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''TopCare'' Medical Insurance Plan - Benefit Level 3 with SMM (HKD)
「摯康保」醫療保障計劃 - 保障級別 3+超額醫療保障 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00037-03-000 · 7 versions · Flexi plan · Avg. annual increase +4.17%
Male
| Age | F00037-03-000-01 2019-08-30 | F00037-03-000-02 2021-04-01 | F00037-03-000-02 2022-11-01 | F00037-03-000-02 2023-11-23 | F00037-03-000-03 2024-07-22 | F00037-03-000-03 2024-11-23 | F00037-03-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,019 | HK$9,019 | HK$9,740 (+8.0%) | HK$10,520 (+8.0%) | HK$10,520 | HK$11,573 (+10.0%) | HK$12,151 (+5.0%) | +4.43% |
| 5 | HK$5,299 | HK$5,299 | HK$5,723 (+8.0%) | HK$6,181 (+8.0%) | HK$6,181 | HK$6,799 (+10.0%) | HK$7,139 (+5.0%) | +4.43% |
| 10 | HK$4,764 | HK$4,764 | HK$5,145 (+8.0%) | HK$5,557 (+8.0%) | HK$5,557 | HK$6,113 (+10.0%) | HK$6,419 (+5.0%) | +4.43% |
| 15 | HK$4,873 | HK$4,873 | HK$5,262 (+8.0%) | HK$5,683 (+8.0%) | HK$5,683 | HK$6,251 (+10.0%) | HK$6,564 (+5.0%) | +4.42% |
| 20 | HK$5,576 | HK$5,576 | HK$6,023 (+8.0%) | HK$6,505 (+8.0%) | HK$6,505 | HK$7,155 (+10.0%) | HK$7,513 (+5.0%) | +4.43% |
| 25 | HK$6,225 | HK$6,225 | HK$6,723 (+8.0%) | HK$7,261 (+8.0%) | HK$7,261 | HK$7,987 (+10.0%) | HK$8,187 (+2.5%) | +4.06% |
| 30 | HK$7,136 | HK$7,136 | HK$7,707 (+8.0%) | HK$8,324 (+8.0%) | HK$8,324 | HK$9,156 (+10.0%) | HK$9,156 | +3.69% |
| 35 | HK$7,901 | HK$7,901 | HK$8,533 (+8.0%) | HK$9,215 (+8.0%) | HK$9,215 | HK$10,137 (+10.0%) | HK$10,188 (+0.5%) | +3.76% |
| 40 | HK$8,968 | HK$8,968 | HK$9,686 (+8.0%) | HK$10,461 (+8.0%) | HK$10,461 | HK$11,507 (+10.0%) | HK$11,623 (+1.0%) | +3.84% |
| 45 | HK$10,956 | HK$10,956 | HK$11,832 (+8.0%) | HK$12,779 (+8.0%) | HK$12,779 | HK$14,056 (+10.0%) | HK$14,162 (+0.8%) | +3.80% |
| 50 | HK$14,181 | HK$14,181 | HK$15,315 (+8.0%) | HK$16,540 (+8.0%) | HK$16,540 | HK$18,194 (+10.0%) | HK$18,285 (+0.5%) | +3.76% |
| 55 | HK$17,818 | HK$17,818 | HK$19,243 (+8.0%) | HK$20,782 (+8.0%) | HK$20,782 | HK$22,861 (+10.0%) | HK$23,032 (+0.7%) | +3.80% |
| 60 | HK$23,970 | HK$23,970 | HK$25,888 (+8.0%) | HK$27,960 (+8.0%) | HK$27,960 | HK$30,756 (+10.0%) | HK$31,063 (+1.0%) | +3.84% |
| 65 | HK$31,551 | HK$31,551 | HK$34,075 (+8.0%) | HK$36,801 (+8.0%) | HK$36,801 | HK$40,481 (+10.0%) | HK$41,695 (+3.0%) | +4.13% |
| 70 | HK$39,380 | HK$39,380 | HK$42,530 (+8.0%) | HK$45,932 (+8.0%) | HK$45,932 | HK$50,525 (+10.0%) | HK$53,051 (+5.0%) | +4.42% |
