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Avo Insurance Company Limited — same-insurer plan comparison

Avo Insurance Company Limited · 1 plan series (1 variants, sorted from basic to comprehensive)

Entry-level PickWard: N/ARegion: Worldwide
VHIS cert no.
Lifetime limit
Annual limit
HK$420,000
Per-illness limit
SMM Supplemental Major Medical

Basic Benefits Basic

  • (a) Room and board
    $750 per day, maximum 180 days per Policy Year
  • (b) Miscellaneous charges
    $14,000 per Policy Year
  • (c) Attending doctor's visit fee
    $750 per day, maximum 180 days per Policy Year
  • (d) Specialist's fee
    $4,300 per Policy Year
  • (e) Intensive care
    $3,500 per day, maximum 25 days per Policy Year
  •     Surgeon's fee — Minor
    $5,000
  •     Surgeon's fee — Intermediate
    $12,500
  •     Surgeon's fee — Major
    $25,000
  •     Surgeon's fee — Complex
    $50,000
  • (g) Anaesthetist's fee
    35% of Surgeon's fee payable
  • (h) Operating theatre charges
    35% of Surgeon's fee payable
  • (i) Prescribed Diagnostic Imaging Tests
    $20,000 per Policy Year. Subject to 30% Coinsurance.
  • (j) Prescribed Non-surgical Cancer Treatments
    $80,000 per Policy Year
  • (k) Pre- and post-Confinement / Day Case Procedure outpatient care
    $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
  • (l) Psychiatric treatments
    $30,000 per Policy Year