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China Taiping Life — same-insurer plan comparison
China Taiping Life Insurance (Hong Kong) Company Limited · 7 plan series · 12 variants
China Taiping Life Insurance (Hong Kong) Company Limited offers 12 Voluntary Health Insurance Scheme (VHIS) plans in Hong Kong (1 Standard, 11 Flexi), covering Worldwide and Asia incl. AU/NZ, across Ward, Semi-Private Room, Standard Private Room and N/A (capped) ward classes. Premiums, coverage items, deductible tiers and annual limits are compared side-by-side below.
Data version: Jan 1, 2023
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項目
Highlights
VHIS cert no.
S00039-01-000-02Benefits PDFPremiums PDF
F00052-01-000-01Benefits PDFPremiums PDF
F00052-02-000-01Benefits PDFPremiums PDF
F00052-02-001-01Benefits PDFPremiums PDF
F00052-03-000-01Benefits PDFPremiums PDF
F00052-03-001-01Benefits PDFPremiums PDF
F00062-01-000-02Benefits PDFPremiums PDF
F00062-02-000-02Benefits PDFPremiums PDF
F00062-03-000-02Benefits PDFPremiums PDF
F00062-04-000-02Benefits PDFPremiums PDF
F00062-05-000-02Benefits PDFPremiums PDF
F00062-06-000-02Benefits PDFPremiums PDF
Plan type
Standard
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Coverage region
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Asia incl. AU/NZ
Ward
N/A (capped)
Ward
Semi-Private Room
Semi-Private Room
Standard Private Room
Standard Private Room
Standard Private Room
Lifetime limit
—
—
—
—
—
—
—
Annual limit
Per illness
—
—
—
—
—
—
—
SMM top-up
—
—
No-Claim Bonus
—
10% × 3 yrs+
15% × 3 yrs+
15% × 3 yrs+
15% × 3 yrs+
15% × 3 yrs+
—
Deductible
—
—
—
—
—
—
Deductible reduction at specified ages
Not applicable
Not applicable
Not applicable
Not applicable
Not applicable
Not applicable
Zero deductible selected
Version
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jan 1, 2023
Basic Benefits Basic
(a) Room and board
HK$750 per day, maximum 180 days per Policy Year
HK$800 per day, maximum 180 days per Policy Year
HK$2,700 per day, maximum 180 days per Policy Year
HK$2,700 per day, maximum 180 days per Policy Year
HK$5,000 per day, maximum 180 days per Policy Year
HK$5,000 per day, maximum 180 days per Policy Year
Full reimbursementR&C
(b) Miscellaneous charges
HK$14,000 per Policy Year
HK$14,000 per Policy Year
HK$24,400 per Policy Year
HK$24,400 per Policy Year
HK$32,500 per Policy Year
HK$32,500 per Policy Year
Full reimbursementR&C
(c) Attending doctor's visit fee
HK$750 per day, maximum 180 days per Policy Year
HK$800 per day, maximum 180 days per Policy Year
HK$2,500 per day, maximum 180 days per Policy Year
HK$2,500 per day, maximum 180 days per Policy Year
HK$4,600 per day, maximum 180 days per Policy Year
HK$4,600 per day, maximum 180 days per Policy Year
Full reimbursementR&C
(d) Specialist's fee
HK$4,300 per Policy Year
HK$4,300 per Policy Year
HK$9,500 per Policy Year
HK$9,500 per Policy Year
HK$18,800 per Policy Year
HK$18,800 per Policy Year
Full reimbursementR&C
(e) Intensive care
HK$3,500 per day, maximum 25 days per Policy Year
HK$3,500 per day, maximum 40 days per Policy Year
HK$6,000 per day, maximum 90 days per Policy Year
HK$6,000 per day, maximum 90 days per Policy Year
HK$9,400 per day, maximum 90 days per Policy Year
HK$9,400 per day, maximum 90 days per Policy Year
Full reimbursementR&C
(f) Surgeon's fee
—
—
—
—
—
—
Full reimbursementR&C
Surgeon's fee — Minor
HK$5,000
HK$ 5,500
HK$ 8,000
HK$ 8,000
HK$ 11,200
HK$ 11,200
—
Surgeon's fee — Intermediate
HK$12,500
HK$13,800
HK$20,000
HK$20,000
HK$27,900
HK$27,900
—
Surgeon's fee — Major
HK$25,000
HK$27,500
HK$40,000
HK$40,000
HK$55,800
HK$55,800
—
Surgeon's fee — Complex
HK$50,000
HK$55,000
HK$80,000
HK$80,000
HK$111,600
HK$111,600
—
(g) Anaesthetist's fee
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Full reimbursementR&C
(h) Operating theatre charges
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Full reimbursementR&C
(i) Prescribed Diagnostic Imaging Tests
HK$20,000 per Policy YearSubject to 30% Coinsurance.
