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China Taiping Life Insurance (Hong Kong) Company Limited — same-insurer plan comparison
China Taiping Life Insurance (Hong Kong) Company Limited · 7 plan series (12 variants, deductibles merged, HKD/USD merged, sorted from basic to comprehensive)
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項目
Highlights
VHIS cert no.
S00039-01-000-02
F00052-01-000-01
F00052-02-000-01
F00052-02-001-01
F00052-03-000-01
F00052-03-001-01
F00062-01-000-02
F00062-02-000-02
F00062-03-000-02
F00062-04-000-02
F00062-05-000-02
F00062-06-000-02
Plan type
Standard
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Coverage region
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Asia incl. AU/NZ
Ward
N/A (capped)
Ward
Semi-Private Room
Semi-Private Room
Standard Private Room
Standard Private Room
Standard Private Room
Lifetime limit
—
—
—
—
—
—
• 無
Annual limit
Per illness
—
—
—
—
—
—
—
SMM top-up
—
—
—
—
Deductible
—
—
—
—
—
—
Version
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jul 7, 2021
Jan 1, 2023
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$2,700 per day, maximum 180 days per Policy Year
$2,700 per day, maximum 180 days per Policy Year
$5,000 per day, maximum 180 days per Policy Year
$5,000 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
(b) Miscellaneous charges
$14,000 per Policy Year
$14,000 per Policy Year
$24,400 per Policy Year
$24,400 per Policy Year
$32,500 per Policy Year
$32,500 per Policy Year
Full reimbursement of Eligible Expenses
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$2,500 per day, maximum 180 days per Policy Year
$2,500 per day, maximum 180 days per Policy Year
$4,600 per day, maximum 180 days per Policy Year
$4,600 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
(d) Specialist's fee
$4,300 per Policy Year
$4,300 per Policy Year
$9,500 per Policy Year
$9,500 per Policy Year
$18,800 per Policy Year
$18,800 per Policy Year
Full reimbursement of Eligible Expenses
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
$3,500 per day, maximum 40 days per Policy Year
$6,000 per day, maximum 90 days per Policy Year
$6,000 per day, maximum 90 days per Policy Year
$9,400 per day, maximum 90 days per Policy Year
$9,400 per day, maximum 90 days per Policy Year
Full reimbursement of Eligible Expenses
(f) Surgeon's fee
—
—
—
—
—
—
Full reimbursement of Eligible Expenses regardless of surgical category
Surgeon's fee — Minor
$5,000
$ 5,500
$ 8,000
$ 8,000
$ 11,200
$ 11,200
—
Surgeon's fee — Intermediate
$12,500
$13,800
$20,000
$20,000
$27,900
$27,900
—
Surgeon's fee — Major
$25,000
$27,500
$40,000
$40,000
$55,800
$55,800
—
Surgeon's fee — Complex
$50,000
$55,000
$80,000
$80,000
$111,600
$111,600
—
(g) Anaesthetist's fee
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Full reimbursement of Eligible Expenses
(h) Operating theatre charges
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Full reimbursement of Eligible Expenses
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
Full reimbursement of Eligible Expenses
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
$80,000 per Policy Year
$120,000 per Policy Year
$120,000 per Policy Year
$180,000 per Policy Year
$180,000 per Policy Year
$2,500,000 per Policy Year(US$312,500 per Policy Year)
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$580, per visit, $3,000 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,280, per visit, $7,000 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,280, per visit, $7,000 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,370, per visit, $7,400 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,370, per visit, $7,400 per Policy YearUp to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
Full reimbursement of Eligible Expenses1 outpatient visit(s) or Emergency consultation(s) more than 30 days before Confinement/Day Case ProcedureAll outpatient visits or Emergency consultations within 30 days before Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure(Full reimbursement of Eligible Expenses1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case ProcedureAll outpatient visits or Emergency consultations within 30 days before Confinement/Day Case ProcedureUp to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure)
(l) Psychiatric treatments
$30,000 per Policy Year
$30,000 per Policy Year
$55,000 per Policy Year
$55,000 per Policy Year
$57,000 per Policy Year
$57,000 per Policy Year
Full reimbursement of Eligible Expenses
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
$3,000 per Policy Year within 24 hours of the Accident
$11,000 per Policy Year within 24 hours of the Accident
$11,000 per Policy Year within 24 hours of the Accident
$16,000 per Policy Year within 24 hours of the Accident
$16,000 per Policy Year within 24 hours of the Accident
Full reimbursement of Eligible Expenses within 24 hours of the Accident
Inpatient-related
Medical implants / prosthetic devices
—
—
—
—
—
—
Specified items: Full reimbursement of Eligible ExpensesOther items: $200,000 per Policy Year(Specified items: Full reimbursement of Eligible ExpensesOther items: US$25,000 per Policy Year)
Hospital companion bed fee reimbursement
—
—
—
—
—
—
Full reimbursement of Eligible Expenses
Private nursing fee (during Confinement)
—
—
—
—
—
—
Full reimbursement of Eligible Expenses, maximum 30 days per Policy Year (up to 2 visits per day)
Isolation ward charges benefit
—
$950 per day, maximum 180 days per Policy Year
$2,000 per day, maximum 180 days per Policy Year
$2,000 per day, maximum 180 days per Policy Year
$3,500 per day, maximum 180 days per Policy Year
