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Renewal only「稅」安心醫療計劃 - 計劃 3
YF Life Insurance International Limited · F00020-03-000 · 8 versions · Flexi plan · Avg. annual increase +4.84%
HKD
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| Age | 2019-04-01 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 2025-09-01 | Latest 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$6,630 | HK$6,630 | HK$6,829 (+3.0%) | HK$7,239 (+6.0%) | HK$7,819 (+8.0%) | HK$8,797 (+12.5%) | HK$8,797 | HK$9,501 (+8.0%) | +4.94% |
| 5 y/o | HK$6,630 | HK$6,630 | HK$6,829 (+3.0%) | HK$7,239 (+6.0%) | HK$7,819 (+8.0%) | HK$8,797 (+12.5%) | HK$8,797 | HK$9,501 (+8.0%) | +4.94% |
| 10 y/o | HK$6,630 | HK$6,630 | HK$6,829 (+3.0%) | HK$7,239 (+6.0%) | HK$7,819 (+8.0%) | HK$8,797 (+12.5%) | HK$8,797 | HK$9,501 (+8.0%) | +4.94% |
| 15 y/o | HK$6,630 | HK$6,630 | HK$6,829 (+3.0%) | HK$7,239 (+6.0%) | HK$7,819 (+8.0%) | HK$8,797 (+12.5%) | HK$8,797 | HK$9,501 (+8.0%) | +4.94% |
| 20 y/o | HK$6,903 | HK$6,903 | HK$7,111 (+3.0%) | HK$7,538 (+6.0%) | HK$8,142 (+8.0%) | HK$9,160 (+12.5%) | HK$9,160 | HK$9,893 (+8.0%) | +4.95% |
| 25 y/o | HK$7,382 | HK$7,382 | HK$7,604 (+3.0%) | HK$8,061 (+6.0%) | HK$8,706 (+8.0%) | HK$9,795 (+12.5%) | HK$9,795 | HK$10,579 (+8.0%) | +4.94% |
| 30 y/o | HK$8,057 | HK$8,057 | HK$8,299 (+3.0%) | HK$8,797 (+6.0%) | HK$9,501 (+8.0%) | HK$10,689 (+12.5%) | HK$10,689 | HK$11,545 (+8.0%) | +4.94% |
| 35 y/o | HK$9,147 | HK$9,147 | HK$9,422 (+3.0%) | HK$9,988 (+6.0%) | HK$10,788 (+8.0%) | HK$12,137 (+12.5%) | HK$12,137 | HK$13,108 (+8.0%) | +4.94% |
| 40 y/o | HK$10,753 | HK$10,753 | HK$11,076 (+3.0%) | HK$11,741 (+6.0%) | HK$12,681 (+8.0%) | HK$14,267 (+12.5%) | HK$14,267 | HK$15,409 (+8.0%) | +4.94% |
| 45 y/o | HK$14,440 | HK$14,440 | HK$14,874 (+3.0%) | HK$15,767 (+6.0%) | HK$17,029 (+8.0%) | HK$19,158 (+12.5%) | HK$19,158 | HK$20,691 (+8.0%) | +4.94% |
| 50 y/o | HK$18,831 | HK$18,831 | HK$19,396 (+3.0%) | HK$20,560 (+6.0%) | HK$22,205 (+8.0%) | HK$24,981 (+12.5%) | HK$24,981 | HK$26,980 (+8.0%) | +4.94% |
| 55 y/o | HK$24,016 | HK$24,016 | HK$24,737 (+3.0%) | HK$26,222 (+6.0%) | HK$28,320 (+8.0%) | HK$31,860 (+12.5%) | HK$31,860 | HK$34,409 (+8.0%) | +4.94% |
| 60 y/o | HK$29,435 | HK$29,435 | HK$30,319 (+3.0%) | HK$32,139 (+6.0%) | HK$34,711 (+8.0%) | HK$39,050 (+12.5%) | HK$39,050 | HK$42,174 (+8.0%) | +4.94% |
| 65 y/o | HK$36,929 | HK$36,929 | HK$38,037 (+3.0%) | HK$40,320 (+6.0%) | HK$43,546 (+8.0%) | HK$48,990 (+12.5%) | HK$48,990 | HK$52,910 (+8.0%) | +4.94% |
