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''FlexiCare'' Medical Insurance Plan - Benefit Level 2 (HKD)
「悅康保」醫療保障計劃 - 保障級別2 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00064-02-000 · 4 versions · Flexi plan · Avg. annual increase +3.76%
Male
| Age | F00064-02-000-01 2022-05-16 | F00064-02-000-02 2024-07-22 | F00064-02-000-02 2024-11-23 | F00064-02-000-02 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$10,227 | HK$10,227 | HK$11,045 (+8.0%) | HK$11,929 (+8.0%) | +3.76% |
| 5 | HK$7,124 | HK$7,124 | HK$7,694 (+8.0%) | HK$8,310 (+8.0%) | +3.76% |
| 10 | HK$7,124 | HK$7,124 | HK$7,694 (+8.0%) | HK$8,310 (+8.0%) | +3.76% |
| 15 | HK$7,124 | HK$7,124 | HK$7,694 (+8.0%) | HK$8,310 (+8.0%) | +3.76% |
| 20 | HK$6,362 | HK$6,362 | HK$6,871 (+8.0%) | HK$7,421 (+8.0%) | +3.76% |
| 25 | HK$7,130 | HK$7,130 | HK$7,700 (+8.0%) | HK$8,315 (+8.0%) | +3.75% |
| 30 | HK$8,737 | HK$8,737 | HK$9,436 (+8.0%) | HK$10,190 (+8.0%) | +3.76% |
| 35 | HK$9,676 | HK$9,676 | HK$10,450 (+8.0%) | HK$11,286 (+8.0%) | +3.76% |
| 40 | HK$10,815 | HK$10,815 | HK$11,681 (+8.0%) | HK$12,615 (+8.0%) | +3.76% |
| 45 | HK$13,133 | HK$13,133 | HK$14,185 (+8.0%) | HK$15,319 (+8.0%) | +3.76% |
| 50 | HK$16,904 | HK$16,904 | HK$18,256 (+8.0%) | HK$19,717 (+8.0%) | +3.76% |
| 55 | HK$20,002 | HK$20,002 | HK$21,602 (+8.0%) | HK$23,331 (+8.0%) | +3.76% |
| 60 | HK$26,910 | HK$26,910 | HK$29,062 (+8.0%) | HK$31,387 (+8.0%) | +3.76% |
| 65 | HK$38,065 | HK$38,065 | HK$41,111 (+8.0%) | HK$44,400 (+8.0%) | +3.76% |
| 70 | HK$51,810 | HK$51,810 | HK$55,955 (+8.0%) | HK$60,431 (+8.0%) | +3.76% |
| 75 | HK$66,567 | HK$66,567 | HK$71,892 (+8.0%) | HK$77,643 (+8.0%) | +3.76% |
| 80 | HK$77,435 | HK$77,435 | HK$83,630 (+8.0%) | HK$90,320 (+8.0%) | +3.76% |
| 85 | HK$96,540 | HK$96,540 | HK$104,264 (+8.0%) | HK$112,606 (+8.0%) | +3.76% |
| 90 | HK$116,773 | HK$116,773 | HK$126,114 (+8.0%) | HK$136,204 (+8.0%) | +3.76% |
| 95 | HK$130,898 | HK$130,898 | HK$141,369 (+8.0%) | HK$152,679 (+8.0%) | +3.76% |
| 99 | HK$154,150 | HK$154,150 | HK$166,482 (+8.0%) | HK$179,801 (+8.0%) | +3.76% |
| All ages average | — | 0.0% | +8.0% | +8.0% | — |
0 y/oHK$10,227
5 y/oHK$7,124
10 y/oHK$7,124
15 y/oHK$7,124
20 y/oHK$6,362
25 y/oHK$7,130
30 y/oHK$8,737
35 y/oHK$9,676
40 y/oHK$10,815
45 y/oHK$13,133
50 y/oHK$16,904
55 y/oHK$20,002
60 y/oHK$26,910
65 y/oHK$38,065
70 y/oHK$51,810
75 y/oHK$66,567
80 y/oHK$77,435
85 y/oHK$96,540
90 y/oHK$116,773
95 y/oHK$130,898
99 y/oHK$154,150
0.0%
All-ages avg
0 y/oHK$10,227
5 y/oHK$7,124
10 y/oHK$7,124
15 y/oHK$7,124
20 y/oHK$6,362
25 y/oHK$7,130
30 y/oHK$8,737
35 y/oHK$9,676
40 y/oHK$10,815
45 y/oHK$13,133
50 y/oHK$16,904
55 y/oHK$20,002
60 y/oHK$26,910
65 y/oHK$38,065
70 y/oHK$51,810
75 y/oHK$66,567