$3,500 per day, maximum 180 days per Policy Year
—
Critical urban disease supplementary benefit
—
Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
Not applicable
Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
Not applicable
Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
—
Complications of pregnancy
—
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Subject to the linked benefit items' reimbursement limits
Full reimbursement of Eligible Expenses
Outpatient-related
Cardiac rehabilitation benefit
—
—
—
—
—
—
$1,000 per visit, maximum 10 visits per Policy Year
• Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$125 per visit, maximum 10 visits per Policy Year
• Within 90 days after discharge from Hospital or completion of Day Case Procedure)
Post-stroke rehabilitation visits
—
—
—
—
—
—
$1,000 per visit, max 30 visits per Accident(US$125 per visit, max 30 visits per Accident)
Post-stroke home equipment upgrade
—
—
—
—
—
—
$50,000 per Accident(US$6,250 per Accident)
Cancer / cardiac / stroke rehabilitation benefit
—
$1,000 per day, $10,000 per Policy Year, within 90 days after discharge from Hospital
$2,000 per day, $20,000 per Policy Year, within 90 days after discharge from Hospital
$2,000 per day, $20,000 per Policy Year, within 90 days after discharge from Hospital
$4,000 per day, $40,000 per Policy Year, within 90 days after discharge from Hospital
$4,000 per day, $40,000 per Policy Year, within 90 days after discharge from Hospital
$100,000 per Policy Year, maximum 60 days per Policy Year (within the post-discharge window)(US$12,500 per Policy Year, maximum 60 days per Policy Year (within the post-discharge window))
Outpatient kidney dialysis
—
$25,000 per Policy Year
$120,000 per Policy Year
$120,000 per Policy Year
$180,000 per Policy Year
$180,000 per Policy Year
Full reimbursement of Eligible Expenses
Hospice and palliative care benefit
—
—
—
—
—
—
$100,000 per Policy Year(US$12,500 per Policy Year)
Chinese Medicine Practitioner outpatient care
—
$400 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
$600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
$600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
$800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
$800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
$600 per visit, maximum 20 visits per Policy Year (up to 1 per day)
• Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$75 per visit, maximum 20 visits per Policy Year (up to 1 per day)
• Within 90 days after discharge from Hospital or completion of Day Case Procedure)
Post-Confinement / Day Case Procedure auxiliary therapy
—
—
—
—
—
—
$1,000 per visit, maximum 30 visits per Policy Year (up to 1 per day)
• Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$125 per visit, maximum 30 visits per Policy Year (up to 1 per day)
• Within 90 days after discharge from Hospital or completion of Day Case Procedure)
Daily post-surgery home nursing benefit
—
$500 per visit, maximum 15 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
$1,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
$1,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
$2,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
$2,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
Full reimbursement of Eligible Expenses, maximum 200 days per Policy Year
• Within the post-discharge window after surgery or Day Case Procedure
Cancer-related
Reconstructive surgery for specified conditions
—
—
—
—
—
—
$200,000 per Policy Year(US$25,000 per Policy Year)
Cash Benefits Cash
Hospital companion bed cash benefit
—
$400 per day, maximum 90 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$950 per day, maximum 180 days per Policy Year
$950 per day, maximum 180 days per Policy Year
—
Day surgery cash benefit
—
$400 per Day Case Procedure, 1 per Policy Year
$800 per Day Case Procedure, 1 per Policy Year
$800 per Day Case Procedure, 1 per Policy Year
$1,600 per Day Case Procedure, 1 per Policy Year
$1,600 per Day Case Procedure, 1 per Policy Year
$2,000 per surgery, maximum 1 surgery per Policy Year(US$250 per surgery, maximum 1 surgery per Policy Year)
Hospital transport cash allowance
—
$100, per Confinement, 1 time(s) per Policy Year
$200, per Confinement, 1 time(s) per Policy Year
$200, per Confinement, 1 time(s) per Policy Year
$300, per Confinement, 1 time(s) per Policy Year
$300, per Confinement, 1 time(s) per Policy Year
—
Second-claim cash allowance
—
6% of the indemnity amount paid by another insurer, up to $5,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to $10,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to $10,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to $15,000 per Policy Year
6% of the indemnity amount paid by another insurer, up to $15,000 per Policy Year
—
Lower ward class cash benefit
—
Not applicable
$750 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
$750 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
$1,000 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
$1,000 per day, maximum 15 days per Policy Year (applicable when Confined in a ward class below the entitled ward class)
$2,000 per day(US$250 per day)
Event Benefits Event
Stroke disability allowance benefit
—
—
—
—
—
—
$5,000 per month, max 24 months per Accident(US$625 per month, max 24 months per Accident)
Compassionate death benefit
$10,000
$10,000
$20,000
$20,000
$40,000
$40,000
$80,000(US$10,000)
Medical accident and incident extension benefit
—
$100,000
$200,000
$200,000
$400,000
$400,000
—
Accidental Death benefit
—
—
—
—
—
—
$80,000(US$10,000)
VHIS cert no.
