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''TopCare'' Medical Insurance Plan - Benefit Level 2 with SMM (HKD)
「摯康保」醫療保障計劃 - 保障級別 2+超額醫療保障 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00037-02-000 · 7 versions · Flexi plan · Avg. annual increase +4.17%
Male
| Age | F00037-02-000-01 2019-08-30 | F00037-02-000-02 2021-04-01 | F00037-02-000-02 2022-11-01 | F00037-02-000-02 2023-11-23 | F00037-02-000-03 2024-07-22 | F00037-02-000-03 2024-11-23 | F00037-02-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,274 | HK$6,274 | HK$6,776 (+8.0%) | HK$7,318 (+8.0%) | HK$7,318 | HK$8,050 (+10.0%) | HK$8,452 (+5.0%) | +4.42% |
| 5 | HK$3,883 | HK$3,883 | HK$4,194 (+8.0%) | HK$4,530 (+8.0%) | HK$4,530 | HK$4,983 (+10.0%) | HK$5,232 (+5.0%) | +4.43% |
| 10 | HK$3,444 | HK$3,444 | HK$3,719 (+8.0%) | HK$4,017 (+8.0%) | HK$4,017 | HK$4,418 (+10.0%) | HK$4,639 (+5.0%) | +4.42% |
| 15 | HK$3,521 | HK$3,521 | HK$3,804 (+8.0%) | HK$4,108 (+8.0%) | HK$4,108 | HK$4,519 (+10.0%) | HK$4,745 (+5.0%) | +4.43% |
| 20 | HK$3,994 | HK$3,994 | HK$4,313 (+8.0%) | HK$4,658 (+8.0%) | HK$4,658 | HK$5,124 (+10.0%) | HK$5,380 (+5.0%) | +4.42% |
| 25 | HK$4,295 | HK$4,295 | HK$4,639 (+8.0%) | HK$5,011 (+8.0%) | HK$5,011 | HK$5,512 (+10.0%) | HK$5,650 (+2.5%) | +4.06% |
| 30 | HK$4,999 | HK$4,999 | HK$5,399 (+8.0%) | HK$5,831 (+8.0%) | HK$5,831 | HK$6,414 (+10.0%) | HK$6,414 | +3.69% |
| 35 | HK$5,577 | HK$5,577 | HK$6,024 (+8.0%) | HK$6,506 (+8.0%) | HK$6,506 | HK$7,157 (+10.0%) | HK$7,193 (+0.5%) | +3.77% |
| 40 | HK$6,242 | HK$6,242 | HK$6,740 (+8.0%) | HK$7,280 (+8.0%) | HK$7,280 | HK$8,008 (+10.0%) | HK$8,088 (+1.0%) | +3.84% |
| 45 | HK$7,596 | HK$7,596 | HK$8,204 (+8.0%) | HK$8,860 (+8.0%) | HK$8,860 | HK$9,745 (+10.0%) | HK$9,818 (+0.7%) | +3.80% |
| 50 | HK$9,744 | HK$9,744 | HK$10,524 (+8.0%) | HK$11,365 (+8.0%) | HK$11,365 | HK$12,502 (+10.0%) | HK$12,565 (+0.5%) | +3.76% |
| 55 | HK$12,638 | HK$12,638 | HK$13,649 (+8.0%) | HK$14,740 (+8.0%) | HK$14,740 | HK$16,214 (+10.0%) | HK$16,336 (+0.8%) | +3.80% |
| 60 | HK$16,813 | HK$16,813 | HK$18,158 (+8.0%) | HK$19,611 (+8.0%) | HK$19,611 | HK$21,571 (+10.0%) | HK$21,787 (+1.0%) | +3.84% |
| 65 | HK$22,915 | HK$22,915 | HK$24,749 (+8.0%) | HK$26,729 (+8.0%) | HK$26,729 | HK$29,401 (+10.0%) | HK$30,283 (+3.0%) | +4.13% |
| 70 | HK$29,811 | HK$29,811 | HK$32,195 (+8.0%) | HK$34,771 (+8.0%) | HK$34,771 | HK$38,249 (+10.0%) | HK$40,161 (+5.0%) | +4.42% |
