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vPrime Medical Plan - HKD100,000 Deductible
尊衛您醫療計劃 - 100,000 港元自付費
FWD Life Insurance Company (Bermuda) Limited · F00045-05-000 · 4 versions · Flexi plan · Avg. annual increase +3.97%
| Age | F00045-05-000-01 2022-01-24 | F00045-05-000-02 2023-11-15 | F00045-05-000-02 2025-01-15 | F00045-05-000-03 2026-02-02 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$2,480 | HK$2,505 (+1.0%) | HK$2,630 (+5.0%) | HK$2,961 (+12.6%) | +4.22% |
| 5 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +5.39% |
| 10 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +5.39% |
| 15 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +5.39% |
| 20 | HK$2,230 | HK$2,345 (+5.2%) | HK$2,462 (+5.0%) | HK$2,772 (+12.6%) | +5.20% |
| 25 | HK$2,546 | HK$2,636 (+3.5%) | HK$2,767 (+5.0%) | HK$3,115 (+12.6%) | +4.81% |
| 30 | HK$2,874 | HK$2,911 (+1.3%) | HK$3,056 (+5.0%) | HK$3,441 (+12.6%) | +4.28% |
| 35 | HK$3,038 | HK$3,018 (-0.7%) | HK$3,168 (+5.0%) | HK$3,567 (+12.6%) | +3.81% |
| 40 | HK$3,415 | HK$3,367 (-1.4%) | HK$3,535 (+5.0%) | HK$3,980 (+12.6%) | +3.63% |
| 45 | HK$4,462 | HK$4,371 (-2.0%) | HK$4,589 (+5.0%) | HK$5,167 (+12.6%) | +3.48% |
| 50 | HK$5,866 | HK$5,731 (-2.3%) | HK$6,017 (+5.0%) | HK$6,775 (+12.6%) | +3.41% |
| 55 | HK$7,451 | HK$7,267 (-2.5%) | HK$7,630 (+5.0%) | HK$8,591 (+12.6%) | +3.37% |
| 60 | HK$9,247 | HK$9,034 (-2.3%) | HK$9,485 (+5.0%) | HK$10,680 (+12.6%) | +3.41% |
| 65 | HK$12,076 | HK$11,818 (-2.1%) | HK$12,408 (+5.0%) | HK$13,971 (+12.6%) | +3.45% |
| 70 | HK$16,595 | HK$16,263 (-2.0%) | HK$17,076 (+5.0%) | HK$19,227 (+12.6%) | +3.49% |
| 75 | HK$21,869 | HK$21,432 (-2.0%) | HK$22,503 (+5.0%) | HK$25,338 (+12.6%) | +3.49% |
| 80 | HK$27,167 | HK$26,624 (-2.0%) | HK$27,955 (+5.0%) | HK$31,477 (+12.6%) | +3.49% |
| 85 | HK$32,190 | HK$31,546 (-2.0%) | HK$33,123 (+5.0%) | HK$37,296 (+12.6%) | +3.49% |
| 90 | HK$35,724 | HK$35,010 (-2.0%) | HK$36,760 (+5.0%) | HK$41,391 (+12.6%) | +3.49% |
| 95 | HK$42,165 | HK$41,322 (-2.0%) | HK$43,388 (+5.0%) | HK$48,854 (+12.6%) | +3.49% |
| 99 | HK$46,525 | HK$45,595 (-2.0%) | HK$47,874 (+5.0%) | HK$53,906 (+12.6%) | +3.49% |
| All ages average | — | +0.1% | +5.0% | +12.6% | — |
