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''FlexiCare'' Medical Insurance Plan - Benefit Level 1 (HKD)
「悅康保」醫療保障計劃 - 保障級別1 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00064-01-000 · 4 versions · Flexi plan · Avg. annual increase +3.76%
Male
| Age | F00064-01-000-01 2022-05-16 | F00064-01-000-02 2024-07-22 | F00064-01-000-02 2024-11-23 | F00064-01-000-02 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$7,249 | HK$7,249 | HK$7,829 (+8.0%) | HK$8,455 (+8.0%) | +3.76% |
| 5 | HK$5,777 | HK$5,777 | HK$6,239 (+8.0%) | HK$6,738 (+8.0%) | +3.76% |
| 10 | HK$5,777 | HK$5,777 | HK$6,239 (+8.0%) | HK$6,738 (+8.0%) | +3.76% |
| 15 | HK$5,777 | HK$5,777 | HK$6,239 (+8.0%) | HK$6,738 (+8.0%) | +3.76% |
| 20 | HK$4,617 | HK$4,617 | HK$4,986 (+8.0%) | HK$5,385 (+8.0%) | +3.76% |
| 25 | HK$4,963 | HK$4,963 | HK$5,361 (+8.0%) | HK$5,789 (+8.0%) | +3.76% |
| 30 | HK$6,007 | HK$6,007 | HK$6,488 (+8.0%) | HK$7,007 (+8.0%) | +3.76% |
| 35 | HK$6,731 | HK$6,731 | HK$7,269 (+8.0%) | HK$7,850 (+8.0%) | +3.75% |
| 40 | HK$7,212 | HK$7,212 | HK$7,789 (+8.0%) | HK$8,412 (+8.0%) | +3.76% |
| 45 | HK$8,779 | HK$8,779 | HK$9,481 (+8.0%) | HK$10,239 (+8.0%) | +3.76% |
| 50 | HK$11,261 | HK$11,261 | HK$12,162 (+8.0%) | HK$13,135 (+8.0%) | +3.76% |
| 55 | HK$14,604 | HK$14,604 | HK$15,771 (+8.0%) | HK$17,033 (+8.0%) | +3.76% |
| 60 | HK$19,427 | HK$19,427 | HK$20,982 (+8.0%) | HK$22,661 (+8.0%) | +3.76% |
| 65 | HK$27,185 | HK$27,185 | HK$29,360 (+8.0%) | HK$31,708 (+8.0%) | +3.76% |
| 70 | HK$38,760 | HK$38,760 | HK$41,861 (+8.0%) | HK$45,210 (+8.0%) | +3.76% |
| 75 | HK$52,958 | HK$52,958 | HK$57,195 (+8.0%) | HK$61,771 (+8.0%) | +3.76% |
| 80 | HK$64,079 | HK$64,079 | HK$69,205 (+8.0%) | HK$74,742 (+8.0%) | +3.76% |
| 85 | HK$80,812 | HK$80,812 | HK$87,277 (+8.0%) | HK$94,260 (+8.0%) | +3.76% |
| 90 | HK$97,315 | HK$97,315 | HK$105,101 (+8.0%) | HK$113,510 (+8.0%) | +3.76% |
| 95 | HK$117,232 | HK$117,232 | HK$126,611 (+8.0%) | HK$136,739 (+8.0%) | +3.76% |
| 99 | HK$138,493 | HK$138,493 | HK$149,573 (+8.0%) | HK$161,538 (+8.0%) | +3.76% |
| All ages average | — | 0.0% | +8.0% | +8.0% | — |
0 y/oHK$7,249
5 y/oHK$5,777
10 y/oHK$5,777
15 y/oHK$5,777
20 y/oHK$4,617
25 y/oHK$4,963
30 y/oHK$6,007
35 y/oHK$6,731
40 y/oHK$7,212
45 y/oHK$8,779
50 y/oHK$11,261
55 y/oHK$14,604
60 y/oHK$19,427
65 y/oHK$27,185
70 y/oHK$38,760
75 y/oHK$52,958
80 y/oHK$64,079
85 y/oHK$80,812
90 y/oHK$97,315
95 y/oHK$117,232
99 y/oHK$138,493
0.0%
All-ages avg
0 y/oHK$7,249
5 y/oHK$5,777
10 y/oHK$5,777
15 y/oHK$5,777
20 y/oHK$4,617
25 y/oHK$4,963
30 y/oHK$6,007
35 y/oHK$6,731
40 y/oHK$7,212
45 y/oHK$8,779
50 y/oHK$11,261
55 y/oHK$14,604
60 y/oHK$19,427
65 y/oHK$27,185
70 y/oHK$38,760
75 y/oHK$52,958
