VHIS · Plan comparisons
VHIS Plan Comparison
This page organises a set of side-by-side comparisons of Hong Kong VHIS plans, so you can line up ward class, benefit limits, geographical coverage and reference premium at a glance.
The comparisons fall into three groups: tier roundups, popular cross-insurer plan-vs-plan pairs, and each insurer's Standard-vs-Flexi pairing. Every insurer is listed the same way; none of this is insurance advice.
Compiled by a licensed insurance intermediary (IA #JF4352). All figures are drawn from the official VHIS plan documents published by the Hong Kong Insurance Authority. This is not insurance advice.
By tier
Plans are organised into four tiers. Each tier roundup lines up that tier's flagship plans side by side.
Popular plan comparisons
One-to-one plan comparisons, grouped by tier.
Entry-level Pick
- AIA自願醫保標準計劃vs確衛您醫療計劃
- 確衛您醫療計劃vs宏利愛守護自願醫保標準計劃
- 確衛您醫療計劃vs滙豐自願醫保標準計劃
- 安達自願醫保（標準）計劃vs確衛您醫療計劃
- 保柏自願醫保計劃vs確衛您醫療計劃
- 確衛您醫療計劃vs保誠自主醫保計劃
Standard vs Flexi
Each insurer's Standard VHIS plan (the regulatory floor of cover) lined up against its flagship Flexi plan.
- AIA International LimitedStandard vs Flexi
- AXA China Region Insurance Company (Hong Kong) LimitedStandard vs Flexi
- Bupa (Asia) LimitedStandard vs Flexi
- Chubb Life Insurance Hong Kong LimitedStandard vs Flexi
- FWD Life Insurance Company (Bermuda) LimitedStandard vs Flexi
- HSBC Life (International) LimitedStandard vs Flexi
- Manulife (International) LimitedStandard vs Flexi
- Prudential Hong Kong LimitedStandard vs Flexi
Want to build your own?
Prefer to pick the plans yourself? Use the custom comparison tool to line up to 3 plans from any insurer side by side.
Build your own comparison →