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Blue Cross — same-insurer plan comparison
Blue Cross (Asia-Pacific) Insurance Limited · 16 plan series · 28 variants
Blue Cross (Asia-Pacific) Insurance Limited offers 28 Voluntary Health Insurance Scheme (VHIS) plans in Hong Kong (1 Standard, 27 Flexi), covering Worldwide (including United States) and Asia incl. AU/NZ, across Ward, Standard Private Room, Semi-Private Room and No ward-class restriction (item limits apply) ward classes. Premiums, coverage items, deductible tiers and annual limits are compared side-by-side below.
Data version: Jan 1, 2026
「只衛您」標準自願醫保計劃
- VHIS cert no.
- S00032-01-000-02
- Plan Type
- Standard
- Main coverage region
- Worldwide (including United States)
- Ward class
- No ward-class restriction (item limits apply)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$14,000 per Policy Year
- (c) 主診醫生巡房費
- HK$750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$4,300 per Policy Year
- (e) 深切治療
- HK$3,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$5,000
- 外科醫生費 — 中型
- HK$12,500
- 外科醫生費 — 大型
- HK$25,000
- 外科醫生費 — 複雜
- HK$50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$580 per visit, HK$3,000 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- —
- 門診洗腎
- —
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- —
- 出院後 / 日間手術後的中醫門診治療
- —
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- —
Cash Benefits
- 額外現金補貼保障
- $400
- 日間手術現金惠益
- —
- 第二索償現金津貼
- —
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
$750 per day, maximum 180 days per Policy Year
$14,000 per Policy Year
$750 per day, maximum 180 days per Policy Year
$4,300 per Policy Year
$3,500 per day, maximum 25 days per Policy Year
$5,000
$12,500
$25,000
$50,000
$20,000 per Policy Year. Subject to 30% Coinsurance.
$80,000 per Policy Year
$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$400 per day, maximum 10 days per Policy Year
「只衛您」靈活自願醫保計劃
- VHIS cert no.
- F00014-01-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Ward
- Annual benefit limit
- Under age 76: HK$680,000Age 76+: HK$420,000
- Lifetime benefit limit
- Not listed
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$1,500 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$22,500 per Policy Year
- (c) 主診醫生巡房費
- HK$1,500 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$6,800 per Policy Year
- (e) 深切治療
- HK$5,600 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$7,000
- 外科醫生費 — 中型
- HK$17,500
- 外科醫生費 — 大型
- HK$35,000
- 外科醫生費 — 複雜
- HK$80,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year (this benefit limit is shared between I. Basic Benefits item (j), II. Additional Benefits items (a) and (b))
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$900 per visit, HK$4,800 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- —
- 門診洗腎
- HK$80,000 per Policy Year (this benefit limit is shared between I. Basic Benefits item (j), II. Additional Benefits items (a) and (b))
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$680 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$680 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$680 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- —
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- —
Cash Benefits
- 額外現金補貼保障
- $800
- 日間手術現金惠益
- $800
- 第二索償現金津貼
- —
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
$1,500 per day, maximum 180 days per Policy Year
$22,500 per Policy Year
$1,500 per day, maximum 180 days per Policy Year
$6,800 per Policy Year
$5,600 per day, maximum 25 days per Policy Year
$7,000
$17,500
$35,000
$80,000
$20,000 per Policy Year. Subject to 30% Coinsurance.
$80,000 per Policy Year (this benefit limit is shared between I. Basic Benefits item (j), II. Additional Benefits items (a) and (b))
$900, per visit, $4,800 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$80,000 per Policy Year (this benefit limit is shared between I. Basic Benefits item (j), II. Additional Benefits items (a) and (b))
$2,500 per Policy Year within 24 hours of the Accident
$680 per day, maximum 90 days per Policy Year
$680 per day, maximum 90 days per Policy Year
$800 per day, maximum 10 days per Policy Year
$680 per day, maximum 90 days per Policy Year
$800 per Day Case Procedure
「只衛您」超卓靈活自願醫保計劃 - 計劃C
- VHIS cert no.
