''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)
Renewal only「樂康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00021-01-000 · 7 versions · Flexi plan · Avg. annual increase +5.62%
Male
| Age | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,605 | HK$4,605 | HK$5,065 (+10.0%) | HK$5,573 (+10.0%) | HK$5,573 | HK$6,130 (+10.0%) | HK$6,865 (+12.0%) | +5.63% |
| 5 | HK$2,836 | HK$2,836 | HK$3,119 (+10.0%) | HK$3,431 (+10.0%) | HK$3,431 | HK$3,774 (+10.0%) | HK$4,226 (+12.0%) | +5.62% |
| 10 | HK$2,552 | HK$2,552 | HK$2,807 (+10.0%) | HK$3,088 (+10.0%) | HK$3,088 | HK$3,396 (+10.0%) | HK$3,804 (+12.0%) | +5.62% |
| 15 | HK$2,617 | HK$2,617 | HK$2,879 (+10.0%) | HK$3,167 (+10.0%) | HK$3,167 | HK$3,483 (+10.0%) | HK$3,901 (+12.0%) | +5.62% |
| 20 | HK$2,889 | HK$2,889 | HK$3,179 (+10.0%) | HK$3,496 (+10.0%) | HK$3,496 | HK$3,846 (+10.0%) | HK$4,308 (+12.0%) | +5.63% |
| 25 | HK$3,274 | HK$3,274 | HK$3,601 (+10.0%) | HK$3,962 (+10.0%) | HK$3,962 | HK$4,358 (+10.0%) | HK$4,881 (+12.0%) | +5.63% |
| 30 | HK$3,773 | HK$3,773 | HK$4,150 (+10.0%) | HK$4,565 (+10.0%) | HK$4,565 | HK$5,023 (+10.0%) | HK$5,625 (+12.0%) | +5.63% |
| 35 | HK$4,124 | HK$4,124 | HK$4,536 (+10.0%) | HK$4,989 (+10.0%) | HK$4,989 | HK$5,488 (+10.0%) | HK$6,146 (+12.0%) | +5.62% |
| 40 | HK$4,702 | HK$4,702 | HK$5,173 (+10.0%) | HK$5,690 (+10.0%) | HK$5,690 | HK$6,260 (+10.0%) | HK$7,011 (+12.0%) | +5.63% |
| 45 | HK$5,605 | HK$5,605 | HK$6,165 (+10.0%) | HK$6,782 (+10.0%) | HK$6,782 | HK$7,461 (+10.0%) | HK$8,356 (+12.0%) | +5.63% |
| 50 | HK$6,771 | HK$6,771 | HK$7,449 (+10.0%) | HK$8,194 (+10.0%) | HK$8,194 | HK$9,013 (+10.0%) | HK$10,095 (+12.0%) | +5.63% |
| 55 | HK$8,501 | HK$8,501 | HK$9,351 (+10.0%) | HK$10,287 (+10.0%) | HK$10,287 | HK$11,315 (+10.0%) | HK$12,674 (+12.0%) | +5.63% |
| 60 | HK$10,982 | HK$10,982 | HK$12,081 (+10.0%) | HK$13,289 (+10.0%) | HK$13,289 | HK$14,618 (+10.0%) | HK$16,371 (+12.0%) | +5.62% |
| 65 | HK$16,158 | HK$16,158 | HK$17,774 (+10.0%) | HK$19,551 (+10.0%) | HK$19,551 | HK$21,506 (+10.0%) | HK$24,087 (+12.0%) | +5.62% |
| 70 | HK$19,701 | HK$19,701 | HK$21,671 (+10.0%) | HK$23,838 (+10.0%) | HK$23,838 | HK$26,221 (+10.0%) | HK$29,368 (+12.0%) | +5.62% |
| 75 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 80 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 85 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 90 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 95 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 99 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,608 | HK$3,608 | HK$3,969 (+10.0%) | HK$4,365 (+10.0%) | HK$4,365 | HK$4,802 (+10.0%) | HK$5,379 (+12.0%) | +5.63% |
| 5 | HK$2,626 | HK$2,626 | HK$2,889 (+10.0%) | HK$3,179 (+10.0%) | HK$3,179 | HK$3,496 (+10.0%) | HK$3,915 (+12.0%) | +5.63% |
| 10 | HK$2,518 | HK$2,518 | HK$2,770 (+10.0%) | HK$3,048 (+10.0%) | HK$3,048 | HK$3,352 (+10.0%) | HK$3,755 (+12.0%) | +5.63% |
| 15 | HK$2,574 | HK$2,574 | HK$2,831 (+10.0%) | HK$3,114 (+10.0%) | HK$3,114 | HK$3,426 (+10.0%) | HK$3,837 (+12.0%) | +5.62% |
| 20 | HK$3,220 | HK$3,220 | HK$3,543 (+10.0%) | HK$3,898 (+10.0%) | HK$3,898 | HK$4,287 (+10.0%) | HK$4,801 (+12.0%) | +5.63% |
| 25 | HK$3,860 | HK$3,860 | HK$4,245 (+10.0%) | HK$4,670 (+10.0%) | HK$4,670 | HK$5,137 (+10.0%) | HK$5,754 (+12.0%) | +5.62% |
| 30 | HK$4,711 | HK$4,711 | HK$5,182 (+10.0%) | HK$5,700 (+10.0%) | HK$5,700 | HK$6,270 (+10.0%) | HK$7,023 (+12.0%) | +5.62% |
| 35 | HK$5,379 | HK$5,379 | HK$5,917 (+10.0%) | HK$6,508 (+10.0%) | HK$6,508 | HK$7,160 (+10.0%) | HK$8,019 (+12.0%) | +5.63% |
| 40 | HK$6,411 | HK$6,411 | HK$7,052 (+10.0%) | HK$7,757 (+10.0%) | HK$7,757 | HK$8,533 (+10.0%) | HK$9,557 (+12.0%) | +5.62% |
| 45 | HK$7,407 | HK$7,407 | HK$8,148 (+10.0%) | HK$8,962 (+10.0%) | HK$8,962 | HK$9,858 (+10.0%) | HK$11,042 (+12.0%) | +5.62% |
| 50 | HK$8,505 | HK$8,505 | HK$9,355 (+10.0%) | HK$10,290 (+10.0%) | HK$10,290 | HK$11,319 (+10.0%) | HK$12,677 (+12.0%) | +5.62% |
| 55 | HK$9,844 | HK$9,844 | HK$10,829 (+10.0%) | HK$11,912 (+10.0%) | HK$11,912 | HK$13,104 (+10.0%) | HK$14,676 (+12.0%) | +5.63% |
| 60 | HK$11,311 | HK$11,311 | HK$12,442 (+10.0%) | HK$13,686 (+10.0%) | HK$13,686 | HK$15,055 (+10.0%) | HK$16,862 (+12.0%) | +5.62% |
| 65 | HK$14,727 | HK$14,727 | HK$16,200 (+10.0%) | HK$17,820 (+10.0%) | HK$17,820 | HK$19,602 (+10.0%) | HK$21,955 (+12.0%) | +5.63% |
| 70 | HK$17,542 | HK$17,542 | HK$19,296 (+10.0%) | HK$21,226 (+10.0%) | HK$21,226 | HK$23,349 (+10.0%) | HK$26,151 (+12.0%) | +5.62% |
| 75 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 80 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 85 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 90 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 95 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 99 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.