| 70 y/o | HK$45,809 | HK$45,809 | HK$47,184 (+3.0%) | HK$50,016 (+6.0%) | HK$54,018 (+8.0%) | HK$60,771 (+12.5%) | HK$60,771 | HK$65,633 (+8.0%) | +4.94% |
| 75 y/o | HK$50,454 | HK$50,454 | HK$51,968 (+3.0%) | HK$55,087 (+6.0%) | HK$59,494 (+8.0%) | HK$66,931 (+12.5%) | HK$66,931 | HK$72,286 (+8.0%) | +4.94% |
| 80 y/o | HK$55,025 | HK$55,025 | HK$56,676 (+3.0%) | HK$60,077 (+6.0%) | HK$64,884 (+8.0%) | HK$71,373 (+10.0%) | HK$71,373 | HK$77,083 (+8.0%) | +4.63% |
| 85 y/o | HK$60,261 | HK$60,261 | HK$62,069 (+3.0%) | HK$65,794 (+6.0%) | HK$71,058 (+8.0%) | HK$77,738 (+9.4%) | HK$77,738 | HK$83,958 (+8.0%) | +4.55% |
| 90 y/o | HK$62,041 | HK$62,041 | HK$63,903 (+3.0%) | HK$67,738 (+6.0%) | HK$73,158 (+8.0%) | HK$79,157 (+8.2%) | HK$79,157 | HK$85,490 (+8.0%) | +4.39% |
| 95 y/o | HK$63,518 | HK$63,518 | HK$65,424 (+3.0%) | HK$69,350 (+6.0%) | HK$74,898 (+8.0%) | HK$80,890 (+8.0%) | HK$80,890 | HK$87,362 (+8.0%) | +4.37% |
| 99 y/o | HK$64,700 | HK$64,700 | HK$66,641 (+3.0%) | HK$70,640 (+6.0%) | HK$76,292 (+8.0%) | HK$82,396 (+8.0%) | HK$82,396 | HK$88,988 (+8.0%) | +4.37% |
| All ages average | — | 0.0% | +3.0% | +6.0% | +8.0% | +11.6% | 0.0% | +8.0% | — |
0 y/oHK$6,630
5 y/oHK$6,630
10 y/oHK$6,630
15 y/oHK$6,630
20 y/oHK$6,903
25 y/oHK$7,382
30 y/oHK$8,057
35 y/oHK$9,147
40 y/oHK$10,753
45 y/oHK$14,440
50 y/oHK$18,831
55 y/oHK$24,016
60 y/oHK$29,435
65 y/oHK$36,929
70 y/oHK$45,809
75 y/oHK$50,454
80 y/oHK$55,025
85 y/oHK$60,261
90 y/oHK$62,041
95 y/oHK$63,518
99 y/oHK$64,700
0.0%
All-ages avg
0 y/oHK$6,630
5 y/oHK$6,630
10 y/oHK$6,630
15 y/oHK$6,630
20 y/oHK$6,903
25 y/oHK$7,382
30 y/oHK$8,057
35 y/oHK$9,147
40 y/oHK$10,753
45 y/oHK$14,440
50 y/oHK$18,831
55 y/oHK$24,016
60 y/oHK$29,435
65 y/oHK$36,929
70 y/oHK$45,809
75 y/oHK$50,454
80 y/oHK$55,025
85 y/oHK$60,261
90 y/oHK$62,041
95 y/oHK$63,518
99 y/oHK$64,700
+3.0%
All-ages avg
0 y/oHK$6,829 (+3.0%)
5 y/oHK$6,829 (+3.0%)
10 y/oHK$6,829 (+3.0%)
15 y/oHK$6,829 (+3.0%)
20 y/oHK$7,111 (+3.0%)
25 y/oHK$7,604 (+3.0%)
30 y/oHK$8,299 (+3.0%)
35 y/oHK$9,422 (+3.0%)
40 y/oHK$11,076 (+3.0%)
45 y/oHK$14,874 (+3.0%)
50 y/oHK$19,396 (+3.0%)
55 y/oHK$24,737 (+3.0%)
60 y/oHK$30,319 (+3.0%)
65 y/oHK$38,037 (+3.0%)
70 y/oHK$47,184 (+3.0%)
75 y/oHK$51,968 (+3.0%)
80 y/oHK$56,676 (+3.0%)
85 y/oHK$62,069 (+3.0%)
90 y/oHK$63,903 (+3.0%)
95 y/oHK$65,424 (+3.0%)
99 y/oHK$66,641 (+3.0%)
+6.0%
All-ages avg
0 y/oHK$7,239 (+6.0%)
5 y/oHK$7,239 (+6.0%)
10 y/oHK$7,239 (+6.0%)
15 y/oHK$7,239 (+6.0%)
20 y/oHK$7,538 (+6.0%)
25 y/oHK$8,061 (+6.0%)
30 y/oHK$8,797 (+6.0%)
35 y/oHK$9,988 (+6.0%)
