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vTheOne Medical Plan - Premier (HKD25,000 Deductible)
至．衛一醫療計劃 - 優等（25,000 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-20-000 · 2 versions · Flexi plan · Avg. annual increase +3.54%
| Age | F00067-20-000-01 2022-07-11 | F00067-20-000-02 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$19,806 | HK$22,579 (+14.0%) | +3.48% |
| 5 | HK$19,806 | HK$22,579 (+14.0%) | +3.48% |
| 10 | HK$19,806 | HK$22,579 (+14.0%) | +3.48% |
| 15 | HK$19,930 | HK$22,671 (+13.8%) | +3.42% |
| 20 | HK$22,550 | HK$25,482 (+13.0%) | +3.24% |
| 25 | HK$23,006 | HK$25,997 (+13.0%) | +3.24% |
| 30 | HK$25,075 | HK$28,335 (+13.0%) | +3.24% |
| 35 | HK$26,892 | HK$30,388 (+13.0%) | +3.24% |
| 40 | HK$30,929 | HK$34,950 (+13.0%) | +3.24% |
| 45 | HK$38,313 | HK$43,294 (+13.0%) | +3.24% |
| 50 | HK$47,043 | HK$53,159 (+13.0%) | +3.24% |
| 55 | HK$59,736 | HK$67,502 (+13.0%) | +3.24% |
| 60 | HK$80,947 | HK$91,471 (+13.0%) | +3.24% |
| 65 | HK$102,552 | HK$115,884 (+13.0%) | +3.24% |
| 70 | HK$132,977 | HK$151,328 (+13.8%) | +3.43% |
| 75 | HK$166,886 | HK$195,257 (+17.0%) | +4.18% |
| 80 | HK$204,764 | HK$239,574 (+17.0%) | +4.18% |
| 85 | HK$248,644 | HK$290,914 (+17.0%) | +4.18% |
| 90 | HK$271,504 | HK$317,660 (+17.0%) | +4.18% |
| 95 | HK$295,369 | HK$345,582 (+17.0%) | +4.18% |
| 99 | HK$315,095 | HK$368,662 (+17.0%) | +4.18% |
| All ages average | — | +14.4% | — |
0 y/oHK$19,806
5 y/oHK$19,806
10 y/oHK$19,806
15 y/oHK$19,930
20 y/oHK$22,550
25 y/oHK$23,006
30 y/oHK$25,075
35 y/oHK$26,892
40 y/oHK$30,929
45 y/oHK$38,313
50 y/oHK$47,043
55 y/oHK$59,736
60 y/oHK$80,947
65 y/oHK$102,552
70 y/oHK$132,977
75 y/oHK$166,886
80 y/oHK$204,764
85 y/oHK$248,644
90 y/oHK$271,504
95 y/oHK$295,369
99 y/oHK$315,095
+14.4%
All-ages avg
0 y/oHK$22,579 (+14.0%)
5 y/oHK$22,579 (+14.0%)
10 y/oHK$22,579 (+14.0%)
15 y/oHK$22,671 (+13.8%)
20 y/oHK$25,482 (+13.0%)
25 y/oHK$25,997 (+13.0%)
30 y/oHK$28,335 (+13.0%)
35 y/oHK$30,388 (+13.0%)
40 y/oHK$34,950 (+13.0%)
45 y/oHK$43,294 (+13.0%)
50 y/oHK$53,159 (+13.0%)
55 y/oHK$67,502 (+13.0%)
60 y/oHK$91,471 (+13.0%)
65 y/oHK$115,884 (+13.0%)
70 y/oHK$151,328 (+13.8%)
75 y/oHK$195,257 (+17.0%)
80 y/oHK$239,574 (+17.0%)
85 y/oHK$290,914 (+17.0%)
90 y/oHK$317,660 (+17.0%)
95 y/oHK$345,582 (+17.0%)
99 y/oHK$368,662 (+17.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.48%
5 y/o+3.48%
10 y/o+3.48%
15 y/o+3.42%
20 y/o+3.24%
25 y/o+3.24%
30 y/o+3.24%
35 y/o+3.24%
40 y/o+3.24%
45 y/o+3.24%
50 y/o+3.24%
55 y/o+3.24%
60 y/o+3.24%
65 y/o+3.24%
70 y/o+3.43%
75 y/o+4.18%
80 y/o+4.18%
85 y/o+4.18%
90 y/o+4.18%
95 y/o+4.18%
99 y/o+4.18%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.