Skip to content
VHISGuide
Menu
← Back to insurer list

BY COMPANY

Allianz Global Corporate & Specialty SE — same-insurer plan comparison

Allianz Global Corporate & Specialty SE · 5 plan series · 5 variants

保險公司已撤銷註冊為自願醫保產品提供者（2022-07-01 起）。以下計劃只供現有保單續保，VHIS 亦已停止更新產品及保費資料。

This insurer has terminated its VHIS registration; data is kept for reference only.

Allianz Global Corporate & Specialty SE offers 5 Voluntary Health Insurance Scheme (VHIS) plans in Hong Kong (1 Standard, 4 Flexi), covering Asia incl. AU/NZ and Worldwide (including United States), across Ward, Semi-Private Room and No ward-class restriction (item limits apply) ward classes. Premiums, coverage items, deductible tiers and annual limits are compared side-by-side below.

Data version: Apr 1, 2021

Compare 2:
Item
Allianz Medical Protect
Allianz Ultra Medical Protect - Silver Plan with SMM
Highlights
VHIS cert no.
S00030-01-000-02Benefits PDFPremiums PDF
F00033-01-001-02Benefits PDFPremiums PDF
Plan Type
Standard Plan
Itemised Limits
Main coverage region
Worldwide (including United States)
Asia incl. AU/NZ
Ward class
No ward-class restriction (item limits apply)
Ward
Lifetime benefit limit
No overall limit
No overall limit
Annual benefit limit
HK$420,000
HK$500,000
Per-illness annual benefit limit
—
HK$200,000
SMM Supplemental Major Medical
—
No-Claim Bonus
Not listed
Not listed
Deductible Options
—
—
Deductible reduction at specified ages
Not applicable
Not applicable
Ver.
Latest version · 2021-04-01
Latest version · 2021-04-01
Basic Benefits
(a) Room and board
每日 HK$750 每保單年度最多 180 日
每日HK$1,500 每保單年度最多180日
(b) Miscellaneous charges
每保單年度 HK$14,000
每保單年度HK$50,000
(c) Attending doctor's visit fee
每日 HK$750 每保單年度最多 180 日
每日HK$1,500 每保單年度最多180日
(d) Specialist's fee
每保單年度 HK$4,300
每保單年度HK$6,000
(e) Intensive care
每日 HK$3,500 每保單年度最多 25 日
每日HK$4,000 每保單年度最多25日
    Surgeon's fee — Minor
HK$5,000
HK$50,000
    Surgeon's fee — Intermediate
HK$12,500
HK$50,000
    Surgeon's fee — Major
HK$25,000
HK$50,000
    Surgeon's fee — Complex
HK$50,000
HK$50,000
(g) Anaesthetist's fee
外科醫生費的 35%
外科醫生費的35%
(h) Operating theatre charges
外科醫生費的 35%
外科醫生費的35%
(i) Prescribed Diagnostic Imaging Tests
每保單年度 HK$20,000 設 30% 共同保險
每保單年度 HK$20,000 設20%共同保險
(j) Prescribed Non-surgical Cancer Treatments
每保單年度 HK$80,000
每保單年度 HK$100,000
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
每次 HK$580 每保單年度 HK$3,000住院 / 日間手術前最多 1 次門診或急症診症出院 / 日間手術後 90 日內最多 3 次跟進門診
每保單年度 HK$3,000住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
(l) Psychiatric treatments
每保單年度 HK$30,000
每保單年度 HK$30,000
Extra Benefits
Accident-related
Emergency outpatient treatment for Accident
—
每保單年度 HK$3,000
Inpatient-related
Hospital companion bed fee reimbursement
—
Full reimbursement每日全額賠償每保單年度最多180日R&C
Private nursing fee (during Confinement)
—
每日HK$500 每保單年度最多180日
Outpatient-related
Outpatient kidney dialysis
—
每保單年度 HK$100,000
Home nursing
—
每日HK$500 出院或日間手術結束後30天內
Aggregate Limits
Extended Hospitalization Add-on Limit
—
(i) 病房及膳食保單年度內住院181日起, 保障項目(I)(a)的超出的合資格費用 *的80%(7) , 並受限於每日HK$1,500(ii) 雜項開支保障項目(I)(b)的超出的合資格費用 *的80%(7)(iii) 主診醫生巡房費保單年度內住院181日起, 保障項目(I)(c)的超(iv) 專科醫生費保障項目(I)(d)的超出的合資格費用 *的80%(7)(v) 深切治療保單年度內入住深切治療部26日起, 保障項目(I)(e)的超出的合資格費用 *的80%(7) , 並受限於每日HK$4,000(vi) 外科醫生費保障項目(I)(f)的超出的合資格費用 *的80%(7)(vii) 麻醉科醫生費保障項目(I)(g)的超出的合資格費用 *的80%(7)(viii) 手術室費保障項目(I)(h)的超出的合資格費用 *的80%(7)(ix) 緊急門診治療保障項目(II)(1)的超出的合資格費用 *的80%(7)(x) 陪伴床位保單年度內住院181日起, 保障項目(II)(3)的超出的合資格費用 *的80%(7)(xi) 私家看護保單年度內住院181日起, 保障項目(II)(4)的超HK$500保障項目(i)-(xi)的每每傷病每保單年度HK$200,000

“No overall limit”: individual items still have limits. “—”: the item does not apply to that plan, or the benefit schedule does not list it separately (e.g. it is split by surgery category); this does not necessarily mean it is never paid. “Not listed”: we could not confirm it from the plan documents.