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TaxVantage Plus Medical Plan - Plan 4M
Renewal only「稅」安心醫療計劃 - 計劃 4M
YF Life Insurance International Limited · F00020-04-001 · 8 versions · Flexi plan · Avg. annual increase +4.84%
HKD
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| Age | 2019-04-01 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 2025-09-01 | Latest 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$12,209 | HK$12,209 | HK$12,576 (+3.0%) | HK$13,331 (+6.0%) | HK$14,398 (+8.0%) | HK$16,198 (+12.5%) | HK$16,198 | HK$17,494 (+8.0%) | +4.94% |
| 5 y/o | HK$12,209 | HK$12,209 | HK$12,576 (+3.0%) | HK$13,331 (+6.0%) | HK$14,398 (+8.0%) | HK$16,198 (+12.5%) | HK$16,198 | HK$17,494 (+8.0%) | +4.94% |
| 10 y/o | HK$12,209 | HK$12,209 | HK$12,576 (+3.0%) | HK$13,331 (+6.0%) | HK$14,398 (+8.0%) | HK$16,198 (+12.5%) | HK$16,198 | HK$17,494 (+8.0%) | +4.94% |
| 15 y/o | HK$12,209 | HK$12,209 | HK$12,576 (+3.0%) | HK$13,331 (+6.0%) | HK$14,398 (+8.0%) | HK$16,198 (+12.5%) | HK$16,198 | HK$17,494 (+8.0%) | +4.94% |
| 20 y/o | HK$12,497 | HK$12,497 | HK$12,872 (+3.0%) | HK$13,645 (+6.0%) | HK$14,737 (+8.0%) | HK$16,580 (+12.5%) | HK$16,580 | HK$17,907 (+8.0%) | +4.94% |
| 25 y/o | HK$13,184 | HK$13,184 | HK$13,580 (+3.0%) | HK$14,395 (+6.0%) | HK$15,547 (+8.0%) | HK$17,491 (+12.5%) | HK$17,491 | HK$18,891 (+8.0%) | +4.94% |
| 30 y/o | HK$14,213 | HK$14,213 | HK$14,640 (+3.0%) | HK$15,519 (+6.0%) | HK$16,761 (+8.0%) | HK$18,857 (+12.5%) | HK$18,857 | HK$20,366 (+8.0%) | +4.94% |
| 35 y/o | HK$15,908 | HK$15,908 | HK$16,386 (+3.0%) | HK$17,370 (+6.0%) | HK$18,760 (+8.0%) | HK$21,105 (+12.5%) | HK$21,105 | HK$22,794 (+8.0%) | +4.94% |
| 40 y/o | HK$18,985 | HK$18,985 | HK$19,555 (+3.0%) | HK$20,729 (+6.0%) | HK$22,388 (+8.0%) | HK$25,187 (+12.5%) | HK$25,187 | HK$27,202 (+8.0%) | +4.94% |
| 45 y/o | HK$25,393 | HK$25,393 | HK$26,155 (+3.0%) | HK$27,725 (+6.0%) | HK$29,943 (+8.0%) | HK$33,686 (+12.5%) | HK$33,686 | HK$36,381 (+8.0%) | +4.94% |
| 50 y/o | HK$33,206 | HK$33,206 | HK$34,203 (+3.0%) | HK$36,256 (+6.0%) | HK$39,157 (+8.0%) | HK$44,052 (+12.5%) | HK$44,052 | HK$47,577 (+8.0%) | +4.94% |
| 55 y/o | HK$43,140 | HK$43,140 | HK$44,435 (+3.0%) | HK$47,102 (+6.0%) | HK$50,871 (+8.0%) | HK$57,230 (+12.5%) | HK$57,230 | HK$61,809 (+8.0%) | +4.94% |
| 60 y/o | HK$54,014 | HK$54,014 | HK$55,635 (+3.0%) | HK$58,974 (+6.0%) | HK$63,692 (+8.0%) | HK$71,654 (+12.5%) | HK$71,654 | HK$77,387 (+8.0%) | +4.94% |
| 65 y/o | HK$68,115 | HK$68,115 | HK$70,159 (+3.0%) | HK$74,369 (+6.0%) | HK$80,319 (+8.0%) | HK$90,359 (+12.5%) | HK$90,359 | HK$97,588 (+8.0%) | +4.94% |
