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vPrime Medical Plan - HKD250,000 Deductible
尊衛您醫療計劃 - 250,000 港元自付費
FWD Life Insurance Company (Bermuda) Limited · F00045-06-000 · 4 versions · Flexi plan · Avg. annual increase +4.63%
| Age | F00045-06-000-01 2022-01-24 | F00045-06-000-02 2023-11-15 | F00045-06-000-02 2025-01-15 | F00045-06-000-03 2026-02-02 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$1,967 | HK$1,987 (+1.0%) | HK$2,136 (+7.5%) | HK$2,413 (+13.0%) | +4.88% |
| 5 | HK$1,673 | HK$1,780 (+6.4%) | HK$1,913 (+7.5%) | HK$2,161 (+13.0%) | +6.14% |
| 10 | HK$1,673 | HK$1,780 (+6.4%) | HK$1,913 (+7.5%) | HK$2,161 (+13.0%) | +6.14% |
| 15 | HK$1,673 | HK$1,780 (+6.4%) | HK$1,913 (+7.5%) | HK$2,161 (+13.0%) | +6.14% |
| 20 | HK$1,766 | HK$1,861 (+5.4%) | HK$2,000 (+7.5%) | HK$2,260 (+13.0%) | +5.91% |
| 25 | HK$2,013 | HK$2,084 (+3.5%) | HK$2,240 (+7.5%) | HK$2,531 (+13.0%) | +5.48% |
| 30 | HK$2,256 | HK$2,284 (+1.2%) | HK$2,455 (+7.5%) | HK$2,774 (+13.0%) | +4.93% |
| 35 | HK$2,366 | HK$2,348 (-0.8%) | HK$2,524 (+7.5%) | HK$2,852 (+13.0%) | +4.45% |
| 40 | HK$2,661 | HK$2,621 (-1.5%) | HK$2,817 (+7.5%) | HK$3,183 (+13.0%) | +4.26% |
| 45 | HK$3,424 | HK$3,350 (-2.2%) | HK$3,601 (+7.5%) | HK$4,069 (+13.0%) | +4.10% |
| 50 | HK$4,502 | HK$4,394 (-2.4%) | HK$4,723 (+7.5%) | HK$5,336 (+13.0%) | +4.04% |
| 55 | HK$5,738 | HK$5,591 (-2.6%) | HK$6,010 (+7.5%) | HK$6,791 (+13.0%) | +4.00% |
| 60 | HK$7,251 | HK$7,077 (-2.4%) | HK$7,607 (+7.5%) | HK$8,595 (+13.0%) | +4.04% |
| 65 | HK$9,438 | HK$9,227 (-2.2%) | HK$9,919 (+7.5%) | HK$11,208 (+13.0%) | +4.09% |
| 70 | HK$12,736 | HK$12,469 (-2.1%) | HK$13,404 (+7.5%) | HK$15,146 (+13.0%) | +4.12% |
| 75 | HK$16,783 | HK$16,431 (-2.1%) | HK$17,663 (+7.5%) | HK$19,959 (+13.0%) | +4.12% |
| 80 | HK$20,849 | HK$20,411 (-2.1%) | HK$21,941 (+7.5%) | HK$24,793 (+13.0%) | +4.12% |
| 85 | HK$24,704 | HK$24,185 (-2.1%) | HK$25,998 (+7.5%) | HK$29,377 (+13.0%) | +4.12% |
| 90 | HK$27,416 | HK$26,840 (-2.1%) | HK$28,853 (+7.5%) | HK$32,603 (+13.0%) | +4.12% |
| 95 | HK$32,359 | HK$31,679 (-2.1%) | HK$34,054 (+7.5%) | HK$38,481 (+13.0%) | +4.12% |
| 99 | HK$35,705 | HK$34,955 (-2.1%) | HK$37,576 (+7.5%) | HK$42,460 (+13.0%) | +4.12% |
| All ages average | — | +0.1% | +7.5% | +13.0% | — |