- F00043-03-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Ward
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$540,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$1,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$22,000 per Policy Year
- (c) 主診醫生巡房費
- HK$1,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$6,300 per Policy Year
- (e) 深切治療
- HK$5,600 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$7,000
- 外科醫生費 — 中型
- HK$18,000
- 外科醫生費 — 大型
- HK$35,000
- 外科醫生費 — 複雜
- HK$90,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$4,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$80,000 per Policy Year
- 門診洗腎
- HK$80,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$7,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$860 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$860 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$860 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$150 per visit1 follow-up outpatient visit per day, up to 5 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $425
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $500
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
$1,000 per day, maximum 180 days per Policy Year
$22,000 per Policy Year
$1,000 per day, maximum 180 days per Policy Year
$6,300 per Policy Year
$5,600 per day, maximum 30 days per Policy Year
$7,000
$18,000
$35,000
$90,000
$20,000 per Policy Year. Subject to 30% Coinsurance.
$80,000 per Policy Year
$4,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$80,000 per Policy Year
$7,000 per Policy Year within 24 hours of the Accident
$860 per day, maximum 90 days per Policy Year
$80,000 per Policy Year
$150 per visit • 1 follow-up outpatient visit per day, up to 5 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$860 per day, maximum 90 days per Policy Year
$425 per day, maximum 45 days per Policy Year
$860 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$500 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃 C+額外醫療保障（不設共同保險）
- VHIS cert no.
- F00043-03-001-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Ward
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$540,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$300,000 (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$1,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$22,000 per Policy Year
- (c) 主診醫生巡房費
- HK$1,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$6,300 per Policy Year
- (e) 深切治療
- HK$5,600 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$7,000
- 外科醫生費 — 中型
- HK$18,000
- 外科醫生費 — 大型
- HK$35,000
- 外科醫生費 — 複雜
- HK$90,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$4,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$80,000 per Policy Year
- 門診洗腎
- HK$80,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$7,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$860 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$860 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$860 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$150 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $425
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $500
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
HK$300,000／per policy year
$1,000 per day, maximum 180 days per Policy Year
$22,000 per Policy Year
$1,000 per day, maximum 180 days per Policy Year
$6,300 per Policy Year
$5,600 per day, maximum 30 days per Policy Year
$7,000
$18,000
$35,000
$90,000
$20,000 per Policy Year. Subject to 30% Coinsurance.
$80,000 per Policy Year
$4,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$80,000 per Policy Year
$7,000 per Policy Year within 24 hours of the Accident
$860 per day, maximum 90 days per Policy Year
$80,000 per Policy Year
$150 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$860 per day, maximum 90 days per Policy Year
$425 per day, maximum 45 days per Policy Year
$860 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$500 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃 C+額外醫療保障（設20%共同保險）
- VHIS cert no.
- F00043-03-002-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Ward
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$540,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$300,000 (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$1,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$22,000 per Policy Year
- (c) 主診醫生巡房費
- HK$1,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$6,300 per Policy Year
- (e) 深切治療
- HK$5,600 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$7,000
- 外科醫生費 — 中型
- HK$18,000
- 外科醫生費 — 大型
- HK$35,000
- 外科醫生費 — 複雜
- HK$90,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$4,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$80,000 per Policy Year
- 門診洗腎
- HK$80,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$7,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$860 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$860 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$860 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$150 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $425
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $500
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
HK$300,000／per policy year, 20% coinsurance
$1,000 per day, maximum 180 days per Policy Year
$22,000 per Policy Year
$1,000 per day, maximum 180 days per Policy Year
$6,300 per Policy Year
$5,600 per day, maximum 30 days per Policy Year
$7,000
$18,000
$35,000
$90,000
$20,000 per Policy Year. Subject to 30% Coinsurance.
