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''TopCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)
「摯康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00037-01-000 · 7 versions · Flexi plan · Avg. annual increase +4.17%
Male
| Age | F00037-01-000-01 2019-08-30 | F00037-01-000-02 2021-04-01 | F00037-01-000-02 2022-11-01 | F00037-01-000-02 2023-11-23 | F00037-01-000-03 2024-07-22 | F00037-01-000-03 2024-11-23 | F00037-01-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,075 | HK$5,075 | HK$5,481 (+8.0%) | HK$5,919 (+8.0%) | HK$5,919 | HK$6,511 (+10.0%) | HK$6,836 (+5.0%) | +4.42% |
| 5 | HK$2,963 | HK$2,963 | HK$3,200 (+8.0%) | HK$3,456 (+8.0%) | HK$3,456 | HK$3,801 (+10.0%) | HK$3,992 (+5.0%) | +4.43% |
| 10 | HK$2,869 | HK$2,869 | HK$3,099 (+8.0%) | HK$3,346 (+8.0%) | HK$3,346 | HK$3,681 (+10.0%) | HK$3,865 (+5.0%) | +4.42% |
| 15 | HK$2,933 | HK$2,933 | HK$3,168 (+8.0%) | HK$3,421 (+8.0%) | HK$3,421 | HK$3,763 (+10.0%) | HK$3,951 (+5.0%) | +4.42% |
| 20 | HK$3,329 | HK$3,329 | HK$3,595 (+8.0%) | HK$3,883 (+8.0%) | HK$3,883 | HK$4,271 (+10.0%) | HK$4,485 (+5.0%) | +4.43% |
| 25 | HK$3,667 | HK$3,667 | HK$3,960 (+8.0%) | HK$4,276 (+8.0%) | HK$4,276 | HK$4,704 (+10.0%) | HK$4,821 (+2.5%) | +4.06% |
| 30 | HK$4,049 | HK$4,049 | HK$4,373 (+8.0%) | HK$4,723 (+8.0%) | HK$4,723 | HK$5,195 (+10.0%) | HK$5,195 | +3.69% |
| 35 | HK$4,614 | HK$4,614 | HK$4,983 (+8.0%) | HK$5,382 (+8.0%) | HK$5,382 | HK$5,920 (+10.0%) | HK$5,950 (+0.5%) | +3.76% |
| 40 | HK$5,225 | HK$5,225 | HK$5,643 (+8.0%) | HK$6,094 (+8.0%) | HK$6,094 | HK$6,704 (+10.0%) | HK$6,770 (+1.0%) | +3.84% |
| 45 | HK$6,417 | HK$6,417 | HK$6,930 (+8.0%) | HK$7,485 (+8.0%) | HK$7,485 | HK$8,233 (+10.0%) | HK$8,295 (+0.8%) | +3.80% |
| 50 | HK$8,044 | HK$8,044 | HK$8,688 (+8.0%) | HK$9,383 (+8.0%) | HK$9,383 | HK$10,321 (+10.0%) | HK$10,373 (+0.5%) | +3.76% |
| 55 | HK$10,290 | HK$10,290 | HK$11,114 (+8.0%) | HK$12,004 (+8.0%) | HK$12,004 | HK$13,204 (+10.0%) | HK$13,302 (+0.7%) | +3.80% |
| 60 | HK$13,274 | HK$13,274 | HK$14,336 (+8.0%) | HK$15,482 (+8.0%) | HK$15,482 | HK$17,031 (+10.0%) | HK$17,201 (+1.0%) | +3.84% |
| 65 | HK$17,857 | HK$17,857 | HK$19,286 (+8.0%) | HK$20,829 (+8.0%) | HK$20,829 | HK$22,912 (+10.0%) | HK$23,599 (+3.0%) | +4.13% |
| 70 | HK$24,083 | HK$24,083 | HK$26,010 (+8.0%) | HK$28,090 (+8.0%) | HK$28,090 | HK$30,900 (+10.0%) | HK$32,445 (+5.0%) | +4.43% |
