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vTheOne Medical Plan - Standard (HKD80,000 Deductible)
至．衛一醫療計劃 - 標準（80,000 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-04-000 · 2 versions · Flexi plan · Avg. annual increase +4.17%
| Age | F00067-04-000-01 2022-07-11 | F00067-04-000-02 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$3,739 | HK$4,592 (+22.8%) | +5.51% |
| 5 | HK$3,739 | HK$4,592 (+22.8%) | +5.51% |
| 10 | HK$3,739 | HK$4,592 (+22.8%) | +5.51% |
| 15 | HK$3,780 | HK$4,612 (+22.0%) | +5.33% |
| 20 | HK$4,436 | HK$5,013 (+13.0%) | +3.24% |
| 25 | HK$4,586 | HK$5,183 (+13.0%) | +3.24% |
| 30 | HK$5,063 | HK$5,722 (+13.0%) | +3.24% |
| 35 | HK$6,010 | HK$6,672 (+11.0%) | +2.76% |
| 40 | HK$6,436 | HK$7,144 (+11.0%) | +2.76% |
| 45 | HK$8,494 | HK$9,429 (+11.0%) | +2.76% |
| 50 | HK$10,746 | HK$12,143 (+13.0%) | +3.24% |
| 55 | HK$13,317 | HK$15,049 (+13.0%) | +3.24% |
| 60 | HK$17,649 | HK$19,944 (+13.0%) | +3.24% |
| 65 | HK$24,379 | HK$27,549 (+13.0%) | +3.24% |
| 70 | HK$31,948 | HK$37,539 (+17.5%) | +4.30% |
| 75 | HK$40,980 | HK$49,996 (+22.0%) | +5.33% |
| 80 | HK$50,253 | HK$61,309 (+22.0%) | +5.32% |
| 85 | HK$61,482 | HK$75,009 (+22.0%) | +5.33% |
| 90 | HK$68,404 | HK$83,453 (+22.0%) | +5.32% |
| 95 | HK$73,812 | HK$90,051 (+22.0%) | +5.32% |
| 99 | HK$78,046 | HK$95,217 (+22.0%) | +5.33% |
| All ages average | — | +17.3% | — |
0 y/oHK$3,739
5 y/oHK$3,739
10 y/oHK$3,739
15 y/oHK$3,780
20 y/oHK$4,436
25 y/oHK$4,586
30 y/oHK$5,063
35 y/oHK$6,010
40 y/oHK$6,436
45 y/oHK$8,494
50 y/oHK$10,746
55 y/oHK$13,317
60 y/oHK$17,649
65 y/oHK$24,379
70 y/oHK$31,948
75 y/oHK$40,980
80 y/oHK$50,253
85 y/oHK$61,482
90 y/oHK$68,404
95 y/oHK$73,812
99 y/oHK$78,046
+17.3%
All-ages avg
0 y/oHK$4,592 (+22.8%)
5 y/oHK$4,592 (+22.8%)
10 y/oHK$4,592 (+22.8%)
15 y/oHK$4,612 (+22.0%)
20 y/oHK$5,013 (+13.0%)
25 y/oHK$5,183 (+13.0%)
30 y/oHK$5,722 (+13.0%)
35 y/oHK$6,672 (+11.0%)
40 y/oHK$7,144 (+11.0%)
45 y/oHK$9,429 (+11.0%)
50 y/oHK$12,143 (+13.0%)
55 y/oHK$15,049 (+13.0%)
60 y/oHK$19,944 (+13.0%)
65 y/oHK$27,549 (+13.0%)
70 y/oHK$37,539 (+17.5%)
75 y/oHK$49,996 (+22.0%)
80 y/oHK$61,309 (+22.0%)
85 y/oHK$75,009 (+22.0%)
90 y/oHK$83,453 (+22.0%)
95 y/oHK$90,051 (+22.0%)
99 y/oHK$95,217 (+22.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+5.51%
5 y/o+5.51%
10 y/o+5.51%
15 y/o+5.33%
20 y/o+3.24%
25 y/o+3.24%
30 y/o+3.24%
35 y/o+2.76%
40 y/o+2.76%
45 y/o+2.76%
50 y/o+3.24%
55 y/o+3.24%
60 y/o+3.24%
65 y/o+3.24%
70 y/o+4.30%
75 y/o+5.33%
80 y/o+5.32%
85 y/o+5.33%
90 y/o+5.32%
95 y/o+5.32%
99 y/o+5.33%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.