Reimbursement begins
Reimbursement begins
Reimbursement begins
Reimbursement begins
Reimbursement begins
Full reimbursementR&C
(j) Prescribed Non-surgical Cancer Treatments
HK$80,000 per Policy Year
HK$80,000 per Policy Year
HK$120,000 per Policy Year
HK$120,000 per Policy Year
HK$180,000 per Policy Year
HK$180,000 per Policy Year
HK$2,500,000 per Policy Year(US$312,500 per Policy Year)
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
HK$580, per visit, HK$3,000 per Policy YearUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$580, per visit, HK$3,000 per Policy YearUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$1,280, per visit, HK$7,000 per Policy YearUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$1,280, per visit, HK$7,000 per Policy YearUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$1,370, per visit, HK$7,400 per Policy YearUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$1,370, per visit, HK$7,400 per Policy YearUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
Full reimbursement1 outpatient visit(s) or Emergency consultation(s) more than 30 days before Confinement/Day Case ProcedureAll outpatient visits or Emergency consultations within 30 days before Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure(Full reimbursement1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case ProcedureAll outpatient visits or Emergency consultations within 30 days before Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure)R&C
(l) Psychiatric treatments
HK$30,000 per Policy Year
HK$30,000 per Policy Year
HK$55,000 per Policy Year
HK$55,000 per Policy Year
HK$57,000 per Policy Year
HK$57,000 per Policy Year
Full reimbursementR&C
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
HK$3,000 per Policy Year within 24 hours of the Accident
HK$11,000 per Policy Year within 24 hours of the Accident
HK$11,000 per Policy Year within 24 hours of the Accident
HK$16,000 per Policy Year within 24 hours of the Accident
HK$16,000 per Policy Year within 24 hours of the Accident
Inpatient-related
Medical implants / prosthetic devices
—
—
—
—
—
—
Full reimbursementOther items: HK$200,000 per Policy Year(Full reimbursementOther items: US$25,000 per Policy Year)R&C
Complications of pregnancy
—
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Full reimbursementR&C
Hospital companion bed fee reimbursement
—
—
—
—
—
—
Full reimbursementR&C
Private nursing fee (during Confinement)
—
—
—
—
—
—
Isolation ward charges benefit
—
HK$950 per day, maximum 180 days per Policy Year
HK$2,000 per day, maximum 180 days per Policy Year
HK$2,000 per day, maximum 180 days per Policy Year
HK$3,500 per day, maximum 180 days per Policy Year
HK$3,500 per day, maximum 180 days per Policy Year
—
Critical urban disease supplementary benefit
—
Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
—
Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
—
Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
—
Outpatient-related
Cardiac rehabilitation benefit
—
—
—
—
—
—
HK$1,000 per visit, maximum 10 visits per Policy YearWithin 90 days after discharge from Hospital or completion of Day Case Procedure(US$125 per visit, maximum 10 visits per Policy YearWithin 90 days after discharge from Hospital or completion of Day Case Procedure)
Post-stroke rehabilitation visits
—
—
—
—
—
—
HK$1,000 per visit, max 30 visits per Accident(US$125 per visit, max 30 visits per Accident)
Post-stroke home equipment upgrade
—
—
—
—
—
—
HK$50,000 per Accident(US$6,250 per Accident)
Rehabilitation benefit
—
HK$1,000 per day, HK$10,000 per Policy Year, within 90 days after discharge from Hospital
HK$2,000 per day, HK$20,000 per Policy Year, within 90 days after discharge from Hospital
HK$2,000 per day, HK$20,000 per Policy Year, within 90 days after discharge from Hospital
HK$4,000 per day, HK$40,000 per Policy Year, within 90 days after discharge from Hospital
HK$4,000 per day, HK$40,000 per Policy Year, within 90 days after discharge from Hospital