| 75 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 80 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 85 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 90 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 95 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 99 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| All ages average | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0 y/oHK$5,075
5 y/oHK$2,963
10 y/oHK$2,869
15 y/oHK$2,933
20 y/oHK$3,329
25 y/oHK$3,667
30 y/oHK$4,049
35 y/oHK$4,614
40 y/oHK$5,225
45 y/oHK$6,417
50 y/oHK$8,044
55 y/oHK$10,290
60 y/oHK$13,274
65 y/oHK$17,857
70 y/oHK$24,083
75 y/oHK$25,202
80 y/oHK$25,202
85 y/oHK$25,202
90 y/oHK$25,202
95 y/oHK$25,202
99 y/oHK$25,202
0.0%
All-ages avg
0 y/oHK$5,075
5 y/oHK$2,963
10 y/oHK$2,869
15 y/oHK$2,933
20 y/oHK$3,329
25 y/oHK$3,667
30 y/oHK$4,049
35 y/oHK$4,614
40 y/oHK$5,225
45 y/oHK$6,417
50 y/oHK$8,044
55 y/oHK$10,290
60 y/oHK$13,274
65 y/oHK$17,857
70 y/oHK$24,083
75 y/oHK$25,202
80 y/oHK$25,202
85 y/oHK$25,202
90 y/oHK$25,202
95 y/oHK$25,202
99 y/oHK$25,202
+8.0%
All-ages avg
0 y/oHK$5,481 (+8.0%)
5 y/oHK$3,200 (+8.0%)
10 y/oHK$3,099 (+8.0%)
15 y/oHK$3,168 (+8.0%)
20 y/oHK$3,595 (+8.0%)
25 y/oHK$3,960 (+8.0%)
30 y/oHK$4,373 (+8.0%)
35 y/oHK$4,983 (+8.0%)
40 y/oHK$5,643 (+8.0%)
45 y/oHK$6,930 (+8.0%)
50 y/oHK$8,688 (+8.0%)
55 y/oHK$11,114 (+8.0%)
60 y/oHK$14,336 (+8.0%)
65 y/oHK$19,286 (+8.0%)
70 y/oHK$26,010 (+8.0%)
75 y/oHK$27,219 (+8.0%)
80 y/oHK$27,219 (+8.0%)
85 y/oHK$27,219 (+8.0%)
90 y/oHK$27,219 (+8.0%)
95 y/oHK$27,219 (+8.0%)
99 y/oHK$27,219 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$5,919 (+8.0%)
5 y/oHK$3,456 (+8.0%)
10 y/oHK$3,346 (+8.0%)
15 y/oHK$3,421 (+8.0%)
20 y/oHK$3,883 (+8.0%)
25 y/oHK$4,276 (+8.0%)
30 y/oHK$4,723 (+8.0%)
35 y/oHK$5,382 (+8.0%)
40 y/oHK$6,094 (+8.0%)
45 y/oHK$7,485 (+8.0%)
50 y/oHK$9,383 (+8.0%)
55 y/oHK$12,004 (+8.0%)
60 y/oHK$15,482 (+8.0%)
65 y/oHK$20,829 (+8.0%)
70 y/oHK$28,090 (+8.0%)
75 y/oHK$29,396 (+8.0%)
80 y/oHK$29,396 (+8.0%)
85 y/oHK$29,396 (+8.0%)
90 y/oHK$29,396 (+8.0%)
95 y/oHK$29,396 (+8.0%)
99 y/oHK$29,396 (+8.0%)
0.0%
All-ages avg
0 y/oHK$5,919
5 y/oHK$3,456
10 y/oHK$3,346
15 y/oHK$3,421
20 y/oHK$3,883
25 y/oHK$4,276
30 y/oHK$4,723
35 y/oHK$5,382
40 y/oHK$6,094
45 y/oHK$7,485
50 y/oHK$9,383
55 y/oHK$12,004
60 y/oHK$15,482
65 y/oHK$20,829
70 y/oHK$28,090
75 y/oHK$29,396
80 y/oHK$29,396
85 y/oHK$29,396
90 y/oHK$29,396
95 y/oHK$29,396
99 y/oHK$29,396
+10.0%
All-ages avg
0 y/oHK$6,511 (+10.0%)
