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''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)

Renewal only

「樂康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)

Chow Tai Fook Life Insurance Co Ltd · F00021-01-000 · 7 versions · Flexi plan · Avg. annual increase +5.62%

Male

F00021-01-000-01
2019-04-01
First version (baseline)
0 y/oHK$4,605
5 y/oHK$2,836
10 y/oHK$2,552
15 y/oHK$2,617
20 y/oHK$2,889
25 y/oHK$3,274
30 y/oHK$3,773
35 y/oHK$4,124
40 y/oHK$4,702
45 y/oHK$5,605
50 y/oHK$6,771
55 y/oHK$8,501
60 y/oHK$10,982
65 y/oHK$16,158
70 y/oHK$19,701
75 y/oHK$20,194
80 y/oHK$20,194
85 y/oHK$20,194
90 y/oHK$20,194
95 y/oHK$20,194
99 y/oHK$20,194
F00021-01-000-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$4,605
5 y/oHK$2,836
10 y/oHK$2,552
15 y/oHK$2,617
20 y/oHK$2,889
25 y/oHK$3,274
30 y/oHK$3,773
35 y/oHK$4,124
40 y/oHK$4,702
45 y/oHK$5,605
50 y/oHK$6,771
55 y/oHK$8,501
60 y/oHK$10,982
65 y/oHK$16,158
70 y/oHK$19,701
75 y/oHK$20,194
80 y/oHK$20,194
85 y/oHK$20,194
90 y/oHK$20,194
95 y/oHK$20,194
99 y/oHK$20,194
F00021-01-000-02
2022-11-01
+10.0%
All-ages avg
0 y/oHK$5,065 (+10.0%)
5 y/oHK$3,119 (+10.0%)
10 y/oHK$2,807 (+10.0%)
15 y/oHK$2,879 (+10.0%)
20 y/oHK$3,179 (+10.0%)
25 y/oHK$3,601 (+10.0%)
30 y/oHK$4,150 (+10.0%)
35 y/oHK$4,536 (+10.0%)
40 y/oHK$5,173 (+10.0%)
45 y/oHK$6,165 (+10.0%)
50 y/oHK$7,449 (+10.0%)
55 y/oHK$9,351 (+10.0%)
60 y/oHK$12,081 (+10.0%)
65 y/oHK$17,774 (+10.0%)
70 y/oHK$21,671 (+10.0%)
75 y/oHK$22,213 (+10.0%)
80 y/oHK$22,213 (+10.0%)
85 y/oHK$22,213 (+10.0%)
90 y/oHK$22,213 (+10.0%)
95 y/oHK$22,213 (+10.0%)
99 y/oHK$22,213 (+10.0%)
F00021-01-000-02
2023-11-23
+10.0%
All-ages avg
0 y/oHK$5,573 (+10.0%)
5 y/oHK$3,431 (+10.0%)
10 y/oHK$3,088 (+10.0%)
15 y/oHK$3,167 (+10.0%)
20 y/oHK$3,496 (+10.0%)
25 y/oHK$3,962 (+10.0%)
30 y/oHK$4,565 (+10.0%)
35 y/oHK$4,989 (+10.0%)
40 y/oHK$5,690 (+10.0%)
45 y/oHK$6,782 (+10.0%)
50 y/oHK$8,194 (+10.0%)
55 y/oHK$10,287 (+10.0%)
60 y/oHK$13,289 (+10.0%)
65 y/oHK$19,551 (+10.0%)
70 y/oHK$23,838 (+10.0%)