$80,000 per Policy Year
$4,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$80,000 per Policy Year
$7,000 per Policy Year within 24 hours of the Accident
$860 per day, maximum 90 days per Policy Year
$80,000 per Policy Year
$150 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$860 per day, maximum 90 days per Policy Year
$425 per day, maximum 45 days per Policy Year
$860 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$500 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃 D+額外醫療保障（設20%共同保險）
- VHIS cert no.
- F00043-04-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Ward
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$420,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$120,000 (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$14,000 per Policy Year
- (c) 主診醫生巡房費
- HK$750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$4,300 per Policy Year
- (e) 深切治療
- HK$3,500 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$5,000
- 外科醫生費 — 中型
- HK$12,500
- 外科醫生費 — 大型
- HK$25,000
- 外科醫生費 — 複雜
- HK$50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$3,000 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$50,000 per Policy Year
- 門診洗腎
- HK$50,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$800 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$800 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$800 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$150 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $400
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $500
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
HK$120,000／per policy year, 20% coinsurance
$800 per day, maximum 180 days per Policy Year
$14,000 per Policy Year
$750 per day, maximum 180 days per Policy Year
$4,300 per Policy Year
$3,500 per day, maximum 30 days per Policy Year
$5,000
$12,500
$25,000
$50,000
$20,000 per Policy Year. Subject to 30% Coinsurance.
$80,000 per Policy Year
$3,000 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$50,000 per Policy Year
$2,500 per Policy Year within 24 hours of the Accident
$800 per day, maximum 90 days per Policy Year
$50,000 per Policy Year
$150 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$800 per day, maximum 90 days per Policy Year
$400 per day, maximum 45 days per Policy Year
$800 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$500 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃B
- VHIS cert no.
- F00043-02-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$540,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$2,200 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$27,500 per Policy Year
- (c) 主診醫生巡房費
- HK$2,200 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$7,400 per Policy Year
- (e) 深切治療
- HK$6,600 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$9,000
- 外科醫生費 — 中型
- HK$22,000
- 外科醫生費 — 大型
- HK$40,000
- 外科醫生費 — 複雜
- HK$120,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$30,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$8,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$35,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$100,000 per Policy Year
- 門診洗腎
- HK$100,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$11,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$2,040 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$2,040 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$2,040 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$180 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $1,010
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $600
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
$2,200 per day, maximum 180 days per Policy Year
$27,500 per Policy Year
$2,200 per day, maximum 180 days per Policy Year
$7,400 per Policy Year
$6,600 per day, maximum 30 days per Policy Year
$9,000
$22,000
$40,000
$120,000
$30,000 per Policy Year. Subject to 30% Coinsurance.
$100,000 per Policy Year
$8,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$35,000 per Policy Year
$100,000 per Policy Year
$11,000 per Policy Year within 24 hours of the Accident
$2,040 per day, maximum 90 days per Policy Year
$100,000 per Policy Year
$180 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$2,040 per day, maximum 90 days per Policy Year
$1,010 per day, maximum 45 days per Policy Year
$2,040 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$600 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃 B+額外醫療保障（不設共同保險）
- VHIS cert no.
- F00043-02-001-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$540,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$450,000 (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$2,200 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$27,500 per Policy Year
- (c) 主診醫生巡房費
- HK$2,200 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$7,400 per Policy Year
- (e) 深切治療
- HK$6,600 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$9,000
- 外科醫生費 — 中型
- HK$22,000
- 外科醫生費 — 大型
- HK$40,000
- 外科醫生費 — 複雜
- HK$120,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$30,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$8,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$35,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$100,000 per Policy Year
- 門診洗腎
- HK$100,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$11,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$2,040 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$2,040 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$2,040 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$180 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $1,010
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $600
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
HK$450,000／per policy year
$2,200 per day, maximum 180 days per Policy Year
$27,500 per Policy Year
$2,200 per day, maximum 180 days per Policy Year
$7,400 per Policy Year
$6,600 per day, maximum 30 days per Policy Year
$9,000
$22,000
$40,000
$120,000
$30,000 per Policy Year. Subject to 30% Coinsurance.
