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TaxVantage Plus Medical Plan - Plan XM
Renewal only「稅」安心醫療計劃 - 計劃 XM
YF Life Insurance International Limited · F00020-05-001 · 5 versions · Flexi plan · Avg. annual increase +7.43%
HKD
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| Age | 2023-01-01 | 2024-01-01 | 2025-01-01 | 2025-09-01 | Latest 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 y/o | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +7.63% |
| 5 y/o | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +7.63% |
| 10 y/o | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +7.63% |
| 15 y/o | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +7.63% |
| 20 y/o | HK$2,902 | HK$3,135 (+8.0%) | HK$3,527 (+12.5%) | HK$3,527 | HK$3,810 (+8.0%) | +7.63% |
| 25 y/o | HK$3,088 | HK$3,336 (+8.0%) | HK$3,753 (+12.5%) | HK$3,753 | HK$4,054 (+8.0%) | +7.63% |
| 30 y/o | HK$3,318 | HK$3,584 (+8.0%) | HK$4,032 (+12.5%) | HK$4,032 | HK$4,355 (+8.0%) | +7.62% |
| 35 y/o | HK$3,807 | HK$4,112 (+8.0%) | HK$4,626 (+12.5%) | HK$4,626 | HK$4,997 (+8.0%) | +7.62% |
| 40 y/o | HK$4,500 | HK$4,860 (+8.0%) | HK$5,468 (+12.5%) | HK$5,468 | HK$5,906 (+8.0%) | +7.62% |
| 45 y/o | HK$6,012 | HK$6,493 (+8.0%) | HK$7,305 (+12.5%) | HK$7,305 | HK$7,890 (+8.0%) | +7.62% |
| 50 y/o | HK$7,907 | HK$8,540 (+8.0%) | HK$9,608 (+12.5%) | HK$9,608 | HK$10,377 (+8.0%) | +7.62% |
| 55 y/o | HK$10,049 | HK$10,853 (+8.0%) | HK$12,210 (+12.5%) | HK$12,210 | HK$13,187 (+8.0%) | +7.62% |
| 60 y/o | HK$12,427 | HK$13,422 (+8.0%) | HK$15,100 (+12.5%) | HK$15,100 | HK$16,308 (+8.0%) | +7.62% |
| 65 y/o | HK$15,116 | HK$16,326 (+8.0%) | HK$18,367 (+12.5%) | HK$18,367 | HK$19,837 (+8.0%) | +7.62% |
| 70 y/o | HK$18,087 | HK$19,534 (+8.0%) | HK$21,976 (+12.5%) | HK$21,976 | HK$23,735 (+8.0%) | +7.62% |
| 75 y/o | HK$19,699 | HK$21,275 (+8.0%) | HK$23,935 (+12.5%) | HK$23,935 | HK$25,850 (+8.0%) | +7.62% |
| 80 y/o | HK$21,436 | HK$23,151 (+8.0%) | HK$25,467 (+10.0%) | HK$25,467 | HK$27,505 (+8.0%) | +6.97% |
| 85 y/o | HK$23,539 | HK$25,423 (+8.0%) | HK$27,813 (+9.4%) | HK$27,813 | HK$30,039 (+8.0%) | +6.81% |
| 90 y/o | HK$24,042 | HK$25,966 (+8.0%) | HK$28,096 (+8.2%) | HK$28,096 | HK$30,344 (+8.0%) | +6.49% |
| 95 y/o | HK$24,543 | HK$26,507 (+8.0%) | HK$28,628 (+8.0%) | HK$28,628 | HK$30,919 (+8.0%) | +6.44% |
| 99 y/o | HK$24,940 | HK$26,936 (+8.0%) | HK$29,091 (+8.0%) | HK$29,091 | HK$31,419 (+8.0%) | +6.44% |
| All ages average | — | +8.0% | +11.6% | 0.0% | +8.0% | — |
0 y/oHK$2,805
5 y/oHK$2,805
10 y/oHK$2,805
