) coverage and HK$600,000 annual benefit limit. Latest plan-document version: Oct 30, 2020.
01 · Plan options
3 options — premiums differ; deductible, ward class or cover may also differ02 · Premiums by age
Yearly premium of every option by age and sex| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| Ward | HK$4,031 | HK$2,775 | HK$2,645 | HK$3,168 | HK$4,799 | HK$6,711 | HK$11,049 | HK$19,791 | HK$29,443 |
| Semi-Private | HK$6,066 | HK$4,037 | HK$3,949 | HK$5,337 | HK$7,855 | HK$11,348 | HK$18,212 | HK$32,892 | HK$49,192 |
| Standard Private | HK$10,091 | HK$7,025 | HK$6,569 | HK$8,272 | HK$13,860 | HK$19,823 | HK$31,667 | HK$53,061 | HK$85,963 |
| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| Ward | HK$3,507 | HK$2,796 | HK$2,796 | HK$3,925 | HK$6,128 | HK$8,007 | HK$10,813 | HK$17,988 | HK$29,129 |
| Semi-Private | HK$5,136 | HK$3,844 | HK$3,962 | HK$6,125 | HK$9,982 | HK$13,377 | HK$18,515 | HK$32,431 | HK$48,706 |
| Standard Private | HK$8,780 | HK$6,508 | HK$6,775 | HK$9,807 | HK$17,508 | HK$22,871 | HK$31,911 | HK$53,176 | HK$85,112 |
How to apply for this plan
This plan is offered by Well Link Life Insurance Company Limited. To apply, contact Well Link Life Insurance Company Limited or one of its licensed insurance intermediaries (agents or brokers).
Official plan documents (VHIS website)
This site's licensed insurance agent can only arrange FWD plans.
- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Oct 30, 2020
- Plan data updated
- 2026-04-25