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Bolttech Insurance (Hong Kong) Company Limited — same-insurer plan comparison
Bolttech Insurance (Hong Kong) Company Limited · 7 plan series (7 variants, sorted from basic to comprehensive)
項目
Highlights
VHIS cert no.
S00012-01-000-03Benefits PDFPremiums PDF
F00078-01-000-01Benefits PDFPremiums PDF
F00078-01-001-01Benefits PDFPremiums PDF
F00078-02-000-01Benefits PDFPremiums PDF
F00078-02-001-01Benefits PDFPremiums PDF
F00078-03-000-01Benefits PDFPremiums PDF
F00078-03-001-01Benefits PDFPremiums PDF
Plan type
Standard
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Coverage region
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Ward
N/A (capped)
Ward
Ward
Semi-Private Room
Semi-Private Room
Semi-Private Room
Semi-Private Room
Lifetime limit
—
—
—
—
—
—
—
Annual limit
Per illness
—
—
—
—
—
—
—
SMM top-up
—
—
—
—
—
—
—
No-Claim Bonus
—
10% × 2 yrs
15% × 3 yrs+
10% × 2 yrs
15% × 3 yrs+
10% × 2 yrs
15% × 3 yrs+
10% × 2 yrs
15% × 3 yrs+
10% × 2 yrs
15% × 3 yrs+
10% × 2 yrs
15% × 3 yrs+
Deductible
—
—
—
—
—
—
—
Version
Jun 23, 2023
May 1, 2025
May 1, 2025
May 1, 2025
May 1, 2025
May 1, 2025
May 1, 2025
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$1,550 per day, maximum 180 days per Policy Year
$1,550 per day, maximum 180 days per Policy Year
$2,880 per day, maximum 180 days per Policy Year
$2,880 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
$15,500 per Policy Year
$15,500 per Policy Year
$17,500 per Policy Year
$17,500 per Policy Year
$25,750 per Policy Year
$25,750 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$1,550 per day, maximum 180 days per Policy Year
$1,550 per day, maximum 180 days per Policy Year
$2,880 per day, maximum 180 days per Policy Year
$2,880 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
$5,600 per Policy Year
$5,600 per Policy Year
$7,750 per Policy Year
$7,750 per Policy Year
$11,300 per Policy Year
$11,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
$5,100 per day, maximum 25 days per Policy Year
$5,100 per day, maximum 25 days per Policy Year
$6,200 per day, maximum 25 days per Policy Year
$6,200 per day, maximum 25 days per Policy Year
$8,240 per day, maximum 25 days per Policy Year
$8,240 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor
$5,000
$5,000
$5,000
$6,000
$6,000
$8,700
$8,700
Surgeon's fee — Intermediate
$12,500
$12,500
$12,500
$15,000
$15,000
$21,750
$21,750
Surgeon's fee — Major
$25,000
$25,000
$25,000
$30,000
$30,000
$43,500
$43,500
Surgeon's fee — Complex
$50,000
$75,000
$75,000
$90,000
$90,000
$130,500
$130,500
(g) Anaesthetist's fee
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
$90,000 per Policy Year
$90,000 per Policy Year
$120,000 per Policy Year
$120,000 per Policy Year
$150,000 per Policy Year
$150,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$3,000 per Confinement / Day Case Procedure• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$3,000 per Confinement / Day Case Procedure• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$4,500 per Confinement / Day Case Procedure• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$4,500 per Confinement / Day Case Procedure• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$6,000 per Confinement / Day Case Procedure• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$6,000 per Confinement / Day Case Procedure• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency dental benefit (Accident only)
—
$5,000 per Policy Year, within 2 weeks of the Accident
$5,000 per Policy Year, within 2 weeks of the Accident
$10,000 per Policy Year, within 2 weeks of the Accident
$10,000 per Policy Year, within 2 weeks of the Accident
$20,000 per Policy Year, within 2 weeks of the Accident
$20,000 per Policy Year, within 2 weeks of the Accident
Emergency outpatient treatment for Accident
—
$1,000 per Policy Year within 72 hours of the Accident
$1,000 per Policy Year within 72 hours of the Accident
$1,500 per Policy Year within 72 hours of the Accident
$1,500 per Policy Year within 72 hours of the Accident
$3,000 per Policy Year within 72 hours of the Accident
$3,000 per Policy Year within 72 hours of the Accident