75 y/oHK$24,435 (+10.0%)
80 y/oHK$24,435 (+10.0%)
85 y/oHK$24,435 (+10.0%)
90 y/oHK$24,435 (+10.0%)
95 y/oHK$24,435 (+10.0%)
99 y/oHK$24,435 (+10.0%)
F00021-01-000-03
2024-07-22
0.0%
All-ages avg
0 y/oHK$5,573
5 y/oHK$3,431
10 y/oHK$3,088
15 y/oHK$3,167
20 y/oHK$3,496
25 y/oHK$3,962
30 y/oHK$4,565
35 y/oHK$4,989
40 y/oHK$5,690
45 y/oHK$6,782
50 y/oHK$8,194
55 y/oHK$10,287
60 y/oHK$13,289
65 y/oHK$19,551
70 y/oHK$23,838
75 y/oHK$24,435
80 y/oHK$24,435
85 y/oHK$24,435
90 y/oHK$24,435
95 y/oHK$24,435
99 y/oHK$24,435
F00021-01-000-03
2024-11-23
+10.0%
All-ages avg
0 y/oHK$6,130 (+10.0%)
5 y/oHK$3,774 (+10.0%)
10 y/oHK$3,396 (+10.0%)
15 y/oHK$3,483 (+10.0%)
20 y/oHK$3,846 (+10.0%)
25 y/oHK$4,358 (+10.0%)
30 y/oHK$5,023 (+10.0%)
35 y/oHK$5,488 (+10.0%)
40 y/oHK$6,260 (+10.0%)
45 y/oHK$7,461 (+10.0%)
50 y/oHK$9,013 (+10.0%)
55 y/oHK$11,315 (+10.0%)
60 y/oHK$14,618 (+10.0%)
65 y/oHK$21,506 (+10.0%)
70 y/oHK$26,221 (+10.0%)
75 y/oHK$26,879 (+10.0%)
80 y/oHK$26,879 (+10.0%)
85 y/oHK$26,879 (+10.0%)
90 y/oHK$26,879 (+10.0%)
95 y/oHK$26,879 (+10.0%)
99 y/oHK$26,879 (+10.0%)
F00021-01-000-03
2025-11-23
+12.0%
All-ages avg
0 y/oHK$6,865 (+12.0%)
5 y/oHK$4,226 (+12.0%)
10 y/oHK$3,804 (+12.0%)
15 y/oHK$3,901 (+12.0%)
20 y/oHK$4,308 (+12.0%)
25 y/oHK$4,881 (+12.0%)
30 y/oHK$5,625 (+12.0%)
35 y/oHK$6,146 (+12.0%)
40 y/oHK$7,011 (+12.0%)
45 y/oHK$8,356 (+12.0%)
50 y/oHK$10,095 (+12.0%)
55 y/oHK$12,674 (+12.0%)
60 y/oHK$16,371 (+12.0%)
65 y/oHK$24,087 (+12.0%)
70 y/oHK$29,368 (+12.0%)
75 y/oHK$30,104 (+12.0%)
80 y/oHK$30,104 (+12.0%)
85 y/oHK$30,104 (+12.0%)
90 y/oHK$30,104 (+12.0%)
95 y/oHK$30,104 (+12.0%)
99 y/oHK$30,104 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+5.63%
5 y/o+5.62%
10 y/o+5.62%
15 y/o+5.62%
20 y/o+5.63%
25 y/o+5.63%
30 y/o+5.63%
35 y/o+5.62%
40 y/o+5.63%
45 y/o+5.63%
50 y/o+5.63%
55 y/o+5.63%
60 y/o+5.62%
65 y/o+5.62%
70 y/o+5.62%
75 y/o+5.62%
80 y/o+5.62%
85 y/o+5.62%
90 y/o+5.62%
95 y/o+5.62%
99 y/o+5.62%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.

