Health Essential Medical Plan - Standard

「摯健樂」醫療計劃–基本

Hong Kong Life Insurance Limited·1 plan options

VHIS Standard

Health Essential Medical Plan - Standard is a VHIS Standard plan offered by Hong Kong Life Insurance Limited, with ward class N/A (capped), Worldwide coverage and HK$420,000 annual benefit limit. Latest plan-document version: Sep 29, 2025.

Data version: Sep 29, 2025

Plan options

Deductible

無自付費

Entry premium (Age 30 male non-smoker)

HK$2,568 /yr

View details →

Official benefit schedule: VHIS.gov.hk benefit schedule PDF
Schedule effective date: Sep 29, 2025
Last verified: 2026-04-17