S00039-01-000-02
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness benefit limit
—
SMM Supplemental Major Medical
—
Deductible Options
—
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
(f) Surgeon's fee
—
Surgeon's fee — Minor
$5,000
Surgeon's fee — Intermediate
$12,500
Surgeon's fee — Major
$25,000
Surgeon's fee — Complex
$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year
• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure
• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
Inpatient-related
Medical implants / prosthetic devices
—
Hospital companion bed fee reimbursement
—
Private nursing fee (during Confinement)
—
Isolation ward charges benefit
—
Critical urban disease supplementary benefit
—
Complications of pregnancy
—
Outpatient-related
Cardiac rehabilitation benefit
—
Post-stroke rehabilitation visits
—
Post-stroke home equipment upgrade
—
Cancer / cardiac / stroke rehabilitation benefit
—
Outpatient kidney dialysis
—
Hospice and palliative care benefit
—
Chinese Medicine Practitioner outpatient care
—
Post-Confinement / Day Case Procedure auxiliary therapy
—
Daily post-surgery home nursing benefit
—
Cancer-related
Reconstructive surgery for specified conditions
—
Cash Benefits Cash
Hospital companion bed cash benefit
—
Day surgery cash benefit
—
Hospital transport cash allowance
—
Second-claim cash allowanceAfter other pays
—
Lower ward class cash benefit
—
Event Benefits Event
Stroke disability allowance benefit
—
Compassionate death benefit
$10,000
Medical accident and incident extension benefit
—
Accidental Death benefit
—
Plan 1 / 7
太平人壽自願醫保標準計劃
Taiping Life VHIS Standard Plan
Entry-level PickVer. Jul 7, 2021
- VHIS cert no.
- S00039-01-000-02
- Plan Type
- Standard
- Coverage region
- Worldwide
- Ward class
- N/A (capped)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- —
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- —
- 嚴重都市疾病額外保障
- —
- 意外急症門診治療費用賠償
- —
- 懷孕併發症
- —
- 家中看護
- —
Cash Benefits Cash
- 住院陪床
- —
- 日間手術現金惠益
- —
- 交通費用津貼惠益
- —
- 第二索償現金津貼
- —
- 次級病房級別現金惠益
- —
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- $10,000
- 醫療意外事故保障
- —
- 意外身故賠償
- —
Plan 2 / 7
太平人壽自願醫保靈活計劃 - 計劃1 - 普通房連超額醫療保障
Taiping Life VHIS Flexi Plan - Plan 1 - Ward with SMM
Step UpVer. Jul 7, 2021
- VHIS cert no.
- F00052-01-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- HK$500,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$100,000 · 20% co-insurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 40 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $ 5,500
- 外科醫生費 — 中型
- $13,800
- 外科醫生費 — 大型
- $27,500
- 外科醫生費 — 複雜
- $55,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- $1,000 per day, $10,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- $25,000 per Policy Year
- 醫療植入裝置
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $400 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- $950 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
- 意外急症門診治療費用賠償
- $100,000(shared)
- 懷孕併發症
- $100,000(shared)
- 家中看護
- $100,000(shared)
Cash Benefits Cash
- 住院陪床
- $100,000(shared)
- 日間手術現金惠益
- $400
- 交通費用津貼惠益
- $100
- 第二索償現金津貼
- $5,000
- 次級病房級別現金惠益
- Not applicable
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- $10,000
- 醫療意外事故保障
- $100,000
- 意外身故賠償
- —
Plan 3 / 7
太平人壽自願醫保靈活計劃 - 計劃2 - 半私家房
Taiping Life VHIS Flexi Plan - Plan 2 - Semi-Private Room
Step UpVer. Jul 7, 2021
- VHIS cert no.
