Asia iCare - Plan is a VHIS Flexi plan offered by Asia Insurance Company, Limited, with basic and extra: No ward-class restriction; Network full reimbursement: Ward, Worldwide (including United States) coverage and HK$650,000 annual benefit limit. Latest plan-document version: Oct 1, 2026.
01 · Plan options
5 options — premiums differ; deductible, ward class or cover may also differPlan option
1
Entry premium (Age 30 male non-smoker)
HK$6,314 /yr
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Plan option
1A with SMM
Entry premium (Age 30 male non-smoker)
HK$7,792 /yr
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Plan option
2
Entry premium (Age 30 male non-smoker)
HK$3,587 /yr
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Plan option
2A with SMM
Entry premium (Age 30 male non-smoker)
HK$4,543 /yr
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Plan option
2B with SMM
Entry premium (Age 30 male non-smoker)
HK$4,267 /yr
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02 · Premiums by age
Yearly premium of every option by age and sex| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HK$10,114 | HK$4,442 | HK$5,401 | HK$6,314 | HK$7,519 | HK$10,924 | HK$22,567 | HK$48,264 | HK$71,375 |
| 1A with SMM | HK$14,375 | HK$5,617 | HK$6,244 | HK$7,792 | HK$9,832 | HK$14,959 | HK$29,557 | HK$58,857 | HK$84,539 |
| 2 | HK$5,760 | HK$2,949 | HK$3,148 | HK$3,587 | HK$5,157 | HK$8,685 | HK$17,573 | HK$32,553 | HK$47,675 |
| 2A with SMM | HK$7,543 | HK$3,485 | HK$3,971 | HK$4,543 | HK$6,472 | HK$10,688 | HK$21,366 | HK$39,357 | HK$57,353 |
| 2B with SMM | HK$7,045 | HK$3,328 | HK$3,734 | HK$4,267 | HK$6,094 | HK$10,111 | HK$20,274 | HK$37,397 | HK$54,566 |
| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HK$8,815 | HK$4,264 | HK$6,064 | HK$8,396 | HK$10,015 | HK$15,326 | HK$22,885 | HK$42,249 | HK$63,954 |
| 1A with SMM | HK$11,589 | HK$5,104 | HK$6,811 | HK$9,339 | HK$11,423 | HK$17,574 | HK$26,257 | HK$47,389 | HK$70,445 |
| 2 | HK$5,797 | HK$3,012 | HK$3,548 | HK$5,144 | HK$6,990 | HK$10,693 | HK$15,539 | HK$28,465 | HK$42,324 |
| 2A with SMM | HK$6,620 | HK$3,357 | HK$4,473 | HK$6,518 | HK$8,732 | HK$13,112 | HK$18,888 | HK$34,504 | HK$51,266 |
| 2B with SMM | HK$6,380 | HK$3,256 | HK$4,207 | HK$6,123 | HK$8,230 | HK$12,415 | HK$17,923 | HK$32,764 | HK$48,690 |
How to apply for this plan
This plan is offered by Asia Insurance Company, Limited. To apply, contact Asia Insurance Company, Limited or one of its licensed insurance intermediaries (agents or brokers).
Official plan documents (VHIS website)
This site's licensed insurance agent can only arrange FWD plans.
- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Oct 1, 2026
- Plan data updated
- 2026-10-05