| 75 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 80 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 85 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 90 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 95 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 99 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| All ages average | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0 y/oHK$6,274
5 y/oHK$3,883
10 y/oHK$3,444
15 y/oHK$3,521
20 y/oHK$3,994
25 y/oHK$4,295
30 y/oHK$4,999
35 y/oHK$5,577
40 y/oHK$6,242
45 y/oHK$7,596
50 y/oHK$9,744
55 y/oHK$12,638
60 y/oHK$16,813
65 y/oHK$22,915
70 y/oHK$29,811
75 y/oHK$31,208
80 y/oHK$31,208
85 y/oHK$31,208
90 y/oHK$31,208
95 y/oHK$31,208
99 y/oHK$31,208
0.0%
All-ages avg
0 y/oHK$6,274
5 y/oHK$3,883
10 y/oHK$3,444
15 y/oHK$3,521
20 y/oHK$3,994
25 y/oHK$4,295
30 y/oHK$4,999
35 y/oHK$5,577
40 y/oHK$6,242
45 y/oHK$7,596
50 y/oHK$9,744
55 y/oHK$12,638
60 y/oHK$16,813
65 y/oHK$22,915
70 y/oHK$29,811
75 y/oHK$31,208
80 y/oHK$31,208
85 y/oHK$31,208
90 y/oHK$31,208
95 y/oHK$31,208
99 y/oHK$31,208
+8.0%
All-ages avg
0 y/oHK$6,776 (+8.0%)
5 y/oHK$4,194 (+8.0%)
10 y/oHK$3,719 (+8.0%)
15 y/oHK$3,804 (+8.0%)
20 y/oHK$4,313 (+8.0%)
25 y/oHK$4,639 (+8.0%)
30 y/oHK$5,399 (+8.0%)
35 y/oHK$6,024 (+8.0%)
40 y/oHK$6,740 (+8.0%)
45 y/oHK$8,204 (+8.0%)
50 y/oHK$10,524 (+8.0%)
55 y/oHK$13,649 (+8.0%)
60 y/oHK$18,158 (+8.0%)
65 y/oHK$24,749 (+8.0%)
70 y/oHK$32,195 (+8.0%)
75 y/oHK$33,705 (+8.0%)
80 y/oHK$33,705 (+8.0%)
85 y/oHK$33,705 (+8.0%)
90 y/oHK$33,705 (+8.0%)
95 y/oHK$33,705 (+8.0%)
99 y/oHK$33,705 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$7,318 (+8.0%)
5 y/oHK$4,530 (+8.0%)
10 y/oHK$4,017 (+8.0%)
15 y/oHK$4,108 (+8.0%)
20 y/oHK$4,658 (+8.0%)
25 y/oHK$5,011 (+8.0%)
30 y/oHK$5,831 (+8.0%)
35 y/oHK$6,506 (+8.0%)
40 y/oHK$7,280 (+8.0%)
45 y/oHK$8,860 (+8.0%)
50 y/oHK$11,365 (+8.0%)
55 y/oHK$14,740 (+8.0%)
60 y/oHK$19,611 (+8.0%)
65 y/oHK$26,729 (+8.0%)
70 y/oHK$34,771 (+8.0%)
75 y/oHK$36,401 (+8.0%)
80 y/oHK$36,401 (+8.0%)
85 y/oHK$36,401 (+8.0%)
90 y/oHK$36,401 (+8.0%)
95 y/oHK$36,401 (+8.0%)
99 y/oHK$36,401 (+8.0%)
0.0%
All-ages avg
0 y/oHK$7,318
5 y/oHK$4,530
10 y/oHK$4,017
15 y/oHK$4,108
20 y/oHK$4,658
25 y/oHK$5,011
30 y/oHK$5,831
35 y/oHK$6,506
40 y/oHK$7,280
45 y/oHK$8,860
50 y/oHK$11,365
55 y/oHK$14,740
60 y/oHK$19,611
65 y/oHK$26,729
70 y/oHK$34,771
75 y/oHK$36,401
80 y/oHK$36,401
85 y/oHK$36,401
90 y/oHK$36,401
95 y/oHK$36,401
99 y/oHK$36,401
+10.0%
All-ages avg
0 y/oHK$8,050 (+10.0%)
