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''WiseCare'' Medical Insurance Plan
「卓康保」醫療保障計劃
Chow Tai Fook Life Insurance Co Ltd · S00028-01-000 · 5 versions · Standard plan · Avg. annual increase +1.95%
HKD
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| Age | 2019-04-01 | 2021-04-01 | 2024-07-22 | 2024-11-23 | Latest 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 y/o | HK$2,822 | HK$2,822 | HK$2,822 | HK$3,104 (+10.0%) | HK$3,259 (+5.0%) | +1.95% |
| 5 y/o | HK$1,747 | HK$1,747 | HK$1,747 | HK$1,922 (+10.0%) | HK$2,018 (+5.0%) | +1.95% |
| 10 y/o | HK$1,549 | HK$1,549 | HK$1,549 | HK$1,704 (+10.0%) | HK$1,789 (+5.0%) | +1.95% |
| 15 y/o | HK$1,583 | HK$1,583 | HK$1,583 | HK$1,741 (+10.0%) | HK$1,828 (+5.0%) | +1.95% |
| 20 y/o | HK$1,797 | HK$1,797 | HK$1,797 | HK$1,977 (+10.0%) | HK$2,076 (+5.0%) | +1.95% |
| 25 y/o | HK$1,998 | HK$1,998 | HK$1,998 | HK$2,198 (+10.0%) | HK$2,308 (+5.0%) | +1.95% |
| 30 y/o | HK$2,249 | HK$2,249 | HK$2,249 | HK$2,474 (+10.0%) | HK$2,598 (+5.0%) | +1.95% |
| 35 y/o | HK$2,429 | HK$2,429 | HK$2,429 | HK$2,672 (+10.0%) | HK$2,806 (+5.0%) | +1.95% |
| 40 y/o | HK$2,718 | HK$2,718 | HK$2,718 | HK$2,990 (+10.0%) | HK$3,140 (+5.0%) | +1.95% |
| 45 y/o | HK$3,336 | HK$3,336 | HK$3,336 | HK$3,670 (+10.0%) | HK$3,854 (+5.0%) | +1.95% |
| 50 y/o | HK$4,418 | HK$4,418 | HK$4,418 | HK$4,860 (+10.0%) | HK$5,103 (+5.0%) | +1.95% |
| 55 y/o | HK$5,748 | HK$5,748 | HK$5,748 | HK$6,323 (+10.0%) | HK$6,639 (+5.0%) | +1.95% |
| 60 y/o | HK$7,435 | HK$7,435 | HK$7,435 | HK$8,179 (+10.0%) | HK$8,588 (+5.0%) | +1.95% |
| 65 y/o | HK$10,402 | HK$10,402 | HK$10,402 | HK$11,442 (+10.0%) | HK$12,014 (+5.0%) | +1.95% |
| 70 y/o | HK$14,234 | HK$14,234 | HK$14,234 | HK$15,657 (+10.0%) | HK$16,440 (+5.0%) | +1.95% |
| 75 y/o | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +1.95% |
| 80 y/o | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +1.95% |
| 85 y/o | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +1.95% |
| 90 y/o | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +1.95% |
| 95 y/o | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +1.95% |
| 99 y/o | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +1.95% |
| All ages average | — | 0.0% | 0.0% | +10.0% | +5.0% | — |
0 y/oHK$2,822
5 y/oHK$1,747
10 y/oHK$1,549
15 y/oHK$1,583
20 y/oHK$1,797