Inpatient-related
Hospital companion bed fee reimbursement
—
$500 per day, maximum 30 days per Policy Year
$500 per day, maximum 30 days per Policy Year
$600 per day, maximum 30 days per Policy Year
$600 per day, maximum 30 days per Policy Year
$700 per day, maximum 30 days per Policy Year
$700 per day, maximum 30 days per Policy Year
Outpatient-related
Outpatient kidney dialysis
—
$90,000 per Policy Year
$90,000 per Policy Year
$120,000 per Policy Year
$120,000 per Policy Year
$150,000 per Policy Year
$150,000 per Policy Year
Daily post-surgery home nursing benefit
—
$500 per day, maximum 30 days per Policy Year
$500 per day, maximum 30 days per Policy Year
$600 per day, maximum 30 days per Policy Year
$600 per day, maximum 30 days per Policy Year
$700 per day, maximum 30 days per Policy Year
$700 per day, maximum 30 days per Policy Year
Cash Benefits Cash
Day surgery cash benefit
—
$1,000 per Day Case Procedure, maximum 20 times per Policy Year
$1,000 per Day Case Procedure, maximum 20 times per Policy Year
$1,000 per Day Case Procedure, maximum 20 times per Policy Year
$1,000 per Day Case Procedure, maximum 20 times per Policy Year
$1,000 per Day Case Procedure, maximum 20 times per Policy Year
$1,000 per Day Case Procedure, maximum 20 times per Policy Year
Second-claim cash allowance
—
$300 per day of Confinement, maximum 60 days per Policy Year
$300 per day of Confinement, maximum 60 days per Policy Year
$400 per day of Confinement, maximum 60 days per Policy Year
$400 per day of Confinement, maximum 60 days per Policy Year
$500 per day of Confinement, maximum 60 days per Policy Year
$500 per day of Confinement, maximum 60 days per Policy Year
Event Benefits Event
Accidental Death benefit
—
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
VHIS cert no.
S00012-01-000-03Benefits PDFPremiums PDF
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness benefit limit
—
SMM Supplemental Major Medical
—
No-Claim Bonus
—
Deductible Options
—
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor
$5,000
Surgeon's fee — Intermediate
$12,500
Surgeon's fee — Major
$25,000
Surgeon's fee — Complex
$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year
• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure
• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency dental benefit (Accident only)
—
Emergency outpatient treatment for Accident
—
Inpatient-related
Hospital companion bed fee reimbursement
—
Outpatient-related
Outpatient kidney dialysis
—
Daily post-surgery home nursing benefit
—
Cash Benefits Cash
Day surgery cash benefit
—
Second-claim cash allowanceAfter other pays
—
Event Benefits Event
Accidental Death benefit
—
Plan 1 / 7
智適簡自願醫療保險計劃
VChoice Voluntary Health Insurance Plan
Entry-level PickVer. Jun 23, 2023
- VHIS cert no.
- S00012-01-000-03
- Plan Type
- Standard
- Coverage region
- Worldwide
- Ward class
- N/A (capped)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- —
- 住院陪床
- —
- 家中看護
- —
Cash Benefits Cash
- 日間手術現金惠益
- —
- 第二索償現金津貼
- —
Event Benefits Event
- 意外身故賠償
- —
Plan 2 / 7
智適選自願醫療保險計劃 - 計劃一
VFlexi Voluntary Health Insurance Plan - Plan 1
Step UpVer. May 1, 2025
- VHIS cert no.
- F00078-01-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- HK$450,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $15,500 per Policy Year
- (c) 主診醫生巡房費
- $800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $5,600 per Policy Year
- (e) 深切治療
- $5,100 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $75,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $90,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $3,000 per Confinement / Day Case Procedure • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $90,000 per Policy Year
- 意外牙科治療
- $5,000 per Policy Year, within 2 weeks of the Accident
- 意外急症門診治療費用賠償
- $1,000 per Policy Year within 72 hours of the Accident
- 住院陪床
- $500 per day, maximum 30 days per Policy Year
- 家中看護
- $500 per day, maximum 30 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $300
Event Benefits Event
- 意外身故賠償
- $50,000
Plan 3 / 7
智適選自願醫療保險計劃 - 計劃二
VFlexi Voluntary Health Insurance Plan - Plan 2
Step UpVer. May 1, 2025
- VHIS cert no.