5 y/oHK$4,983 (+10.0%)
10 y/oHK$4,418 (+10.0%)
15 y/oHK$4,519 (+10.0%)
20 y/oHK$5,124 (+10.0%)
25 y/oHK$5,512 (+10.0%)
30 y/oHK$6,414 (+10.0%)
35 y/oHK$7,157 (+10.0%)
40 y/oHK$8,008 (+10.0%)
45 y/oHK$9,745 (+10.0%)
50 y/oHK$12,502 (+10.0%)
55 y/oHK$16,214 (+10.0%)
60 y/oHK$21,571 (+10.0%)
65 y/oHK$29,401 (+10.0%)
70 y/oHK$38,249 (+10.0%)
75 y/oHK$40,042 (+10.0%)
80 y/oHK$40,042 (+10.0%)
85 y/oHK$40,042 (+10.0%)
90 y/oHK$40,042 (+10.0%)
95 y/oHK$40,042 (+10.0%)
99 y/oHK$40,042 (+10.0%)
+3.3%
All-ages avg
0 y/oHK$8,452 (+5.0%)
5 y/oHK$5,232 (+5.0%)
10 y/oHK$4,639 (+5.0%)
15 y/oHK$4,745 (+5.0%)
20 y/oHK$5,380 (+5.0%)
25 y/oHK$5,650 (+2.5%)
30 y/oHK$6,414
35 y/oHK$7,193 (+0.5%)
40 y/oHK$8,088 (+1.0%)
45 y/oHK$9,818 (+0.7%)
50 y/oHK$12,565 (+0.5%)
55 y/oHK$16,336 (+0.8%)
60 y/oHK$21,787 (+1.0%)
65 y/oHK$30,283 (+3.0%)
70 y/oHK$40,161 (+5.0%)
75 y/oHK$42,044 (+5.0%)
80 y/oHK$42,044 (+5.0%)
85 y/oHK$42,044 (+5.0%)
90 y/oHK$42,044 (+5.0%)
95 y/oHK$42,044 (+5.0%)
99 y/oHK$42,044 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+4.42%
5 y/o+4.43%
10 y/o+4.42%
15 y/o+4.43%
20 y/o+4.42%
25 y/o+4.06%
30 y/o+3.69%
35 y/o+3.77%
40 y/o+3.84%
45 y/o+3.80%
50 y/o+3.76%
55 y/o+3.80%
60 y/o+3.84%
65 y/o+4.13%
70 y/o+4.42%
75 y/o+4.43%
80 y/o+4.43%
85 y/o+4.43%
90 y/o+4.43%
95 y/o+4.43%
99 y/o+4.43%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00037-02-000-01 2019-08-30 | F00037-02-000-02 2021-04-01 | F00037-02-000-02 2022-11-01 | F00037-02-000-02 2023-11-23 | F00037-02-000-03 2024-07-22 | F00037-02-000-03 2024-11-23 | F00037-02-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,815 | HK$4,815 | HK$5,201 (+8.0%) | HK$5,618 (+8.0%) | HK$5,618 | HK$6,180 (+10.0%) | HK$6,489 (+5.0%) | +4.43% |
| 5 | HK$3,881 | HK$3,881 | HK$4,192 (+8.0%) | HK$4,527 (+8.0%) | HK$4,527 | HK$4,980 (+10.0%) | HK$5,229 (+5.0%) | +4.43% |
| 10 | HK$3,301 | HK$3,301 | HK$3,565 (+8.0%) | HK$3,851 (+8.0%) | HK$3,851 | HK$4,237 (+10.0%) | HK$4,449 (+5.0%) | +4.43% |
| 15 | HK$3,436 | HK$3,436 | HK$3,711 (+8.0%) | HK$4,007 (+8.0%) | HK$4,007 | HK$4,408 (+10.0%) | HK$4,629 (+5.0%) | +4.43% |
| 20 | HK$4,387 | HK$4,387 | HK$4,738 (+8.0%) | HK$5,117 (+8.0%) | HK$5,117 | HK$5,629 (+10.0%) | HK$5,910 (+5.0%) | +4.42% |
| 25 | HK$5,327 | HK$5,327 | HK$5,754 (+8.0%) | HK$6,214 (+8.0%) | HK$6,214 | HK$6,836 (+10.0%) | HK$7,007 (+2.5%) | +4.06% |
| 30 | HK$6,676 | HK$6,676 | HK$7,211 (+8.0%) | HK$7,788 (+8.0%) | HK$7,788 | HK$8,567 (+10.0%) | HK$8,567 | +3.69% |