Female

F00021-01-000-01
2019-04-01
First version (baseline)
0 y/oHK$3,608
5 y/oHK$2,626
10 y/oHK$2,518
15 y/oHK$2,574
20 y/oHK$3,220
25 y/oHK$3,860
30 y/oHK$4,711
35 y/oHK$5,379
40 y/oHK$6,411
45 y/oHK$7,407
50 y/oHK$8,505
55 y/oHK$9,844
60 y/oHK$11,311
65 y/oHK$14,727
70 y/oHK$17,542
75 y/oHK$17,980
80 y/oHK$17,980
85 y/oHK$17,980
90 y/oHK$17,980
95 y/oHK$17,980
99 y/oHK$17,980
F00021-01-000-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$3,608
5 y/oHK$2,626
10 y/oHK$2,518
15 y/oHK$2,574
20 y/oHK$3,220
25 y/oHK$3,860
30 y/oHK$4,711
35 y/oHK$5,379
40 y/oHK$6,411
45 y/oHK$7,407
50 y/oHK$8,505
55 y/oHK$9,844
60 y/oHK$11,311
65 y/oHK$14,727
70 y/oHK$17,542
75 y/oHK$17,980
80 y/oHK$17,980
85 y/oHK$17,980
90 y/oHK$17,980
95 y/oHK$17,980
99 y/oHK$17,980
F00021-01-000-02
2022-11-01
+10.0%
All-ages avg
0 y/oHK$3,969 (+10.0%)
5 y/oHK$2,889 (+10.0%)
10 y/oHK$2,770 (+10.0%)
15 y/oHK$2,831 (+10.0%)
20 y/oHK$3,543 (+10.0%)
25 y/oHK$4,245 (+10.0%)
30 y/oHK$5,182 (+10.0%)
35 y/oHK$5,917 (+10.0%)
40 y/oHK$7,052 (+10.0%)
45 y/oHK$8,148 (+10.0%)
50 y/oHK$9,355 (+10.0%)
55 y/oHK$10,829 (+10.0%)
60 y/oHK$12,442 (+10.0%)
65 y/oHK$16,200 (+10.0%)
70 y/oHK$19,296 (+10.0%)
75 y/oHK$19,777 (+10.0%)
80 y/oHK$19,777 (+10.0%)
85 y/oHK$19,777 (+10.0%)
90 y/oHK$19,777 (+10.0%)
95 y/oHK$19,777 (+10.0%)
99 y/oHK$19,777 (+10.0%)
F00021-01-000-02
2023-11-23
+10.0%
All-ages avg
0 y/oHK$4,365 (+10.0%)
5 y/oHK$3,179 (+10.0%)
10 y/oHK$3,048 (+10.0%)
15 y/oHK$3,114 (+10.0%)
20 y/oHK$3,898 (+10.0%)
25 y/oHK$4,670 (+10.0%)
30 y/oHK$5,700 (+10.0%)
35 y/oHK$6,508 (+10.0%)
40 y/oHK$7,757 (+10.0%)
45 y/oHK$8,962 (+10.0%)
50 y/oHK$10,290 (+10.0%)
55 y/oHK$11,912 (+10.0%)
60 y/oHK$13,686 (+10.0%)
65 y/oHK$17,820 (+10.0%)
70 y/oHK$21,226 (+10.0%)
75 y/oHK$21,755 (+10.0%)
80 y/oHK$21,755 (+10.0%)
85 y/oHK$21,755 (+10.0%)
90 y/oHK$21,755 (+10.0%)
95 y/oHK$21,755 (+10.0%)
99 y/oHK$21,755 (+10.0%)
F00021-01-000-03
2024-07-22
0.0%
All-ages avg
0 y/oHK$4,365
5 y/oHK$3,179
10 y/oHK$3,048
15 y/oHK$3,114
20 y/oHK$3,898
25 y/oHK$4,670
30 y/oHK$5,700
35 y/oHK$6,508
40 y/oHK$7,757
45 y/oHK$8,962
50 y/oHK$10,290
55 y/oHK$11,912
60 y/oHK$13,686
65 y/oHK$17,820
70 y/oHK$21,226
75 y/oHK$21,755
80 y/oHK$21,755
85 y/oHK$21,755
90 y/oHK$21,755
95 y/oHK$21,755
99 y/oHK$21,755
F00021-01-000-03
2024-11-23
+10.0%
All-ages avg
0 y/oHK$4,802 (+10.0%)
5 y/oHK$3,496 (+10.0%)
10 y/oHK$3,352 (+10.0%)
15 y/oHK$3,426 (+10.0%)
20 y/oHK$4,287 (+10.0%)
25 y/oHK$5,137 (+10.0%)
30 y/oHK$6,270 (+10.0%)
35 y/oHK$7,160 (+10.0%)
40 y/oHK$8,533 (+10.0%)
45 y/oHK$9,858 (+10.0%)
50 y/oHK$11,319 (+10.0%)
55 y/oHK$13,104 (+10.0%)
60 y/oHK$15,055 (+10.0%)
65 y/oHK$19,602 (+10.0%)
70 y/oHK$23,349 (+10.0%)
75 y/oHK$23,930 (+10.0%)
80 y/oHK$23,930 (+10.0%)
85 y/oHK$23,930 (+10.0%)
90 y/oHK$23,930 (+10.0%)
95 y/oHK$23,930 (+10.0%)
99 y/oHK$23,930 (+10.0%)
F00021-01-000-03
2025-11-23
+12.0%
All-ages avg
0 y/oHK$5,379 (+12.0%)
5 y/oHK$3,915 (+12.0%)
10 y/oHK$3,755 (+12.0%)
15 y/oHK$3,837 (+12.0%)
20 y/oHK$4,801 (+12.0%)
25 y/oHK$5,754 (+12.0%)
30 y/oHK$7,023 (+12.0%)
35 y/oHK$8,019 (+12.0%)
40 y/oHK$9,557 (+12.0%)
45 y/oHK$11,042 (+12.0%)
50 y/oHK$12,677 (+12.0%)
55 y/oHK$14,676 (+12.0%)
60 y/oHK$16,862 (+12.0%)
65 y/oHK$21,955 (+12.0%)
70 y/oHK$26,151 (+12.0%)
75 y/oHK$26,801 (+12.0%)
80 y/oHK$26,801 (+12.0%)
85 y/oHK$26,801 (+12.0%)
90 y/oHK$26,801 (+12.0%)
95 y/oHK$26,801 (+12.0%)
99 y/oHK$26,801 (+12.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+5.63%
5 y/o+5.63%
10 y/o+5.63%
15 y/o+5.62%
20 y/o+5.63%
25 y/o+5.62%
30 y/o+5.62%
35 y/o+5.63%
40 y/o+5.62%
45 y/o+5.62%
50 y/o+5.62%
55 y/o+5.63%
60 y/o+5.62%
65 y/o+5.63%
70 y/o+5.62%
75 y/o+5.62%
80 y/o+5.62%
85 y/o+5.62%
90 y/o+5.62%
95 y/o+5.62%
99 y/o+5.62%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.