$100,000 per Policy Year
$8,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$35,000 per Policy Year
$100,000 per Policy Year
$11,000 per Policy Year within 24 hours of the Accident
$2,040 per day, maximum 90 days per Policy Year
$100,000 per Policy Year
$180 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$2,040 per day, maximum 90 days per Policy Year
$1,010 per day, maximum 45 days per Policy Year
$2,040 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$600 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃 B+額外醫療保障（設20%共同保險）
- VHIS cert no.
- F00043-02-002-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$540,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$450,000 (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$2,200 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$27,500 per Policy Year
- (c) 主診醫生巡房費
- HK$2,200 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$7,400 per Policy Year
- (e) 深切治療
- HK$6,600 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$9,000
- 外科醫生費 — 中型
- HK$22,000
- 外科醫生費 — 大型
- HK$40,000
- 外科醫生費 — 複雜
- HK$120,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$30,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$8,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$35,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$100,000 per Policy Year
- 門診洗腎
- HK$100,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$11,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$2,040 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$2,040 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$2,040 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$180 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $1,010
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $600
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
HK$450,000／per policy year, 20% coinsurance
$2,200 per day, maximum 180 days per Policy Year
$27,500 per Policy Year
$2,200 per day, maximum 180 days per Policy Year
$7,400 per Policy Year
$6,600 per day, maximum 30 days per Policy Year
$9,000
$22,000
$40,000
$120,000
$30,000 per Policy Year. Subject to 30% Coinsurance.
$100,000 per Policy Year
$8,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$35,000 per Policy Year
$100,000 per Policy Year
$11,000 per Policy Year within 24 hours of the Accident
$2,040 per day, maximum 90 days per Policy Year
$100,000 per Policy Year
$180 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$2,040 per day, maximum 90 days per Policy Year
$1,010 per day, maximum 45 days per Policy Year
$2,040 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$600 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃A
- VHIS cert no.
- F00043-01-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Standard Private Room
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$830,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$4,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$42,000 per Policy Year
- (c) 主診醫生巡房費
- HK$4,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$10,000 per Policy Year
- (e) 深切治療
- HK$10,000 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$12,000
- 外科醫生費 — 中型
- HK$30,000
- 外科醫生費 — 大型
- HK$50,000
- 外科醫生費 — 複雜
- HK$150,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$40,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$10,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$40,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$120,000 per Policy Year
- 門診洗腎
- HK$120,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$15,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$3,400 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$3,400 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$3,400 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$200 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $1,700
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,200
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
$4,000 per day, maximum 180 days per Policy Year
$42,000 per Policy Year
$4,000 per day, maximum 180 days per Policy Year
$10,000 per Policy Year
$10,000 per day, maximum 30 days per Policy Year
$12,000
$30,000
$50,000
$150,000
$40,000 per Policy Year. Subject to 30% Coinsurance.
$120,000 per Policy Year
$10,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$40,000 per Policy Year
$120,000 per Policy Year
$15,000 per Policy Year within 24 hours of the Accident
$3,400 per day, maximum 90 days per Policy Year
$120,000 per Policy Year
$200 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$3,400 per day, maximum 90 days per Policy Year
$1,700 per day, maximum 45 days per Policy Year
$3,400 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$1,200 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃 A+額外醫療保障（不設共同保險）
- VHIS cert no.
- F00043-01-001-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Standard Private Room
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$830,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$600,000 (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$4,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$42,000 per Policy Year
- (c) 主診醫生巡房費
- HK$4,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$10,000 per Policy Year
- (e) 深切治療
- HK$10,000 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$12,000
- 外科醫生費 — 中型
- HK$30,000
- 外科醫生費 — 大型
- HK$50,000
- 外科醫生費 — 複雜
- HK$150,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$40,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$10,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$40,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$120,000 per Policy Year
- 門診洗腎
- HK$120,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$15,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$3,400 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$3,400 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$3,400 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$200 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $1,700
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,200
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
HK$600,000／per policy year
$4,000 per day, maximum 180 days per Policy Year
$42,000 per Policy Year
$4,000 per day, maximum 180 days per Policy Year
$10,000 per Policy Year
$10,000 per day, maximum 30 days per Policy Year
$12,000
$30,000
$50,000
$150,000
$40,000 per Policy Year. Subject to 30% Coinsurance.