80 y/oHK$64,079
85 y/oHK$80,812
90 y/oHK$97,315
95 y/oHK$117,232
99 y/oHK$138,493
+8.0%
All-ages avg
0 y/oHK$7,829 (+8.0%)
5 y/oHK$6,239 (+8.0%)
10 y/oHK$6,239 (+8.0%)
15 y/oHK$6,239 (+8.0%)
20 y/oHK$4,986 (+8.0%)
25 y/oHK$5,361 (+8.0%)
30 y/oHK$6,488 (+8.0%)
35 y/oHK$7,269 (+8.0%)
40 y/oHK$7,789 (+8.0%)
45 y/oHK$9,481 (+8.0%)
50 y/oHK$12,162 (+8.0%)
55 y/oHK$15,771 (+8.0%)
60 y/oHK$20,982 (+8.0%)
65 y/oHK$29,360 (+8.0%)
70 y/oHK$41,861 (+8.0%)
75 y/oHK$57,195 (+8.0%)
80 y/oHK$69,205 (+8.0%)
85 y/oHK$87,277 (+8.0%)
90 y/oHK$105,101 (+8.0%)
95 y/oHK$126,611 (+8.0%)
99 y/oHK$149,573 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$8,455 (+8.0%)
5 y/oHK$6,738 (+8.0%)
10 y/oHK$6,738 (+8.0%)
15 y/oHK$6,738 (+8.0%)
20 y/oHK$5,385 (+8.0%)
25 y/oHK$5,789 (+8.0%)
30 y/oHK$7,007 (+8.0%)
35 y/oHK$7,850 (+8.0%)
40 y/oHK$8,412 (+8.0%)
45 y/oHK$10,239 (+8.0%)
50 y/oHK$13,135 (+8.0%)
55 y/oHK$17,033 (+8.0%)
60 y/oHK$22,661 (+8.0%)
65 y/oHK$31,708 (+8.0%)
70 y/oHK$45,210 (+8.0%)
75 y/oHK$61,771 (+8.0%)
80 y/oHK$74,742 (+8.0%)
85 y/oHK$94,260 (+8.0%)
90 y/oHK$113,510 (+8.0%)
95 y/oHK$136,739 (+8.0%)
99 y/oHK$161,538 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.76%
5 y/o+3.76%
10 y/o+3.76%
15 y/o+3.76%
20 y/o+3.76%
25 y/o+3.76%
30 y/o+3.76%
35 y/o+3.75%
40 y/o+3.76%
45 y/o+3.76%
50 y/o+3.76%
55 y/o+3.76%
60 y/o+3.76%
65 y/o+3.76%
70 y/o+3.76%
75 y/o+3.76%
80 y/o+3.76%
85 y/o+3.76%
90 y/o+3.76%
95 y/o+3.76%
99 y/o+3.76%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00064-01-000-01 2022-05-16 | F00064-01-000-02 2024-07-22 | F00064-01-000-02 2024-11-23 | F00064-01-000-02 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$5,840 | HK$5,840 | HK$6,307 (+8.0%) | HK$6,812 (+8.0%) | +3.76% |
| 5 | HK$5,368 | HK$5,368 | HK$5,798 (+8.0%) | HK$6,262 (+8.0%) | +3.76% |
| 10 | HK$5,368 | HK$5,368 | HK$5,798 (+8.0%) | HK$6,262 (+8.0%) | +3.76% |
| 15 | HK$5,368 | HK$5,368 | HK$5,798 (+8.0%) | HK$6,262 (+8.0%) | +3.76% |
| 20 | HK$5,204 | HK$5,204 | HK$5,620 (+8.0%) | HK$6,070 (+8.0%) | +3.76% |
| 25 | HK$6,333 | HK$6,333 | HK$6,840 (+8.0%) | HK$7,388 (+8.0%) | +3.76% |
| 30 | HK$7,898 | HK$7,898 | HK$8,530 (+8.0%) | HK$9,212 (+8.0%) | +3.76% |
| 35 | HK$9,038 | HK$9,038 | HK$9,761 (+8.0%) | HK$10,542 (+8.0%) | +3.76% |
| 40 | HK$10,474 | HK$10,474 | HK$11,312 (+8.0%) | HK$12,217 (+8.0%) | +3.76% |
| 45 | HK$11,746 | HK$11,746 | HK$12,686 (+8.0%) | HK$13,700 (+8.0%) | +3.76% |
| 50 | HK$13,567 | HK$13,567 | HK$14,652 (+8.0%) | HK$15,825 (+8.0%) | +3.76% |
| 55 | HK$15,348 | HK$15,348 | HK$16,575 (+8.0%) | HK$17,901 (+8.0%) | +3.76% |
| 60 | HK$17,849 | HK$17,849 | HK$19,276 (+8.0%) | HK$20,818 (+8.0%) | +3.76% |
| 65 | HK$24,576 | HK$24,576 | HK$26,543 (+8.0%) | HK$28,667 (+8.0%) | +3.76% |
