2026 Q3 Premium Index update: 120.8, up 1.4% quarter on quarter

VHISGuide has completed its 2026 Q3 Premium Index update. As of 2026-09-30, the index stands at 120.8 (2019 Q2 = 100), up 1.4% quarter on quarter, with a cumulative rise of 20.8% and an annualized increase of 2.64%. This quarter matches 522 plan variants using official premium schedules at the same age and gender. It excludes increases caused by ageing and does not represent each policy's actual renewal increase. Visit the Premium Index for quarterly trends, insurer data and the methodology.