HK$100,000 per Policy Year, maximum 60 days per Policy Year (within 90 days after discharge)(US$12,500 per Policy Year, maximum 60 days per Policy Year (within 90 days after discharge))
Outpatient kidney dialysis
—
HK$25,000 per Policy Year
HK$120,000 per Policy Year
HK$120,000 per Policy Year
HK$180,000 per Policy Year
HK$180,000 per Policy Year
Full reimbursementR&C
Hospice and palliative care benefit
—
—
—
—
—
—
HK$100,000 per Policy Year(US$12,500 per Policy Year)
Home nursing
—
HK$500 per visit, maximum 15 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
HK$1,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
HK$1,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
HK$2,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
HK$2,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
Full reimbursementof Eligible Expenses, maximum 200 days per Policy YearWithin 200 days after discharge following surgery or completion of Day Case ProcedureR&C
Chinese Medicine Practitioner outpatient care
—
HK$400 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
HK$600 per visit, maximum 20 visits per Policy Year (up to 1 per day)Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$75 per visit, maximum 20 visits per Policy Year (up to 1 per day)Within 90 days after discharge from Hospital or completion of Day Case Procedure)
Post-Confinement / Day Case Procedure auxiliary therapy
—
—
—
—
—
—
HK$1,000 per visit, maximum 30 visits per Policy Year (up to 1 per day)Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$125 per visit, maximum 30 visits per Policy Year (up to 1 per day)Within 90 days after discharge from Hospital or completion of Day Case Procedure)
Cancer-related
Reconstructive surgery for specified conditions
—
—
—
—
—
—
HK$200,000 per Policy Year(US$25,000 per Policy Year)
Cash Benefits Cash
Hospital companion bed cash benefit
—
HK$400 per day, maximum 90 days per Policy Year
HK$800 per day, maximum 180 days per Policy Year
HK$800 per day, maximum 180 days per Policy Year
HK$950 per day, maximum 180 days per Policy Year
HK$950 per day, maximum 180 days per Policy Year
—
Day surgery cash benefit
—
HK$400 per Day Case Procedure, 1 per Policy Year
HK$800 per Day Case Procedure, 1 per Policy Year
HK$800 per Day Case Procedure, 1 per Policy Year
HK$1,600 per Day Case Procedure, 1 per Policy Year
HK$1,600 per Day Case Procedure, 1 per Policy Year
HK$2,000 per surgery, maximum 1 surgery per Policy Year(US$250 per surgery, maximum 1 surgery per Policy Year)
Hospital transport cash allowance
—
HK$100, per Confinement, 1 time(s) per Policy Year
HK$200, per Confinement, 1 time(s) per Policy Year
HK$200, per Confinement, 1 time(s) per Policy Year
HK$300, per Confinement, 1 time(s) per Policy Year
HK$300, per Confinement, 1 time(s) per Policy Year
—
Second-claim cash allowance
—
6% of the indemnity amount paid by another insurer, up to HK$5,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to HK$10,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to HK$10,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to HK$15,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to HK$15,000 per Policy Year
—
Lower ward class cash benefit
—
—
HK$750 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
HK$750 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
HK$1,000 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
HK$1,000 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
HK$2,000 per day(US$250 per day)
Event Benefits Event
Stroke disability allowance benefit
—
—
—
—
—
—
HK$5,000 per month, max 24 months per Accident(US$625 per month, max 24 months per Accident)
Compassionate death benefit
HK$10,000
HK$10,000
HK$20,000
HK$20,000
HK$40,000
HK$40,000
HK$80,000(US$10,000)
Medical accident and incident extension benefit
—
HK$100,000
HK$200,000
HK$200,000
HK$400,000
HK$400,000
—
Accidental Death benefit
—
—
—
—
—
—
HK$80,000(US$10,000)
VHIS cert no.
