All plan updates
2026-07-01 Plan updates
Premium changes compare the same age in two dated schedules, rather than the cost of ageing. Only reviewed versions are available for comparison.
Jul 1, 20262026-07-01
10 plans
| Carrier | Plan | Benefit updates | Premium updates | Previous |
|---|---|---|---|---|
| CIGNA Worldwide General Insurance Company Limited | ||||
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Standard Plan | Benefit updates： — | Premium updates： +4.0% | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward - HKD25,000 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed | Premium updates： +1.0%–+3.0% (ages 0–99 mean: male +2.2%, female +2.2%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward - HKD15,000 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed | Premium updates： +4.0%–+6.5% (ages 0–99 mean: male +4.7%, female +4.7%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward - HKD0 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed | Premium updates： +6.5%–+11.5% (ages 0–99 mean: male +9.0%, female +9.0%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD75,000 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed. Rehabilitation and lower-ward cash benefits at Hong Kong private hospitals added | Premium updates： +5.3%–+8.2% (ages 0–99 mean: male +6.9%, female +6.9%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD50,000 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed. Rehabilitation and lower-ward cash benefits at Hong Kong private hospitals added | Premium updates： +4.9%–+7.9% (ages 0–99 mean: male +6.5%, female +6.5%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD25,000 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed. Rehabilitation and lower-ward cash benefits at Hong Kong private hospitals added | Premium updates： +3.5%–+8.6% (ages 0–99 mean: male +6.8%, female +6.8%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD15,000 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed. Rehabilitation and lower-ward cash benefits at Hong Kong private hospitals added | Premium updates： +3.4%–+8.8% (ages 0–99 mean: male +6.9%, female +6.9%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD0 Deductible | Benefit updates： Mainland hospital eligibility widened from Tier 3A to Tier 3. Residence/occupation-change re-underwriting provisions removed. Rehabilitation and lower-ward cash benefits at Hong Kong private hospitals added | Premium updates： +9.9%–+16.3% (ages 0–99 mean: male +13.1%, female +13.1%) | Previous： 2025-07-01 |
| CIGNA Worldwide General Insurance Company Limited | Cigna VHIS Series - Flexi Plan (SMM) | Benefit updates： — | Premium updates： +7.0% | Previous： 2025-07-01 |
Premium changes compare the same age, sex and smoking status in both tables; non-uniform changes show a range. Male/female means equally weight available ages 0–99 in the premium index, preferring non-smoker rates where available. These exclude increases due to ageing at renewal.
Summaries cover reviewed major change categories, including cash benefits and conditions. Use the dated comparison for full benefits and restrictions. Summary amounts are in HK dollars. “—” indicates no confirmed benefit changes.
“Newly listed”: no earlier version exists in the archive. This log lists updates since April 2026; archived versions may predate the log.
Only reviewed historical versions are available for comparison; more versions will be added after review.