| 75 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 80 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 85 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 90 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 95 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 99 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| All ages average | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0 y/oHK$9,019
5 y/oHK$5,299
10 y/oHK$4,764
15 y/oHK$4,873
20 y/oHK$5,576
25 y/oHK$6,225
30 y/oHK$7,136
35 y/oHK$7,901
40 y/oHK$8,968
45 y/oHK$10,956
50 y/oHK$14,181
55 y/oHK$17,818
60 y/oHK$23,970
65 y/oHK$31,551
70 y/oHK$39,380
75 y/oHK$41,511
80 y/oHK$41,511
85 y/oHK$41,511
90 y/oHK$41,511
95 y/oHK$41,511
99 y/oHK$41,511
0.0%
All-ages avg
0 y/oHK$9,019
5 y/oHK$5,299
10 y/oHK$4,764
15 y/oHK$4,873
20 y/oHK$5,576
25 y/oHK$6,225
30 y/oHK$7,136
35 y/oHK$7,901
40 y/oHK$8,968
45 y/oHK$10,956
50 y/oHK$14,181
55 y/oHK$17,818
60 y/oHK$23,970
65 y/oHK$31,551
70 y/oHK$39,380
75 y/oHK$41,511
80 y/oHK$41,511
85 y/oHK$41,511
90 y/oHK$41,511
95 y/oHK$41,511
99 y/oHK$41,511
+8.0%
All-ages avg
0 y/oHK$9,740 (+8.0%)
5 y/oHK$5,723 (+8.0%)
10 y/oHK$5,145 (+8.0%)
15 y/oHK$5,262 (+8.0%)
20 y/oHK$6,023 (+8.0%)
25 y/oHK$6,723 (+8.0%)
30 y/oHK$7,707 (+8.0%)
35 y/oHK$8,533 (+8.0%)
40 y/oHK$9,686 (+8.0%)
45 y/oHK$11,832 (+8.0%)
50 y/oHK$15,315 (+8.0%)
55 y/oHK$19,243 (+8.0%)
60 y/oHK$25,888 (+8.0%)
65 y/oHK$34,075 (+8.0%)
70 y/oHK$42,530 (+8.0%)
75 y/oHK$44,832 (+8.0%)
80 y/oHK$44,832 (+8.0%)
85 y/oHK$44,832 (+8.0%)
90 y/oHK$44,832 (+8.0%)
95 y/oHK$44,832 (+8.0%)
99 y/oHK$44,832 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$10,520 (+8.0%)
5 y/oHK$6,181 (+8.0%)
10 y/oHK$5,557 (+8.0%)
15 y/oHK$5,683 (+8.0%)
20 y/oHK$6,505 (+8.0%)
25 y/oHK$7,261 (+8.0%)
30 y/oHK$8,324 (+8.0%)
35 y/oHK$9,215 (+8.0%)
40 y/oHK$10,461 (+8.0%)
45 y/oHK$12,779 (+8.0%)
50 y/oHK$16,540 (+8.0%)
55 y/oHK$20,782 (+8.0%)
60 y/oHK$27,960 (+8.0%)
65 y/oHK$36,801 (+8.0%)
70 y/oHK$45,932 (+8.0%)
75 y/oHK$48,419 (+8.0%)
80 y/oHK$48,419 (+8.0%)
85 y/oHK$48,419 (+8.0%)
90 y/oHK$48,419 (+8.0%)
95 y/oHK$48,419 (+8.0%)
99 y/oHK$48,419 (+8.0%)
0.0%
All-ages avg
0 y/oHK$10,520
5 y/oHK$6,181
10 y/oHK$5,557
15 y/oHK$5,683
20 y/oHK$6,505
25 y/oHK$7,261
30 y/oHK$8,324
35 y/oHK$9,215
40 y/oHK$10,461
45 y/oHK$12,779
50 y/oHK$16,540
55 y/oHK$20,782
60 y/oHK$27,960
65 y/oHK$36,801
70 y/oHK$45,932
75 y/oHK$48,419
80 y/oHK$48,419
85 y/oHK$48,419
90 y/oHK$48,419
95 y/oHK$48,419
99 y/oHK$48,419
+10.0%
All-ages avg
0 y/oHK$11,573 (+10.0%)
