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vTheOne Medical Plan - Superior (HKD0 Deductible)
至．衛一醫療計劃 - 特等（0 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-13-000 · 2 versions · Flexi plan · Avg. annual increase +4.70%
| Age | F00067-13-000-01 2022-07-11 | F00067-13-000-02 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$18,207 | HK$21,667 (+19.0%) | +4.64% |
| 5 | HK$18,207 | HK$21,667 (+19.0%) | +4.64% |
| 10 | HK$18,207 | HK$21,667 (+19.0%) | +4.64% |
| 15 | HK$18,852 | HK$22,387 (+18.8%) | +4.59% |
| 20 | HK$20,957 | HK$24,730 (+18.0%) | +4.41% |
| 25 | HK$22,580 | HK$26,645 (+18.0%) | +4.41% |
| 30 | HK$24,818 | HK$29,286 (+18.0%) | +4.41% |
| 35 | HK$26,589 | HK$31,376 (+18.0%) | +4.41% |
| 40 | HK$30,417 | HK$35,893 (+18.0%) | +4.41% |
| 45 | HK$37,217 | HK$43,917 (+18.0%) | +4.41% |
| 50 | HK$44,732 | HK$52,784 (+18.0%) | +4.41% |
| 55 | HK$59,246 | HK$69,911 (+18.0%) | +4.41% |
| 60 | HK$79,140 | HK$93,386 (+18.0%) | +4.41% |
| 65 | HK$99,745 | HK$117,700 (+18.0%) | +4.41% |
| 70 | HK$129,078 | HK$153,345 (+18.8%) | +4.60% |
| 75 | HK$163,863 | HK$199,913 (+22.0%) | +5.32% |
| 80 | HK$200,893 | HK$245,090 (+22.0%) | +5.32% |
| 85 | HK$245,921 | HK$300,024 (+22.0%) | +5.32% |
| 90 | HK$271,361 | HK$331,061 (+22.0%) | +5.32% |
| 95 | HK$299,022 | HK$364,807 (+22.0%) | +5.32% |
| 99 | HK$324,974 | HK$396,469 (+22.0%) | +5.32% |
| All ages average | — | +19.4% | — |
0 y/oHK$18,207
5 y/oHK$18,207
10 y/oHK$18,207
15 y/oHK$18,852
20 y/oHK$20,957
25 y/oHK$22,580
30 y/oHK$24,818
35 y/oHK$26,589
40 y/oHK$30,417
45 y/oHK$37,217
50 y/oHK$44,732
55 y/oHK$59,246
60 y/oHK$79,140
65 y/oHK$99,745
70 y/oHK$129,078
75 y/oHK$163,863
80 y/oHK$200,893
85 y/oHK$245,921
90 y/oHK$271,361
95 y/oHK$299,022
99 y/oHK$324,974
+19.4%
All-ages avg
0 y/oHK$21,667 (+19.0%)
5 y/oHK$21,667 (+19.0%)
10 y/oHK$21,667 (+19.0%)
15 y/oHK$22,387 (+18.8%)
20 y/oHK$24,730 (+18.0%)
25 y/oHK$26,645 (+18.0%)
30 y/oHK$29,286 (+18.0%)
35 y/oHK$31,376 (+18.0%)
40 y/oHK$35,893 (+18.0%)
45 y/oHK$43,917 (+18.0%)
50 y/oHK$52,784 (+18.0%)
55 y/oHK$69,911 (+18.0%)
60 y/oHK$93,386 (+18.0%)
65 y/oHK$117,700 (+18.0%)
70 y/oHK$153,345 (+18.8%)
75 y/oHK$199,913 (+22.0%)
80 y/oHK$245,090 (+22.0%)
85 y/oHK$300,024 (+22.0%)
90 y/oHK$331,061 (+22.0%)
95 y/oHK$364,807 (+22.0%)
99 y/oHK$396,469 (+22.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+4.64%
5 y/o+4.64%
10 y/o+4.64%
15 y/o+4.59%
20 y/o+4.41%
25 y/o+4.41%
30 y/o+4.41%
35 y/o+4.41%
40 y/o+4.41%
45 y/o+4.41%
50 y/o+4.41%
55 y/o+4.41%
60 y/o+4.41%
65 y/o+4.41%
70 y/o+4.60%
75 y/o+5.32%
80 y/o+5.32%
85 y/o+5.32%
90 y/o+5.32%
95 y/o+5.32%
99 y/o+5.32%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.