- F00052-02-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$1,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,700 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $24,400 per Policy Year
- (c) 主診醫生巡房費
- $2,500 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $9,500 per Policy Year
- (e) 深切治療
- $6,000 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $ 8,000
- 外科醫生費 — 中型
- $20,000
- 外科醫生費 — 大型
- $40,000
- 外科醫生費 — 複雜
- $80,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,280, per visit, $7,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $55,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- $2,000 per day, $20,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- $120,000 per Policy Year
- 醫療植入裝置
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- $2,000 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Not applicable
- 意外急症門診治療費用賠償
- $11,000 per Policy Year within 24 hours of the Accident
- 懷孕併發症
- Subject to the linked benefit items' reimbursement limits
- 家中看護
- $1,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
Cash Benefits Cash
- 住院陪床
- $800
- 日間手術現金惠益
- $800
- 交通費用津貼惠益
- $200
- 第二索償現金津貼
- $10,000
- 次級病房級別現金惠益
- $750
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- $20,000
- 醫療意外事故保障
- $200,000
- 意外身故賠償
- —
Plan 4 / 7
太平人壽自願醫保靈活計劃 - 計劃3 - 半私家房連超額醫療保障
Taiping Life VHIS Flexi Plan - Plan 3 - Semi-Private Room with SMM
Step UpVer. Jul 7, 2021
- VHIS cert no.
- F00052-02-001-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$1,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$320,000 · 20% co-insurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,700 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $24,400 per Policy Year
- (c) 主診醫生巡房費
- $2,500 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $9,500 per Policy Year
- (e) 深切治療
- $6,000 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $ 8,000
- 外科醫生費 — 中型
- $20,000
- 外科醫生費 — 大型
- $40,000
- 外科醫生費 — 複雜
- $80,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,280, per visit, $7,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $55,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- $2,000 per day, $20,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- $120,000 per Policy Year
- 醫療植入裝置
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $600 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- $2,000 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
- 意外急症門診治療費用賠償
- $320,000(shared)
- 懷孕併發症
- $320,000(shared)
- 家中看護
- $320,000(shared)
Cash Benefits Cash
- 住院陪床
- $320,000(shared)
- 日間手術現金惠益
- $800
- 交通費用津貼惠益
- $200
- 第二索償現金津貼
- $10,000
- 次級病房級別現金惠益
- $750
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- $20,000
- 醫療意外事故保障
- $200,000
- 意外身故賠償
- —
Plan 5 / 7
太平人壽自願醫保靈活計劃 - 計劃4 - 標準私家房
Taiping Life VHIS Flexi Plan - Plan 4 - Standard Private Room
Step UpVer. Jul 7, 2021
- VHIS cert no.
- F00052-03-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$1,360,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $5,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $32,500 per Policy Year
- (c) 主診醫生巡房費
- $4,600 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $18,800 per Policy Year
- (e) 深切治療
- $9,400 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $ 11,200
- 外科醫生費 — 中型
- $27,900
- 外科醫生費 — 大型
- $55,800
- 外科醫生費 — 複雜
- $111,600
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
- (j) 訂明非手術癌症治療
- $180,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,370, per visit, $7,400 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $57,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- $4,000 per day, $40,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- $180,000 per Policy Year
- 醫療植入裝置
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- $3,500 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Not applicable
- 意外急症門診治療費用賠償
- $16,000 per Policy Year within 24 hours of the Accident
- 懷孕併發症
- Subject to the linked benefit items' reimbursement limits
- 家中看護
- $2,000 per visit, maximum 60 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital following surgery or completion of Day Case Procedure
Cash Benefits Cash
- 住院陪床
- $950
- 日間手術現金惠益
- $1,600
- 交通費用津貼惠益
- $300
- 第二索償現金津貼
- $15,000
- 次級病房級別現金惠益
- $1,000
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- $40,000
- 醫療意外事故保障
- $400,000
- 意外身故賠償
- —
Plan 6 / 7
太平人壽自願醫保靈活計劃 - 計劃5 - 標準私家房連超額醫療保障
Taiping Life VHIS Flexi Plan - Plan 5 - Standard Private Room with SMM
Step UpVer. Jul 7, 2021
- VHIS cert no.
