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Chubb Life Insurance Company Ltd. — same-insurer plan comparison

Chubb Life Insurance Company Ltd. · 1 plan series · 1 variants

保險公司已撤銷註冊為自願醫保產品提供者（2022-07-01 起）。以下計劃只供現有保單續保，VHIS 亦已停止更新產品及保費資料。

This insurer has terminated its VHIS registration; data is kept for reference only.

Chubb Life Insurance Company Ltd. offers 1 Voluntary Health Insurance Scheme (VHIS) plan in Hong Kong, covering Worldwide (including United States), across No ward-class restriction (item limits apply) ward classes. Premiums, coverage items, deductible tiers and annual limits are compared side-by-side below.

Data version: Oct 1, 2022

Chubb VHIS - Standard Plan

Carrier de-registered

Latest version · 2022-10-01

Standard Plan

VHIS cert no.: S00015-01-000-02Benefits PDF Premiums PDF
Main coverage region: Worldwide (including United States)
Ward class: No ward-class restriction (item limits apply)
Lifetime benefit limit: No overall limit
Annual benefit limit: HK$420,000
Per-illness benefit limit: —
SMM Supplemental Major Medical: —
No-Claim Bonus: Not listed
Deductible Options: —
Deductible reduction at specified ages: Not applicable

Basic Benefits

(a) Room and board
HK$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
HK$14,000 per Policy Year
(c) Attending doctor's visit fee
HK$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
HK$4,300 per Policy Year
(e) Intensive care
HK$3,500 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor
HK$5,000
Surgeon's fee — Intermediate
HK$12,500
Surgeon's fee — Major
HK$25,000
Surgeon's fee — Complex
HK$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
HK$20,000 per Policy YearSubject to Coinsurance: 30%
(j) Prescribed Non-surgical Cancer Treatments
HK$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
HK$580 per visit, HK$3,000 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
HK$30,000 per Policy Year

Plan name

Chubb VHIS - Standard Plan

Standard Plan

Carrier de-registered

Latest version · 2022-10-01

VHIS cert no.

S00015-01-000-02Benefits PDFPremiums PDF

Main coverage region

Worldwide (including United States)

Ward class

No ward-class restriction (item limits apply)

Lifetime benefit limit

No overall limit

Annual benefit limit

HK$420,000

Per-illness benefit limit

—

SMM Supplemental Major Medical

—

No-Claim Bonus

Not listed

Deductible Options

—

Deductible reduction at specified ages

Not applicable

Basic Benefits

(a) Room and board

HK$750 per day, maximum 180 days per Policy Year

(b) Miscellaneous charges

HK$14,000 per Policy Year

HK$750 per day, maximum 180 days per Policy Year

(d) Specialist's fee

HK$4,300 per Policy Year

(e) Intensive care

HK$3,500 per day, maximum 25 days per Policy Year

Surgeon's fee — Minor

HK$5,000

Surgeon's fee — Intermediate

HK$12,500

Surgeon's fee — Major

HK$25,000

Surgeon's fee — Complex

HK$50,000

(g) Anaesthetist's fee

35% of Surgeon's fee payable

(h) Operating theatre charges

35% of Surgeon's fee payable

(i) Prescribed Diagnostic Imaging Tests

HK$20,000 per Policy YearSubject to Coinsurance: 30%

(j) Prescribed Non-surgical Cancer Treatments

HK$80,000 per Policy Year

(k) Pre- and post-Confinement / Day Case Procedure outpatient care

HK$580 per visit, HK$3,000 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

(l) Psychiatric treatments

HK$30,000 per Policy Year

Plan 1 / 1

安達自願醫保（標準）計劃

Chubb VHIS - Standard Plan

Standard PlanVer. Oct 1, 2022

VHIS cert no.: S00015-01-000-02
Plan Type: Standard
Main coverage region: Worldwide (including United States)
Ward class: No ward-class restriction (item limits apply)
Annual benefit limit: HK$420,000
Lifetime benefit limit: No overall limit
每傷病保障期: Not listed
SMM Supplemental Major Medical: —
Deductible Options: —
Deductible reduction at specified ages: Not applicable

Basic Benefits

(a) 病房及膳食: HK$750 per day, maximum 180 days per Policy Year
(b) 雜項開支: HK$14,000 per Policy Year
(c) 主診醫生巡房費: HK$750 per day, maximum 180 days per Policy Year
(d) 專科醫生費: HK$4,300 per Policy Year
(e) 深切治療: HK$3,500 per day, maximum 25 days per Policy Year
　　外科醫生費 — 小型: HK$5,000
　　外科醫生費 — 中型: HK$12,500
　　外科醫生費 — 大型: HK$25,000
　　外科醫生費 — 複雜: HK$50,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: HK$20,000 per Policy YearSubject to Coinsurance: 30%
(j) 訂明非手術癌症治療: HK$80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: HK$580 per visit, HK$3,000 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: HK$30,000 per Policy Year

(a) Room and board

$750 per day, maximum 180 days per Policy Year

(b) Miscellaneous charges

$14,000 per Policy Year

(c) Attending doctor's visit fee

$750 per day, maximum 180 days per Policy Year

(d) Specialist's fee

$4,300 per Policy Year

(e) Intensive care

$3,500 per day, maximum 25 days per Policy Year

Surgeon's fee — Minor

$5,000

Surgeon's fee — Intermediate

$12,500

Surgeon's fee — Major

$25,000

Surgeon's fee — Complex

$50,000

(i) Prescribed Diagnostic Imaging Tests

$20,000 per Policy Year. Subject to 30% Coinsurance.

(j) Prescribed Non-surgical Cancer Treatments

$80,000 per Policy Year

(k) Pre- and post-Confinement / Day Case Procedure outpatient care

$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

(l) Psychiatric treatments

$30,000 per Policy Year

“No overall limit”: individual items still have limits. “—”: the item does not apply to that plan, or the benefit schedule does not list it separately (e.g. it is split by surgery category); this does not necessarily mean it is never paid. “Not listed”: we could not confirm it from the plan documents.

Chubb Life Insurance Company Ltd. — same-insurer plan comparison

Chubb VHIS - Standard Plan

Basic Benefits

安達自願醫保（標準）計劃

Basic Benefits

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Full terms and disclaimer

1. Applicable Region / 適用地域

2. Purpose / 用途

3. Data Source & Accuracy / 資料來源及準確性

4. Reimbursement Calculator / 賠償試算工具

5. Case-Study Costs / 案例費用

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7. Consent / 同意條款