5 y/oHK$6,799 (+10.0%)
10 y/oHK$6,113 (+10.0%)
15 y/oHK$6,251 (+10.0%)
20 y/oHK$7,155 (+10.0%)
25 y/oHK$7,987 (+10.0%)
30 y/oHK$9,156 (+10.0%)
35 y/oHK$10,137 (+10.0%)
40 y/oHK$11,507 (+10.0%)
45 y/oHK$14,056 (+10.0%)
50 y/oHK$18,194 (+10.0%)
55 y/oHK$22,861 (+10.0%)
60 y/oHK$30,756 (+10.0%)
65 y/oHK$40,481 (+10.0%)
70 y/oHK$50,525 (+10.0%)
75 y/oHK$53,261 (+10.0%)
80 y/oHK$53,261 (+10.0%)
85 y/oHK$53,261 (+10.0%)
90 y/oHK$53,261 (+10.0%)
95 y/oHK$53,261 (+10.0%)
99 y/oHK$53,261 (+10.0%)
+3.3%
All-ages avg
0 y/oHK$12,151 (+5.0%)
5 y/oHK$7,139 (+5.0%)
10 y/oHK$6,419 (+5.0%)
15 y/oHK$6,564 (+5.0%)
20 y/oHK$7,513 (+5.0%)
25 y/oHK$8,187 (+2.5%)
30 y/oHK$9,156
35 y/oHK$10,188 (+0.5%)
40 y/oHK$11,623 (+1.0%)
45 y/oHK$14,162 (+0.8%)
50 y/oHK$18,285 (+0.5%)
55 y/oHK$23,032 (+0.7%)
60 y/oHK$31,063 (+1.0%)
65 y/oHK$41,695 (+3.0%)
70 y/oHK$53,051 (+5.0%)
75 y/oHK$55,924 (+5.0%)
80 y/oHK$55,924 (+5.0%)
85 y/oHK$55,924 (+5.0%)
90 y/oHK$55,924 (+5.0%)
95 y/oHK$55,924 (+5.0%)
99 y/oHK$55,924 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+4.43%
5 y/o+4.43%
10 y/o+4.43%
15 y/o+4.42%
20 y/o+4.43%
25 y/o+4.06%
30 y/o+3.69%
35 y/o+3.76%
40 y/o+3.84%
45 y/o+3.80%
50 y/o+3.76%
55 y/o+3.80%
60 y/o+3.84%
65 y/o+4.13%
70 y/o+4.42%
75 y/o+4.43%
80 y/o+4.43%
85 y/o+4.43%
90 y/o+4.43%
95 y/o+4.43%
99 y/o+4.43%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00037-03-000-01 2019-08-30 | F00037-03-000-02 2021-04-01 | F00037-03-000-02 2022-11-01 | F00037-03-000-02 2023-11-23 | F00037-03-000-03 2024-07-22 | F00037-03-000-03 2024-11-23 | F00037-03-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,123 | HK$7,123 | HK$7,693 (+8.0%) | HK$8,308 (+8.0%) | HK$8,308 | HK$9,139 (+10.0%) | HK$9,596 (+5.0%) | +4.42% |
| 5 | HK$5,043 | HK$5,043 | HK$5,446 (+8.0%) | HK$5,882 (+8.0%) | HK$5,882 | HK$6,470 (+10.0%) | HK$6,794 (+5.0%) | +4.43% |
| 10 | HK$4,357 | HK$4,357 | HK$4,706 (+8.0%) | HK$5,082 (+8.0%) | HK$5,082 | HK$5,590 (+10.0%) | HK$5,870 (+5.0%) | +4.43% |
| 15 | HK$4,530 | HK$4,530 | HK$4,892 (+8.0%) | HK$5,283 (+8.0%) | HK$5,283 | HK$5,812 (+10.0%) | HK$6,102 (+5.0%) | +4.42% |
| 20 | HK$5,762 | HK$5,762 | HK$6,223 (+8.0%) | HK$6,720 (+8.0%) | HK$6,720 | HK$7,393 (+10.0%) | HK$7,763 (+5.0%) | +4.43% |
| 25 | HK$7,181 | HK$7,181 | HK$7,756 (+8.0%) | HK$8,376 (+8.0%) | HK$8,376 | HK$9,214 (+10.0%) | HK$9,445 (+2.5%) | +4.06% |
| 30 | HK$8,788 | HK$8,788 | HK$9,492 (+8.0%) | HK$10,251 (+8.0%) | HK$10,251 | HK$11,276 (+10.0%) | HK$11,276 | +3.69% |
