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''WiseCare'' Medical Insurance Plan
「卓康保」醫療保障計劃
Chow Tai Fook Life Insurance Co Ltd · S00028-01-000 · 5 versions · Standard plan · Avg. annual increase +2.01%
Male
| Age | S00028-01-000-01 2019-04-01 | S00028-01-000-02 2021-04-01 | S00028-01-000-03 2024-07-22 | S00028-01-000-03 2024-11-23 | S00028-01-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 | HK$2,822 | HK$2,822 | HK$2,822 | HK$3,104 (+10.0%) | HK$3,259 (+5.0%) | +2.00% |
| 5 | HK$1,747 | HK$1,747 | HK$1,747 | HK$1,922 (+10.0%) | HK$2,018 (+5.0%) | +2.01% |
| 10 | HK$1,549 | HK$1,549 | HK$1,549 | HK$1,704 (+10.0%) | HK$1,789 (+5.0%) | +2.01% |
| 15 | HK$1,583 | HK$1,583 | HK$1,583 | HK$1,741 (+10.0%) | HK$1,828 (+5.0%) | +2.00% |
| 20 | HK$1,797 | HK$1,797 | HK$1,797 | HK$1,977 (+10.0%) | HK$2,076 (+5.0%) | +2.01% |
| 25 | HK$1,998 | HK$1,998 | HK$1,998 | HK$2,198 (+10.0%) | HK$2,308 (+5.0%) | +2.01% |
| 30 | HK$2,249 | HK$2,249 | HK$2,249 | HK$2,474 (+10.0%) | HK$2,598 (+5.0%) | +2.01% |
| 35 | HK$2,429 | HK$2,429 | HK$2,429 | HK$2,672 (+10.0%) | HK$2,806 (+5.0%) | +2.01% |
| 40 | HK$2,718 | HK$2,718 | HK$2,718 | HK$2,990 (+10.0%) | HK$3,140 (+5.0%) | +2.01% |
| 45 | HK$3,336 | HK$3,336 | HK$3,336 | HK$3,670 (+10.0%) | HK$3,854 (+5.0%) | +2.01% |
| 50 | HK$4,418 | HK$4,418 | HK$4,418 | HK$4,860 (+10.0%) | HK$5,103 (+5.0%) | +2.01% |
| 55 | HK$5,748 | HK$5,748 | HK$5,748 | HK$6,323 (+10.0%) | HK$6,639 (+5.0%) | +2.01% |
| 60 | HK$7,435 | HK$7,435 | HK$7,435 | HK$8,179 (+10.0%) | HK$8,588 (+5.0%) | +2.01% |
| 65 | HK$10,402 | HK$10,402 | HK$10,402 | HK$11,442 (+10.0%) | HK$12,014 (+5.0%) | +2.01% |
| 70 | HK$14,234 | HK$14,234 | HK$14,234 | HK$15,657 (+10.0%) | HK$16,440 (+5.0%) | +2.01% |
| 75 | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +2.01% |
| 80 | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +2.01% |
| 85 | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +2.01% |
| 90 | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +2.01% |
| 95 | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +2.01% |
| 99 | HK$15,078 | HK$15,078 | HK$15,078 | HK$16,586 (+10.0%) | HK$17,415 (+5.0%) | +2.01% |
| All ages average | — | 0.0% | 0.0% | +10.0% | +5.0% | — |
0 y/oHK$2,822
5 y/oHK$1,747
10 y/oHK$1,549
15 y/oHK$1,583
