← Back to YF Life Insurance International Limited plan series
TaxVantage Plus Medical Plan - Plan XM
Renewal only「稅」安心醫療計劃 - 計劃 XM
YF Life Insurance International Limited · F00020-05-001 · 5 versions · Flexi plan · Avg. annual increase +7.87%
Male
| Age | F00020-05-001-01 2023-01-01 | F00020-05-001-01 2024-01-01 | F00020-05-001-01 2025-01-01 | F00020-05-001-01 2025-09-01 | F00020-05-001-01 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +8.09% |
| 5 | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +8.09% |
| 10 | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +8.09% |
| 15 | HK$2,805 | HK$3,030 (+8.0%) | HK$3,409 (+12.5%) | HK$3,409 | HK$3,682 (+8.0%) | +8.09% |
| 20 | HK$2,902 | HK$3,135 (+8.0%) | HK$3,527 (+12.5%) | HK$3,527 | HK$3,810 (+8.0%) | +8.09% |
| 25 | HK$3,088 | HK$3,336 (+8.0%) | HK$3,753 (+12.5%) | HK$3,753 | HK$4,054 (+8.0%) | +8.09% |
| 30 | HK$3,318 | HK$3,584 (+8.0%) | HK$4,032 (+12.5%) | HK$4,032 | HK$4,355 (+8.0%) | +8.08% |
| 35 | HK$3,807 | HK$4,112 (+8.0%) | HK$4,626 (+12.5%) | HK$4,626 | HK$4,997 (+8.0%) | +8.08% |
| 40 | HK$4,500 | HK$4,860 (+8.0%) | HK$5,468 (+12.5%) | HK$5,468 | HK$5,906 (+8.0%) | +8.08% |
| 45 | HK$6,012 | HK$6,493 (+8.0%) | HK$7,305 (+12.5%) | HK$7,305 | HK$7,890 (+8.0%) | +8.08% |
| 50 | HK$7,907 | HK$8,540 (+8.0%) | HK$9,608 (+12.5%) | HK$9,608 | HK$10,377 (+8.0%) | +8.08% |
| 55 | HK$10,049 | HK$10,853 (+8.0%) | HK$12,210 (+12.5%) | HK$12,210 | HK$13,187 (+8.0%) | +8.08% |
| 60 | HK$12,427 | HK$13,422 (+8.0%) | HK$15,100 (+12.5%) | HK$15,100 | HK$16,308 (+8.0%) | +8.08% |
| 65 | HK$15,116 | HK$16,326 (+8.0%) | HK$18,367 (+12.5%) | HK$18,367 | HK$19,837 (+8.0%) | +8.08% |
| 70 | HK$18,087 | HK$19,534 (+8.0%) | HK$21,976 (+12.5%) | HK$21,976 | HK$23,735 (+8.0%) | +8.08% |
| 75 | HK$19,699 | HK$21,275 (+8.0%) | HK$23,935 (+12.5%) | HK$23,935 | HK$25,850 (+8.0%) | +8.08% |
| 80 | HK$21,436 | HK$23,151 (+8.0%) | HK$25,467 (+10.0%) | HK$25,467 | HK$27,505 (+8.0%) | +7.38% |
| 85 | HK$23,539 | HK$25,423 (+8.0%) | HK$27,813 (+9.4%) | HK$27,813 | HK$30,039 (+8.0%) | +7.22% |
| 90 | HK$24,042 | HK$25,966 (+8.0%) | HK$28,096 (+8.2%) | HK$28,096 | HK$30,344 (+8.0%) | +6.88% |
| 95 | HK$24,543 | HK$26,507 (+8.0%) | HK$28,628 (+8.0%) | HK$28,628 | HK$30,919 (+8.0%) | +6.82% |
| 99 | HK$24,940 | HK$26,936 (+8.0%) | HK$29,091 (+8.0%) | HK$29,091 | HK$31,419 (+8.0%) | +6.82% |
| All ages average | — | +8.0% | +11.6% | 0.0% | +8.0% | — |
0 y/oHK$2,805
5 y/oHK$2,805
10 y/oHK$2,805
