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vTheOne Medical Plan - Premier (HKD0 Deductible)
至．衛一醫療計劃 - 優等（0 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-19-000 · 2 versions · Flexi plan · Avg. annual increase +4.70%
| Age | F00067-19-000-01 2022-07-11 | F00067-19-000-02 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$29,561 | HK$35,178 (+19.0%) | +4.64% |
| 5 | HK$29,561 | HK$35,178 (+19.0%) | +4.64% |
| 10 | HK$29,561 | HK$35,178 (+19.0%) | +4.64% |
| 15 | HK$29,746 | HK$35,324 (+18.8%) | +4.59% |
| 20 | HK$33,657 | HK$39,716 (+18.0%) | +4.41% |
| 25 | HK$34,337 | HK$40,518 (+18.0%) | +4.41% |
| 30 | HK$37,426 | HK$44,163 (+18.0%) | +4.41% |
| 35 | HK$40,138 | HK$47,363 (+18.0%) | +4.41% |
| 40 | HK$46,162 | HK$54,472 (+18.0%) | +4.41% |
| 45 | HK$57,184 | HK$67,478 (+18.0%) | +4.41% |
| 50 | HK$70,214 | HK$82,853 (+18.0%) | +4.41% |
| 55 | HK$89,158 | HK$105,207 (+18.0%) | +4.41% |
| 60 | HK$120,816 | HK$142,563 (+18.0%) | +4.41% |
| 65 | HK$153,063 | HK$180,615 (+18.0%) | +4.41% |
| 70 | HK$198,473 | HK$235,786 (+18.8%) | +4.60% |
| 75 | HK$249,083 | HK$303,882 (+22.0%) | +5.32% |
| 80 | HK$305,618 | HK$372,854 (+22.0%) | +5.32% |
| 85 | HK$371,111 | HK$452,756 (+22.0%) | +5.32% |
| 90 | HK$405,230 | HK$494,381 (+22.0%) | +5.32% |
| 95 | HK$440,849 | HK$537,836 (+22.0%) | +5.32% |
| 99 | HK$470,291 | HK$573,756 (+22.0%) | +5.32% |
| All ages average | — | +19.4% | — |
0 y/oHK$29,561
5 y/oHK$29,561
10 y/oHK$29,561
15 y/oHK$29,746
20 y/oHK$33,657
25 y/oHK$34,337
30 y/oHK$37,426
35 y/oHK$40,138
40 y/oHK$46,162
45 y/oHK$57,184
50 y/oHK$70,214
55 y/oHK$89,158
60 y/oHK$120,816
65 y/oHK$153,063
70 y/oHK$198,473
75 y/oHK$249,083
80 y/oHK$305,618
85 y/oHK$371,111
90 y/oHK$405,230
95 y/oHK$440,849
99 y/oHK$470,291
+19.4%
All-ages avg
0 y/oHK$35,178 (+19.0%)
5 y/oHK$35,178 (+19.0%)
10 y/oHK$35,178 (+19.0%)
15 y/oHK$35,324 (+18.8%)
20 y/oHK$39,716 (+18.0%)
25 y/oHK$40,518 (+18.0%)
30 y/oHK$44,163 (+18.0%)
35 y/oHK$47,363 (+18.0%)
40 y/oHK$54,472 (+18.0%)
45 y/oHK$67,478 (+18.0%)
50 y/oHK$82,853 (+18.0%)
55 y/oHK$105,207 (+18.0%)
60 y/oHK$142,563 (+18.0%)
65 y/oHK$180,615 (+18.0%)
70 y/oHK$235,786 (+18.8%)
75 y/oHK$303,882 (+22.0%)
80 y/oHK$372,854 (+22.0%)
85 y/oHK$452,756 (+22.0%)
90 y/oHK$494,381 (+22.0%)
95 y/oHK$537,836 (+22.0%)
99 y/oHK$573,756 (+22.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+4.64%
5 y/o+4.64%
10 y/o+4.64%
15 y/o+4.59%
20 y/o+4.41%
25 y/o+4.41%
30 y/o+4.41%
35 y/o+4.41%
40 y/o+4.41%
45 y/o+4.41%
50 y/o+4.41%
55 y/o+4.41%
60 y/o+4.41%
65 y/o+4.41%
70 y/o+4.60%
75 y/o+5.32%
80 y/o+5.32%
85 y/o+5.32%
90 y/o+5.32%
95 y/o+5.32%
99 y/o+5.32%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.