| 35 | HK$10,187 | HK$10,187 | HK$11,002 (+8.0%) | HK$11,882 (+8.0%) | HK$11,882 | HK$13,070 (+10.0%) | HK$13,136 (+0.5%) | +3.76% |
| 40 | HK$12,019 | HK$12,019 | HK$12,981 (+8.0%) | HK$14,019 (+8.0%) | HK$14,019 | HK$15,421 (+10.0%) | HK$15,576 (+1.0%) | +3.84% |
| 45 | HK$13,458 | HK$13,458 | HK$14,535 (+8.0%) | HK$15,698 (+8.0%) | HK$15,698 | HK$17,268 (+10.0%) | HK$17,398 (+0.8%) | +3.80% |
| 50 | HK$15,767 | HK$15,767 | HK$17,029 (+8.0%) | HK$18,390 (+8.0%) | HK$18,390 | HK$20,230 (+10.0%) | HK$20,331 (+0.5%) | +3.76% |
| 55 | HK$17,826 | HK$17,826 | HK$19,252 (+8.0%) | HK$20,793 (+8.0%) | HK$20,793 | HK$22,873 (+10.0%) | HK$23,044 (+0.7%) | +3.80% |
| 60 | HK$21,968 | HK$21,968 | HK$23,725 (+8.0%) | HK$25,623 (+8.0%) | HK$25,623 | HK$28,185 (+10.0%) | HK$28,467 (+1.0%) | +3.84% |
| 65 | HK$28,276 | HK$28,276 | HK$30,538 (+8.0%) | HK$32,981 (+8.0%) | HK$32,981 | HK$36,279 (+10.0%) | HK$37,367 (+3.0%) | +4.13% |
| 70 | HK$36,055 | HK$36,055 | HK$38,939 (+8.0%) | HK$42,055 (+8.0%) | HK$42,055 | HK$46,261 (+10.0%) | HK$48,574 (+5.0%) | +4.43% |
| 75 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 80 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 85 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 90 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 95 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 99 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| All ages average | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0 y/oHK$7,123
5 y/oHK$5,043
10 y/oHK$4,357
15 y/oHK$4,530
20 y/oHK$5,762
25 y/oHK$7,181
30 y/oHK$8,788
35 y/oHK$10,187
40 y/oHK$12,019
45 y/oHK$13,458
50 y/oHK$15,767
55 y/oHK$17,826
60 y/oHK$21,968
65 y/oHK$28,276
70 y/oHK$36,055
75 y/oHK$38,261
80 y/oHK$38,261
85 y/oHK$38,261
90 y/oHK$38,261
95 y/oHK$38,261
99 y/oHK$38,261
0.0%
All-ages avg
0 y/oHK$7,123
5 y/oHK$5,043
10 y/oHK$4,357
15 y/oHK$4,530
20 y/oHK$5,762
25 y/oHK$7,181
30 y/oHK$8,788
35 y/oHK$10,187
40 y/oHK$12,019
45 y/oHK$13,458
50 y/oHK$15,767
55 y/oHK$17,826
60 y/oHK$21,968
65 y/oHK$28,276
70 y/oHK$36,055
75 y/oHK$38,261
80 y/oHK$38,261
85 y/oHK$38,261
90 y/oHK$38,261
95 y/oHK$38,261
99 y/oHK$38,261
+8.0%
All-ages avg
0 y/oHK$7,693 (+8.0%)
5 y/oHK$5,446 (+8.0%)
10 y/oHK$4,706 (+8.0%)
15 y/oHK$4,892 (+8.0%)
20 y/oHK$6,223 (+8.0%)
25 y/oHK$7,756 (+8.0%)
30 y/oHK$9,492 (+8.0%)
35 y/oHK$11,002 (+8.0%)
40 y/oHK$12,981 (+8.0%)
45 y/oHK$14,535 (+8.0%)
50 y/oHK$17,029 (+8.0%)
55 y/oHK$19,252 (+8.0%)
60 y/oHK$23,725 (+8.0%)