| 70 | HK$32,673 | HK$32,673 | HK$35,287 (+8.0%) | HK$38,110 (+8.0%) | +3.76% |
| 75 | HK$40,398 | HK$40,398 | HK$43,630 (+8.0%) | HK$47,120 (+8.0%) | +3.76% |
| 80 | HK$48,986 | HK$48,986 | HK$52,905 (+8.0%) | HK$57,137 (+8.0%) | +3.76% |
| 85 | HK$59,505 | HK$59,505 | HK$64,265 (+8.0%) | HK$69,407 (+8.0%) | +3.76% |
| 90 | HK$69,518 | HK$69,518 | HK$75,080 (+8.0%) | HK$81,086 (+8.0%) | +3.76% |
| 95 | HK$82,660 | HK$82,660 | HK$89,273 (+8.0%) | HK$96,414 (+8.0%) | +3.76% |
| 99 | HK$97,148 | HK$97,148 | HK$104,919 (+8.0%) | HK$113,313 (+8.0%) | +3.76% |
| All ages average | — | 0.0% | +8.0% | +8.0% | — |
0 y/oHK$5,840
5 y/oHK$5,368
10 y/oHK$5,368
15 y/oHK$5,368
20 y/oHK$5,204
25 y/oHK$6,333
30 y/oHK$7,898
35 y/oHK$9,038
40 y/oHK$10,474
45 y/oHK$11,746
50 y/oHK$13,567
55 y/oHK$15,348
60 y/oHK$17,849
65 y/oHK$24,576
70 y/oHK$32,673
75 y/oHK$40,398
80 y/oHK$48,986
85 y/oHK$59,505
90 y/oHK$69,518
95 y/oHK$82,660
99 y/oHK$97,148
0.0%
All-ages avg
0 y/oHK$5,840
5 y/oHK$5,368
10 y/oHK$5,368
15 y/oHK$5,368
20 y/oHK$5,204
25 y/oHK$6,333
30 y/oHK$7,898
35 y/oHK$9,038
40 y/oHK$10,474
45 y/oHK$11,746
50 y/oHK$13,567
55 y/oHK$15,348
60 y/oHK$17,849
65 y/oHK$24,576
70 y/oHK$32,673
75 y/oHK$40,398
80 y/oHK$48,986
85 y/oHK$59,505
90 y/oHK$69,518
95 y/oHK$82,660
99 y/oHK$97,148
+8.0%
All-ages avg
0 y/oHK$6,307 (+8.0%)
5 y/oHK$5,798 (+8.0%)
10 y/oHK$5,798 (+8.0%)
15 y/oHK$5,798 (+8.0%)
20 y/oHK$5,620 (+8.0%)
25 y/oHK$6,840 (+8.0%)
30 y/oHK$8,530 (+8.0%)
35 y/oHK$9,761 (+8.0%)
40 y/oHK$11,312 (+8.0%)
45 y/oHK$12,686 (+8.0%)
50 y/oHK$14,652 (+8.0%)
55 y/oHK$16,575 (+8.0%)
60 y/oHK$19,276 (+8.0%)
65 y/oHK$26,543 (+8.0%)
70 y/oHK$35,287 (+8.0%)
75 y/oHK$43,630 (+8.0%)
80 y/oHK$52,905 (+8.0%)
85 y/oHK$64,265 (+8.0%)
90 y/oHK$75,080 (+8.0%)
95 y/oHK$89,273 (+8.0%)
99 y/oHK$104,919 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$6,812 (+8.0%)
5 y/oHK$6,262 (+8.0%)
10 y/oHK$6,262 (+8.0%)
15 y/oHK$6,262 (+8.0%)
20 y/oHK$6,070 (+8.0%)
25 y/oHK$7,388 (+8.0%)
30 y/oHK$9,212 (+8.0%)
35 y/oHK$10,542 (+8.0%)
40 y/oHK$12,217 (+8.0%)
45 y/oHK$13,700 (+8.0%)
50 y/oHK$15,825 (+8.0%)
55 y/oHK$17,901 (+8.0%)
60 y/oHK$20,818 (+8.0%)
65 y/oHK$28,667 (+8.0%)
70 y/oHK$38,110 (+8.0%)
75 y/oHK$47,120 (+8.0%)
80 y/oHK$57,137 (+8.0%)
85 y/oHK$69,407 (+8.0%)
90 y/oHK$81,086 (+8.0%)
95 y/oHK$96,414 (+8.0%)
99 y/oHK$113,313 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.76%
5 y/o+3.76%
10 y/o+3.76%
15 y/o+3.76%
20 y/o+3.76%
25 y/o+3.76%
30 y/o+3.76%
35 y/o+3.76%
40 y/o+3.76%
45 y/o+3.76%
50 y/o+3.76%
55 y/o+3.76%
60 y/o+3.76%
65 y/o+3.76%
70 y/o+3.76%
75 y/o+3.76%
80 y/o+3.76%
85 y/o+3.76%
90 y/o+3.76%
95 y/o+3.76%
99 y/o+3.76%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.