AIA — same-insurer plan comparison

No aggregate limit

Network: $1,100 per day Non-network: $1,000 per day, maximum 180 days per Policy Year

Network: $15,000 per Policy Year Non-network: $14,000 per Policy Year

Network: $1,100 per day Non-network: $1,000 per day, maximum 180 days per Policy Year

Network: $4,600 per Policy Year Non-network: $4,300 per Policy Year

Network: $4,480 per day Non-network: $3,740 per day, maximum 25 days per Policy Year

Network: $5,500 Non-network: $5,000

Network: $13,750 Non-network: $12,500

Network: $27,500 Non-network: $25,000

Network: $55,000 Non-network: $50,000

Network: $22,000 per Policy Year Non-network: $20,000 per Policy Year. Subject to 30% Coinsurance, except in the cases stated in Section 5 of Part 6 of the Terms and Benefits.

Network: $96,000 per Policy Year Non-network: $80,000 per Policy Year

Network: Up to $3,400 per Policy Year (network) • 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure: $848 per visit • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure: - consultation, western medication, dressings, diagnostic tests: $848 per visit - other follow-up outpatient visits (physiotherapy, occupational therapy, speech therapy, chiropractic treatment): $640 per visit Non-network: Up to $3,000 per Policy Year (non-network) • 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure: $580 per visit • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure: - consultation, western medication, dressings, diagnostic tests: $580 per visit - other follow-up outpatient visits (physiotherapy, occupational therapy, speech therapy, chiropractic treatment): $580 per visit

Network: $33,000 per Policy Year Non-network: $30,000 per Policy Year

Network: $60,000 per Policy Year Non-network: $50,000 per Policy Year

Network: $424 per visit, $8,280 per Policy Year; up to 15 visits within 31 days after discharge $424 per visit. 1 visit per day from the 16th to the 31st visit within 31 days after discharge from Hospital Non-network: $353 per visit, $6,900 per Policy Year; up to 15 visits within 31 days after discharge $353 per visit. 1 visit per day from the 16th to the 31st visit within 31 days after discharge from Hospital

Network: $7,920 maximum per Injury within 24 hours of the Accident Non-network: $6,600 maximum per Injury

Network: $320 per day, maximum 90 days per Policy Year Non-network: $180 per day, maximum 90 days per Policy Year

$8,800

$300 per day, maximum 90 days per Policy Year

$8,800

$4,400

$88,000

No aggregate limit

Network: $2,400 per day Non-network: $2,200 per day, maximum 180 days per Policy Year

Network: $22,500 per Policy Year Non-network: $21,000 per Policy Year

Network: $2,400 per day Non-network: $2,200 per day, maximum 180 days per Policy Year

Network: $5,400 per Policy Year Non-network: $5,000 per Policy Year

Network: $7,400 per day Non-network: $6,160 per day, maximum 25 days per Policy Year

Network: $8,600 Non-network: $7,500

Network: $25,800 Non-network: $22,500

Network: $43,000 Non-network: $37,500

Network: $86,000 Non-network: $75,000

Network: $33,000 per Policy Year Non-network: $30,000 per Policy Year. Subject to 30% Coinsurance, except in the cases stated in Section 5 of Part 6 of the Terms and Benefits.

Network: $120,000 per Policy Year Non-network: $100,000 per Policy Year

Network: Up to $3,760 per Policy Year (network) • 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure: $936 per visit • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure: - consultation, western medication, dressings, diagnostic tests: $936 per visit - other follow-up outpatient visits (physiotherapy, occupational therapy, speech therapy, chiropractic treatment): $700 per visit Non-network: Up to $3,300 per Policy Year (non-network) • 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure: $640 per visit • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure: - consultation, western medication, dressings, diagnostic tests: $640 per visit - other follow-up outpatient visits (physiotherapy, occupational therapy, speech therapy, chiropractic treatment): $640 per visit

Network: $38,000 per Policy Year Non-network: $34,500 per Policy Year

Network: $120,000 per Policy Year Non-network: $100,000 per Policy Year

Network: $848 per visit, $16,320 per Policy Year; up to 15 visits within 31 days after discharge $848 per visit. 1 visit per day from the 16th to the 31st visit within 31 days after discharge from Hospital Non-network: $704 per visit, $13,600 per Policy Year; up to 15 visits within 31 days after discharge $704 per visit. 1 visit per day from the 16th to the 31st visit within 31 days after discharge from Hospital

Network: $13,200 maximum per Injury within 24 hours of the Accident Non-network: $11,000 maximum per Injury

Network: $640 per day, maximum 90 days per Policy Year Non-network: $280 per day, maximum 90 days per Policy Year

$17,600

$600 per day, maximum 90 days per Policy Year

$17,600

$8,800

$176,000

No aggregate limit

Network: $4,400 per day Non-network: $4,000 per day, maximum 180 days per Policy Year

Network: $30,000 per Policy Year Non-network: $28,000 per Policy Year

Network: $4,400 per day Non-network: $4,000 per day, maximum 180 days per Policy Year

Network: $10,700 per Policy Year Non-network: $10,000 per Policy Year

Network: $11,600 per day Non-network: $9,680 per day, maximum 25 days per Policy Year

Network: $12,000 Non-network: $10,000

Network: $36,000 Non-network: $30,000

Network: $60,000 Non-network: $50,000

Network: $120,000 Non-network: $100,000

Network: $44,000 per Policy Year Non-network: $40,000 per Policy Year. Subject to 30% Coinsurance, except in the cases stated in Section 5 of Part 6 of the Terms and Benefits.