65 y/oHK$30,538 (+8.0%)
70 y/oHK$38,939 (+8.0%)
75 y/oHK$41,321 (+8.0%)
80 y/oHK$41,321 (+8.0%)
85 y/oHK$41,321 (+8.0%)
90 y/oHK$41,321 (+8.0%)
95 y/oHK$41,321 (+8.0%)
99 y/oHK$41,321 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$8,308 (+8.0%)
5 y/oHK$5,882 (+8.0%)
10 y/oHK$5,082 (+8.0%)
15 y/oHK$5,283 (+8.0%)
20 y/oHK$6,720 (+8.0%)
25 y/oHK$8,376 (+8.0%)
30 y/oHK$10,251 (+8.0%)
35 y/oHK$11,882 (+8.0%)
40 y/oHK$14,019 (+8.0%)
45 y/oHK$15,698 (+8.0%)
50 y/oHK$18,390 (+8.0%)
55 y/oHK$20,793 (+8.0%)
60 y/oHK$25,623 (+8.0%)
65 y/oHK$32,981 (+8.0%)
70 y/oHK$42,055 (+8.0%)
75 y/oHK$44,627 (+8.0%)
80 y/oHK$44,627 (+8.0%)
85 y/oHK$44,627 (+8.0%)
90 y/oHK$44,627 (+8.0%)
95 y/oHK$44,627 (+8.0%)
99 y/oHK$44,627 (+8.0%)
0.0%
All-ages avg
0 y/oHK$8,308
5 y/oHK$5,882
10 y/oHK$5,082
15 y/oHK$5,283
20 y/oHK$6,720
25 y/oHK$8,376
30 y/oHK$10,251
35 y/oHK$11,882
40 y/oHK$14,019
45 y/oHK$15,698
50 y/oHK$18,390
55 y/oHK$20,793
60 y/oHK$25,623
65 y/oHK$32,981
70 y/oHK$42,055
75 y/oHK$44,627
80 y/oHK$44,627
85 y/oHK$44,627
90 y/oHK$44,627
95 y/oHK$44,627
99 y/oHK$44,627
+10.0%
All-ages avg
0 y/oHK$9,139 (+10.0%)
5 y/oHK$6,470 (+10.0%)
10 y/oHK$5,590 (+10.0%)
15 y/oHK$5,812 (+10.0%)
20 y/oHK$7,393 (+10.0%)
25 y/oHK$9,214 (+10.0%)
30 y/oHK$11,276 (+10.0%)
35 y/oHK$13,070 (+10.0%)
40 y/oHK$15,421 (+10.0%)
45 y/oHK$17,268 (+10.0%)
50 y/oHK$20,230 (+10.0%)
55 y/oHK$22,873 (+10.0%)
60 y/oHK$28,185 (+10.0%)
65 y/oHK$36,279 (+10.0%)
70 y/oHK$46,261 (+10.0%)
75 y/oHK$49,090 (+10.0%)
80 y/oHK$49,090 (+10.0%)
85 y/oHK$49,090 (+10.0%)
90 y/oHK$49,090 (+10.0%)
95 y/oHK$49,090 (+10.0%)
99 y/oHK$49,090 (+10.0%)
+3.3%
All-ages avg
0 y/oHK$9,596 (+5.0%)
5 y/oHK$6,794 (+5.0%)
10 y/oHK$5,870 (+5.0%)
15 y/oHK$6,102 (+5.0%)
20 y/oHK$7,763 (+5.0%)
25 y/oHK$9,445 (+2.5%)
30 y/oHK$11,276
35 y/oHK$13,136 (+0.5%)
40 y/oHK$15,576 (+1.0%)
45 y/oHK$17,398 (+0.8%)
50 y/oHK$20,331 (+0.5%)
55 y/oHK$23,044 (+0.7%)
60 y/oHK$28,467 (+1.0%)
65 y/oHK$37,367 (+3.0%)
70 y/oHK$48,574 (+5.0%)
75 y/oHK$51,545 (+5.0%)
80 y/oHK$51,545 (+5.0%)
85 y/oHK$51,545 (+5.0%)
90 y/oHK$51,545 (+5.0%)
95 y/oHK$51,545 (+5.0%)
99 y/oHK$51,545 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+4.42%
5 y/o+4.43%
10 y/o+4.43%
15 y/o+4.42%
20 y/o+4.43%
25 y/o+4.06%
30 y/o+3.69%
35 y/o+3.76%
40 y/o+3.84%
45 y/o+3.80%
50 y/o+3.76%
55 y/o+3.80%
60 y/o+3.84%
65 y/o+4.13%
70 y/o+4.43%
75 y/o+4.42%
80 y/o+4.42%
85 y/o+4.42%
90 y/o+4.42%
95 y/o+4.42%
99 y/o+4.42%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.