20 y/oHK$1,797
25 y/oHK$1,998
30 y/oHK$2,249
35 y/oHK$2,429
40 y/oHK$2,718
45 y/oHK$3,336
50 y/oHK$4,418
55 y/oHK$5,748
60 y/oHK$7,435
65 y/oHK$10,402
70 y/oHK$14,234
75 y/oHK$15,078
80 y/oHK$15,078
85 y/oHK$15,078
90 y/oHK$15,078
95 y/oHK$15,078
99 y/oHK$15,078
0.0%
All-ages avg
0 y/oHK$2,822
5 y/oHK$1,747
10 y/oHK$1,549
15 y/oHK$1,583
20 y/oHK$1,797
25 y/oHK$1,998
30 y/oHK$2,249
35 y/oHK$2,429
40 y/oHK$2,718
45 y/oHK$3,336
50 y/oHK$4,418
55 y/oHK$5,748
60 y/oHK$7,435
65 y/oHK$10,402
70 y/oHK$14,234
75 y/oHK$15,078
80 y/oHK$15,078
85 y/oHK$15,078
90 y/oHK$15,078
95 y/oHK$15,078
99 y/oHK$15,078
0.0%
All-ages avg
0 y/oHK$2,822
5 y/oHK$1,747
10 y/oHK$1,549
15 y/oHK$1,583
20 y/oHK$1,797
25 y/oHK$1,998
30 y/oHK$2,249
35 y/oHK$2,429
40 y/oHK$2,718
45 y/oHK$3,336
50 y/oHK$4,418
55 y/oHK$5,748
60 y/oHK$7,435
65 y/oHK$10,402
70 y/oHK$14,234
75 y/oHK$15,078
80 y/oHK$15,078
85 y/oHK$15,078
90 y/oHK$15,078
95 y/oHK$15,078
99 y/oHK$15,078
+10.0%
All-ages avg
0 y/oHK$3,104 (+10.0%)
5 y/oHK$1,922 (+10.0%)
10 y/oHK$1,704 (+10.0%)
15 y/oHK$1,741 (+10.0%)
20 y/oHK$1,977 (+10.0%)
25 y/oHK$2,198 (+10.0%)
30 y/oHK$2,474 (+10.0%)
35 y/oHK$2,672 (+10.0%)
40 y/oHK$2,990 (+10.0%)
45 y/oHK$3,670 (+10.0%)
50 y/oHK$4,860 (+10.0%)
55 y/oHK$6,323 (+10.0%)
60 y/oHK$8,179 (+10.0%)
65 y/oHK$11,442 (+10.0%)
70 y/oHK$15,657 (+10.0%)
75 y/oHK$16,586 (+10.0%)
80 y/oHK$16,586 (+10.0%)
85 y/oHK$16,586 (+10.0%)
90 y/oHK$16,586 (+10.0%)
95 y/oHK$16,586 (+10.0%)
99 y/oHK$16,586 (+10.0%)
+5.0%
All-ages avg
0 y/oHK$3,259 (+5.0%)
5 y/oHK$2,018 (+5.0%)
10 y/oHK$1,789 (+5.0%)
15 y/oHK$1,828 (+5.0%)
20 y/oHK$2,076 (+5.0%)
25 y/oHK$2,308 (+5.0%)
30 y/oHK$2,598 (+5.0%)
35 y/oHK$2,806 (+5.0%)
40 y/oHK$3,140 (+5.0%)
45 y/oHK$3,854 (+5.0%)
50 y/oHK$5,103 (+5.0%)
55 y/oHK$6,639 (+5.0%)
60 y/oHK$8,588 (+5.0%)
65 y/oHK$12,014 (+5.0%)
70 y/oHK$16,440 (+5.0%)
75 y/oHK$17,415 (+5.0%)
80 y/oHK$17,415 (+5.0%)
85 y/oHK$17,415 (+5.0%)
90 y/oHK$17,415 (+5.0%)
95 y/oHK$17,415 (+5.0%)
99 y/oHK$17,415 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.00%
5 y/o+2.01%
10 y/o+2.01%
15 y/o+2.00%
20 y/o+2.01%
25 y/o+2.01%
30 y/o+2.01%
35 y/o+2.01%
40 y/o+2.01%
45 y/o+2.01%
50 y/o+2.01%
55 y/o+2.01%
60 y/o+2.01%
65 y/o+2.01%
70 y/o+2.01%
75 y/o+2.01%
80 y/o+2.01%
85 y/o+2.01%
90 y/o+2.01%
95 y/o+2.01%
