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vTheOne Medical Plan - Premier (HKD120,000 Deductible)
至．衛一醫療計劃 - 優等（120,000 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-23-000 · 2 versions · Flexi plan · Avg. annual increase +3.54%
| Age | F00067-23-000-01 2022-07-11 | F00067-23-000-02 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$7,661 | HK$8,734 (+14.0%) | +3.48% |
| 5 | HK$7,661 | HK$8,734 (+14.0%) | +3.48% |
| 10 | HK$7,661 | HK$8,734 (+14.0%) | +3.48% |
| 15 | HK$7,913 | HK$9,002 (+13.8%) | +3.42% |
| 20 | HK$9,641 | HK$10,895 (+13.0%) | +3.24% |
| 25 | HK$9,829 | HK$11,107 (+13.0%) | +3.24% |
| 30 | HK$10,385 | HK$11,736 (+13.0%) | +3.24% |
| 35 | HK$11,180 | HK$12,634 (+13.0%) | +3.24% |
| 40 | HK$12,469 | HK$14,090 (+13.0%) | +3.24% |
| 45 | HK$15,450 | HK$17,459 (+13.0%) | +3.24% |
| 50 | HK$18,901 | HK$21,359 (+13.0%) | +3.24% |
| 55 | HK$23,903 | HK$27,011 (+13.0%) | +3.24% |
| 60 | HK$32,210 | HK$36,398 (+13.0%) | +3.24% |
| 65 | HK$41,363 | HK$46,741 (+13.0%) | +3.24% |
| 70 | HK$53,498 | HK$60,881 (+13.8%) | +3.43% |
| 75 | HK$67,622 | HK$79,118 (+17.0%) | +4.18% |
| 80 | HK$82,758 | HK$96,827 (+17.0%) | +4.18% |
| 85 | HK$99,944 | HK$116,935 (+17.0%) | +4.18% |
| 90 | HK$109,132 | HK$127,685 (+17.0%) | +4.18% |
| 95 | HK$118,725 | HK$138,909 (+17.0%) | +4.18% |
| 99 | HK$126,652 | HK$148,183 (+17.0%) | +4.18% |
| All ages average | — | +14.4% | — |
0 y/oHK$7,661
5 y/oHK$7,661
10 y/oHK$7,661
15 y/oHK$7,913
20 y/oHK$9,641
25 y/oHK$9,829
30 y/oHK$10,385
35 y/oHK$11,180
40 y/oHK$12,469
45 y/oHK$15,450
50 y/oHK$18,901
55 y/oHK$23,903
60 y/oHK$32,210
65 y/oHK$41,363
70 y/oHK$53,498
75 y/oHK$67,622
80 y/oHK$82,758
85 y/oHK$99,944
90 y/oHK$109,132
95 y/oHK$118,725
99 y/oHK$126,652
+14.4%
All-ages avg
0 y/oHK$8,734 (+14.0%)
5 y/oHK$8,734 (+14.0%)
10 y/oHK$8,734 (+14.0%)
15 y/oHK$9,002 (+13.8%)
20 y/oHK$10,895 (+13.0%)
25 y/oHK$11,107 (+13.0%)
30 y/oHK$11,736 (+13.0%)
35 y/oHK$12,634 (+13.0%)
40 y/oHK$14,090 (+13.0%)
45 y/oHK$17,459 (+13.0%)
50 y/oHK$21,359 (+13.0%)
55 y/oHK$27,011 (+13.0%)
60 y/oHK$36,398 (+13.0%)
65 y/oHK$46,741 (+13.0%)
70 y/oHK$60,881 (+13.8%)
75 y/oHK$79,118 (+17.0%)
80 y/oHK$96,827 (+17.0%)
85 y/oHK$116,935 (+17.0%)
90 y/oHK$127,685 (+17.0%)
95 y/oHK$138,909 (+17.0%)
99 y/oHK$148,183 (+17.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.48%
5 y/o+3.48%
10 y/o+3.48%
15 y/o+3.42%
20 y/o+3.24%
25 y/o+3.24%
30 y/o+3.24%
35 y/o+3.24%
40 y/o+3.24%
45 y/o+3.24%
50 y/o+3.24%
55 y/o+3.24%
60 y/o+3.24%
65 y/o+3.24%
70 y/o+3.43%
75 y/o+4.18%
80 y/o+4.18%
85 y/o+4.18%
90 y/o+4.18%
95 y/o+4.18%
99 y/o+4.18%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.