''BetterCare'' Medical Insurance Plan - Benefit Level 2 with SMM (HKD)
Renewal only「樂康保」醫療保障計劃 - 保障級別 2+超額醫療保障 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00021-02-000 · 7 versions · Flexi plan · Avg. annual increase +5.62%
Male
| Age | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.63% |
| 5 | HK$4,567 | HK$4,567 | HK$5,024 (+10.0%) | HK$5,526 (+10.0%) | HK$5,526 | HK$6,079 (+10.0%) | HK$6,808 (+12.0%) | +5.62% |
| 10 | HK$4,112 | HK$4,112 | HK$4,523 (+10.0%) | HK$4,975 (+10.0%) | HK$4,975 | HK$5,473 (+10.0%) | HK$6,130 (+12.0%) | +5.62% |
| 15 | HK$4,214 | HK$4,214 | HK$4,636 (+10.0%) | HK$5,099 (+10.0%) | HK$5,099 | HK$5,608 (+10.0%) | HK$6,281 (+12.0%) | +5.62% |
| 20 | HK$4,694 | HK$4,694 | HK$5,163 (+10.0%) | HK$5,680 (+10.0%) | HK$5,680 | HK$6,248 (+10.0%) | HK$6,998 (+12.0%) | +5.63% |
| 25 | HK$5,338 | HK$5,338 | HK$5,871 (+10.0%) | HK$6,458 (+10.0%) | HK$6,458 | HK$7,105 (+10.0%) | HK$7,957 (+12.0%) | +5.62% |
| 30 | HK$6,267 | HK$6,267 | HK$6,893 (+10.0%) | HK$7,582 (+10.0%) | HK$7,582 | HK$8,340 (+10.0%) | HK$9,342 (+12.0%) | +5.62% |
| 35 | HK$6,921 | HK$6,921 | HK$7,613 (+10.0%) | HK$8,375 (+10.0%) | HK$8,375 | HK$9,213 (+10.0%) | HK$10,319 (+12.0%) | +5.63% |
| 40 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.63% |
| 45 | HK$9,315 | HK$9,315 | HK$10,248 (+10.0%) | HK$11,273 (+10.0%) | HK$11,273 | HK$12,400 (+10.0%) | HK$13,888 (+12.0%) | +5.63% |
| 50 | HK$11,195 | HK$11,195 | HK$12,314 (+10.0%) | HK$13,545 (+10.0%) | HK$13,545 | HK$14,900 (+10.0%) | HK$16,688 (+12.0%) | +5.62% |
| 55 | HK$14,002 | HK$14,002 | HK$15,402 (+10.0%) | HK$16,943 (+10.0%) | HK$16,943 | HK$18,637 (+10.0%) | HK$20,874 (+12.0%) | +5.63% |
| 60 | HK$18,101 | HK$18,101 | HK$19,912 (+10.0%) | HK$21,904 (+10.0%) | HK$21,904 | HK$24,094 (+10.0%) | HK$26,986 (+12.0%) | +5.63% |
| 65 | HK$26,610 | HK$26,610 | HK$29,270 (+10.0%) | HK$32,198 (+10.0%) | HK$32,198 | HK$35,418 (+10.0%) | HK$39,668 (+12.0%) | +5.62% |
| 70 | HK$34,368 | HK$34,368 | HK$37,805 (+10.0%) | HK$41,586 (+10.0%) | HK$41,586 | HK$45,744 (+10.0%) | HK$51,233 (+12.0%) | +5.62% |
| 75 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 80 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 85 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 90 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 95 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 99 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,211 | HK$6,211 | HK$6,832 (+10.0%) | HK$7,515 (+10.0%) | HK$7,515 | HK$8,267 (+10.0%) | HK$9,258 (+12.0%) | +5.62% |
| 5 | HK$4,030 | HK$4,030 | HK$4,433 (+10.0%) | HK$4,876 (+10.0%) | HK$4,876 | HK$5,364 (+10.0%) | HK$6,008 (+12.0%) | +5.63% |
| 10 | HK$3,865 | HK$3,865 | HK$4,252 (+10.0%) | HK$4,677 (+10.0%) | HK$4,677 | HK$5,145 (+10.0%) | HK$5,763 (+12.0%) | +5.63% |
| 15 | HK$3,948 | HK$3,948 | HK$4,343 (+10.0%) | HK$4,777 (+10.0%) | HK$4,777 | HK$5,255 (+10.0%) | HK$5,886 (+12.0%) | +5.63% |
| 20 | HK$4,981 | HK$4,981 | HK$5,479 (+10.0%) | HK$6,026 (+10.0%) | HK$6,026 | HK$6,629 (+10.0%) | HK$7,424 (+12.0%) | +5.62% |
| 25 | HK$6,329 | HK$6,329 | HK$6,962 (+10.0%) | HK$7,658 (+10.0%) | HK$7,658 | HK$8,424 (+10.0%) | HK$9,435 (+12.0%) | +5.62% |
| 30 | HK$7,849 | HK$7,849 | HK$8,633 (+10.0%) | HK$9,496 (+10.0%) | HK$9,496 | HK$10,446 (+10.0%) | HK$11,700 (+12.0%) | +5.62% |
| 35 | HK$9,420 | HK$9,420 | HK$10,362 (+10.0%) | HK$11,398 (+10.0%) | HK$11,398 | HK$12,537 (+10.0%) | HK$14,042 (+12.0%) | +5.62% |
| 40 | HK$10,826 | HK$10,826 | HK$11,908 (+10.0%) | HK$13,099 (+10.0%) | HK$13,099 | HK$14,408 (+10.0%) | HK$16,137 (+12.0%) | +5.62% |
| 45 | HK$12,356 | HK$12,356 | HK$13,592 (+10.0%) | HK$14,951 (+10.0%) | HK$14,951 | HK$16,446 (+10.0%) | HK$18,420 (+12.0%) | +5.63% |
| 50 | HK$14,551 | HK$14,551 | HK$16,006 (+10.0%) | HK$17,607 (+10.0%) | HK$17,607 | HK$19,368 (+10.0%) | HK$21,692 (+12.0%) | +5.62% |
| 55 | HK$15,752 | HK$15,752 | HK$17,327 (+10.0%) | HK$19,061 (+10.0%) | HK$19,061 | HK$20,967 (+10.0%) | HK$23,482 (+12.0%) | +5.62% |
| 60 | HK$17,929 | HK$17,929 | HK$19,721 (+10.0%) | HK$21,694 (+10.0%) | HK$21,694 | HK$23,863 (+10.0%) | HK$26,726 (+12.0%) | +5.62% |
| 65 | HK$23,701 | HK$23,701 | HK$26,071 (+10.0%) | HK$28,679 (+10.0%) | HK$28,679 | HK$31,546 (+10.0%) | HK$35,332 (+12.0%) | +5.62% |
| 70 | HK$30,144 | HK$30,144 | HK$33,158 (+10.0%) | HK$36,474 (+10.0%) | HK$36,474 | HK$40,121 (+10.0%) | HK$44,936 (+12.0%) | +5.62% |
| 75 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 80 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 85 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 90 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 95 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 99 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.