Network: $180,000 per Policy Year Non-network: $150,000 per Policy Year

Network: Up to $4,000 per Policy Year (network) • 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure: $1,000 per visit • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure: - consultation, western medication, dressings, diagnostic tests: $1,000 per visit - other follow-up outpatient visits (physiotherapy, occupational therapy, speech therapy, chiropractic treatment): $740 per visit Non-network: Up to $3,500 per Policy Year (non-network) • 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure: $670 per visit • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure: - consultation, western medication, dressings, diagnostic tests: $670 per visit - other follow-up outpatient visits (physiotherapy, occupational therapy, speech therapy, chiropractic treatment): $670 per visit

Network: $39,600 per Policy Year Non-network: $36,000 per Policy Year

Network: $180,000 per Policy Year Non-network: $150,000 per Policy Year

Network: $1,904 per visit, $37,200 per Policy Year; up to 15 visits within 31 days after discharge $1,904 per visit. 1 visit per day from the 16th to the 31st visit within 31 days after discharge from Hospital Non-network: $1,584 per visit, $31,000 per Policy Year; up to 15 visits within 31 days after discharge $1,584 per visit. 1 visit per day from the 16th to the 31st visit within 31 days after discharge from Hospital

Network: $19,000 maximum per Injury within 24 hours of the Accident Non-network: $15,840 maximum per Injury

Network: $760 per day, maximum 90 days per Policy Year Non-network: $380 per day, maximum 90 days per Policy Year

$35,200

$1,200 per day, maximum 90 days per Policy Year

$35,200

$17,600

$352,000

Once per lifetime · no fresh underwriting Apply within 31 days before renewal after the birthday; a zero-deductible option is guaranteed. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses regardless of surgical category

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

$2,000,000 per Policy Year

Full reimbursement of Eligible Expenses • Up to 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure

$40,000 per Policy Year

Full reimbursement of Eligible Expenses

(i) $160,000 per Accident (ii) $160,000 per mastectomy

$96,000 per item per Policy Year

Full reimbursement of Eligible Expenses

$600 per visit. 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure

$80,000 per Policy Year, maximum 60 days per Policy Year

$80,000 per Policy Year

$50,000 per Accident

$1,000 per visit, max 30 visits per Policy Year, aggregate max $100,000 per Accident

$5,000 per month, max 24 months per Accident

$40,000

$1,600 per surgery, maximum 1 surgery per Policy Year

Once per lifetime · no fresh underwriting Apply within 31 days before renewal after the birthday; a zero-deductible option is guaranteed. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses regardless of surgical category

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 30 days prior to each Confinement/Day Case Procedure • 1 outpatient visit or Emergency consultation per Confinement/Day Case Procedure beyond the 30-day prior period • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (excluding dietitian consultations) • 4 dietitian follow-up consultations within 90 days after discharge from Hospital or completion of Day Case Procedure, $680 per visit

$40,000 per Policy Year

Full reimbursement of Eligible Expenses

(i) $160,000 per Accident (ii) $160,000 per mastectomy

$96,000 per item per Policy Year

Full reimbursement of Eligible Expenses

$600 per visit. 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure

$80,000 per Policy Year, maximum 60 days per Policy Year

$80,000 per Policy Year

$50,000 per Accident

$1,000 per visit, max 30 visits per Policy Year, aggregate max $100,000 per Accident

$5,000 per month, max 24 months per Accident

$10,000

$1,600 per surgery, maximum 1 surgery per Policy Year

$1,200 per day, maximum 60 days per Policy Year

Once per lifetime · no fresh underwriting Apply within 31 days before renewal after the birthday; a zero-deductible option is guaranteed. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses regardless of surgical category

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses

Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 30 days prior to each Confinement/Day Case Procedure • 1 outpatient visit or Emergency consultation per Confinement/Day Case Procedure beyond the 30-day prior period • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (excluding dietitian consultations) • 4 dietitian follow-up consultations within 90 days after discharge from Hospital or completion of Day Case Procedure, $680 per visit

$40,000 per Policy Year

Full reimbursement of Eligible Expenses

(i) $160,000 per Accident (ii) $160,000 per mastectomy

$96,000 per item per Policy Year

Full reimbursement of Eligible Expenses

$600 per visit. 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure

$80,000 per Policy Year, maximum 60 days per Policy Year

$80,000 per Policy Year

$50,000 per Accident

$1,000 per visit, max 30 visits per Policy Year, aggregate max $100,000 per Accident