99 y/o+2.01%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | S00028-01-000-01 2019-04-01 | S00028-01-000-02 2021-04-01 | S00028-01-000-03 2024-07-22 | S00028-01-000-03 2024-11-23 | S00028-01-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 | HK$1,959 | HK$1,959 | HK$1,959 | HK$2,155 (+10.0%) | HK$2,263 (+5.0%) | +2.01% |
| 5 | HK$1,579 | HK$1,579 | HK$1,579 | HK$1,737 (+10.0%) | HK$1,824 (+5.0%) | +2.01% |
| 10 | HK$1,343 | HK$1,343 | HK$1,343 | HK$1,477 (+10.0%) | HK$1,551 (+5.0%) | +2.01% |
| 15 | HK$1,398 | HK$1,398 | HK$1,398 | HK$1,538 (+10.0%) | HK$1,615 (+5.0%) | +2.01% |
| 20 | HK$1,785 | HK$1,785 | HK$1,785 | HK$1,964 (+10.0%) | HK$2,062 (+5.0%) | +2.01% |
| 25 | HK$2,188 | HK$2,188 | HK$2,188 | HK$2,407 (+10.0%) | HK$2,527 (+5.0%) | +2.01% |
| 30 | HK$2,716 | HK$2,716 | HK$2,716 | HK$2,988 (+10.0%) | HK$3,137 (+5.0%) | +2.01% |
| 35 | HK$3,140 | HK$3,140 | HK$3,140 | HK$3,454 (+10.0%) | HK$3,627 (+5.0%) | +2.01% |
| 40 | HK$3,707 | HK$3,707 | HK$3,707 | HK$4,078 (+10.0%) | HK$4,282 (+5.0%) | +2.01% |
| 45 | HK$4,197 | HK$4,197 | HK$4,197 | HK$4,617 (+10.0%) | HK$4,848 (+5.0%) | +2.01% |
| 50 | HK$4,916 | HK$4,916 | HK$4,916 | HK$5,408 (+10.0%) | HK$5,678 (+5.0%) | +2.01% |
| 55 | HK$5,588 | HK$5,588 | HK$5,588 | HK$6,147 (+10.0%) | HK$6,454 (+5.0%) | +2.01% |
| 60 | HK$6,298 | HK$6,298 | HK$6,298 | HK$6,928 (+10.0%) | HK$7,274 (+5.0%) | +2.01% |
| 65 | HK$8,928 | HK$8,928 | HK$8,928 | HK$9,821 (+10.0%) | HK$10,312 (+5.0%) | +2.01% |
| 70 | HK$12,201 | HK$12,201 | HK$12,201 | HK$13,421 (+10.0%) | HK$14,092 (+5.0%) | +2.01% |
| 75 | HK$12,907 | HK$12,907 | HK$12,907 | HK$14,198 (+10.0%) | HK$14,908 (+5.0%) | +2.01% |
| 80 | HK$12,907 | HK$12,907 | HK$12,907 | HK$14,198 (+10.0%) | HK$14,908 (+5.0%) | +2.01% |
| 85 | HK$12,907 | HK$12,907 | HK$12,907 | HK$14,198 (+10.0%) | HK$14,908 (+5.0%) | +2.01% |
| 90 | HK$12,907 | HK$12,907 | HK$12,907 | HK$14,198 (+10.0%) | HK$14,908 (+5.0%) | +2.01% |
| 95 | HK$12,907 | HK$12,907 | HK$12,907 | HK$14,198 (+10.0%) | HK$14,908 (+5.0%) | +2.01% |
| 99 | HK$12,907 | HK$12,907 | HK$12,907 | HK$14,198 (+10.0%) | HK$14,908 (+5.0%) | +2.01% |
| All ages average | — | 0.0% | 0.0% | +10.0% | +5.0% | — |
0 y/oHK$1,959
5 y/oHK$1,579
10 y/oHK$1,343
15 y/oHK$1,398
20 y/oHK$1,785
25 y/oHK$2,188
30 y/oHK$2,716