$120,000 per Policy Year
$10,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$40,000 per Policy Year
$120,000 per Policy Year
$15,000 per Policy Year within 24 hours of the Accident
$3,400 per day, maximum 90 days per Policy Year
$120,000 per Policy Year
$200 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$3,400 per day, maximum 90 days per Policy Year
$1,700 per day, maximum 45 days per Policy Year
$3,400 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$1,200 per day during Confinement, maximum 90 days per Policy Year
「只衛您」超卓靈活自願醫保計劃 - 計劃 A+額外醫療保障（設20%共同保險）
- VHIS cert no.
- F00043-01-002-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Standard Private Room
- Annual benefit limit
- Under age 76: No aggregate limitAge 76+: HK$830,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$600,000 (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$4,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$42,000 per Policy Year
- (c) 主診醫生巡房費
- HK$4,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$10,000 per Policy Year
- (e) 深切治療
- HK$10,000 per day, maximum 30 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$12,000
- 外科醫生費 — 中型
- HK$30,000
- 外科醫生費 — 大型
- HK$50,000
- 外科醫生費 — 複雜
- HK$150,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$40,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$10,800 per Policy Year Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$40,000 per Policy Year
Extra Benefits
- 指定重建手術保障
- —
- 重建手術的醫療裝置費用
- —
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$120,000 per Policy Year
- 門診洗腎
- HK$120,000 per Policy Year
- 器官移植的捐贈者保障
- —
- 懷孕併發症
- —
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- HK$15,000 per Policy Year within 24 hours of the Accident
- 住院陪床
- HK$3,400 per day, maximum 90 days per Policy Year
- 私家看護費 (住院期間)
- HK$3,400 per day, maximum 90 days per Policy Year
- 善終服務
- —
- 家中看護
- HK$3,400 per day, maximum 90 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- HK$200 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- HK$1,000 per day, maximum 30 days per Policy Year
Cash Benefits
- 額外現金補貼保障
- $1,700
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,200
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- —
No aggregate limit
HK$600,000／per policy year, 20% coinsurance
$4,000 per day, maximum 180 days per Policy Year
$42,000 per Policy Year
$4,000 per day, maximum 180 days per Policy Year
$10,000 per Policy Year
$10,000 per day, maximum 30 days per Policy Year
$12,000
$30,000
$50,000
$150,000
$40,000 per Policy Year. Subject to 30% Coinsurance.
$120,000 per Policy Year
$10,800 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$40,000 per Policy Year
$120,000 per Policy Year
$15,000 per Policy Year within 24 hours of the Accident
$3,400 per day, maximum 90 days per Policy Year
$120,000 per Policy Year
$200 per visit, 1 follow-up outpatient visit per day, up to 5 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per day, maximum 30 days per Policy Year
$3,400 per day, maximum 90 days per Policy Year
$1,700 per day, maximum 45 days per Policy Year
$3,400 per day, maximum 90 days per Policy Year
$1,000 per Day Case Procedure
$1,200 per day during Confinement, maximum 90 days per Policy Year
藍十字「愛自己」自願醫保計劃 (亞洲及澳紐)
- VHIS cert no.