S00039-01-000-02Benefits PDFPremiums PDF
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness benefit limit
—
SMM Supplemental Major Medical
—
No-Claim Bonus
—
Deductible Options
—
Deductible reduction at specified ages
Not applicable
Basic Benefits Basic
(a) Room and board
HK$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
HK$14,000 per Policy Year
(c) Attending doctor's visit fee
HK$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
HK$4,300 per Policy Year
(e) Intensive care
HK$3,500 per day, maximum 25 days per Policy Year
(f) Surgeon's fee
—
Surgeon's fee — Minor
HK$5,000
Surgeon's fee — Intermediate
HK$12,500
Surgeon's fee — Major
HK$25,000
Surgeon's fee — Complex
HK$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
HK$20,000 per Policy YearSubject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
HK$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
HK$580, per visit, HK$3,000 per Policy YearUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
HK$30,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
Inpatient-related
Medical implants / prosthetic devices
—
Complications of pregnancy
—
Hospital companion bed fee reimbursement
—
Private nursing fee (during Confinement)
—
Isolation ward charges benefit
—
Critical urban disease supplementary benefit
—
Outpatient-related
Cardiac rehabilitation benefit
—
Post-stroke rehabilitation visits
—
Post-stroke home equipment upgrade
—
Rehabilitation benefit
—
Outpatient kidney dialysis
—
Hospice and palliative care benefit
—
Home nursing
—
Chinese Medicine Practitioner outpatient care
—
Post-Confinement / Day Case Procedure auxiliary therapy
—
Cancer-related
Reconstructive surgery for specified conditions
—
Cash Benefits Cash
Hospital companion bed cash benefit
—
Day surgery cash benefit
—
Hospital transport cash allowance
—
Second-claim cash allowanceAfter other pays
—
Lower ward class cash benefit
—
Event Benefits Event
Stroke disability allowance benefit
—
Compassionate death benefit
HK$10,000
Medical accident and incident extension benefit
—
Accidental Death benefit
—
Plan 1 / 7
太平人壽自願醫保標準計劃
Taiping Life VHIS Standard Plan
Standard PlanVer. Jul 7, 2021
- VHIS cert no.
- S00039-01-000-02
- Plan Type
- Standard
- Coverage region
- Worldwide
- Ward class
- N/A (capped)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- HK$750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$14,000 per Policy Year
- (c) 主診醫生巡房費
- HK$750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$4,300 per Policy Year
- (e) 深切治療
- HK$3,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$5,000
- 外科醫生費 — 中型
- HK$12,500
- 外科醫生費 — 大型
- HK$25,000
- 外科醫生費 — 複雜
- HK$50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$580, per visit, HK$3,000 per Policy Year Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 意外急症門診治療費用賠償
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- —
- 出院後 / 日間手術後的中醫門診治療
- —
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- —
- 嚴重都市疾病額外保障
- —
Cash Benefits Cash
- 住院陪床
- —
- 日間手術現金惠益
- —
- 交通費用津貼惠益
- —
- 第二索償現金津貼
- —
- 較低級別病房現金保障
- —
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- HK$10,000
- 醫療意外事故保障
- —
- 意外身故賠償
- —
Plan 2 / 7
太平人壽自願醫保靈活計劃 - 計劃1 - 普通房連超額醫療保障
Taiping Life VHIS Flexi Plan - Plan 1 - Ward with SMM
Itemised LimitsVer. Jul 7, 2021
- VHIS cert no.
- F00052-01-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- HK$500,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$100,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- HK$800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$14,000 per Policy Year
- (c) 主診醫生巡房費
- HK$800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$4,300 per Policy Year
- (e) 深切治療
- HK$3,500 per day, maximum 40 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$ 5,500
- 外科醫生費 — 中型
- HK$13,800
- 外科醫生費 — 大型
- HK$27,500
- 外科醫生費 — 複雜
- HK$55,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$580, per visit, HK$3,000 per Policy Year Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$1,000 per day, HK$10,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- HK$25,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- Subject to the linked benefit items' reimbursement limits
- 意外急症門診治療費用賠償
- HK$3,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- HK$500 per visit, maximum 15 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
- 出院後 / 日間手術後的中醫門診治療
- HK$400 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- HK$950 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
Cash Benefits Cash
- 住院陪床
- $400
- 日間手術現金惠益
- $400
- 交通費用津貼惠益
- $100
- 第二索償現金津貼
- $5,000
- 較低級別病房現金保障
- —
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- HK$10,000
- 醫療意外事故保障
- HK$100,000
- 意外身故賠償
- —
Plan 3 / 7
太平人壽自願醫保靈活計劃 - 計劃2 - 半私家房
Taiping Life VHIS Flexi Plan - Plan 2 - Semi-Private Room
Itemised LimitsVer. Jul 7, 2021
- VHIS cert no.