80 y/oHK$77,435
85 y/oHK$96,540
90 y/oHK$116,773
95 y/oHK$130,898
99 y/oHK$154,150
+8.0%
All-ages avg
0 y/oHK$11,045 (+8.0%)
5 y/oHK$7,694 (+8.0%)
10 y/oHK$7,694 (+8.0%)
15 y/oHK$7,694 (+8.0%)
20 y/oHK$6,871 (+8.0%)
25 y/oHK$7,700 (+8.0%)
30 y/oHK$9,436 (+8.0%)
35 y/oHK$10,450 (+8.0%)
40 y/oHK$11,681 (+8.0%)
45 y/oHK$14,185 (+8.0%)
50 y/oHK$18,256 (+8.0%)
55 y/oHK$21,602 (+8.0%)
60 y/oHK$29,062 (+8.0%)
65 y/oHK$41,111 (+8.0%)
70 y/oHK$55,955 (+8.0%)
75 y/oHK$71,892 (+8.0%)
80 y/oHK$83,630 (+8.0%)
85 y/oHK$104,264 (+8.0%)
90 y/oHK$126,114 (+8.0%)
95 y/oHK$141,369 (+8.0%)
99 y/oHK$166,482 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$11,929 (+8.0%)
5 y/oHK$8,310 (+8.0%)
10 y/oHK$8,310 (+8.0%)
15 y/oHK$8,310 (+8.0%)
20 y/oHK$7,421 (+8.0%)
25 y/oHK$8,315 (+8.0%)
30 y/oHK$10,190 (+8.0%)
35 y/oHK$11,286 (+8.0%)
40 y/oHK$12,615 (+8.0%)
45 y/oHK$15,319 (+8.0%)
50 y/oHK$19,717 (+8.0%)
55 y/oHK$23,331 (+8.0%)
60 y/oHK$31,387 (+8.0%)
65 y/oHK$44,400 (+8.0%)
70 y/oHK$60,431 (+8.0%)
75 y/oHK$77,643 (+8.0%)
80 y/oHK$90,320 (+8.0%)
85 y/oHK$112,606 (+8.0%)
90 y/oHK$136,204 (+8.0%)
95 y/oHK$152,679 (+8.0%)
99 y/oHK$179,801 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.76%
5 y/o+3.76%
10 y/o+3.76%
15 y/o+3.76%
20 y/o+3.76%
25 y/o+3.75%
30 y/o+3.76%
35 y/o+3.76%
40 y/o+3.76%
45 y/o+3.76%
50 y/o+3.76%
55 y/o+3.76%
60 y/o+3.76%
65 y/o+3.76%
70 y/o+3.76%
75 y/o+3.76%
80 y/o+3.76%
85 y/o+3.76%
90 y/o+3.76%
95 y/o+3.76%
99 y/o+3.76%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00064-02-000-01 2022-05-16 | F00064-02-000-02 2024-07-22 | F00064-02-000-02 2024-11-23 | F00064-02-000-02 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$7,923 | HK$7,923 | HK$8,556 (+8.0%) | HK$9,240 (+8.0%) | +3.75% |
| 5 | HK$6,458 | HK$6,458 | HK$6,975 (+8.0%) | HK$7,533 (+8.0%) | +3.76% |
| 10 | HK$6,458 | HK$6,458 | HK$6,975 (+8.0%) | HK$7,533 (+8.0%) | +3.76% |
| 15 | HK$6,458 | HK$6,458 | HK$6,975 (+8.0%) | HK$7,533 (+8.0%) | +3.76% |
| 20 | HK$6,410 | HK$6,410 | HK$6,923 (+8.0%) | HK$7,476 (+8.0%) | +3.76% |
| 25 | HK$7,987 | HK$7,987 | HK$8,626 (+8.0%) | HK$9,317 (+8.0%) | +3.76% |
| 30 | HK$9,775 | HK$9,775 | HK$10,557 (+8.0%) | HK$11,401 (+8.0%) | +3.76% |
| 35 | HK$11,333 | HK$11,333 | HK$12,240 (+8.0%) | HK$13,220 (+8.0%) | +3.76% |
| 40 | HK$13,371 | HK$13,371 | HK$14,442 (+8.0%) | HK$15,596 (+8.0%) | +3.76% |
| 45 | HK$15,271 | HK$15,271 | HK$16,493 (+8.0%) | HK$17,812 (+8.0%) | +3.76% |
| 50 | HK$18,064 | HK$18,064 | HK$19,510 (+8.0%) | HK$21,070 (+8.0%) | +3.76% |
| 55 | HK$20,624 | HK$20,624 | HK$22,274 (+8.0%) | HK$24,056 (+8.0%) | +3.76% |
| 60 | HK$25,412 | HK$25,412 | HK$27,445 (+8.0%) | HK$29,640 (+8.0%) | +3.76% |
| 65 | HK$34,606 | HK$34,606 | HK$37,375 (+8.0%) | HK$40,365 (+8.0%) | +3.76% |