- F00073-01-000-01F00073-02-000-01F00073-03-000-01F00073-04-000-01
- Plan Type
- Flexi
- Main coverage region
- Asia incl. AU/NZ
- Ward class
- Ward（Confinement in Hong Kong, Macau or Mainland China (Emergency and Non-Emergency Treatment)） Semi-Private Room（Confinement in Asia & Australia-New Zealand, except Hong Kong, Macau and Mainland China (Emergency Treatment)） Ward（Confinement in Asia & Australia-New Zealand, except Hong Kong, Macau and Mainland China (Non-Emergency Treatment)） Semi-Private Room（Outside Asia (emergency)）
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- HK$40,000,000
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- $0 / $20K / $40K / $80K
- Deductible reduction at specified ages
- 50, 55, 60, 65, 70, 75, 80, 85 years Once per lifetime · no fresh underwriting 2 continuous policy years required No ordinary reduction in previous 2 years (age 85 exception) Application required
Basic Benefits
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $40,000
Extra Benefits
- 指定重建手術保障
- $160,000
- 重建手術的醫療裝置費用
- $50,000
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$1,800 per day, maximum 30 days per Policy Year (within the post-discharge window)
- 門診洗腎
- Full reimbursement
- 器官移植的捐贈者保障
- 30% of the total transplant cost (only for heart, kidney, liver, lung or bone marrow transplants performed in Hong Kong)
- 懷孕併發症
- $100,000
- 意外牙科治療
- Full reimbursementof Eligible Expenses within 3 months of the Accident
- 意外急症門診治療費用賠償
- Full reimbursementof Eligible Expenses within 24 hours of the Accident
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, services provided by 1 registered nurse per day, maximum 30 days per Policy Year
- 善終服務
- $100,000
- 家中看護
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $400
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- —
Cash Benefits
- 額外現金補貼保障
- —
- 日間手術現金惠益
- $1,200
- 第二索償現金津貼
- $800
- 於香港入住深切治療部的現金保障
- $1,000
Event Benefits
- 中風傷殘津貼保障
- —
Once per lifetime · no fresh underwriting Continuous cover for 2 policy years and no deductible reduction in the preceding 2 years (latter waived at 85). Apply at least 30 days before renewal on or following the birthday. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses • Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$40,000 per Policy Year
Full reimbursement of Eligible Expenses
$1,800 per day, maximum 30 days per Policy Year (within the post-discharge window)
$400 per visit • 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure
Full reimbursement of Eligible Expenses
$160,000 per Accident or per mastectomy
$50,000 per item per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
Full reimbursement of Eligible Expenses
$1,200 per Day Case Procedure
$800 per day during Confinement, maximum 60 days per Policy Year
$1,000 per day, maximum 30 days per Policy Year
藍十字「愛自己」自願醫保計劃 (全球)
- VHIS cert no.
- F00073-05-000-01F00073-06-000-01F00073-07-000-01F00073-08-000-01
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Ward（Confinement in Hong Kong, Macau or Mainland China (Emergency and Non-Emergency Treatment)） Semi-Private Room（Confinement outside Hong Kong, Macau or Mainland China (Emergency Treatment)） Ward（Confinement outside Hong Kong, Macau or Mainland China (Non-Emergency Treatment)）
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- HK$40,000,000
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- $0 / $20K / $40K / $80K
- Deductible reduction at specified ages
- 50, 55, 60, 65, 70, 75, 80, 85 years Once per lifetime · no fresh underwriting 2 continuous policy years required No ordinary reduction in previous 2 years (age 85 exception) Application required
Basic Benefits
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $40,000
Extra Benefits
- 指定重建手術保障
- $160,000
- 重建手術的醫療裝置費用
- $50,000
- 中風復康治療
- —
- 中風家居設備提升
- —
- 復康保障
- HK$1,800 per day, maximum 30 days per Policy Year (within the post-discharge window)
- 門診洗腎
- Full reimbursement
- 器官移植的捐贈者保障
- 30% of the total transplant cost (only for heart, kidney, liver, lung or bone marrow transplants performed in Hong Kong)
- 懷孕併發症
- $100,000
- 意外牙科治療
- Full reimbursementof Eligible Expenses within 3 months of the Accident
- 意外急症門診治療費用賠償
- Full reimbursementof Eligible Expenses within 24 hours of the Accident
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, services provided by 1 registered nurse per day, maximum 30 days per Policy Year
