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Bank of China Group Insurance Company Limited — same-insurer plan comparison
Bank of China Group Insurance Company Limited · 9 plan series (9 variants, sorted from basic to comprehensive)
項目
Highlights
VHIS cert no.
S00035-01-000-02Benefits PDFPremiums PDF
F00028-01-000-02Benefits PDFPremiums PDF
F00028-01-001-02Benefits PDFPremiums PDF
F00028-01-002-02Benefits PDFPremiums PDF
F00028-01-003-02Benefits PDFPremiums PDF
F00028-01-004-02Benefits PDFPremiums PDF
F00028-01-005-02Benefits PDFPremiums PDF
F00028-01-006-02Benefits PDFPremiums PDF
F00028-01-007-02Benefits PDFPremiums PDF
Plan type
Standard
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Coverage region
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Ward
N/A (capped)
Ward
Ward
Ward
Ward
Ward
Ward
Ward
Ward
Lifetime limit
—
—
—
—
—
—
—
—
—
Annual limit
—
—
—
—
—
—
—
—
Per illness
—
—
—
—
—
—
—
—
—
SMM top-up
—
—
— see shared limit below
— see shared limit below
— see shared limit below
No-Claim Bonus
—
—
—
—
—
—
—
—
—
Deductible
—
—
—
—
—
—
—
—
—
Version
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
$18,000 per Policy Year
$18,000 per Policy Year
$18,000 per Policy Year
$18,000 per Policy Year
$18,000 per Policy Year
$18,000 per Policy Year
$18,000 per Policy Year
$18,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
$1,450 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor
$5,000
$ 6,500
$ 6,500
$ 6,500
$ 6,500
$ 6,500
$ 6,500
$ 6,500
$ 6,500
Surgeon's fee — Intermediate
$12,500
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
Surgeon's fee — Major
$25,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
Surgeon's fee — Complex
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$650, per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
$2,500 per Policy Year within 24 hours of the Accident
$2,500 per Policy Year within 24 hours of the Accident
$2,500 per Policy Year within 24 hours of the Accident
$2,500 per Policy Year within 24 hours of the Accident
$2,500 per Policy Year within 24 hours of the Accident
$2,500 per Policy Year within 24 hours of the Accident
$2,500 per Policy Year within 24 hours of the Accident
$2,500 per Policy Year within 24 hours of the Accident
Inpatient-related
Medical implants / prosthetic devices
—
$20,000 per Policy Year
$20,000 per Policy Year
$20,000 per Policy Year
$20,000 per Policy Year
$20,000 per Policy Year
$20,000 per Policy Year
$20,000 per Policy Year
$20,000 per Policy Year
Complications of pregnancy
—
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
SMM umbrella benefit (lifts multiple basic items)
—
—
—
—
—
—
Subject to 20% Coinsurance (i.e. 80% reimbursement rate). Annual benefit limit: aged 75 or below: $400,000 per Policy Year; aged 76 or above: $100,000 per Policy Year
Subject to 20% Coinsurance (i.e. 80% reimbursement rate). Annual benefit limit: aged 75 or below: $400,000 per Policy Year; aged 76 or above: $100,000 per Policy Year
Subject to 20% Coinsurance (i.e. 80% reimbursement rate). Annual benefit limit: aged 75 or below: $400,000 per Policy Year; aged 76 or above: $100,000 per Policy Year
Hospital companion bed fee reimbursement
—
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
$800 per day, maximum 180 days per Policy Year
Medical implants — specified items (top-up)
—
—
$100,000 per Policy Year
$200,000 per Policy Year
$300,000 per Policy Year
—
$100,000 per Policy Year
$200,000 per Policy Year
$300,000 per Policy Year
Medical implants — unspecified items
—
—
$50,000 per Policy Year
$100,000 per Policy Year
$150,000 per Policy Year
—
$50,000 per Policy Year
$100,000 per Policy Year
$150,000 per Policy Year
Outpatient-related
Outpatient kidney dialysis
—
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
Daily post-surgery home nursing benefit
—
$500 per day, maximum 180 days per Policy Year
$500 per day, maximum 180 days per Policy Year
$500 per day, maximum 180 days per Policy Year
$500 per day, maximum 180 days per Policy Year
$500 per day, maximum 180 days per Policy Year
$500 per day, maximum 180 days per Policy Year
$500 per day, maximum 180 days per Policy Year
$500 per day, maximum 180 days per Policy Year
Cancer-related
Major Cancer supplementary benefit
—
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
Plan name
Entry-level Pick
Ver. Apr 1, 2021
VHIS cert no.