15 y/oHK$2,805
20 y/oHK$2,902
25 y/oHK$3,088
30 y/oHK$3,318
35 y/oHK$3,807
40 y/oHK$4,500
45 y/oHK$6,012
50 y/oHK$7,907
55 y/oHK$10,049
60 y/oHK$12,427
65 y/oHK$15,116
70 y/oHK$18,087
75 y/oHK$19,699
80 y/oHK$21,436
85 y/oHK$23,539
90 y/oHK$24,042
95 y/oHK$24,543
99 y/oHK$24,940
+8.0%
All-ages avg
0 y/oHK$3,030 (+8.0%)
5 y/oHK$3,030 (+8.0%)
10 y/oHK$3,030 (+8.0%)
15 y/oHK$3,030 (+8.0%)
20 y/oHK$3,135 (+8.0%)
25 y/oHK$3,336 (+8.0%)
30 y/oHK$3,584 (+8.0%)
35 y/oHK$4,112 (+8.0%)
40 y/oHK$4,860 (+8.0%)
45 y/oHK$6,493 (+8.0%)
50 y/oHK$8,540 (+8.0%)
55 y/oHK$10,853 (+8.0%)
60 y/oHK$13,422 (+8.0%)
65 y/oHK$16,326 (+8.0%)
70 y/oHK$19,534 (+8.0%)
75 y/oHK$21,275 (+8.0%)
80 y/oHK$23,151 (+8.0%)
85 y/oHK$25,423 (+8.0%)
90 y/oHK$25,966 (+8.0%)
95 y/oHK$26,507 (+8.0%)
99 y/oHK$26,936 (+8.0%)
+11.6%
All-ages avg
0 y/oHK$3,409 (+12.5%)
5 y/oHK$3,409 (+12.5%)
10 y/oHK$3,409 (+12.5%)
15 y/oHK$3,409 (+12.5%)
20 y/oHK$3,527 (+12.5%)
25 y/oHK$3,753 (+12.5%)
30 y/oHK$4,032 (+12.5%)
35 y/oHK$4,626 (+12.5%)
40 y/oHK$5,468 (+12.5%)
45 y/oHK$7,305 (+12.5%)
50 y/oHK$9,608 (+12.5%)
55 y/oHK$12,210 (+12.5%)
60 y/oHK$15,100 (+12.5%)
65 y/oHK$18,367 (+12.5%)
70 y/oHK$21,976 (+12.5%)
75 y/oHK$23,935 (+12.5%)
80 y/oHK$25,467 (+10.0%)
85 y/oHK$27,813 (+9.4%)
90 y/oHK$28,096 (+8.2%)
95 y/oHK$28,628 (+8.0%)
99 y/oHK$29,091 (+8.0%)
0.0%
All-ages avg
0 y/oHK$3,409
5 y/oHK$3,409
10 y/oHK$3,409
15 y/oHK$3,409
20 y/oHK$3,527
25 y/oHK$3,753
30 y/oHK$4,032
35 y/oHK$4,626
40 y/oHK$5,468
45 y/oHK$7,305
50 y/oHK$9,608
55 y/oHK$12,210
60 y/oHK$15,100
65 y/oHK$18,367
70 y/oHK$21,976
75 y/oHK$23,935
80 y/oHK$25,467
85 y/oHK$27,813
90 y/oHK$28,096
95 y/oHK$28,628
99 y/oHK$29,091
+8.0%
All-ages avg
0 y/oHK$3,682 (+8.0%)
5 y/oHK$3,682 (+8.0%)
10 y/oHK$3,682 (+8.0%)
15 y/oHK$3,682 (+8.0%)
20 y/oHK$3,810 (+8.0%)
25 y/oHK$4,054 (+8.0%)
30 y/oHK$4,355 (+8.0%)
35 y/oHK$4,997 (+8.0%)
40 y/oHK$5,906 (+8.0%)
45 y/oHK$7,890 (+8.0%)
50 y/oHK$10,377 (+8.0%)
55 y/oHK$13,187 (+8.0%)
60 y/oHK$16,308 (+8.0%)
65 y/oHK$19,837 (+8.0%)
70 y/oHK$23,735 (+8.0%)
75 y/oHK$25,850 (+8.0%)
80 y/oHK$27,505 (+8.0%)
85 y/oHK$30,039 (+8.0%)
90 y/oHK$30,344 (+8.0%)
95 y/oHK$30,919 (+8.0%)
99 y/oHK$31,419 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+8.09%
5 y/o+8.09%
10 y/o+8.09%
15 y/o+8.09%
20 y/o+8.09%
25 y/o+8.09%
30 y/o+8.08%
35 y/o+8.08%
40 y/o+8.08%
45 y/o+8.08%
50 y/o+8.08%
55 y/o+8.08%
60 y/o+8.08%
65 y/o+8.08%
70 y/o+8.08%
75 y/o+8.08%
80 y/o+7.38%
85 y/o+7.22%
90 y/o+6.88%
95 y/o+6.82%