| 70 y/o | HK$84,640 | HK$84,640 | HK$87,180 (+3.0%) | HK$92,411 (+6.0%) | HK$99,804 (+8.0%) | HK$112,280 (+12.5%) | HK$112,280 | HK$121,263 (+8.0%) | +4.94% |
| 75 y/o | HK$93,411 | HK$93,411 | HK$96,214 (+3.0%) | HK$101,987 (+6.0%) | HK$110,146 (+8.0%) | HK$123,915 (+12.5%) | HK$123,915 | HK$133,829 (+8.0%) | +4.94% |
| 80 y/o | HK$101,889 | HK$101,889 | HK$104,946 (+3.0%) | HK$111,243 (+6.0%) | HK$120,143 (+8.0%) | HK$132,158 (+10.0%) | HK$132,158 | HK$142,731 (+8.0%) | +4.63% |
| 85 y/o | HK$111,625 | HK$111,625 | HK$114,974 (+3.0%) | HK$121,873 (+6.0%) | HK$131,623 (+8.0%) | HK$143,996 (+9.4%) | HK$143,996 | HK$155,516 (+8.0%) | +4.55% |
| 90 y/o | HK$114,475 | HK$114,475 | HK$117,910 (+3.0%) | HK$124,985 (+6.0%) | HK$134,984 (+8.0%) | HK$146,053 (+8.2%) | HK$146,053 | HK$157,738 (+8.0%) | +4.39% |
| 95 y/o | HK$116,762 | HK$116,762 | HK$120,265 (+3.0%) | HK$127,481 (+6.0%) | HK$137,680 (+8.0%) | HK$148,695 (+8.0%) | HK$148,695 | HK$160,591 (+8.0%) | +4.37% |
| 99 y/o | HK$118,595 | HK$118,595 | HK$122,153 (+3.0%) | HK$129,483 (+6.0%) | HK$139,842 (+8.0%) | HK$151,030 (+8.0%) | HK$151,030 | HK$163,113 (+8.0%) | +4.37% |
| All ages average | — | 0.0% | +3.0% | +6.0% | +8.0% | +11.6% | 0.0% | +8.0% | — |
0 y/oHK$12,209
5 y/oHK$12,209
10 y/oHK$12,209
15 y/oHK$12,209
20 y/oHK$12,497
25 y/oHK$13,184
30 y/oHK$14,213
35 y/oHK$15,908
40 y/oHK$18,985
45 y/oHK$25,393
50 y/oHK$33,206
55 y/oHK$43,140
60 y/oHK$54,014
65 y/oHK$68,115
70 y/oHK$84,640
75 y/oHK$93,411
80 y/oHK$101,889
85 y/oHK$111,625
90 y/oHK$114,475
95 y/oHK$116,762
99 y/oHK$118,595
0.0%
All-ages avg
0 y/oHK$12,209
5 y/oHK$12,209
10 y/oHK$12,209
15 y/oHK$12,209
20 y/oHK$12,497
25 y/oHK$13,184
30 y/oHK$14,213
35 y/oHK$15,908
40 y/oHK$18,985
45 y/oHK$25,393
50 y/oHK$33,206
55 y/oHK$43,140
60 y/oHK$54,014
65 y/oHK$68,115
70 y/oHK$84,640
75 y/oHK$93,411
80 y/oHK$101,889
85 y/oHK$111,625
90 y/oHK$114,475
95 y/oHK$116,762
99 y/oHK$118,595
+3.0%
All-ages avg
0 y/oHK$12,576 (+3.0%)
5 y/oHK$12,576 (+3.0%)
10 y/oHK$12,576 (+3.0%)
15 y/oHK$12,576 (+3.0%)
20 y/oHK$12,872 (+3.0%)
25 y/oHK$13,580 (+3.0%)
30 y/oHK$14,640 (+3.0%)
35 y/oHK$16,386 (+3.0%)
40 y/oHK$19,555 (+3.0%)
45 y/oHK$26,155 (+3.0%)
50 y/oHK$34,203 (+3.0%)
55 y/oHK$44,435 (+3.0%)
60 y/oHK$55,635 (+3.0%)
65 y/oHK$70,159 (+3.0%)
70 y/oHK$87,180 (+3.0%)
75 y/oHK$96,214 (+3.0%)
80 y/oHK$104,946 (+3.0%)
85 y/oHK$114,974 (+3.0%)
90 y/oHK$117,910 (+3.0%)
95 y/oHK$120,265 (+3.0%)
99 y/oHK$122,153 (+3.0%)
+6.0%
All-ages avg
0 y/oHK$13,331 (+6.0%)
5 y/oHK$13,331 (+6.0%)
10 y/oHK$13,331 (+6.0%)
15 y/oHK$13,331 (+6.0%)
20 y/oHK$13,645 (+6.0%)
25 y/oHK$14,395 (+6.0%)
30 y/oHK$15,519 (+6.0%)