0 y/oHK$1,967
5 y/oHK$1,673
10 y/oHK$1,673
15 y/oHK$1,673
20 y/oHK$1,766
25 y/oHK$2,013
30 y/oHK$2,256
35 y/oHK$2,366
40 y/oHK$2,661
45 y/oHK$3,424
50 y/oHK$4,502
55 y/oHK$5,738
60 y/oHK$7,251
65 y/oHK$9,438
70 y/oHK$12,736
75 y/oHK$16,783
80 y/oHK$20,849
85 y/oHK$24,704
90 y/oHK$27,416
95 y/oHK$32,359
99 y/oHK$35,705
+0.1%
All-ages avg
0 y/oHK$1,987 (+1.0%)
5 y/oHK$1,780 (+6.4%)
10 y/oHK$1,780 (+6.4%)
15 y/oHK$1,780 (+6.4%)
20 y/oHK$1,861 (+5.4%)
25 y/oHK$2,084 (+3.5%)
30 y/oHK$2,284 (+1.2%)
35 y/oHK$2,348 (-0.8%)
40 y/oHK$2,621 (-1.5%)
45 y/oHK$3,350 (-2.2%)
50 y/oHK$4,394 (-2.4%)
55 y/oHK$5,591 (-2.6%)
60 y/oHK$7,077 (-2.4%)
65 y/oHK$9,227 (-2.2%)
70 y/oHK$12,469 (-2.1%)
75 y/oHK$16,431 (-2.1%)
80 y/oHK$20,411 (-2.1%)
85 y/oHK$24,185 (-2.1%)
90 y/oHK$26,840 (-2.1%)
95 y/oHK$31,679 (-2.1%)
99 y/oHK$34,955 (-2.1%)
+7.5%
All-ages avg
0 y/oHK$2,136 (+7.5%)
5 y/oHK$1,913 (+7.5%)
10 y/oHK$1,913 (+7.5%)
15 y/oHK$1,913 (+7.5%)
20 y/oHK$2,000 (+7.5%)
25 y/oHK$2,240 (+7.5%)
30 y/oHK$2,455 (+7.5%)
35 y/oHK$2,524 (+7.5%)
40 y/oHK$2,817 (+7.5%)
45 y/oHK$3,601 (+7.5%)
50 y/oHK$4,723 (+7.5%)
55 y/oHK$6,010 (+7.5%)
60 y/oHK$7,607 (+7.5%)
65 y/oHK$9,919 (+7.5%)
70 y/oHK$13,404 (+7.5%)
75 y/oHK$17,663 (+7.5%)
80 y/oHK$21,941 (+7.5%)
85 y/oHK$25,998 (+7.5%)
90 y/oHK$28,853 (+7.5%)
95 y/oHK$34,054 (+7.5%)
99 y/oHK$37,576 (+7.5%)
+13.0%
All-ages avg
0 y/oHK$2,413 (+13.0%)
5 y/oHK$2,161 (+13.0%)
10 y/oHK$2,161 (+13.0%)
15 y/oHK$2,161 (+13.0%)
20 y/oHK$2,260 (+13.0%)
25 y/oHK$2,531 (+13.0%)
30 y/oHK$2,774 (+13.0%)
35 y/oHK$2,852 (+13.0%)
40 y/oHK$3,183 (+13.0%)
45 y/oHK$4,069 (+13.0%)
50 y/oHK$5,336 (+13.0%)
55 y/oHK$6,791 (+13.0%)
60 y/oHK$8,595 (+13.0%)
65 y/oHK$11,208 (+13.0%)
70 y/oHK$15,146 (+13.0%)
75 y/oHK$19,959 (+13.0%)
80 y/oHK$24,793 (+13.0%)
85 y/oHK$29,377 (+13.0%)
90 y/oHK$32,603 (+13.0%)
95 y/oHK$38,481 (+13.0%)
99 y/oHK$42,460 (+13.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+4.88%
5 y/o+6.14%
10 y/o+6.14%
15 y/o+6.14%
20 y/o+5.91%
25 y/o+5.48%
30 y/o+4.93%
35 y/o+4.45%
40 y/o+4.26%
45 y/o+4.10%
50 y/o+4.04%
55 y/o+4.00%
60 y/o+4.04%
65 y/o+4.09%
70 y/o+4.12%
75 y/o+4.12%
80 y/o+4.12%
85 y/o+4.12%
90 y/o+4.12%
95 y/o+4.12%
99 y/o+4.12%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.