5 y/oHK$3,801 (+10.0%)
10 y/oHK$3,681 (+10.0%)
15 y/oHK$3,763 (+10.0%)
20 y/oHK$4,271 (+10.0%)
25 y/oHK$4,704 (+10.0%)
30 y/oHK$5,195 (+10.0%)
35 y/oHK$5,920 (+10.0%)
40 y/oHK$6,704 (+10.0%)
45 y/oHK$8,233 (+10.0%)
50 y/oHK$10,321 (+10.0%)
55 y/oHK$13,204 (+10.0%)
60 y/oHK$17,031 (+10.0%)
65 y/oHK$22,912 (+10.0%)
70 y/oHK$30,900 (+10.0%)
75 y/oHK$32,336 (+10.0%)
80 y/oHK$32,336 (+10.0%)
85 y/oHK$32,336 (+10.0%)
90 y/oHK$32,336 (+10.0%)
95 y/oHK$32,336 (+10.0%)
99 y/oHK$32,336 (+10.0%)
+3.3%
All-ages avg
0 y/oHK$6,836 (+5.0%)
5 y/oHK$3,992 (+5.0%)
10 y/oHK$3,865 (+5.0%)
15 y/oHK$3,951 (+5.0%)
20 y/oHK$4,485 (+5.0%)
25 y/oHK$4,821 (+2.5%)
30 y/oHK$5,195
35 y/oHK$5,950 (+0.5%)
40 y/oHK$6,770 (+1.0%)
45 y/oHK$8,295 (+0.8%)
50 y/oHK$10,373 (+0.5%)
55 y/oHK$13,302 (+0.7%)
60 y/oHK$17,201 (+1.0%)
65 y/oHK$23,599 (+3.0%)
70 y/oHK$32,445 (+5.0%)
75 y/oHK$33,952 (+5.0%)
80 y/oHK$33,952 (+5.0%)
85 y/oHK$33,952 (+5.0%)
90 y/oHK$33,952 (+5.0%)
95 y/oHK$33,952 (+5.0%)
99 y/oHK$33,952 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+4.42%
5 y/o+4.43%
10 y/o+4.42%
15 y/o+4.42%
20 y/o+4.43%
25 y/o+4.06%
30 y/o+3.69%
35 y/o+3.76%
40 y/o+3.84%
45 y/o+3.80%
50 y/o+3.76%
55 y/o+3.80%
60 y/o+3.84%
65 y/o+4.13%
70 y/o+4.43%
75 y/o+4.42%
80 y/o+4.42%
85 y/o+4.42%
90 y/o+4.42%
95 y/o+4.42%
99 y/o+4.42%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00037-01-000-01 2019-08-30 | F00037-01-000-02 2021-04-01 | F00037-01-000-02 2022-11-01 | F00037-01-000-02 2023-11-23 | F00037-01-000-03 2024-07-22 | F00037-01-000-03 2024-11-23 | F00037-01-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,874 | HK$3,874 | HK$4,183 (+8.0%) | HK$4,518 (+8.0%) | HK$4,518 | HK$4,970 (+10.0%) | HK$5,219 (+5.0%) | +4.42% |
| 5 | HK$3,113 | HK$3,113 | HK$3,362 (+8.0%) | HK$3,631 (+8.0%) | HK$3,631 | HK$3,994 (+10.0%) | HK$4,194 (+5.0%) | +4.43% |
| 10 | HK$2,751 | HK$2,751 | HK$2,971 (+8.0%) | HK$3,210 (+8.0%) | HK$3,210 | HK$3,531 (+10.0%) | HK$3,707 (+5.0%) | +4.43% |
| 15 | HK$2,863 | HK$2,863 | HK$3,092 (+8.0%) | HK$3,339 (+8.0%) | HK$3,339 | HK$3,674 (+10.0%) | HK$3,857 (+5.0%) | +4.42% |
| 20 | HK$3,655 | HK$3,655 | HK$3,948 (+8.0%) | HK$4,263 (+8.0%) | HK$4,263 | HK$4,689 (+10.0%) | HK$4,924 (+5.0%) | +4.43% |
| 25 | HK$4,482 | HK$4,482 | HK$4,840 (+8.0%) | HK$5,227 (+8.0%) | HK$5,227 | HK$5,750 (+10.0%) | HK$5,894 (+2.5%) | +4.06% |
| 30 | HK$5,563 | HK$5,563 | HK$6,008 (+8.0%) | HK$6,489 (+8.0%) | HK$6,489 | HK$7,138 (+10.0%) | HK$7,138 | +3.69% |
