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vTheOne Medical Plan - Standard (HKD0 Deductible)
至．衛一醫療計劃 - 標準（0 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-01-000 · 2 versions · Flexi plan · Avg. annual increase +4.70%
| Age | F00067-01-000-01 2022-07-11 | F00067-01-000-02 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$14,465 | HK$17,214 (+19.0%) | +4.64% |
| 5 | HK$14,465 | HK$17,214 (+19.0%) | +4.64% |
| 10 | HK$14,465 | HK$17,214 (+19.0%) | +4.64% |
| 15 | HK$14,499 | HK$17,218 (+18.8%) | +4.59% |
| 20 | HK$14,632 | HK$17,266 (+18.0%) | +4.41% |
| 25 | HK$14,742 | HK$17,396 (+18.0%) | +4.41% |
| 30 | HK$16,551 | HK$19,531 (+18.0%) | +4.41% |
| 35 | HK$18,103 | HK$21,362 (+18.0%) | +4.41% |
| 40 | HK$20,644 | HK$24,360 (+18.0%) | +4.41% |
| 45 | HK$26,592 | HK$31,379 (+18.0%) | +4.41% |
| 50 | HK$33,559 | HK$39,600 (+18.0%) | +4.41% |
| 55 | HK$42,125 | HK$49,708 (+18.0%) | +4.41% |
| 60 | HK$56,707 | HK$66,915 (+18.0%) | +4.41% |
| 65 | HK$79,169 | HK$93,420 (+18.0%) | +4.41% |
| 70 | HK$101,114 | HK$120,124 (+18.8%) | +4.60% |
| 75 | HK$127,704 | HK$155,799 (+22.0%) | +5.32% |
| 80 | HK$157,973 | HK$192,728 (+22.0%) | +5.32% |
| 85 | HK$190,139 | HK$231,970 (+22.0%) | +5.32% |
| 90 | HK$211,543 | HK$258,083 (+22.0%) | +5.32% |
| 95 | HK$228,266 | HK$278,485 (+22.0%) | +5.32% |
| 99 | HK$241,366 | HK$294,467 (+22.0%) | +5.32% |
| All ages average | — | +19.4% | — |
0 y/oHK$14,465
5 y/oHK$14,465
10 y/oHK$14,465
15 y/oHK$14,499
20 y/oHK$14,632
25 y/oHK$14,742
30 y/oHK$16,551
35 y/oHK$18,103
40 y/oHK$20,644
45 y/oHK$26,592
50 y/oHK$33,559
55 y/oHK$42,125
60 y/oHK$56,707
65 y/oHK$79,169
70 y/oHK$101,114
75 y/oHK$127,704
80 y/oHK$157,973
85 y/oHK$190,139
90 y/oHK$211,543
95 y/oHK$228,266
99 y/oHK$241,366
+19.4%
All-ages avg
0 y/oHK$17,214 (+19.0%)
5 y/oHK$17,214 (+19.0%)
10 y/oHK$17,214 (+19.0%)
15 y/oHK$17,218 (+18.8%)
20 y/oHK$17,266 (+18.0%)
25 y/oHK$17,396 (+18.0%)
30 y/oHK$19,531 (+18.0%)
35 y/oHK$21,362 (+18.0%)
40 y/oHK$24,360 (+18.0%)
45 y/oHK$31,379 (+18.0%)
50 y/oHK$39,600 (+18.0%)
55 y/oHK$49,708 (+18.0%)
60 y/oHK$66,915 (+18.0%)
65 y/oHK$93,420 (+18.0%)
70 y/oHK$120,124 (+18.8%)
75 y/oHK$155,799 (+22.0%)
80 y/oHK$192,728 (+22.0%)
85 y/oHK$231,970 (+22.0%)
90 y/oHK$258,083 (+22.0%)
95 y/oHK$278,485 (+22.0%)
99 y/oHK$294,467 (+22.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+4.64%
5 y/o+4.64%
10 y/o+4.64%
15 y/o+4.59%
20 y/o+4.41%
25 y/o+4.41%
30 y/o+4.41%
35 y/o+4.41%
40 y/o+4.41%
45 y/o+4.41%
50 y/o+4.41%
55 y/o+4.41%
60 y/o+4.41%
65 y/o+4.41%
70 y/o+4.60%
75 y/o+5.32%
80 y/o+5.32%
85 y/o+5.32%
90 y/o+5.32%
95 y/o+5.32%
99 y/o+5.32%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.