- F00052-02-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$1,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- HK$2,700 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$24,400 per Policy Year
- (c) 主診醫生巡房費
- HK$2,500 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$9,500 per Policy Year
- (e) 深切治療
- HK$6,000 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$ 8,000
- 外科醫生費 — 中型
- HK$20,000
- 外科醫生費 — 大型
- HK$40,000
- 外科醫生費 — 複雜
- HK$80,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins
- (j) 訂明非手術癌症治療
- HK$120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,280, per visit, HK$7,000 per Policy Year Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$55,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$2,000 per day, HK$20,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- HK$120,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- Subject to the linked benefit items' reimbursement limits
- 意外急症門診治療費用賠償
- HK$11,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- HK$1,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
- 出院後 / 日間手術後的中醫門診治療
- HK$600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- HK$2,000 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- —
Cash Benefits Cash
- 住院陪床
- $800
- 日間手術現金惠益
- $800
- 交通費用津貼惠益
- $200
- 第二索償現金津貼
- $10,000
- 較低級別病房現金保障
- $750
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- HK$20,000
- 醫療意外事故保障
- HK$200,000
- 意外身故賠償
- —
Plan 4 / 7
太平人壽自願醫保靈活計劃 - 計劃3 - 半私家房連超額醫療保障
Taiping Life VHIS Flexi Plan - Plan 3 - Semi-Private Room with SMM
Itemised LimitsVer. Jul 7, 2021
- VHIS cert no.
- F00052-02-001-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$1,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$320,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- HK$2,700 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$24,400 per Policy Year
- (c) 主診醫生巡房費
- HK$2,500 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$9,500 per Policy Year
- (e) 深切治療
- HK$6,000 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$ 8,000
- 外科醫生費 — 中型
- HK$20,000
- 外科醫生費 — 大型
- HK$40,000
- 外科醫生費 — 複雜
- HK$80,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins
- (j) 訂明非手術癌症治療
- HK$120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,280, per visit, HK$7,000 per Policy Year Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$55,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$2,000 per day, HK$20,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- HK$120,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- Subject to the linked benefit items' reimbursement limits
- 意外急症門診治療費用賠償
- HK$11,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- HK$1,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
- 出院後 / 日間手術後的中醫門診治療
- HK$600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- HK$2,000 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
Cash Benefits Cash
- 住院陪床
- $800
- 日間手術現金惠益
- $800
- 交通費用津貼惠益
- $200
- 第二索償現金津貼
- $10,000
- 較低級別病房現金保障
- $750
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- HK$20,000
- 醫療意外事故保障
- HK$200,000
- 意外身故賠償
- —
Plan 5 / 7
太平人壽自願醫保靈活計劃 - 計劃4 - 標準私家房
Taiping Life VHIS Flexi Plan - Plan 4 - Standard Private Room
Itemised LimitsVer. Jul 7, 2021
- VHIS cert no.
- F00052-03-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$1,360,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- HK$5,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$32,500 per Policy Year
- (c) 主診醫生巡房費
- HK$4,600 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$18,800 per Policy Year
- (e) 深切治療
- HK$9,400 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$ 11,200
- 外科醫生費 — 中型
- HK$27,900
- 外科醫生費 — 大型
- HK$55,800
- 外科醫生費 — 複雜
- HK$111,600
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins
- (j) 訂明非手術癌症治療
- HK$180,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,370, per visit, HK$7,400 per Policy Year Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$57,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$4,000 per day, HK$40,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- HK$180,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- Subject to the linked benefit items' reimbursement limits
- 意外急症門診治療費用賠償
- HK$16,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- HK$2,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
- 出院後 / 日間手術後的中醫門診治療
- HK$800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- HK$3,500 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- —
Cash Benefits Cash
- 住院陪床
- $950
- 日間手術現金惠益
- $1,600
- 交通費用津貼惠益
- $300
- 第二索償現金津貼
- $15,000
- 較低級別病房現金保障
- $1,000
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- HK$40,000
- 醫療意外事故保障
- HK$400,000
- 意外身故賠償
- —
Plan 6 / 7
太平人壽自願醫保靈活計劃 - 計劃5 - 標準私家房連超額醫療保障
Taiping Life VHIS Flexi Plan - Plan 5 - Standard Private Room with SMM
Itemised LimitsVer. Jul 7, 2021
- VHIS cert no.