S00035-01-000-02Benefits PDFPremiums PDF
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness benefit limit
—
SMM Supplemental Major Medical
—
No-Claim Bonus
—
Deductible Options
—
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor
$5,000
Surgeon's fee — Intermediate
$12,500
Surgeon's fee — Major
$25,000
Surgeon's fee — Complex
$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year
• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure
• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments適用的保障地域範圍為中國內地、香港、澳門
$30,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
Inpatient-related
Medical implants / prosthetic devices
—
Complications of pregnancy
—
SMM umbrella benefit (lifts multiple basic items)
—
Hospital companion bed fee reimbursement
—
Medical implants — specified items (top-up)
—
Medical implants — unspecified items
—
Outpatient-related
Outpatient kidney dialysis
—
Daily post-surgery home nursing benefit
—
Cancer-related
Major Cancer supplementary benefit
—
Plan 1 / 9
中銀標準自願醫保計劃認可產品
BOC Standard Voluntary Health Insurance Scheme Certified Plan
Entry-level PickVer. Apr 1, 2021
- VHIS cert no.
- S00035-01-000-02
- Plan Type
- Standard
- Coverage region
- Worldwide
- Ward class
- N/A (capped)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $30,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- —
- 主要癌症額外保障
- —
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 訂明非手術癌症治療
- —
- 意外急症門診治療費用賠償
- —
- 住院陪床
- —
- 家中看護
- —
- 醫療植入裝置 — 指定項目 (額外)
- —
- 醫療植入裝置 — 非指定項目
- —
Plan 2 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- —
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- —
- 醫療植入裝置 — 非指定項目
- —
Plan 3 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃+升級保障1
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with upgraded benefits 1
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-001-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- — see shared limit below
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- —
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- $100,000(shared)
- 醫療植入裝置 — 非指定項目
- $100,000(shared)
Plan 4 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃+升級保障2
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with upgraded benefits 2
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-002-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- — see shared limit below
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- —
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- $200,000(shared)
- 醫療植入裝置 — 非指定項目
- $200,000(shared)
Plan 5 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃+升級保障3
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with upgraded benefits 3
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-003-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- — see shared limit below
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- —
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- $300,000(shared)
- 醫療植入裝置 — 非指定項目
- $300,000(shared)
Plan 6 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃+附加重症住院保障
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-004-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$400,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- —
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- —
- 醫療植入裝置 — 非指定項目
- —
Plan 7 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃+附加重症住院保障+升級保障1
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM & upgraded benefits 1
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-005-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$400,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- Subject to 20% Coinsurance (i.e. 80% reimbursement rate). Annual benefit limit: aged 75 or below: $400,000 per Policy Year; aged 76 or above: $100,000 per Policy Year
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- $100,000(shared)
- 醫療植入裝置 — 非指定項目
- $100,000(shared)
Plan 8 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃+附加重症住院保障+升級保障2
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM & upgraded benefits 2
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-006-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$400,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- Subject to 20% Coinsurance (i.e. 80% reimbursement rate). Annual benefit limit: aged 75 or below: $400,000 per Policy Year; aged 76 or above: $100,000 per Policy Year
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- $200,000(shared)
- 醫療植入裝置 — 非指定項目
- $200,000(shared)
Plan 9 / 9
中銀靈活自願醫保計劃認可產品 - 基本計劃+附加重症住院保障+升級保障3
BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM & upgraded benefits 3
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00028-01-007-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$400,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,450 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $18,000 per Policy Year
- (c) 主診醫生巡房費
- $1,450 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 6,500
- 外科醫生費 — 中型
- $15,000
- 外科醫生費 — 大型
- $30,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $650, per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療適用的保障地域範圍為中國內地、香港、澳門
- $40,000 per Policy Year
Extra Benefits Extra
- 門診洗腎
- $100,000 per Policy Year
- 主要癌症額外保障
- $50,000 per Policy Year
- 醫療植入裝置
- $20,000 per Policy Year
- 懷孕併發症
- $50,000 per Policy Year
- 訂明非手術癌症治療
- Subject to 20% Coinsurance (i.e. 80% reimbursement rate). Annual benefit limit: aged 75 or below: $400,000 per Policy Year; aged 76 or above: $100,000 per Policy Year
- 意外急症門診治療費用賠償
- $2,500 per Policy Year within 24 hours of the Accident
- 住院陪床
- $800 per day, maximum 180 days per Policy Year
- 家中看護
- $500 per day, maximum 180 days per Policy Year
- 醫療植入裝置 — 指定項目 (額外)
- $300,000(shared)
- 醫療植入裝置 — 非指定項目
- $300,000(shared)