25 y/oHK$1,998
30 y/oHK$2,249
35 y/oHK$2,429
40 y/oHK$2,718
45 y/oHK$3,336
50 y/oHK$4,418
55 y/oHK$5,748
60 y/oHK$7,435
65 y/oHK$10,402
70 y/oHK$14,234
75 y/oHK$15,078
80 y/oHK$15,078
85 y/oHK$15,078
90 y/oHK$15,078
95 y/oHK$15,078
99 y/oHK$15,078
0.0%
All-ages avg
0 y/oHK$2,822
5 y/oHK$1,747
10 y/oHK$1,549
15 y/oHK$1,583
20 y/oHK$1,797
25 y/oHK$1,998
30 y/oHK$2,249
35 y/oHK$2,429
40 y/oHK$2,718
45 y/oHK$3,336
50 y/oHK$4,418
55 y/oHK$5,748
60 y/oHK$7,435
65 y/oHK$10,402
70 y/oHK$14,234
75 y/oHK$15,078
80 y/oHK$15,078
85 y/oHK$15,078
90 y/oHK$15,078
95 y/oHK$15,078
99 y/oHK$15,078
0.0%
All-ages avg
0 y/oHK$2,822
5 y/oHK$1,747
10 y/oHK$1,549
15 y/oHK$1,583
20 y/oHK$1,797
25 y/oHK$1,998
30 y/oHK$2,249
35 y/oHK$2,429
40 y/oHK$2,718
45 y/oHK$3,336
50 y/oHK$4,418
55 y/oHK$5,748
60 y/oHK$7,435
65 y/oHK$10,402
70 y/oHK$14,234
75 y/oHK$15,078
80 y/oHK$15,078
85 y/oHK$15,078
90 y/oHK$15,078
95 y/oHK$15,078
99 y/oHK$15,078
+10.0%
All-ages avg
0 y/oHK$3,104 (+10.0%)
5 y/oHK$1,922 (+10.0%)
10 y/oHK$1,704 (+10.0%)
15 y/oHK$1,741 (+10.0%)
20 y/oHK$1,977 (+10.0%)
25 y/oHK$2,198 (+10.0%)
30 y/oHK$2,474 (+10.0%)
35 y/oHK$2,672 (+10.0%)
40 y/oHK$2,990 (+10.0%)
45 y/oHK$3,670 (+10.0%)
50 y/oHK$4,860 (+10.0%)
55 y/oHK$6,323 (+10.0%)
60 y/oHK$8,179 (+10.0%)
65 y/oHK$11,442 (+10.0%)
70 y/oHK$15,657 (+10.0%)
75 y/oHK$16,586 (+10.0%)
80 y/oHK$16,586 (+10.0%)
85 y/oHK$16,586 (+10.0%)
90 y/oHK$16,586 (+10.0%)
95 y/oHK$16,586 (+10.0%)
99 y/oHK$16,586 (+10.0%)
+5.0%
All-ages avg
0 y/oHK$3,259 (+5.0%)
5 y/oHK$2,018 (+5.0%)
10 y/oHK$1,789 (+5.0%)
15 y/oHK$1,828 (+5.0%)
20 y/oHK$2,076 (+5.0%)
25 y/oHK$2,308 (+5.0%)
30 y/oHK$2,598 (+5.0%)
35 y/oHK$2,806 (+5.0%)
40 y/oHK$3,140 (+5.0%)
45 y/oHK$3,854 (+5.0%)
50 y/oHK$5,103 (+5.0%)
55 y/oHK$6,639 (+5.0%)
60 y/oHK$8,588 (+5.0%)
65 y/oHK$12,014 (+5.0%)
70 y/oHK$16,440 (+5.0%)
75 y/oHK$17,415 (+5.0%)
80 y/oHK$17,415 (+5.0%)
85 y/oHK$17,415 (+5.0%)
90 y/oHK$17,415 (+5.0%)
95 y/oHK$17,415 (+5.0%)
99 y/oHK$17,415 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+1.95%
5 y/o+1.95%
10 y/o+1.95%
15 y/o+1.95%
20 y/o+1.95%
25 y/o+1.95%
30 y/o+1.95%
35 y/o+1.95%
40 y/o+1.95%
45 y/o+1.95%
50 y/o+1.95%
55 y/o+1.95%
60 y/o+1.95%
65 y/o+1.95%
70 y/o+1.95%
75 y/o+1.95%
80 y/o+1.95%
85 y/o+1.95%
90 y/o+1.95%
95 y/o+1.95%
99 y/o+1.95%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.