AXA — same-insurer plan comparison

No aggregate limit

$800 per day, maximum 180 days per Policy Year

$14,000 per Policy Year

$750 per day, maximum 180 days per Policy Year

$4,300 per Policy Year

$3,500 per day, maximum 90 days per Policy Year

$5,000

$12,500

$25,000

$50,000

$20,000 per Policy Year. Subject to 30% Coinsurance.

$80,000 per Policy Year

$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

$30,000 per Policy Year

$50,000 per Policy Year

$5,000 per Policy Year within 24 hours of the Accident

$15,000 per policy

$60,000 per policy

No aggregate limit

HK$116,000／per policy year, 20% coinsurance

$800 per day, maximum 180 days per Policy Year Effective from day 181 of confinement

$14,000 per Policy Year

$750 per day, maximum 180 days per Policy Year Effective from day 181 of confinement

$4,300 per Policy Year

$3,500 per day, maximum 90 days per Policy Year Effective from day 91 of confinement

$5,000

$12,500

$25,000

$50,000

$20,000 per Policy Year. Subject to 30% Coinsurance.

$80,000 per Policy Year

$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

$30,000 per Policy Year

$50,000 per Policy Year

$5,000 per Policy Year within 24 hours of the Accident

$15,000 per policy

$60,000 per policy

No aggregate limit

$1,600 per day, maximum 180 days per Policy Year

$20,000 per Policy Year

$1,500 per day, maximum 180 days per Policy Year

$5,000 per Policy Year

$5,000 per day, maximum 90 days per Policy Year

$8,000

$20,000

$40,000

$80,000

$25,000 per Policy Year. Subject to 30% Coinsurance.

$80,000 per Policy Year

$780, per visit, $5,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

$30,000 per Policy Year

$100,000 per Policy Year

$10,000 per Policy Year within 24 hours of the Accident

$20,000 per policy

$200,000 per policy

No aggregate limit

HK$180,000／per policy year, 20% coinsurance

$1,600 per day, maximum 180 days per Policy Year Effective from day 181 of confinement

$20,000 per Policy Year

$1,500 per day, maximum 180 days per Policy Year Effective from day 181 of confinement

$5,000 per Policy Year

$5,000 per day, maximum 90 days per Policy Year Effective from day 91 of confinement

$8,000

$20,000

$40,000

$80,000

$25,000 per Policy Year. Subject to 30% Coinsurance.

$80,000 per Policy Year

$780, per visit, $5,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

$30,000 per Policy Year

$100,000 per Policy Year

$10,000 per Policy Year within 24 hours of the Accident

$20,000 per policy

$200,000 per policy

No aggregate limit

$4,500 per day, maximum 180 days per Policy Year

$35,000 per Policy Year

$4,500 per day, maximum 180 days per Policy Year

$10,000 per Policy Year

$8,000 per day, maximum 90 days per Policy Year

$16,000

$40,000

$80,000

$160,000

$30,000 per Policy Year. Subject to 30% Coinsurance.

$80,000 per Policy Year

$980, per visit, $7,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

$30,000 per Policy Year

$200,000 per Policy Year

$22,000 per Policy Year within 24 hours of the Accident

$30,000 per policy

$550,000 per policy

No aggregate limit

HK$420,000／per policy year, 20% coinsurance

$4,500 per day, maximum 180 days per Policy Year Effective from day 181 of confinement

$35,000 per Policy Year

$4,500 per day, maximum 180 days per Policy Year Effective from day 181 of confinement

$10,000 per Policy Year

$8,000 per day, maximum 90 days per Policy Year Effective from day 91 of confinement

$16,000

$40,000

$80,000

$160,000

$30,000 per Policy Year. Subject to 30% Coinsurance.

$80,000 per Policy Year

$980, per visit, $7,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

$30,000 per Policy Year

$200,000 per Policy Year

$22,000 per Policy Year within 24 hours of the Accident

$30,000 per policy

$550,000 per policy

No aggregate limit

Once per lifetime · no fresh underwriting Apply within 30 days before renewal on or following the 55th birthday or every fifth birthday thereafter. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses (subject to the benefit limit of upgraded benefit (II) Medical Devices)

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses regardless of surgical category

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses, for the consultations specified below (excluding physiotherapy, chiropractic, occupational therapy and speech therapy): • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure • All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure • All follow-up outpatient visits after surgeries categorised as Major or Complex performed during Confinement (within 180 days after discharge from Hospital) Follow-up outpatient visits are subject to the limits below for physiotherapy, chiropractic, occupational therapy and/or speech therapy.