- F00052-03-001-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$1,360,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$500,000 · 20% co-insurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $5,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $32,500 per Policy Year
- (c) 主診醫生巡房費
- $4,600 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $18,800 per Policy Year
- (e) 深切治療
- $9,400 per day, maximum 90 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $ 11,200
- 外科醫生費 — 中型
- $27,900
- 外科醫生費 — 大型
- $55,800
- 外科醫生費 — 複雜
- $111,600
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- Reimbursement begins; subject to the daily limits stated for this Supplemental Major Medical Benefit in the Benefit Schedule.
- (j) 訂明非手術癌症治療
- $180,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,370, per visit, $7,400 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $57,000 per Policy Year
Extra Benefits Extra
- 指定重建手術保障
- —
- 心臟復康保障
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- $4,000 per day, $40,000 per Policy Year, within 90 days after discharge from Hospital
- 門診洗腎
- $180,000 per Policy Year
- 醫療植入裝置
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $800 per visit, maximum 3 visits per Policy Year (1 visit per day), within 90 days after discharge from Hospital or completion of Day Case Procedure
- 出院後 / 日間手術後的額外門診輔助治療
- —
- 隔離病房費
- $3,500 per day, maximum 180 days per Policy Year
- 嚴重都市疾病額外保障
- Coinsurance under Supplemental Major Medical Benefits is reduced to 0% (i.e. 100% reimbursement rate) (applicable to specified chronic diseases)
- 意外急症門診治療費用賠償
- $500,000(shared)
- 懷孕併發症
- $500,000(shared)
- 家中看護
- $500,000(shared)
Cash Benefits Cash
- 住院陪床
- $500,000(shared)
- 日間手術現金惠益
- $1,600
- 交通費用津貼惠益
- $300
- 第二索償現金津貼
- $15,000
- 次級病房級別現金惠益
- $1,000
Event Benefits Event
- 中風傷殘津貼保障
- —
- 恩恤身故賠償
- $40,000
- 醫療意外事故保障
- $400,000
- 意外身故賠償
- —
Plan 7 / 7
太平人壽自願醫保優遇計劃HKD + USD
Taiping Life VHIS Priority Plan
High-endVer. Jan 1, 2023
- VHIS cert no.
- F00062-01-000-02F00062-02-000-02F00062-03-000-02F00062-04-000-02F00062-05-000-02F00062-06-000-02
- Plan Type
- Flexi
- Coverage region
- Asia incl. AU/NZ
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$20,000,000(US$2,500,000)
- Lifetime benefit limit
- • 無
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- HKD$0 / $20K / $50KUSDUS$0 / US$2,500 / US$6,250
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- $2,500,000(US$312,500)
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • 1 outpatient visit(s) or Emergency consultation(s) more than 30 days before Confinement/Day Case Procedure • All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 指定重建手術保障
- $200,000(US$25,000)
- 心臟復康保障
- $1,000 per visit, maximum 10 visits per Policy Year • Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$125)
- 中風復康治療
- $1,000 per visit, max 30 visits per Accident(US$125)
- 中風家居設備提升
- $50,000(US$6,250)
- 復康保障
- $100,000 per Policy Year, maximum 60 days per Policy Year (within the post-discharge window)(US$12,500)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- Specified items: Full reimbursement of Eligible ExpensesOther items: $200,000 per Policy Year(US$25,000)
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses, maximum 30 days per Policy Year (up to 2 visits per day)
- 善終服務
- $100,000(US$12,500)
- 出院後 / 日間手術後的中醫門診治療
- $600 per visit, maximum 20 visits per Policy Year (up to 1 per day) • Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$75)
- 出院後 / 日間手術後的額外門診輔助治療
- $1,000 per visit, maximum 30 visits per Policy Year (up to 1 per day) • Within 90 days after discharge from Hospital or completion of Day Case Procedure(US$125)
- 隔離病房費
- —
- 嚴重都市疾病額外保障
- —
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 24 hours of the Accident
- 懷孕併發症
- Full reimbursement
- 家中看護
- Full reimbursement of Eligible Expenses, maximum 200 days per Policy Year • Within the post-discharge window after surgery or Day Case Procedure
Cash Benefits Cash
- 住院陪床
- —
- 日間手術現金惠益
- $2,000 per surgery, maximum 1 surgery per Policy Year(US$250)
- 交通費用津貼惠益
- —
- 第二索償現金津貼
- —
- 次級病房級別現金惠益
- $2,000(US$250)
Event Benefits Event
- 中風傷殘津貼保障
- $5,000 per month, max 24 months per Accident(US$625)
- 恩恤身故賠償
- $80,000(US$10,000)
- 醫療意外事故保障
- —
- 意外身故賠償
- $80,000(US$10,000)