| 35 | HK$7,971 | HK$7,971 | HK$8,610 (+8.0%) | HK$9,299 (+8.0%) | HK$9,299 | HK$10,229 (+10.0%) | HK$10,280 (+0.5%) | +3.77% |
| 40 | HK$9,408 | HK$9,408 | HK$10,161 (+8.0%) | HK$10,974 (+8.0%) | HK$10,974 | HK$12,071 (+10.0%) | HK$12,192 (+1.0%) | +3.84% |
| 45 | HK$10,655 | HK$10,655 | HK$11,507 (+8.0%) | HK$12,427 (+8.0%) | HK$12,427 | HK$13,670 (+10.0%) | HK$13,773 (+0.8%) | +3.80% |
| 50 | HK$11,965 | HK$11,965 | HK$12,923 (+8.0%) | HK$13,956 (+8.0%) | HK$13,956 | HK$15,351 (+10.0%) | HK$15,427 (+0.5%) | +3.76% |
| 55 | HK$13,535 | HK$13,535 | HK$14,618 (+8.0%) | HK$15,787 (+8.0%) | HK$15,787 | HK$17,365 (+10.0%) | HK$17,495 (+0.7%) | +3.80% |
| 60 | HK$15,740 | HK$15,740 | HK$17,000 (+8.0%) | HK$18,360 (+8.0%) | HK$18,360 | HK$20,195 (+10.0%) | HK$20,398 (+1.0%) | +3.84% |
| 65 | HK$21,144 | HK$21,144 | HK$22,836 (+8.0%) | HK$24,663 (+8.0%) | HK$24,663 | HK$27,130 (+10.0%) | HK$27,944 (+3.0%) | +4.13% |
| 70 | HK$27,912 | HK$27,912 | HK$30,145 (+8.0%) | HK$32,557 (+8.0%) | HK$32,557 | HK$35,813 (+10.0%) | HK$37,604 (+5.0%) | +4.43% |
| 75 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 80 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 85 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 90 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 95 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 99 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| All ages average | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0 y/oHK$4,815
5 y/oHK$3,881
10 y/oHK$3,301
15 y/oHK$3,436
20 y/oHK$4,387
25 y/oHK$5,327
30 y/oHK$6,676
35 y/oHK$7,971
40 y/oHK$9,408
45 y/oHK$10,655
50 y/oHK$11,965
55 y/oHK$13,535
60 y/oHK$15,740
65 y/oHK$21,144
70 y/oHK$27,912
75 y/oHK$29,218
80 y/oHK$29,218
85 y/oHK$29,218
90 y/oHK$29,218
95 y/oHK$29,218
99 y/oHK$29,218
0.0%
All-ages avg
0 y/oHK$4,815
5 y/oHK$3,881
10 y/oHK$3,301
15 y/oHK$3,436
20 y/oHK$4,387
25 y/oHK$5,327
30 y/oHK$6,676
35 y/oHK$7,971
40 y/oHK$9,408
45 y/oHK$10,655
50 y/oHK$11,965
55 y/oHK$13,535
60 y/oHK$15,740
65 y/oHK$21,144
70 y/oHK$27,912
75 y/oHK$29,218
80 y/oHK$29,218
85 y/oHK$29,218
90 y/oHK$29,218
95 y/oHK$29,218
99 y/oHK$29,218
+8.0%
All-ages avg
0 y/oHK$5,201 (+8.0%)
5 y/oHK$4,192 (+8.0%)
10 y/oHK$3,565 (+8.0%)
15 y/oHK$3,711 (+8.0%)
20 y/oHK$4,738 (+8.0%)
25 y/oHK$5,754 (+8.0%)
30 y/oHK$7,211 (+8.0%)
35 y/oHK$8,610 (+8.0%)
40 y/oHK$10,161 (+8.0%)
45 y/oHK$11,507 (+8.0%)
50 y/oHK$12,923 (+8.0%)
55 y/oHK$14,618 (+8.0%)
60 y/oHK$17,000 (+8.0%)