99 y/o+6.82%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00020-05-001-01 2023-01-01 | F00020-05-001-01 2024-01-01 | F00020-05-001-01 2025-01-01 | F00020-05-001-01 2025-09-01 | F00020-05-001-01 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 | HK$2,822 | HK$3,048 (+8.0%) | HK$3,429 (+12.5%) | HK$3,429 | HK$3,704 (+8.0%) | +8.08% |
| 5 | HK$2,822 | HK$3,048 (+8.0%) | HK$3,429 (+12.5%) | HK$3,429 | HK$3,704 (+8.0%) | +8.08% |
| 10 | HK$2,822 | HK$3,048 (+8.0%) | HK$3,429 (+12.5%) | HK$3,429 | HK$3,704 (+8.0%) | +8.08% |
| 15 | HK$2,822 | HK$3,048 (+8.0%) | HK$3,429 (+12.5%) | HK$3,429 | HK$3,704 (+8.0%) | +8.08% |
| 20 | HK$3,508 | HK$3,789 (+8.0%) | HK$4,263 (+12.5%) | HK$4,263 | HK$4,605 (+8.0%) | +8.09% |
| 25 | HK$4,436 | HK$4,791 (+8.0%) | HK$5,390 (+12.5%) | HK$5,390 | HK$5,822 (+8.0%) | +8.08% |
| 30 | HK$5,234 | HK$5,653 (+8.0%) | HK$6,360 (+12.5%) | HK$6,360 | HK$6,869 (+8.0%) | +8.08% |
| 35 | HK$6,181 | HK$6,676 (+8.0%) | HK$7,511 (+12.5%) | HK$7,511 | HK$8,112 (+8.0%) | +8.08% |
| 40 | HK$7,562 | HK$8,167 (+8.0%) | HK$9,188 (+12.5%) | HK$9,188 | HK$9,924 (+8.0%) | +8.08% |
| 45 | HK$9,347 | HK$10,095 (+8.0%) | HK$11,357 (+12.5%) | HK$11,357 | HK$12,266 (+8.0%) | +8.08% |
| 50 | HK$11,440 | HK$12,356 (+8.0%) | HK$13,901 (+12.5%) | HK$13,901 | HK$15,014 (+8.0%) | +8.08% |
| 55 | HK$13,276 | HK$14,339 (+8.0%) | HK$16,132 (+12.5%) | HK$16,132 | HK$17,423 (+8.0%) | +8.08% |
| 60 | HK$15,268 | HK$16,490 (+8.0%) | HK$18,552 (+12.5%) | HK$18,552 | HK$20,037 (+8.0%) | +8.08% |
| 65 | HK$18,254 | HK$19,715 (+8.0%) | HK$22,180 (+12.5%) | HK$22,180 | HK$23,955 (+8.0%) | +8.08% |
| 70 | HK$23,161 | HK$25,014 (+8.0%) | HK$28,141 (+12.5%) | HK$28,141 | HK$30,393 (+8.0%) | +8.08% |
| 75 | HK$25,062 | HK$27,067 (+8.0%) | HK$29,341 (+8.4%) | HK$29,341 | HK$31,689 (+8.0%) | +6.94% |
| 80 | HK$25,439 | HK$27,475 (+8.0%) | HK$29,673 (+8.0%) | HK$29,673 | HK$32,047 (+8.0%) | +6.82% |
| 85 | HK$25,629 | HK$27,680 (+8.0%) | HK$29,895 (+8.0%) | HK$29,895 | HK$32,287 (+8.0%) | +6.82% |
| 90 | HK$25,819 | HK$27,885 (+8.0%) | HK$30,116 (+8.0%) | HK$30,116 | HK$32,526 (+8.0%) | +6.82% |
| 95 | HK$26,010 | HK$28,091 (+8.0%) | HK$30,339 (+8.0%) | HK$30,339 | HK$32,767 (+8.0%) | +6.82% |
| 99 | HK$26,163 | HK$28,257 (+8.0%) | HK$30,518 (+8.0%) | HK$30,518 | HK$32,960 (+8.0%) | +6.82% |
| All ages average | — | +8.0% | +11.2% | 0.0% | +8.0% | — |
0 y/oHK$2,822
5 y/oHK$2,822
10 y/oHK$2,822
15 y/oHK$2,822
20 y/oHK$3,508
25 y/oHK$4,436
30 y/oHK$5,234