| 70 | HK$45,743 | HK$45,743 | HK$49,402 (+8.0%) | HK$53,355 (+8.0%) | +3.76% |
| 75 | HK$57,731 | HK$57,731 | HK$62,350 (+8.0%) | HK$67,338 (+8.0%) | +3.76% |
| 80 | HK$69,137 | HK$69,137 | HK$74,668 (+8.0%) | HK$80,642 (+8.0%) | +3.76% |
| 85 | HK$79,285 | HK$79,285 | HK$85,627 (+8.0%) | HK$92,477 (+8.0%) | +3.76% |
| 90 | HK$91,352 | HK$91,352 | HK$98,661 (+8.0%) | HK$106,554 (+8.0%) | +3.76% |
| 95 | HK$102,452 | HK$102,452 | HK$110,649 (+8.0%) | HK$119,501 (+8.0%) | +3.76% |
| 99 | HK$122,733 | HK$122,733 | HK$132,552 (+8.0%) | HK$143,157 (+8.0%) | +3.76% |
| All ages average | — | 0.0% | +8.0% | +8.0% | — |
0 y/oHK$7,923
5 y/oHK$6,458
10 y/oHK$6,458
15 y/oHK$6,458
20 y/oHK$6,410
25 y/oHK$7,987
30 y/oHK$9,775
35 y/oHK$11,333
40 y/oHK$13,371
45 y/oHK$15,271
50 y/oHK$18,064
55 y/oHK$20,624
60 y/oHK$25,412
65 y/oHK$34,606
70 y/oHK$45,743
75 y/oHK$57,731
80 y/oHK$69,137
85 y/oHK$79,285
90 y/oHK$91,352
95 y/oHK$102,452
99 y/oHK$122,733
0.0%
All-ages avg
0 y/oHK$7,923
5 y/oHK$6,458
10 y/oHK$6,458
15 y/oHK$6,458
20 y/oHK$6,410
25 y/oHK$7,987
30 y/oHK$9,775
35 y/oHK$11,333
40 y/oHK$13,371
45 y/oHK$15,271
50 y/oHK$18,064
55 y/oHK$20,624
60 y/oHK$25,412
65 y/oHK$34,606
70 y/oHK$45,743
75 y/oHK$57,731
80 y/oHK$69,137
85 y/oHK$79,285
90 y/oHK$91,352
95 y/oHK$102,452
99 y/oHK$122,733
+8.0%
All-ages avg
0 y/oHK$8,556 (+8.0%)
5 y/oHK$6,975 (+8.0%)
10 y/oHK$6,975 (+8.0%)
15 y/oHK$6,975 (+8.0%)
20 y/oHK$6,923 (+8.0%)
25 y/oHK$8,626 (+8.0%)
30 y/oHK$10,557 (+8.0%)
35 y/oHK$12,240 (+8.0%)
40 y/oHK$14,442 (+8.0%)
45 y/oHK$16,493 (+8.0%)
50 y/oHK$19,510 (+8.0%)
55 y/oHK$22,274 (+8.0%)
60 y/oHK$27,445 (+8.0%)
65 y/oHK$37,375 (+8.0%)
70 y/oHK$49,402 (+8.0%)
75 y/oHK$62,350 (+8.0%)
80 y/oHK$74,668 (+8.0%)
85 y/oHK$85,627 (+8.0%)
90 y/oHK$98,661 (+8.0%)
95 y/oHK$110,649 (+8.0%)
99 y/oHK$132,552 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$9,240 (+8.0%)
5 y/oHK$7,533 (+8.0%)
10 y/oHK$7,533 (+8.0%)
15 y/oHK$7,533 (+8.0%)
20 y/oHK$7,476 (+8.0%)
25 y/oHK$9,317 (+8.0%)
30 y/oHK$11,401 (+8.0%)
35 y/oHK$13,220 (+8.0%)
40 y/oHK$15,596 (+8.0%)
45 y/oHK$17,812 (+8.0%)
50 y/oHK$21,070 (+8.0%)
55 y/oHK$24,056 (+8.0%)
60 y/oHK$29,640 (+8.0%)
65 y/oHK$40,365 (+8.0%)
70 y/oHK$53,355 (+8.0%)
75 y/oHK$67,338 (+8.0%)
80 y/oHK$80,642 (+8.0%)
85 y/oHK$92,477 (+8.0%)
90 y/oHK$106,554 (+8.0%)
95 y/oHK$119,501 (+8.0%)
99 y/oHK$143,157 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.75%
5 y/o+3.76%
10 y/o+3.76%
15 y/o+3.76%
20 y/o+3.76%
25 y/o+3.76%
30 y/o+3.76%
35 y/o+3.76%
40 y/o+3.76%
45 y/o+3.76%
50 y/o+3.76%
55 y/o+3.76%
60 y/o+3.76%
65 y/o+3.76%
70 y/o+3.76%
75 y/o+3.76%
80 y/o+3.76%
85 y/o+3.76%
90 y/o+3.76%
95 y/o+3.76%
99 y/o+3.76%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.