- F00052-03-001-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$1,360,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$500,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- HK$5,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$32,500 per Policy Year
- (c) 主診醫生巡房費
- HK$4,600 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$18,800 per Policy Year
- (e) 深切治療
- HK$9,400 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$ 11,200
- 外科醫生費 — 中型
- HK$27,900
- 外科醫生費 — 大型
- HK$55,800
- 外科醫生費 — 複雜
- HK$111,600
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins
- (j) 訂明非手術癌症治療
- HK$180,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,370, per visit, HK$7,400 per Policy Year Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$57,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$4,000 per day, HK$40,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- HK$180,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- Subject to the linked benefit items' reimbursement limits
- 意外急症門診治療費用賠償
- HK$16,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- HK$2,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
- 出院後 / 日間手術後的中醫門診治療
- HK$800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- HK$3,500 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
Cash Benefits Cash
- 住院陪床
- $950
- 日間手術現金惠益
- $1,600
- 交通費用津貼惠益
- $300
- 第二索償現金津貼
- $15,000
- 較低級別病房現金保障
- $1,000
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- HK$40,000
- 醫療意外事故保障
- HK$400,000
- 意外身故賠償
- —
Plan 7 / 7
太平人壽自願醫保優遇計劃HKD + USD
Taiping Life VHIS Priority Plan
High-limitVer. Jan 1, 2023
- VHIS cert no.
- F00062-01-000-02F00062-02-000-02F00062-03-000-02F00062-04-000-02F00062-05-000-02F00062-06-000-02
- Plan Type
- Flexi
- Coverage region
- Asia incl. AU/NZ
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$20,000,000(US$2,500,000)
- Lifetime benefit limit
- • 無
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- HKD$0 / $20K / $50KUSDUS$0 / US$2,500 / US$6,250
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- $2,500,000(US$312,500)
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement 1 outpatient visit(s) or Emergency consultation(s) more than 30 days before Confinement/Day Case Procedure All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 指定重建手術保障
- $200,000(US$25,000)
- 心臟復康保障
- HK$1,000 per visit, maximum 10 visits per Policy YearWithin 90 days after discharge from Hospital or completion of Day Case Procedure(US$125)
- 中風復康治療
- HK$1,000 per visit, max 30 visits per Accident(US$125)
- 中風家居設備提升
- $50,000(US$6,250)
- 復康保障
- HK$100,000 per Policy Year, maximum 60 days per Policy Year (within 90 days after discharge)(US$12,500)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- Full reimbursementOther items: HK$200,000 per Policy Year(US$25,000)
- 懷孕併發症
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursementof Eligible Expenses within 24 hours of the Accident
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 30 days per Policy Year (up to 2 visits per day)
- 善終服務
- $100,000(US$12,500)
- 家中看護
- Full reimbursementof Eligible Expenses, maximum 200 days per Policy YearWithin 200 days after discharge following surgery or completion of Day Case Procedure
- 出院後 / 日間手術後的中醫門診治療
- HK$600 per visit, maximum 20 visits per Policy Year (up to 1 per day)Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$75)
- 出院後 / 日間手術後的額外門診輔助治療
- HK$1,000 per visit, maximum 30 visits per Policy Year (up to 1 per day)Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$125)
- 隔離病房費
- —
- 嚴重都市疾病額外保障
- —
Cash Benefits Cash
- 住院陪床
- —
- 日間手術現金惠益
- HK$2,000 per surgery, maximum 1 surgery per Policy Year(US$250)
- 交通費用津貼惠益
- —
- 第二索償現金津貼
- —
- 較低級別病房現金保障
- $2,000(US$250)
Event Benefits Event
- 中風傷殘津貼保障
- HK$5,000 per month, max 24 months per Accident(US$625)
- 恩恤身故賠償
- $80,000(US$10,000)
- 醫療意外事故保障
- —
- 意外身故賠償
- $80,000(US$10,000)