65 y/oHK$22,836 (+8.0%)
70 y/oHK$30,145 (+8.0%)
75 y/oHK$31,555 (+8.0%)
80 y/oHK$31,555 (+8.0%)
85 y/oHK$31,555 (+8.0%)
90 y/oHK$31,555 (+8.0%)
95 y/oHK$31,555 (+8.0%)
99 y/oHK$31,555 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$5,618 (+8.0%)
5 y/oHK$4,527 (+8.0%)
10 y/oHK$3,851 (+8.0%)
15 y/oHK$4,007 (+8.0%)
20 y/oHK$5,117 (+8.0%)
25 y/oHK$6,214 (+8.0%)
30 y/oHK$7,788 (+8.0%)
35 y/oHK$9,299 (+8.0%)
40 y/oHK$10,974 (+8.0%)
45 y/oHK$12,427 (+8.0%)
50 y/oHK$13,956 (+8.0%)
55 y/oHK$15,787 (+8.0%)
60 y/oHK$18,360 (+8.0%)
65 y/oHK$24,663 (+8.0%)
70 y/oHK$32,557 (+8.0%)
75 y/oHK$34,079 (+8.0%)
80 y/oHK$34,079 (+8.0%)
85 y/oHK$34,079 (+8.0%)
90 y/oHK$34,079 (+8.0%)
95 y/oHK$34,079 (+8.0%)
99 y/oHK$34,079 (+8.0%)
0.0%
All-ages avg
0 y/oHK$5,618
5 y/oHK$4,527
10 y/oHK$3,851
15 y/oHK$4,007
20 y/oHK$5,117
25 y/oHK$6,214
30 y/oHK$7,788
35 y/oHK$9,299
40 y/oHK$10,974
45 y/oHK$12,427
50 y/oHK$13,956
55 y/oHK$15,787
60 y/oHK$18,360
65 y/oHK$24,663
70 y/oHK$32,557
75 y/oHK$34,079
80 y/oHK$34,079
85 y/oHK$34,079
90 y/oHK$34,079
95 y/oHK$34,079
99 y/oHK$34,079
+10.0%
All-ages avg
0 y/oHK$6,180 (+10.0%)
5 y/oHK$4,980 (+10.0%)
10 y/oHK$4,237 (+10.0%)
15 y/oHK$4,408 (+10.0%)
20 y/oHK$5,629 (+10.0%)
25 y/oHK$6,836 (+10.0%)
30 y/oHK$8,567 (+10.0%)
35 y/oHK$10,229 (+10.0%)
40 y/oHK$12,071 (+10.0%)
45 y/oHK$13,670 (+10.0%)
50 y/oHK$15,351 (+10.0%)
55 y/oHK$17,365 (+10.0%)
60 y/oHK$20,195 (+10.0%)
65 y/oHK$27,130 (+10.0%)
70 y/oHK$35,813 (+10.0%)
75 y/oHK$37,487 (+10.0%)
80 y/oHK$37,487 (+10.0%)
85 y/oHK$37,487 (+10.0%)
90 y/oHK$37,487 (+10.0%)
95 y/oHK$37,487 (+10.0%)
99 y/oHK$37,487 (+10.0%)
+3.3%
All-ages avg
0 y/oHK$6,489 (+5.0%)
5 y/oHK$5,229 (+5.0%)
10 y/oHK$4,449 (+5.0%)
15 y/oHK$4,629 (+5.0%)
20 y/oHK$5,910 (+5.0%)
25 y/oHK$7,007 (+2.5%)
30 y/oHK$8,567
35 y/oHK$10,280 (+0.5%)
40 y/oHK$12,192 (+1.0%)
45 y/oHK$13,773 (+0.8%)
50 y/oHK$15,427 (+0.5%)
55 y/oHK$17,495 (+0.7%)
60 y/oHK$20,398 (+1.0%)
65 y/oHK$27,944 (+3.0%)
70 y/oHK$37,604 (+5.0%)
75 y/oHK$39,361 (+5.0%)
80 y/oHK$39,361 (+5.0%)
85 y/oHK$39,361 (+5.0%)
90 y/oHK$39,361 (+5.0%)
95 y/oHK$39,361 (+5.0%)
99 y/oHK$39,361 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+4.43%
5 y/o+4.43%
10 y/o+4.43%
15 y/o+4.43%
20 y/o+4.42%
25 y/o+4.06%
30 y/o+3.69%
35 y/o+3.77%
40 y/o+3.84%
45 y/o+3.80%
50 y/o+3.76%
55 y/o+3.80%
60 y/o+3.84%
65 y/o+4.13%
70 y/o+4.43%
75 y/o+4.42%
80 y/o+4.42%
85 y/o+4.42%
90 y/o+4.42%
95 y/o+4.42%
99 y/o+4.42%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.