| 35 | HK$6,673 | HK$6,673 | HK$7,206 (+8.0%) | HK$7,782 (+8.0%) | HK$7,782 | HK$8,561 (+10.0%) | HK$8,604 (+0.5%) | +3.76% |
| 40 | HK$7,806 | HK$7,806 | HK$8,431 (+8.0%) | HK$9,106 (+8.0%) | HK$9,106 | HK$10,017 (+10.0%) | HK$10,117 (+1.0%) | +3.84% |
| 45 | HK$8,919 | HK$8,919 | HK$9,632 (+8.0%) | HK$10,402 (+8.0%) | HK$10,402 | HK$11,443 (+10.0%) | HK$11,529 (+0.8%) | +3.80% |
| 50 | HK$9,879 | HK$9,879 | HK$10,669 (+8.0%) | HK$11,523 (+8.0%) | HK$11,523 | HK$12,675 (+10.0%) | HK$12,738 (+0.5%) | +3.76% |
| 55 | HK$11,279 | HK$11,279 | HK$12,181 (+8.0%) | HK$13,156 (+8.0%) | HK$13,156 | HK$14,471 (+10.0%) | HK$14,580 (+0.8%) | +3.80% |
| 60 | HK$12,714 | HK$12,714 | HK$13,731 (+8.0%) | HK$14,830 (+8.0%) | HK$14,830 | HK$16,313 (+10.0%) | HK$16,476 (+1.0%) | +3.84% |
| 65 | HK$16,719 | HK$16,719 | HK$18,057 (+8.0%) | HK$19,501 (+8.0%) | HK$19,501 | HK$21,451 (+10.0%) | HK$22,095 (+3.0%) | +4.13% |
| 70 | HK$22,554 | HK$22,554 | HK$24,358 (+8.0%) | HK$26,307 (+8.0%) | HK$26,307 | HK$28,938 (+10.0%) | HK$30,385 (+5.0%) | +4.43% |
| 75 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 80 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 85 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 90 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 95 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 99 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| All ages average | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0 y/oHK$3,874
5 y/oHK$3,113
10 y/oHK$2,751
15 y/oHK$2,863
20 y/oHK$3,655
25 y/oHK$4,482
30 y/oHK$5,563
35 y/oHK$6,673
40 y/oHK$7,806
45 y/oHK$8,919
50 y/oHK$9,879
55 y/oHK$11,279
60 y/oHK$12,714
65 y/oHK$16,719
70 y/oHK$22,554
75 y/oHK$23,596
80 y/oHK$23,596
85 y/oHK$23,596
90 y/oHK$23,596
95 y/oHK$23,596
99 y/oHK$23,596
0.0%
All-ages avg
0 y/oHK$3,874
5 y/oHK$3,113
10 y/oHK$2,751
15 y/oHK$2,863
20 y/oHK$3,655
25 y/oHK$4,482
30 y/oHK$5,563
35 y/oHK$6,673
40 y/oHK$7,806
45 y/oHK$8,919
50 y/oHK$9,879
55 y/oHK$11,279
60 y/oHK$12,714
65 y/oHK$16,719
70 y/oHK$22,554
75 y/oHK$23,596
80 y/oHK$23,596
85 y/oHK$23,596
90 y/oHK$23,596
95 y/oHK$23,596
99 y/oHK$23,596
+8.0%
All-ages avg
0 y/oHK$4,183 (+8.0%)
5 y/oHK$3,362 (+8.0%)
10 y/oHK$2,971 (+8.0%)
15 y/oHK$3,092 (+8.0%)
20 y/oHK$3,948 (+8.0%)
25 y/oHK$4,840 (+8.0%)
30 y/oHK$6,008 (+8.0%)
35 y/oHK$7,206 (+8.0%)
40 y/oHK$8,431 (+8.0%)
45 y/oHK$9,632 (+8.0%)
50 y/oHK$10,669 (+8.0%)
55 y/oHK$12,181 (+8.0%)
60 y/oHK$13,731 (+8.0%)