40 y/oHK$11,741 (+6.0%)
45 y/oHK$15,767 (+6.0%)
50 y/oHK$20,560 (+6.0%)
55 y/oHK$26,222 (+6.0%)
60 y/oHK$32,139 (+6.0%)
65 y/oHK$40,320 (+6.0%)
70 y/oHK$50,016 (+6.0%)
75 y/oHK$55,087 (+6.0%)
80 y/oHK$60,077 (+6.0%)
85 y/oHK$65,794 (+6.0%)
90 y/oHK$67,738 (+6.0%)
95 y/oHK$69,350 (+6.0%)
99 y/oHK$70,640 (+6.0%)
+8.0%
All-ages avg
0 y/oHK$7,819 (+8.0%)
5 y/oHK$7,819 (+8.0%)
10 y/oHK$7,819 (+8.0%)
15 y/oHK$7,819 (+8.0%)
20 y/oHK$8,142 (+8.0%)
25 y/oHK$8,706 (+8.0%)
30 y/oHK$9,501 (+8.0%)
35 y/oHK$10,788 (+8.0%)
40 y/oHK$12,681 (+8.0%)
45 y/oHK$17,029 (+8.0%)
50 y/oHK$22,205 (+8.0%)
55 y/oHK$28,320 (+8.0%)
60 y/oHK$34,711 (+8.0%)
65 y/oHK$43,546 (+8.0%)
70 y/oHK$54,018 (+8.0%)
75 y/oHK$59,494 (+8.0%)
80 y/oHK$64,884 (+8.0%)
85 y/oHK$71,058 (+8.0%)
90 y/oHK$73,158 (+8.0%)
95 y/oHK$74,898 (+8.0%)
99 y/oHK$76,292 (+8.0%)
+11.6%
All-ages avg
0 y/oHK$8,797 (+12.5%)
5 y/oHK$8,797 (+12.5%)
10 y/oHK$8,797 (+12.5%)
15 y/oHK$8,797 (+12.5%)
20 y/oHK$9,160 (+12.5%)
25 y/oHK$9,795 (+12.5%)
30 y/oHK$10,689 (+12.5%)
35 y/oHK$12,137 (+12.5%)
40 y/oHK$14,267 (+12.5%)
45 y/oHK$19,158 (+12.5%)
50 y/oHK$24,981 (+12.5%)
55 y/oHK$31,860 (+12.5%)
60 y/oHK$39,050 (+12.5%)
65 y/oHK$48,990 (+12.5%)
70 y/oHK$60,771 (+12.5%)
75 y/oHK$66,931 (+12.5%)
80 y/oHK$71,373 (+10.0%)
85 y/oHK$77,738 (+9.4%)
90 y/oHK$79,157 (+8.2%)
95 y/oHK$80,890 (+8.0%)
99 y/oHK$82,396 (+8.0%)
0.0%
All-ages avg
0 y/oHK$8,797
5 y/oHK$8,797
10 y/oHK$8,797
15 y/oHK$8,797
20 y/oHK$9,160
25 y/oHK$9,795
30 y/oHK$10,689
35 y/oHK$12,137
40 y/oHK$14,267
45 y/oHK$19,158
50 y/oHK$24,981
55 y/oHK$31,860
60 y/oHK$39,050
65 y/oHK$48,990
70 y/oHK$60,771
75 y/oHK$66,931
80 y/oHK$71,373
85 y/oHK$77,738
90 y/oHK$79,157
95 y/oHK$80,890
99 y/oHK$82,396
+8.0%
All-ages avg
0 y/oHK$9,501 (+8.0%)
5 y/oHK$9,501 (+8.0%)
10 y/oHK$9,501 (+8.0%)
15 y/oHK$9,501 (+8.0%)
20 y/oHK$9,893 (+8.0%)
25 y/oHK$10,579 (+8.0%)
30 y/oHK$11,545 (+8.0%)
35 y/oHK$13,108 (+8.0%)
40 y/oHK$15,409 (+8.0%)
45 y/oHK$20,691 (+8.0%)
50 y/oHK$26,980 (+8.0%)
55 y/oHK$34,409 (+8.0%)
60 y/oHK$42,174 (+8.0%)
65 y/oHK$52,910 (+8.0%)
70 y/oHK$65,633 (+8.0%)
75 y/oHK$72,286 (+8.0%)
80 y/oHK$77,083 (+8.0%)
85 y/oHK$83,958 (+8.0%)
90 y/oHK$85,490 (+8.0%)
95 y/oHK$87,362 (+8.0%)
99 y/oHK$88,988 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.94%
5 y/o+4.94%
10 y/o+4.94%
15 y/o+4.94%
20 y/o+4.95%
25 y/o+4.94%
30 y/o+4.94%
35 y/o+4.94%
40 y/o+4.94%
45 y/o+4.94%
50 y/o+4.94%
55 y/o+4.94%
60 y/o+4.94%
65 y/o+4.94%
70 y/o+4.94%
75 y/o+4.94%
80 y/o+4.63%
85 y/o+4.55%
90 y/o+4.39%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.