0 y/oHK$2,480
5 y/oHK$2,110
10 y/oHK$2,110
15 y/oHK$2,110
20 y/oHK$2,230
25 y/oHK$2,546
30 y/oHK$2,874
35 y/oHK$3,038
40 y/oHK$3,415
45 y/oHK$4,462
50 y/oHK$5,866
55 y/oHK$7,451
60 y/oHK$9,247
65 y/oHK$12,076
70 y/oHK$16,595
75 y/oHK$21,869
80 y/oHK$27,167
85 y/oHK$32,190
90 y/oHK$35,724
95 y/oHK$42,165
99 y/oHK$46,525
+0.1%
All-ages avg
0 y/oHK$2,505 (+1.0%)
5 y/oHK$2,237 (+6.0%)
10 y/oHK$2,237 (+6.0%)
15 y/oHK$2,237 (+6.0%)
20 y/oHK$2,345 (+5.2%)
25 y/oHK$2,636 (+3.5%)
30 y/oHK$2,911 (+1.3%)
35 y/oHK$3,018 (-0.7%)
40 y/oHK$3,367 (-1.4%)
45 y/oHK$4,371 (-2.0%)
50 y/oHK$5,731 (-2.3%)
55 y/oHK$7,267 (-2.5%)
60 y/oHK$9,034 (-2.3%)
65 y/oHK$11,818 (-2.1%)
70 y/oHK$16,263 (-2.0%)
75 y/oHK$21,432 (-2.0%)
80 y/oHK$26,624 (-2.0%)
85 y/oHK$31,546 (-2.0%)
90 y/oHK$35,010 (-2.0%)
95 y/oHK$41,322 (-2.0%)
99 y/oHK$45,595 (-2.0%)
+5.0%
All-ages avg
0 y/oHK$2,630 (+5.0%)
5 y/oHK$2,348 (+5.0%)
10 y/oHK$2,348 (+5.0%)
15 y/oHK$2,348 (+5.0%)
20 y/oHK$2,462 (+5.0%)
25 y/oHK$2,767 (+5.0%)
30 y/oHK$3,056 (+5.0%)
35 y/oHK$3,168 (+5.0%)
40 y/oHK$3,535 (+5.0%)
45 y/oHK$4,589 (+5.0%)
50 y/oHK$6,017 (+5.0%)
55 y/oHK$7,630 (+5.0%)
60 y/oHK$9,485 (+5.0%)
65 y/oHK$12,408 (+5.0%)
70 y/oHK$17,076 (+5.0%)
75 y/oHK$22,503 (+5.0%)
80 y/oHK$27,955 (+5.0%)
85 y/oHK$33,123 (+5.0%)
90 y/oHK$36,760 (+5.0%)
95 y/oHK$43,388 (+5.0%)
99 y/oHK$47,874 (+5.0%)
+12.6%
All-ages avg
0 y/oHK$2,961 (+12.6%)
5 y/oHK$2,643 (+12.6%)
10 y/oHK$2,643 (+12.6%)
15 y/oHK$2,643 (+12.6%)
20 y/oHK$2,772 (+12.6%)
25 y/oHK$3,115 (+12.6%)
30 y/oHK$3,441 (+12.6%)
35 y/oHK$3,567 (+12.6%)
40 y/oHK$3,980 (+12.6%)
45 y/oHK$5,167 (+12.6%)
50 y/oHK$6,775 (+12.6%)
55 y/oHK$8,591 (+12.6%)
60 y/oHK$10,680 (+12.6%)
65 y/oHK$13,971 (+12.6%)
70 y/oHK$19,227 (+12.6%)
75 y/oHK$25,338 (+12.6%)
80 y/oHK$31,477 (+12.6%)
85 y/oHK$37,296 (+12.6%)
90 y/oHK$41,391 (+12.6%)
95 y/oHK$48,854 (+12.6%)
99 y/oHK$53,906 (+12.6%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+4.22%
5 y/o+5.39%
10 y/o+5.39%
15 y/o+5.39%
20 y/o+5.20%
25 y/o+4.81%
30 y/o+4.28%
35 y/o+3.81%
40 y/o+3.63%
45 y/o+3.48%
50 y/o+3.41%
55 y/o+3.37%
60 y/o+3.41%
65 y/o+3.45%
70 y/o+3.49%
75 y/o+3.49%
80 y/o+3.49%
85 y/o+3.49%
90 y/o+3.49%
95 y/o+3.49%
99 y/o+3.49%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.