65 y/oHK$18,057 (+8.0%)
70 y/oHK$24,358 (+8.0%)
75 y/oHK$25,485 (+8.0%)
80 y/oHK$25,485 (+8.0%)
85 y/oHK$25,485 (+8.0%)
90 y/oHK$25,485 (+8.0%)
95 y/oHK$25,485 (+8.0%)
99 y/oHK$25,485 (+8.0%)
+8.0%
All-ages avg
0 y/oHK$4,518 (+8.0%)
5 y/oHK$3,631 (+8.0%)
10 y/oHK$3,210 (+8.0%)
15 y/oHK$3,339 (+8.0%)
20 y/oHK$4,263 (+8.0%)
25 y/oHK$5,227 (+8.0%)
30 y/oHK$6,489 (+8.0%)
35 y/oHK$7,782 (+8.0%)
40 y/oHK$9,106 (+8.0%)
45 y/oHK$10,402 (+8.0%)
50 y/oHK$11,523 (+8.0%)
55 y/oHK$13,156 (+8.0%)
60 y/oHK$14,830 (+8.0%)
65 y/oHK$19,501 (+8.0%)
70 y/oHK$26,307 (+8.0%)
75 y/oHK$27,524 (+8.0%)
80 y/oHK$27,524 (+8.0%)
85 y/oHK$27,524 (+8.0%)
90 y/oHK$27,524 (+8.0%)
95 y/oHK$27,524 (+8.0%)
99 y/oHK$27,524 (+8.0%)
0.0%
All-ages avg
0 y/oHK$4,518
5 y/oHK$3,631
10 y/oHK$3,210
15 y/oHK$3,339
20 y/oHK$4,263
25 y/oHK$5,227
30 y/oHK$6,489
35 y/oHK$7,782
40 y/oHK$9,106
45 y/oHK$10,402
50 y/oHK$11,523
55 y/oHK$13,156
60 y/oHK$14,830
65 y/oHK$19,501
70 y/oHK$26,307
75 y/oHK$27,524
80 y/oHK$27,524
85 y/oHK$27,524
90 y/oHK$27,524
95 y/oHK$27,524
99 y/oHK$27,524
+10.0%
All-ages avg
0 y/oHK$4,970 (+10.0%)
5 y/oHK$3,994 (+10.0%)
10 y/oHK$3,531 (+10.0%)
15 y/oHK$3,674 (+10.0%)
20 y/oHK$4,689 (+10.0%)
25 y/oHK$5,750 (+10.0%)
30 y/oHK$7,138 (+10.0%)
35 y/oHK$8,561 (+10.0%)
40 y/oHK$10,017 (+10.0%)
45 y/oHK$11,443 (+10.0%)
50 y/oHK$12,675 (+10.0%)
55 y/oHK$14,471 (+10.0%)
60 y/oHK$16,313 (+10.0%)
65 y/oHK$21,451 (+10.0%)
70 y/oHK$28,938 (+10.0%)
75 y/oHK$30,276 (+10.0%)
80 y/oHK$30,276 (+10.0%)
85 y/oHK$30,276 (+10.0%)
90 y/oHK$30,276 (+10.0%)
95 y/oHK$30,276 (+10.0%)
99 y/oHK$30,276 (+10.0%)
+3.3%
All-ages avg
0 y/oHK$5,219 (+5.0%)
5 y/oHK$4,194 (+5.0%)
10 y/oHK$3,707 (+5.0%)
15 y/oHK$3,857 (+5.0%)
20 y/oHK$4,924 (+5.0%)
25 y/oHK$5,894 (+2.5%)
30 y/oHK$7,138
35 y/oHK$8,604 (+0.5%)
40 y/oHK$10,117 (+1.0%)
45 y/oHK$11,529 (+0.8%)
50 y/oHK$12,738 (+0.5%)
55 y/oHK$14,580 (+0.8%)
60 y/oHK$16,476 (+1.0%)
65 y/oHK$22,095 (+3.0%)
70 y/oHK$30,385 (+5.0%)
75 y/oHK$31,790 (+5.0%)
80 y/oHK$31,790 (+5.0%)
85 y/oHK$31,790 (+5.0%)
90 y/oHK$31,790 (+5.0%)
95 y/oHK$31,790 (+5.0%)
99 y/oHK$31,790 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+4.42%
5 y/o+4.43%
10 y/o+4.43%
15 y/o+4.42%
20 y/o+4.43%
25 y/o+4.06%
30 y/o+3.69%
35 y/o+3.76%
40 y/o+3.84%
45 y/o+3.80%
50 y/o+3.76%
55 y/o+3.80%
60 y/o+3.84%
65 y/o+4.13%
70 y/o+4.43%
75 y/o+4.43%
80 y/o+4.43%
85 y/o+4.43%
90 y/o+4.43%
95 y/o+4.43%
99 y/o+4.43%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.