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VHIS Flexi
vCare Medical Plan is a VHIS Flexi plan offered by FWD Life Insurance Company (Bermuda) Limited, with ward class Ward, Worldwide coverage and HK$520,000 annual benefit limit. Latest plan-document version: Feb 2, 2026.
Data version: Feb 2, 2026
Plan options
- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Feb 2, 2026
- Last verified
- 2026-04-25

