Smart Medicare is a VHIS Flexi plan offered by AXA China Region Insurance Company Limited, with ward class Ward, Worldwide coverage and full coverage (no annual benefit limit). Latest plan-document version: Jul 2, 2026.
Plan option
Regular (HKD)
Entry premium (Age 30 male non-smoker)
HK$2,737 /yr
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Plan option
Regular with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$4,257 /yr
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Plan option
Superior (HKD)
Entry premium (Age 30 male non-smoker)
HK$5,821 /yr
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Plan option
Superior with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$8,967 /yr
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Plan option
Premier (HKD)
Entry premium (Age 30 male non-smoker)
HK$11,175 /yr
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Plan option
Premier with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$17,641 /yr
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Plan option
Regular (USD)
Entry premium (Age 30 male non-smoker)
US$330/yr
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Plan option
Regular with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$520/yr
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Plan option
Superior (USD)
Entry premium (Age 30 male non-smoker)
US$715/yr
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Plan option
Superior with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$1,108/yr
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Plan option
Premier (USD)
Entry premium (Age 30 male non-smoker)
US$1,384/yr
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Plan option
Premier with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$2,192/yr
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- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Jul 2, 2026
- Last verified
- 2026-07-16