- 善終服務
- $100,000
- 家中看護
- Full reimbursementof Eligible Expenses, services provided by 1 registered nurse per day, maximum 90 days per Policy Year (within the post-discharge window after surgery or Intensive Care Unit stay)
- 出院後 / 日間手術後的中醫門診治療
- $400
- 非住院睡眠窒息症測試
- —
- 隔離病房費
- —
Cash Benefits
- 額外現金補貼保障
- —
- 日間手術現金惠益
- $1,200
- 第二索償現金津貼
- $800
- 於香港入住深切治療部的現金保障
- $1,000
Event Benefits
- 中風傷殘津貼保障
- —
Once per lifetime · no fresh underwriting Continuous cover for 2 policy years and no deductible reduction in the preceding 2 years (latter waived at 85). Apply at least 30 days before renewal on or following the birthday. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses • Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$40,000 per Policy Year
Full reimbursement of Eligible Expenses
$1,800 per day, maximum 30 days per Policy Year (within the post-discharge window)
$400 per visit • 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$160,000 per Accident or per mastectomy
$50,000 per item per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
Full reimbursement of Eligible Expenses
$1,200 per Day Case Procedure
$800 per day during Confinement, maximum 60 days per Policy Year
$1,000 per day, maximum 30 days per Policy Year
藍十字尊悅自願醫保計劃 (亞洲及澳紐)
- VHIS cert no.
- F00059-01-000-01F00059-02-000-01F00059-03-000-01F00059-04-000-01
- Plan Type
- Flexi
- Main coverage region
- Asia incl. AU/NZ
- Ward class
- Semi-Private Room（HK / Macau / Mainland） Standard Private Room（Hospitalisation outside Hong Kong, Macau or Mainland China）
- Annual benefit limit
- HK$10,000,000
- Lifetime benefit limit
- HK$48,000,000
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- $0 / $20K / $40K / $80K
- Deductible reduction at specified ages
- 50, 55, 60, 65, 70, 75, 80, 85 years Once per lifetime · no fresh underwriting 2 continuous policy years required No ordinary reduction in previous 2 years (age 85 exception) Application required
Basic Benefits
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $60,000
Extra Benefits
- 指定重建手術保障
- $180,000
- 重建手術的醫療裝置費用
- $100,000
- 中風復康治療
- HK$1,000 per visit, 1 per day, maximum 30 days per Policy Year, aggregate maximum HK$100,000 per Accident
- 中風家居設備提升
- $80,000
- 復康保障
- HK$1,800 per day, maximum 90 days per Policy Year (within the post-discharge window)
- 門診洗腎
- Full reimbursement
- 器官移植的捐贈者保障
- 30% of the total transplant cost (only for heart, kidney, liver, lung or bone marrow transplants performed in Hong Kong)
- 懷孕併發症
- $180,000
- 意外牙科治療
- Full reimbursementof Eligible Expenses within 3 months of the Accident
- 意外急症門診治療費用賠償
- Full reimbursementof Eligible Expenses within 24 hours of the Accident
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 120 days per Policy Year
- 善終服務
- $100,000
- 家中看護
- Full reimbursementof Eligible Expenses, maximum 196 days per Policy Year (within the post-discharge window following surgery or Intensive Care Unit stay)
- 出院後 / 日間手術後的中醫門診治療
- $600
- 非住院睡眠窒息症測試
- $10,000
- 隔離病房費
- —
Cash Benefits
- 額外現金補貼保障
- $1,600
- 日間手術現金惠益
- $2,400
- 第二索償現金津貼
- $1,200
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- HK$7,500 per month, maximum 24 months per Accident
Once per lifetime · no fresh underwriting Continuous cover for 2 policy years and no deductible reduction in the preceding 2 years (latter waived at 85). Apply at least 30 days before renewal on or following the birthday. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses • Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$60,000 per Policy Year
Full reimbursement of Eligible Expenses
$1,800 per day, maximum 90 days per Policy Year (within the post-discharge window)
$600 per visit • 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$180,000 per Accident or per mastectomy
$100,000 per item per Policy Year
$100,000 per Policy Year
$180,000 per Policy Year
$80,000 per Accident
$1,000 per visit, 1 per day, maximum 30 days per Policy Year, aggregate maximum $100,000 per Accident
$7,500 per month, maximum 24 months per Accident
$10,000 per sleep apnoea diagnosis
$1,600 per day, maximum 60 days per Policy Year
Full reimbursement of Eligible Expenses
$2,400 per Day Case Procedure
$1,200 per day during Confinement, maximum 60 days per Policy Year
藍十字尊悅自願醫保計劃 (全球)
- VHIS cert no.