$30,000 per Policy Year

Full reimbursement of Eligible Expenses

$3,000 per Policy Year (within the post-discharge window after Confinement or Day Case Procedure, payable only when benefit item (k) limit is exhausted)

Specified items: Full reimbursement of Eligible Expenses; other items: $150,000 per Policy Year

Full reimbursement of Eligible Expenses

$10,000 per policy

Full reimbursement of Eligible Expenses

No aggregate limit

Once per lifetime · no fresh underwriting Apply within 30 days before renewal on or following the 55th birthday or every fifth birthday thereafter. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses (subject to the benefit limit of upgraded benefit (II) Medical Devices)

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses regardless of surgical category

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses, for the consultations specified below (excluding physiotherapy, chiropractic, occupational therapy and speech therapy): • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure • All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure • All follow-up outpatient visits after surgeries categorised as Major or Complex performed during Confinement (within 180 days after discharge from Hospital) Follow-up outpatient visits are subject to the limits below for physiotherapy, chiropractic, occupational therapy and/or speech therapy.

$30,000 per Policy Year

Full reimbursement of Eligible Expenses

$6,000 per Policy Year (within the post-discharge window after Confinement or Day Case Procedure, payable only when benefit item (k) limit is exhausted)

Specified items: Full reimbursement of Eligible Expenses; other items: $150,000 per Policy Year

Full reimbursement of Eligible Expenses

$10,000 per policy

Full reimbursement of Eligible Expenses

$1,000 per day (Confined in a ward class below the Semi-Private Room in private Hospitals in Hong Kong and Macau, maximum 10 days per Confinement)

No aggregate limit

Once per lifetime · no fresh underwriting Apply within 30 days before renewal on or following the 55th birthday or every fifth birthday thereafter. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses (subject to the benefit limit of upgraded benefit (II) Medical Devices)

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses regardless of surgical category

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses, for the consultations specified below (excluding physiotherapy, chiropractic, occupational therapy and speech therapy): • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure • All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure • All follow-up outpatient visits after surgeries categorised as Major or Complex performed during Confinement (within 180 days after discharge from Hospital) Follow-up outpatient visits are subject to the limits below for physiotherapy, chiropractic, occupational therapy and/or speech therapy.

$30,000 per Policy Year

Full reimbursement of Eligible Expenses

$10,000 per Policy Year (within the post-discharge window after Confinement or Day Case Procedure, payable only when benefit item (k) limit is exhausted)

Specified items: Full reimbursement of Eligible Expenses; other items: $150,000 per Policy Year

Full reimbursement of Eligible Expenses

$10,000 per policy

Full reimbursement of Eligible Expenses

$2,000 per day (Confined in a ward class below the Standard Private Room in private Hospitals in Hong Kong and Macau, maximum 10 days per Confinement)

No aggregate limit

Once per lifetime · no fresh underwriting Apply within 30 days before renewal on or following the 55th birthday or every fifth birthday thereafter. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses (subject to the benefit limit of upgraded benefit (II) Medical Devices)

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses regardless of surgical category

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses, for the consultations specified below (excluding physiotherapy, chiropractic, occupational therapy and speech therapy): • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure • All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure • All follow-up outpatient visits after surgeries categorised as Major or Complex performed during Confinement (within 180 days after discharge from Hospital) Follow-up outpatient visits are subject to the limits below for physiotherapy, chiropractic, occupational therapy and/or speech therapy.

$50,000 per Policy Year

Full reimbursement of Eligible Expenses

$15,000 per Policy Year (within 90 days after discharge from Hospital or completion of Day Case Procedure, payable only when benefit item (k) is exhausted)

Specified items: Full reimbursement of Eligible Expenses; other items: $150,000 per Policy Year

Full reimbursement of Eligible Expenses (within the post-discharge window; limited to home nursing services provided by 1 qualified nurse per day, maximum 90 days per Policy Year)

Full reimbursement of Eligible Expenses

$80,000 per Policy Year (within 180 days after discharge from Hospital and maximum 90 days per Policy Year)

$10,000 per policy

Full reimbursement of Eligible Expenses

$2,000 per day (Confined in a ward class below the Standard Private Room in private Hospitals in Hong Kong and Macau, maximum 10 days per Confinement)

1 claim per Policy Year, up to $5,000 per Policy Year (only applicable if the Insured Person is aged below 18 and is Confined for at least 5 consecutive days)

1 medical check-up service per Policy Year, up to $2,000 (from the second Policy Year onwards)