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Taiping Life VHIS Standard Plan
太平人壽自願醫保標準計劃
China Taiping Life Insurance (Hong Kong) Company Limited · S00039-01-000 · 3 versions · Standard plan · Avg. annual increase +0.53%
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from gendered to unisex (affecting 100 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.
Male
| Age | S00039-01-000-01 2019-10-25 | S00039-01-000-02 2021-04-01 | S00039-01-000-02 2021-07-07 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$4,378 | HK$4,597 (+5.0%) | HK$4,597 | +2.79% |
| 5 | HK$2,446 | HK$2,568 (+5.0%) | HK$2,568 | +3.67% |
| 10 | HK$1,702 | HK$1,787 (+5.0%) | HK$1,787 | +3.09% |
| 15 | HK$1,583 | HK$1,662 (+5.0%) | HK$1,662 | +1.18% |
| 20 | HK$1,705 | HK$1,790 (+5.0%) | HK$1,790 | -0.09% |
| 25 | HK$1,917 | HK$2,013 (+5.0%) | HK$2,013 | -0.75% |
| 30 | HK$2,166 | HK$2,274 (+5.0%) | HK$2,274 | -0.99% |
| 35 | HK$2,694 | HK$2,829 (+5.0%) | HK$2,829 | -1.53% |
| 40 | HK$3,129 | HK$3,286 (+5.0%) | HK$3,286 | -1.79% |
| 45 | HK$3,812 | HK$4,003 (+5.0%) | HK$4,003 | -1.57% |
| 50 | HK$4,908 | HK$5,153 (+5.0%) | HK$5,153 | -0.78% |
| 55 | HK$6,600 | HK$6,930 (+5.0%) | HK$6,930 | +0.26% |
| 60 | HK$8,482 | HK$8,906 (+5.0%) | HK$8,906 | +1.01% |
| 65 | HK$10,763 | HK$11,301 (+5.0%) | HK$11,301 | +1.62% |
| 70 | HK$13,308 | HK$13,973 (+5.0%) | HK$13,973 | +1.60% |
| 75 | HK$15,626 | HK$16,407 (+5.0%) | HK$16,407 | +1.30% |
| 80 | HK$18,102 | HK$19,007 (+5.0%) | HK$19,007 | +0.82% |
| 85 | HK$20,703 | HK$21,738 (+5.0%) | HK$21,738 | +0.71% |
| 90 | HK$21,705 | HK$22,790 (+5.0%) | HK$22,790 | +0.51% |
| 95 | HK$22,965 | HK$24,113 (+5.0%) | HK$24,113 | +0.52% |
| 99 | HK$23,495 | HK$24,670 (+5.0%) | HK$24,670 | +0.55% |
| All ages average | — | +5.0% | 0.0% | — |
0 y/oHK$4,378
5 y/oHK$2,446
10 y/oHK$1,702
15 y/oHK$1,583
20 y/oHK$1,705
25 y/oHK$1,917
30 y/oHK$2,166
35 y/oHK$2,694
40 y/oHK$3,129
45 y/oHK$3,812
50 y/oHK$4,908
55 y/oHK$6,600
60 y/oHK$8,482
65 y/oHK$10,763
70 y/oHK$13,308
75 y/oHK$15,626
80 y/oHK$18,102
85 y/oHK$20,703
90 y/oHK$21,705
95 y/oHK$22,965
99 y/oHK$23,495
+5.0%
All-ages avg
0 y/oHK$4,597 (+5.0%)
5 y/oHK$2,568 (+5.0%)
10 y/oHK$1,787 (+5.0%)
15 y/oHK$1,662 (+5.0%)
20 y/oHK$1,790 (+5.0%)
25 y/oHK$2,013 (+5.0%)
30 y/oHK$2,274 (+5.0%)
35 y/oHK$2,829 (+5.0%)
40 y/oHK$3,286 (+5.0%)
45 y/oHK$4,003 (+5.0%)
50 y/oHK$5,153 (+5.0%)
55 y/oHK$6,930 (+5.0%)
60 y/oHK$8,906 (+5.0%)
65 y/oHK$11,301 (+5.0%)
70 y/oHK$13,973 (+5.0%)
75 y/oHK$16,407 (+5.0%)
80 y/oHK$19,007 (+5.0%)
85 y/oHK$21,738 (+5.0%)
90 y/oHK$22,790 (+5.0%)
95 y/oHK$24,113 (+5.0%)
99 y/oHK$24,670 (+5.0%)
0.0%
All-ages avg
0 y/oHK$4,597
5 y/oHK$2,568
10 y/oHK$1,787
15 y/oHK$1,662
20 y/oHK$1,790
25 y/oHK$2,013
30 y/oHK$2,274
35 y/oHK$2,829
40 y/oHK$3,286
45 y/oHK$4,003
50 y/oHK$5,153
55 y/oHK$6,930
60 y/oHK$8,906
65 y/oHK$11,301
70 y/oHK$13,973
75 y/oHK$16,407
80 y/oHK$19,007
85 y/oHK$21,738
90 y/oHK$22,790
95 y/oHK$24,113
99 y/oHK$24,670
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.79%
5 y/o+3.67%
10 y/o+3.09%
15 y/o+1.18%
20 y/o-0.09%
25 y/o-0.75%
30 y/o-0.99%
35 y/o-1.53%
40 y/o-1.79%
45 y/o-1.57%
50 y/o-0.78%