- F00059-05-000-01F00059-06-000-01F00059-07-000-01F00059-08-000-01
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room（HK / Macau / Mainland） Standard Private Room（Hospitalisation outside Hong Kong, Macau or Mainland China）
- Annual benefit limit
- HK$10,000,000
- Lifetime benefit limit
- HK$48,000,000
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- $0 / $20K / $40K / $80K
- Deductible reduction at specified ages
- 50, 55, 60, 65, 70, 75, 80, 85 years Once per lifetime · no fresh underwriting 2 continuous policy years required No ordinary reduction in previous 2 years (age 85 exception) Application required
Basic Benefits
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $60,000
Extra Benefits
- 指定重建手術保障
- $180,000
- 重建手術的醫療裝置費用
- $100,000
- 中風復康治療
- HK$1,000 per visit, 1 per day, maximum 30 days per Policy Year, aggregate maximum HK$100,000 per Accident
- 中風家居設備提升
- $80,000
- 復康保障
- HK$1,800 per day, maximum 90 days per Policy Year (within the post-discharge window)
- 門診洗腎
- Full reimbursement
- 器官移植的捐贈者保障
- 30% of the total transplant cost (only for heart, kidney, liver, lung or bone marrow transplants performed in Hong Kong)
- 懷孕併發症
- $180,000
- 意外牙科治療
- Full reimbursementof Eligible Expenses within 3 months of the Accident
- 意外急症門診治療費用賠償
- Full reimbursementof Eligible Expenses within 24 hours of the Accident
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 120 days per Policy Year
- 善終服務
- $100,000
- 家中看護
- Full reimbursementof Eligible Expenses, maximum 196 days per Policy Year (within the post-discharge window following surgery or Intensive Care Unit stay)
- 出院後 / 日間手術後的中醫門診治療
- $600
- 非住院睡眠窒息症測試
- $10,000
- 隔離病房費
- —
Cash Benefits
- 額外現金補貼保障
- $1,600
- 日間手術現金惠益
- $2,400
- 第二索償現金津貼
- $1,200
- 於香港入住深切治療部的現金保障
- —
Event Benefits
- 中風傷殘津貼保障
- HK$7,500 per month, maximum 24 months per Accident
Once per lifetime · no fresh underwriting Continuous cover for 2 policy years and no deductible reduction in the preceding 2 years (latter waived at 85). Apply at least 30 days before renewal on or following the birthday. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses • Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • All relevant follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$60,000 per Policy Year
Full reimbursement of Eligible Expenses
$1,800 per day, maximum 90 days per Policy Year (within the post-discharge window)
$600 per visit • 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$180,000 per Accident or per mastectomy
$100,000 per item per Policy Year
$100,000 per Policy Year
$180,000 per Policy Year
$80,000 per Accident
$1,000 per visit, 1 per day, maximum 30 days per Policy Year, aggregate maximum $100,000 per Accident
$7,500 per month, maximum 24 months per Accident
$10,000 per sleep apnoea diagnosis
$1,600 per day, maximum 60 days per Policy Year
Full reimbursement of Eligible Expenses
$2,400 per Day Case Procedure
$1,200 per day during Confinement, maximum 60 days per Policy Year
“No overall limit”: individual items still have limits. “—”: the item does not apply to that plan, or the benefit schedule does not list it separately (e.g. it is split by surgery category); this does not necessarily mean it is never paid. “Not listed”: we could not confirm it from the plan documents.