$5,000 per month, max 24 months per Accident

$10,000

$1,600 per surgery, maximum 1 surgery per Policy Year

$1,200 per day, maximum 60 days per Policy Year

Once per lifetime · no fresh underwriting Apply within 31 days before renewal after the birthday; a zero-deductible option is guaranteed. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* regardless of the surgical category

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 30 days prior to each Confinement/Day Case Procedure • 1 outpatient visit or Emergency consultation per Confinement/Day Case Procedure beyond the 30-day prior period • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (excluding dietitian consultations) • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure for surgeries categorised as Complex or Major under Section 3(f) of Part 6 of the Terms and Benefits (excluding dietitian consultations) • 4 dietitian follow-up consultations within 90 days after discharge from Hospital or completion of Day Case Procedure, $680 per visit

$40,000 per Policy Year

Fully covered* (where * means 'no itemised benefit sublimit')

(i) $160,000 per Accident (ii) $160,000 per mastectomy

$96,000 per item per Policy Year

Fully covered* (where * means 'no itemised benefit sublimit')

$600 per visit. 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure

$80,000 per Policy Year, maximum 60 days per Policy Year

$80,000 per Policy Year

$50,000 per Accident

$1,000 per visit, max 30 visits per Policy Year, aggregate max $100,000 per Accident

$5,000 per month, max 24 months per Accident

$500,000 per Policy Year (For any Reasonable and Customary charges incurred and reimbursable under this benefit item outside Hong Kong, Macau and Mainland China, such Reasonable and Customary charges shall be reduced to sixty per cent (60%) when calculating the total amount payable) Outside the above regions: R&C reduced to 60%

$10,000

$1,600 per surgery, maximum 1 surgery per Policy Year

$1,200 per day, maximum 60 days per Policy Year

Once per lifetime · no fresh underwriting Apply within 31 days before renewal after the birthday; a zero-deductible option is guaranteed. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* regardless of the surgical category

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Fully covered* (where * means 'no itemised benefit sublimit')

Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 30 days prior to each Confinement/Day Case Procedure • 1 outpatient visit or Emergency consultation per Confinement/Day Case Procedure beyond the 30-day prior period • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (excluding dietitian consultations) • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure for surgeries categorised as Complex or Major under Section 3(f) of Part 6 of the Terms and Benefits (excluding dietitian consultations) • 4 dietitian follow-up consultations within 90 days after discharge from Hospital or completion of Day Case Procedure, $680 per visit

$40,000 per Policy Year

Fully covered* (where * means 'no itemised benefit sublimit')

(i) $160,000 per Accident (ii) $160,000 per mastectomy

$96,000 per item per Policy Year

Fully covered* (where * means 'no itemised benefit sublimit')

$600 per visit. 1 follow-up outpatient visit per day, up to 15 follow-up visits within 90 days after discharge from Hospital or completion of Day Case Procedure

$80,000 per Policy Year, maximum 60 days per Policy Year

$80,000 per Policy Year

$50,000 per Accident

$1,000 per visit, max 30 visits per Policy Year, aggregate max $100,000 per Accident

$5,000 per month, max 24 months per Accident

$500,000 per Policy Year (For any Reasonable and Customary charges incurred and reimbursable under this benefit item outside Hong Kong, Macau and Mainland China, such Reasonable and Customary charges shall be reduced to sixty per cent (60%) when calculating the total amount payable) Outside the above regions: R&C reduced to 60%

$10,000

$1,600 per surgery, maximum 1 surgery per Policy Year

$1,200 per day, maximum 60 days per Policy Year

Once per lifetime · no fresh underwriting Apply within 31 days before renewal after the birthday; a zero-deductible option is guaranteed. Application required; not an automatic reduction. Premiums are recalculated at the applicable rates.

全數賠償

全數賠償

全數賠償

全數賠償

全數賠償

不論手術的分類全數賠償

全數賠償

全數賠償

全數賠償

全數賠償

Network: Full coverage • All consultations / A&E within 30 days pre-admission (or 1 visit beyond 30 days) • All follow-up consultations within 90 days post-discharge (intermediate / minor / non-surgical), or within 365 days (complex / major) Non-network: $640 per visit • 1 consultation / A&E pre-admission • 3 follow-up consultations within 90 / 365 days

每保單年度 $40,000

全數賠償

全數賠償每保單年度最多196日(手術後或入住深切治療部後而出院之196日內)

全數賠償意外發生後24小時內

可提供

全數賠償每保單年度最多30日

(i) 每次意外 $160,000 (ii) 每次乳房切除術 $160,000

每保單年度每項 $96,000

全數賠償

Network: 每次$1,000 Non-network: 每日一次跟進門診,每次出院/完成日間手術後90日內最多20次跟進門診,非網絡保障:每次$600

每保單年度 $80,000 每保單年度最多60日

每保單年度 $80,000

$50,000 per Accident

$1,000 per visit, max 30 visits per Policy Year, aggregate max $100,000 per Accident

$5,000 per month, max 24 months per Accident

全數賠償意外發生後3個月內

$10,000

每日$600 每保單年度最多90日

Network: 每項手術$1,200 Non-network: 每項手術$800 每保單年度最多一項手術

每日$2,400 每保單年度最多60日

每日$500 每保單年度最多4日