55 y/o+0.26%
60 y/o+1.01%
65 y/o+1.62%
70 y/o+1.60%
75 y/o+1.30%
80 y/o+0.82%
85 y/o+0.71%
90 y/o+0.51%
95 y/o+0.52%
99 y/o+0.55%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | S00039-01-000-01 2019-10-25 | S00039-01-000-02 2021-04-01 | S00039-01-000-02 2021-07-07 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$3,352 | HK$4,597 (+37.1%) | HK$4,597 | +2.79% |
| 5 | HK$1,675 | HK$2,568 (+53.3%) | HK$2,568 | +3.67% |
| 10 | HK$1,254 | HK$1,787 (+42.5%) | HK$1,787 | +3.09% |
| 15 | HK$1,491 | HK$1,662 (+11.5%) | HK$1,662 | +1.18% |
| 20 | HK$1,902 | HK$1,790 (-5.9%) | HK$1,790 | -0.09% |
| 25 | HK$2,342 | HK$2,013 (-14.0%) | HK$2,013 | -0.75% |
| 30 | HK$2,731 | HK$2,274 (-16.7%) | HK$2,274 | -0.99% |
| 35 | HK$3,665 | HK$2,829 (-22.8%) | HK$2,829 | -1.53% |
| 40 | HK$4,414 | HK$3,286 (-25.6%) | HK$3,286 | -1.79% |
| 45 | HK$5,215 | HK$4,003 (-23.2%) | HK$4,003 | -1.57% |
| 50 | HK$6,014 | HK$5,153 (-14.3%) | HK$5,153 | -0.78% |
| 55 | HK$7,026 | HK$6,930 (-1.4%) | HK$6,930 | +0.26% |
| 60 | HK$8,174 | HK$8,906 (+9.0%) | HK$8,906 | +1.01% |
| 65 | HK$9,578 | HK$11,301 (+18.0%) | HK$11,301 | +1.62% |
| 70 | HK$11,877 | HK$13,973 (+17.6%) | HK$13,973 | +1.60% |
| 75 | HK$14,498 | HK$16,407 (+13.2%) | HK$16,407 | +1.30% |
| 80 | HK$17,895 | HK$19,007 (+6.2%) | HK$19,007 | +0.82% |
| 85 | HK$20,754 | HK$21,738 (+4.7%) | HK$21,738 | +0.71% |
| 90 | HK$22,362 | HK$22,790 (+1.9%) | HK$22,790 | +0.51% |
| 95 | HK$23,635 | HK$24,113 (+2.0%) | HK$24,113 | +0.52% |
| 99 | HK$24,063 | HK$24,670 (+2.5%) | HK$24,670 | +0.55% |
| All ages average | — | +4.6% | 0.0% | — |
0 y/oHK$3,352
5 y/oHK$1,675
10 y/oHK$1,254
15 y/oHK$1,491
20 y/oHK$1,902
25 y/oHK$2,342
30 y/oHK$2,731
35 y/oHK$3,665
40 y/oHK$4,414
45 y/oHK$5,215
50 y/oHK$6,014
55 y/oHK$7,026
60 y/oHK$8,174
65 y/oHK$9,578
70 y/oHK$11,877
75 y/oHK$14,498
80 y/oHK$17,895
85 y/oHK$20,754
90 y/oHK$22,362
95 y/oHK$23,635
99 y/oHK$24,063
+4.6%
All-ages avg
0 y/oHK$4,597 (+37.1%)
5 y/oHK$2,568 (+53.3%)
10 y/oHK$1,787 (+42.5%)
15 y/oHK$1,662 (+11.5%)
20 y/oHK$1,790 (-5.9%)
25 y/oHK$2,013 (-14.0%)
30 y/oHK$2,274 (-16.7%)
35 y/oHK$2,829 (-22.8%)
40 y/oHK$3,286 (-25.6%)
45 y/oHK$4,003 (-23.2%)
50 y/oHK$5,153 (-14.3%)
55 y/oHK$6,930 (-1.4%)
60 y/oHK$8,906 (+9.0%)
65 y/oHK$11,301 (+18.0%)
70 y/oHK$13,973 (+17.6%)
75 y/oHK$16,407 (+13.2%)
80 y/oHK$19,007 (+6.2%)
85 y/oHK$21,738 (+4.7%)
90 y/oHK$22,790 (+1.9%)
95 y/oHK$24,113 (+2.0%)
99 y/oHK$24,670 (+2.5%)
0.0%
All-ages avg
0 y/oHK$4,597
5 y/oHK$2,568
10 y/oHK$1,787
15 y/oHK$1,662
20 y/oHK$1,790
25 y/oHK$2,013
30 y/oHK$2,274
35 y/oHK$2,829
40 y/oHK$3,286
45 y/oHK$4,003
50 y/oHK$5,153
55 y/oHK$6,930
60 y/oHK$8,906
65 y/oHK$11,301
70 y/oHK$13,973
75 y/oHK$16,407
80 y/oHK$19,007
85 y/oHK$21,738
90 y/oHK$22,790
95 y/oHK$24,113
99 y/oHK$24,670
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.79%
5 y/o+3.67%
10 y/o+3.09%
15 y/o+1.18%
20 y/o-0.09%
25 y/o-0.75%
30 y/o-0.99%
35 y/o-1.53%
40 y/o-1.79%
45 y/o-1.57%
50 y/o-0.78%
55 y/o+0.26%
60 y/o+1.01%
65 y/o+1.62%
70 y/o+1.60%
75 y/o+1.30%
80 y/o+0.82%
85 y/o+0.71%
90 y/o+0.51%
95 y/o+0.52%
99 y/o+0.55%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.