15 y/oHK$2,805
20 y/oHK$2,902
25 y/oHK$3,088
30 y/oHK$3,318
35 y/oHK$3,807
40 y/oHK$4,500
45 y/oHK$6,012
50 y/oHK$7,907
55 y/oHK$10,049
60 y/oHK$12,427
65 y/oHK$15,116
70 y/oHK$18,087
75 y/oHK$19,699
80 y/oHK$21,436
85 y/oHK$23,539
90 y/oHK$24,042
95 y/oHK$24,543
99 y/oHK$24,940
+8.0%
All-ages avg
0 y/oHK$3,030 (+8.0%)
5 y/oHK$3,030 (+8.0%)
10 y/oHK$3,030 (+8.0%)
15 y/oHK$3,030 (+8.0%)
20 y/oHK$3,135 (+8.0%)
25 y/oHK$3,336 (+8.0%)
30 y/oHK$3,584 (+8.0%)
35 y/oHK$4,112 (+8.0%)
40 y/oHK$4,860 (+8.0%)
45 y/oHK$6,493 (+8.0%)
50 y/oHK$8,540 (+8.0%)
55 y/oHK$10,853 (+8.0%)
60 y/oHK$13,422 (+8.0%)
65 y/oHK$16,326 (+8.0%)
70 y/oHK$19,534 (+8.0%)
75 y/oHK$21,275 (+8.0%)
80 y/oHK$23,151 (+8.0%)
85 y/oHK$25,423 (+8.0%)
90 y/oHK$25,966 (+8.0%)
95 y/oHK$26,507 (+8.0%)
99 y/oHK$26,936 (+8.0%)
+11.6%
All-ages avg
0 y/oHK$3,409 (+12.5%)
5 y/oHK$3,409 (+12.5%)
10 y/oHK$3,409 (+12.5%)
15 y/oHK$3,409 (+12.5%)
20 y/oHK$3,527 (+12.5%)
25 y/oHK$3,753 (+12.5%)
30 y/oHK$4,032 (+12.5%)
35 y/oHK$4,626 (+12.5%)
40 y/oHK$5,468 (+12.5%)
45 y/oHK$7,305 (+12.5%)
50 y/oHK$9,608 (+12.5%)
55 y/oHK$12,210 (+12.5%)
60 y/oHK$15,100 (+12.5%)
65 y/oHK$18,367 (+12.5%)
70 y/oHK$21,976 (+12.5%)
75 y/oHK$23,935 (+12.5%)
80 y/oHK$25,467 (+10.0%)
85 y/oHK$27,813 (+9.4%)
90 y/oHK$28,096 (+8.2%)
95 y/oHK$28,628 (+8.0%)
99 y/oHK$29,091 (+8.0%)
0.0%
All-ages avg
0 y/oHK$3,409
5 y/oHK$3,409
10 y/oHK$3,409
15 y/oHK$3,409
20 y/oHK$3,527
25 y/oHK$3,753
30 y/oHK$4,032
35 y/oHK$4,626
40 y/oHK$5,468
45 y/oHK$7,305
50 y/oHK$9,608
55 y/oHK$12,210
60 y/oHK$15,100
65 y/oHK$18,367
70 y/oHK$21,976
75 y/oHK$23,935
80 y/oHK$25,467
85 y/oHK$27,813
90 y/oHK$28,096
95 y/oHK$28,628
99 y/oHK$29,091
+8.0%
All-ages avg
0 y/oHK$3,682 (+8.0%)
5 y/oHK$3,682 (+8.0%)
10 y/oHK$3,682 (+8.0%)
15 y/oHK$3,682 (+8.0%)
20 y/oHK$3,810 (+8.0%)
25 y/oHK$4,054 (+8.0%)
30 y/oHK$4,355 (+8.0%)
35 y/oHK$4,997 (+8.0%)
40 y/oHK$5,906 (+8.0%)
45 y/oHK$7,890 (+8.0%)
50 y/oHK$10,377 (+8.0%)
55 y/oHK$13,187 (+8.0%)
60 y/oHK$16,308 (+8.0%)
65 y/oHK$19,837 (+8.0%)
70 y/oHK$23,735 (+8.0%)
75 y/oHK$25,850 (+8.0%)
80 y/oHK$27,505 (+8.0%)
85 y/oHK$30,039 (+8.0%)
90 y/oHK$30,344 (+8.0%)
95 y/oHK$30,919 (+8.0%)
99 y/oHK$31,419 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+7.63%
5 y/o+7.63%
10 y/o+7.63%
15 y/o+7.63%
20 y/o+7.63%
25 y/o+7.63%
30 y/o+7.62%
35 y/o+7.62%
40 y/o+7.62%
45 y/o+7.62%
50 y/o+7.62%
55 y/o+7.62%
60 y/o+7.62%
65 y/o+7.62%
70 y/o+7.62%
75 y/o+7.62%
80 y/o+6.97%
85 y/o+6.81%
90 y/o+6.49%
95 y/o+6.44%
99 y/o+6.44%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.