35 y/oHK$3,140
40 y/oHK$3,707
45 y/oHK$4,197
50 y/oHK$4,916
55 y/oHK$5,588
60 y/oHK$6,298
65 y/oHK$8,928
70 y/oHK$12,201
75 y/oHK$12,907
80 y/oHK$12,907
85 y/oHK$12,907
90 y/oHK$12,907
95 y/oHK$12,907
99 y/oHK$12,907
0.0%
All-ages avg
0 y/oHK$1,959
5 y/oHK$1,579
10 y/oHK$1,343
15 y/oHK$1,398
20 y/oHK$1,785
25 y/oHK$2,188
30 y/oHK$2,716
35 y/oHK$3,140
40 y/oHK$3,707
45 y/oHK$4,197
50 y/oHK$4,916
55 y/oHK$5,588
60 y/oHK$6,298
65 y/oHK$8,928
70 y/oHK$12,201
75 y/oHK$12,907
80 y/oHK$12,907
85 y/oHK$12,907
90 y/oHK$12,907
95 y/oHK$12,907
99 y/oHK$12,907
0.0%
All-ages avg
0 y/oHK$1,959
5 y/oHK$1,579
10 y/oHK$1,343
15 y/oHK$1,398
20 y/oHK$1,785
25 y/oHK$2,188
30 y/oHK$2,716
35 y/oHK$3,140
40 y/oHK$3,707
45 y/oHK$4,197
50 y/oHK$4,916
55 y/oHK$5,588
60 y/oHK$6,298
65 y/oHK$8,928
70 y/oHK$12,201
75 y/oHK$12,907
80 y/oHK$12,907
85 y/oHK$12,907
90 y/oHK$12,907
95 y/oHK$12,907
99 y/oHK$12,907
+10.0%
All-ages avg
0 y/oHK$2,155 (+10.0%)
5 y/oHK$1,737 (+10.0%)
10 y/oHK$1,477 (+10.0%)
15 y/oHK$1,538 (+10.0%)
20 y/oHK$1,964 (+10.0%)
25 y/oHK$2,407 (+10.0%)
30 y/oHK$2,988 (+10.0%)
35 y/oHK$3,454 (+10.0%)
40 y/oHK$4,078 (+10.0%)
45 y/oHK$4,617 (+10.0%)
50 y/oHK$5,408 (+10.0%)
55 y/oHK$6,147 (+10.0%)
60 y/oHK$6,928 (+10.0%)
65 y/oHK$9,821 (+10.0%)
70 y/oHK$13,421 (+10.0%)
75 y/oHK$14,198 (+10.0%)
80 y/oHK$14,198 (+10.0%)
85 y/oHK$14,198 (+10.0%)
90 y/oHK$14,198 (+10.0%)
95 y/oHK$14,198 (+10.0%)
99 y/oHK$14,198 (+10.0%)
+5.0%
All-ages avg
0 y/oHK$2,263 (+5.0%)
5 y/oHK$1,824 (+5.0%)
10 y/oHK$1,551 (+5.0%)
15 y/oHK$1,615 (+5.0%)
20 y/oHK$2,062 (+5.0%)
25 y/oHK$2,527 (+5.0%)
30 y/oHK$3,137 (+5.0%)
35 y/oHK$3,627 (+5.0%)
40 y/oHK$4,282 (+5.0%)
45 y/oHK$4,848 (+5.0%)
50 y/oHK$5,678 (+5.0%)
55 y/oHK$6,454 (+5.0%)
60 y/oHK$7,274 (+5.0%)
65 y/oHK$10,312 (+5.0%)
70 y/oHK$14,092 (+5.0%)
75 y/oHK$14,908 (+5.0%)
80 y/oHK$14,908 (+5.0%)
85 y/oHK$14,908 (+5.0%)
90 y/oHK$14,908 (+5.0%)
95 y/oHK$14,908 (+5.0%)
99 y/oHK$14,908 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.01%
5 y/o+2.01%
10 y/o+2.01%
15 y/o+2.01%
20 y/o+2.01%
25 y/o+2.01%
30 y/o+2.01%
35 y/o+2.01%
40 y/o+2.01%
45 y/o+2.01%
50 y/o+2.01%
55 y/o+2.01%
60 y/o+2.01%
65 y/o+2.01%
70 y/o+2.01%
75 y/o+2.01%
80 y/o+2.01%
85 y/o+2.01%
90 y/o+2.01%
95 y/o+2.01%
99 y/o+2.01%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.