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vTheOne Medical Plan - Premier (HKD40,000 Deductible)
至．衛一醫療計劃 - 優等（40,000 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-21-000 · 2 versions · Flexi plan · Avg. annual increase +4.25%
| Age | F00067-21-000-01 2022-07-11 | F00067-21-000-02 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$10,189 | HK$11,922 (+17.0%) | +4.18% |
| 5 | HK$10,189 | HK$11,922 (+17.0%) | +4.18% |
| 10 | HK$10,189 | HK$11,922 (+17.0%) | +4.18% |
| 15 | HK$10,374 | HK$12,117 (+16.8%) | +4.14% |
| 20 | HK$13,347 | HK$15,483 (+16.0%) | +3.95% |
| 25 | HK$13,772 | HK$15,976 (+16.0%) | +3.95% |
| 30 | HK$14,783 | HK$17,149 (+16.0%) | +3.95% |
| 35 | HK$16,197 | HK$18,789 (+16.0%) | +3.95% |
| 40 | HK$18,183 | HK$21,093 (+16.0%) | +3.95% |
| 45 | HK$22,578 | HK$26,191 (+16.0%) | +3.95% |
| 50 | HK$27,722 | HK$32,158 (+16.0%) | +3.95% |
| 55 | HK$35,167 | HK$40,794 (+16.0%) | +3.95% |
| 60 | HK$47,418 | HK$55,005 (+16.0%) | +3.95% |
| 65 | HK$60,324 | HK$69,976 (+16.0%) | +3.95% |
| 70 | HK$78,204 | HK$91,343 (+16.8%) | +4.13% |
| 75 | HK$97,307 | HK$116,769 (+20.0%) | +4.87% |
| 80 | HK$120,915 | HK$145,098 (+20.0%) | +4.87% |
| 85 | HK$147,321 | HK$176,786 (+20.0%) | +4.87% |
| 90 | HK$160,865 | HK$193,038 (+20.0%) | +4.87% |
| 95 | HK$175,004 | HK$210,005 (+20.0%) | +4.87% |
| 99 | HK$186,693 | HK$224,032 (+20.0%) | +4.87% |
| All ages average | — | +17.4% | — |
0 y/oHK$10,189
5 y/oHK$10,189
10 y/oHK$10,189
15 y/oHK$10,374
20 y/oHK$13,347
25 y/oHK$13,772
30 y/oHK$14,783
35 y/oHK$16,197
40 y/oHK$18,183
45 y/oHK$22,578
50 y/oHK$27,722
55 y/oHK$35,167
60 y/oHK$47,418
65 y/oHK$60,324
70 y/oHK$78,204
75 y/oHK$97,307
80 y/oHK$120,915
85 y/oHK$147,321
90 y/oHK$160,865
95 y/oHK$175,004
99 y/oHK$186,693
+17.4%
All-ages avg
0 y/oHK$11,922 (+17.0%)
5 y/oHK$11,922 (+17.0%)
10 y/oHK$11,922 (+17.0%)
15 y/oHK$12,117 (+16.8%)
20 y/oHK$15,483 (+16.0%)
25 y/oHK$15,976 (+16.0%)
30 y/oHK$17,149 (+16.0%)
35 y/oHK$18,789 (+16.0%)
40 y/oHK$21,093 (+16.0%)
45 y/oHK$26,191 (+16.0%)
50 y/oHK$32,158 (+16.0%)
55 y/oHK$40,794 (+16.0%)
60 y/oHK$55,005 (+16.0%)
65 y/oHK$69,976 (+16.0%)
70 y/oHK$91,343 (+16.8%)
75 y/oHK$116,769 (+20.0%)
80 y/oHK$145,098 (+20.0%)
85 y/oHK$176,786 (+20.0%)
90 y/oHK$193,038 (+20.0%)
95 y/oHK$210,005 (+20.0%)
99 y/oHK$224,032 (+20.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+4.18%
5 y/o+4.18%
10 y/o+4.18%
15 y/o+4.14%
20 y/o+3.95%
25 y/o+3.95%
30 y/o+3.95%
35 y/o+3.95%
40 y/o+3.95%
45 y/o+3.95%
50 y/o+3.95%
55 y/o+3.95%
60 y/o+3.95%
65 y/o+3.95%
70 y/o+4.13%
75 y/o+4.87%
80 y/o+4.87%
85 y/o+4.87%
90 y/o+4.87%
95 y/o+4.87%
99 y/o+4.87%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.