35 y/oHK$17,370 (+6.0%)
40 y/oHK$20,729 (+6.0%)
45 y/oHK$27,725 (+6.0%)
50 y/oHK$36,256 (+6.0%)
55 y/oHK$47,102 (+6.0%)
60 y/oHK$58,974 (+6.0%)
65 y/oHK$74,369 (+6.0%)
70 y/oHK$92,411 (+6.0%)
75 y/oHK$101,987 (+6.0%)
80 y/oHK$111,243 (+6.0%)
85 y/oHK$121,873 (+6.0%)
90 y/oHK$124,985 (+6.0%)
95 y/oHK$127,481 (+6.0%)
99 y/oHK$129,483 (+6.0%)
+8.0%
All-ages avg
0 y/oHK$14,398 (+8.0%)
5 y/oHK$14,398 (+8.0%)
10 y/oHK$14,398 (+8.0%)
15 y/oHK$14,398 (+8.0%)
20 y/oHK$14,737 (+8.0%)
25 y/oHK$15,547 (+8.0%)
30 y/oHK$16,761 (+8.0%)
35 y/oHK$18,760 (+8.0%)
40 y/oHK$22,388 (+8.0%)
45 y/oHK$29,943 (+8.0%)
50 y/oHK$39,157 (+8.0%)
55 y/oHK$50,871 (+8.0%)
60 y/oHK$63,692 (+8.0%)
65 y/oHK$80,319 (+8.0%)
70 y/oHK$99,804 (+8.0%)
75 y/oHK$110,146 (+8.0%)
80 y/oHK$120,143 (+8.0%)
85 y/oHK$131,623 (+8.0%)
90 y/oHK$134,984 (+8.0%)
95 y/oHK$137,680 (+8.0%)
99 y/oHK$139,842 (+8.0%)
+11.6%
All-ages avg
0 y/oHK$16,198 (+12.5%)
5 y/oHK$16,198 (+12.5%)
10 y/oHK$16,198 (+12.5%)
15 y/oHK$16,198 (+12.5%)
20 y/oHK$16,580 (+12.5%)
25 y/oHK$17,491 (+12.5%)
30 y/oHK$18,857 (+12.5%)
35 y/oHK$21,105 (+12.5%)
40 y/oHK$25,187 (+12.5%)
45 y/oHK$33,686 (+12.5%)
50 y/oHK$44,052 (+12.5%)
55 y/oHK$57,230 (+12.5%)
60 y/oHK$71,654 (+12.5%)
65 y/oHK$90,359 (+12.5%)
70 y/oHK$112,280 (+12.5%)
75 y/oHK$123,915 (+12.5%)
80 y/oHK$132,158 (+10.0%)
85 y/oHK$143,996 (+9.4%)
90 y/oHK$146,053 (+8.2%)
95 y/oHK$148,695 (+8.0%)
99 y/oHK$151,030 (+8.0%)
0.0%
All-ages avg
0 y/oHK$16,198
5 y/oHK$16,198
10 y/oHK$16,198
15 y/oHK$16,198
20 y/oHK$16,580
25 y/oHK$17,491
30 y/oHK$18,857
35 y/oHK$21,105
40 y/oHK$25,187
45 y/oHK$33,686
50 y/oHK$44,052
55 y/oHK$57,230
60 y/oHK$71,654
65 y/oHK$90,359
70 y/oHK$112,280
75 y/oHK$123,915
80 y/oHK$132,158
85 y/oHK$143,996
90 y/oHK$146,053
95 y/oHK$148,695
99 y/oHK$151,030
+8.0%
All-ages avg
0 y/oHK$17,494 (+8.0%)
5 y/oHK$17,494 (+8.0%)
10 y/oHK$17,494 (+8.0%)
15 y/oHK$17,494 (+8.0%)
20 y/oHK$17,907 (+8.0%)
25 y/oHK$18,891 (+8.0%)
30 y/oHK$20,366 (+8.0%)
35 y/oHK$22,794 (+8.0%)
40 y/oHK$27,202 (+8.0%)
45 y/oHK$36,381 (+8.0%)
50 y/oHK$47,577 (+8.0%)
55 y/oHK$61,809 (+8.0%)
60 y/oHK$77,387 (+8.0%)
65 y/oHK$97,588 (+8.0%)
70 y/oHK$121,263 (+8.0%)
75 y/oHK$133,829 (+8.0%)
80 y/oHK$142,731 (+8.0%)
85 y/oHK$155,516 (+8.0%)
90 y/oHK$157,738 (+8.0%)
95 y/oHK$160,591 (+8.0%)
99 y/oHK$163,113 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.94%
5 y/o+4.94%
10 y/o+4.94%
15 y/o+4.94%
20 y/o+4.94%
25 y/o+4.94%
30 y/o+4.94%
35 y/o+4.94%
40 y/o+4.94%
45 y/o+4.94%
50 y/o+4.94%
55 y/o+4.94%
60 y/o+4.94%
65 y/o+4.94%
70 y/o+4.94%
75 y/o+4.94%
80 y/o+4.63%
85 y/o+4.55%
90 y/o+4.39%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.