35 y/oHK$6,181
40 y/oHK$7,562
45 y/oHK$9,347
50 y/oHK$11,440
55 y/oHK$13,276
60 y/oHK$15,268
65 y/oHK$18,254
70 y/oHK$23,161
75 y/oHK$25,062
80 y/oHK$25,439
85 y/oHK$25,629
90 y/oHK$25,819
95 y/oHK$26,010
99 y/oHK$26,163
+8.0%
All-ages avg
0 y/oHK$3,048 (+8.0%)
5 y/oHK$3,048 (+8.0%)
10 y/oHK$3,048 (+8.0%)
15 y/oHK$3,048 (+8.0%)
20 y/oHK$3,789 (+8.0%)
25 y/oHK$4,791 (+8.0%)
30 y/oHK$5,653 (+8.0%)
35 y/oHK$6,676 (+8.0%)
40 y/oHK$8,167 (+8.0%)
45 y/oHK$10,095 (+8.0%)
50 y/oHK$12,356 (+8.0%)
55 y/oHK$14,339 (+8.0%)
60 y/oHK$16,490 (+8.0%)
65 y/oHK$19,715 (+8.0%)
70 y/oHK$25,014 (+8.0%)
75 y/oHK$27,067 (+8.0%)
80 y/oHK$27,475 (+8.0%)
85 y/oHK$27,680 (+8.0%)
90 y/oHK$27,885 (+8.0%)
95 y/oHK$28,091 (+8.0%)
99 y/oHK$28,257 (+8.0%)
+11.2%
All-ages avg
0 y/oHK$3,429 (+12.5%)
5 y/oHK$3,429 (+12.5%)
10 y/oHK$3,429 (+12.5%)
15 y/oHK$3,429 (+12.5%)
20 y/oHK$4,263 (+12.5%)
25 y/oHK$5,390 (+12.5%)
30 y/oHK$6,360 (+12.5%)
35 y/oHK$7,511 (+12.5%)
40 y/oHK$9,188 (+12.5%)
45 y/oHK$11,357 (+12.5%)
50 y/oHK$13,901 (+12.5%)
55 y/oHK$16,132 (+12.5%)
60 y/oHK$18,552 (+12.5%)
65 y/oHK$22,180 (+12.5%)
70 y/oHK$28,141 (+12.5%)
75 y/oHK$29,341 (+8.4%)
80 y/oHK$29,673 (+8.0%)
85 y/oHK$29,895 (+8.0%)
90 y/oHK$30,116 (+8.0%)
95 y/oHK$30,339 (+8.0%)
99 y/oHK$30,518 (+8.0%)
0.0%
All-ages avg
0 y/oHK$3,429
5 y/oHK$3,429
10 y/oHK$3,429
15 y/oHK$3,429
20 y/oHK$4,263
25 y/oHK$5,390
30 y/oHK$6,360
35 y/oHK$7,511
40 y/oHK$9,188
45 y/oHK$11,357
50 y/oHK$13,901
55 y/oHK$16,132
60 y/oHK$18,552
65 y/oHK$22,180
70 y/oHK$28,141
75 y/oHK$29,341
80 y/oHK$29,673
85 y/oHK$29,895
90 y/oHK$30,116
95 y/oHK$30,339
99 y/oHK$30,518
+8.0%
All-ages avg
0 y/oHK$3,704 (+8.0%)
5 y/oHK$3,704 (+8.0%)
10 y/oHK$3,704 (+8.0%)
15 y/oHK$3,704 (+8.0%)
20 y/oHK$4,605 (+8.0%)
25 y/oHK$5,822 (+8.0%)
30 y/oHK$6,869 (+8.0%)
35 y/oHK$8,112 (+8.0%)
40 y/oHK$9,924 (+8.0%)
45 y/oHK$12,266 (+8.0%)
50 y/oHK$15,014 (+8.0%)
55 y/oHK$17,423 (+8.0%)
60 y/oHK$20,037 (+8.0%)
65 y/oHK$23,955 (+8.0%)
70 y/oHK$30,393 (+8.0%)
75 y/oHK$31,689 (+8.0%)
80 y/oHK$32,047 (+8.0%)
85 y/oHK$32,287 (+8.0%)
90 y/oHK$32,526 (+8.0%)
95 y/oHK$32,767 (+8.0%)
99 y/oHK$32,960 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+8.08%
5 y/o+8.08%
10 y/o+8.08%
15 y/o+8.08%
20 y/o+8.09%
25 y/o+8.08%
30 y/o+8.08%
35 y/o+8.08%
40 y/o+8.08%
45 y/o+8.08%
50 y/o+8.08%
55 y/o+8.08%
60 y/o+8.08%
65 y/o+8.08%
70 y/o+8.08%
75 y/o+6.94%
80 y/o+6.82%
85 y/o+6.82%
90 y/o+6.82%
95 y/o+6.82%
99 y/o+6.82%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.