VHIS Plan
''TopCare'' Medical Insurance Plan - Benefit Level
「摯康保」醫療保障計劃-保障級別
Chow Tai Fook Life Insurance Co Ltd·8 plan options
''TopCare'' Medical Insurance Plan - Benefit Level is a VHIS Flexi plan offered by Chow Tai Fook Life Insurance Co Ltd, with ward class Ward, Worldwide coverage and full coverage (no annual benefit limit). Latest plan-document version: Nov 23, 2025.
Data version: Nov 23, 2025
Plan options
Plan option
1 with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$5,195 /yr
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Plan option
2 with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$6,414 /yr
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Plan option
3 with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$9,156 /yr
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Plan option
4 with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$16,712 /yr
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Plan option
1 with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$670/yr
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Plan option
2 with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$827/yr
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Plan option
3 with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$1,181/yr
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Plan option
4 with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$2,156/yr
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- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Nov 23, 2025
- Last verified
- 2026-04-25