- F00078-01-001-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- HK$510,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $15,500 per Policy Year
- (c) 主診醫生巡房費
- $800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $5,600 per Policy Year
- (e) 深切治療
- $5,100 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $75,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $90,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $3,000 per Confinement / Day Case Procedure • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $90,000 per Policy Year
- 意外牙科治療
- $5,000 per Policy Year, within 2 weeks of the Accident
- 意外急症門診治療費用賠償
- $1,000 per Policy Year within 72 hours of the Accident
- 住院陪床
- $500 per day, maximum 30 days per Policy Year
- 家中看護
- $500 per day, maximum 30 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $300
Event Benefits Event
- 意外身故賠償
- $50,000
Plan 4 / 7
智適選自願醫療保險計劃 - 計劃三
VFlexi Voluntary Health Insurance Plan - Plan 3
Step UpVer. May 1, 2025
- VHIS cert no.
- F00078-02-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$530,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,550 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $17,500 per Policy Year
- (c) 主診醫生巡房費
- $1,550 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $7,750 per Policy Year
- (e) 深切治療
- $6,200 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $6,000
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $90,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $4,500 per Confinement / Day Case Procedure • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $120,000 per Policy Year
- 意外牙科治療
- $10,000 per Policy Year, within 2 weeks of the Accident
- 意外急症門診治療費用賠償
- $1,500 per Policy Year within 72 hours of the Accident
- 住院陪床
- $600 per day, maximum 30 days per Policy Year
- 家中看護
- $600 per day, maximum 30 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $400
Event Benefits Event
- 意外身故賠償
- $50,000
Plan 5 / 7
智適選自願醫療保險計劃 - 計劃四
VFlexi Voluntary Health Insurance Plan - Plan 4
Step UpVer. May 1, 2025
- VHIS cert no.
- F00078-02-001-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$650,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,550 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $17,500 per Policy Year
- (c) 主診醫生巡房費
- $1,550 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $7,750 per Policy Year
- (e) 深切治療
- $6,200 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $6,000
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $90,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $4,500 per Confinement / Day Case Procedure • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $120,000 per Policy Year
- 意外牙科治療
- $10,000 per Policy Year, within 2 weeks of the Accident
- 意外急症門診治療費用賠償
- $1,500 per Policy Year within 72 hours of the Accident
- 住院陪床
- $600 per day, maximum 30 days per Policy Year
- 家中看護
- $600 per day, maximum 30 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $400
Event Benefits Event
- 意外身故賠償
- $50,000
Plan 6 / 7
智適選自願醫療保險計劃 - 計劃五
VFlexi Voluntary Health Insurance Plan - Plan 5
Step UpVer. May 1, 2025
- VHIS cert no.
- F00078-03-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$670,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,880 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $25,750 per Policy Year
- (c) 主診醫生巡房費
- $2,880 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $11,300 per Policy Year
- (e) 深切治療
- $8,240 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $8,700
- 外科醫生費 — 中型
- $21,750
- 外科醫生費 — 大型
- $43,500
- 外科醫生費 — 複雜
- $130,500
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $150,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $6,000 per Confinement / Day Case Procedure • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $150,000 per Policy Year
- 意外牙科治療
- $20,000 per Policy Year, within 2 weeks of the Accident
- 意外急症門診治療費用賠償
- $3,000 per Policy Year within 72 hours of the Accident
- 住院陪床
- $700 per day, maximum 30 days per Policy Year
- 家中看護
- $700 per day, maximum 30 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $500
Event Benefits Event
- 意外身故賠償
- $50,000
Plan 7 / 7
智適選自願醫療保險計劃 - 計劃六
VFlexi Voluntary Health Insurance Plan - Plan 6
Step UpVer. May 1, 2025
- VHIS cert no.
- F00078-03-001-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$870,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,880 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $25,750 per Policy Year
- (c) 主診醫生巡房費
- $2,880 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $11,300 per Policy Year
- (e) 深切治療
- $8,240 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $8,700
- 外科醫生費 — 中型
- $21,750
- 外科醫生費 — 大型
- $43,500
- 外科醫生費 — 複雜
- $130,500
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $150,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $6,000 per Confinement / Day Case Procedure • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $150,000 per Policy Year
- 意外牙科治療
- $20,000 per Policy Year, within 2 weeks of the Accident
- 意外急症門診治療費用賠償
- $3,000 per Policy Year within 72 hours of the Accident
- 住院陪床
- $700 per day, maximum 30 days per Policy Year
- 家中看護
- $700 per day, maximum 30 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $500
Event Benefits Event
- 意外身故賠償
- $50,000