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vPrime Medical Plan - HKD50,000 Deductible
尊衛您醫療計劃 - 50,000 港元自付費
FWD Life Insurance Company (Bermuda) Limited · F00045-04-000 · 6 versions · Flexi plan · Avg. annual increase +4.58%
| Age | F00045-04-000-01 2020-05-01 | F00045-04-000-02 2021-03-22 | F00045-04-000-03 2022-01-24 | F00045-04-000-04 2023-11-15 | F00045-04-000-04 2025-01-15 | F00045-04-000-05 2026-02-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$2,850 | HK$2,850 | HK$2,850 | HK$3,149 (+10.5%) | HK$3,400 (+8.0%) | HK$3,835 (+12.8%) | +5.05% |
| 5 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.97% |
| 10 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.97% |
| 15 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.97% |
| 20 | HK$2,578 | HK$2,578 | HK$2,578 | HK$2,836 (+10.0%) | HK$3,062 (+8.0%) | HK$3,453 (+12.8%) | +4.97% |
| 25 | HK$2,960 | HK$2,960 | HK$2,960 | HK$3,244 (+9.6%) | HK$3,503 (+8.0%) | HK$3,951 (+12.8%) | +4.91% |
| 30 | HK$3,342 | HK$3,342 | HK$3,342 | HK$3,596 (+7.6%) | HK$3,883 (+8.0%) | HK$4,380 (+12.8%) | +4.59% |
| 35 | HK$3,532 | HK$3,532 | HK$3,532 | HK$3,744 (+6.0%) | HK$4,043 (+8.0%) | HK$4,560 (+12.8%) | +4.33% |
| 40 | HK$3,971 | HK$3,971 | HK$3,971 | HK$4,209 (+6.0%) | HK$4,545 (+8.0%) | HK$5,126 (+12.8%) | +4.33% |
| 45 | HK$5,188 | HK$5,188 | HK$5,188 | HK$5,497 (+6.0%) | HK$5,936 (+8.0%) | HK$6,695 (+12.8%) | +4.32% |
| 50 | HK$6,821 | HK$6,821 | HK$6,821 | HK$7,210 (+5.7%) | HK$7,786 (+8.0%) | HK$8,782 (+12.8%) | +4.28% |
| 55 | HK$8,564 | HK$8,564 | HK$8,564 | HK$9,044 (+5.6%) | HK$9,767 (+8.0%) | HK$11,017 (+12.8%) | +4.27% |
| 60 | HK$10,508 | HK$10,508 | HK$10,508 | HK$11,149 (+6.1%) | HK$12,040 (+8.0%) | HK$13,581 (+12.8%) | +4.35% |
| 65 | HK$13,880 | HK$13,880 | HK$13,880 | HK$14,796 (+6.6%) | HK$15,979 (+8.0%) | HK$18,024 (+12.8%) | +4.43% |
| 70 | HK$19,297 | HK$19,297 | HK$19,297 | HK$20,648 (+7.0%) | HK$22,299 (+8.0%) | HK$25,153 (+12.8%) | +4.50% |
| 75 | HK$25,429 | HK$25,429 | HK$25,429 | HK$27,209 (+7.0%) | HK$29,385 (+8.0%) | HK$33,146 (+12.8%) | +4.50% |
| 80 | HK$31,590 | HK$31,590 | HK$31,590 | HK$33,801 (+7.0%) | HK$36,505 (+8.0%) | HK$41,177 (+12.8%) | +4.50% |
| 85 | HK$37,430 | HK$37,430 | HK$37,430 | HK$40,050 (+7.0%) | HK$43,254 (+8.0%) | HK$48,790 (+12.8%) | +4.50% |
| 90 | HK$41,539 | HK$41,539 | HK$41,539 | HK$44,447 (+7.0%) | HK$48,002 (+8.0%) | HK$54,146 (+12.8%) | +4.50% |
| 95 | HK$49,029 | HK$49,029 | HK$49,029 | HK$52,461 (+7.0%) | HK$56,657 (+8.0%) | HK$63,909 (+12.8%) | +4.50% |
| 99 | HK$54,099 | HK$54,099 | HK$54,099 | HK$57,886 (+7.0%) | HK$62,516 (+8.0%) | HK$70,518 (+12.8%) | +4.50% |
| All ages average | — | 0.0% | 0.0% | +7.6% | +8.0% | +12.8% | — |
0 y/oHK$2,850
5 y/oHK$2,425
10 y/oHK$2,425
15 y/oHK$2,425
20 y/oHK$2,578
25 y/oHK$2,960
30 y/oHK$3,342
35 y/oHK$3,532
40 y/oHK$3,971
45 y/oHK$5,188
50 y/oHK$6,821
55 y/oHK$8,564
60 y/oHK$10,508
65 y/oHK$13,880
70 y/oHK$19,297
75 y/oHK$25,429
80 y/oHK$31,590
85 y/oHK$37,430
90 y/oHK$41,539
95 y/oHK$49,029
99 y/oHK$54,099
0.0%
All-ages avg
0 y/oHK$2,850
5 y/oHK$2,425
10 y/oHK$2,425
15 y/oHK$2,425
20 y/oHK$2,578
25 y/oHK$2,960
30 y/oHK$3,342
35 y/oHK$3,532
40 y/oHK$3,971
45 y/oHK$5,188
50 y/oHK$6,821
55 y/oHK$8,564
60 y/oHK$10,508
65 y/oHK$13,880
70 y/oHK$19,297
75 y/oHK$25,429
80 y/oHK$31,590
85 y/oHK$37,430
90 y/oHK$41,539
95 y/oHK$49,029
99 y/oHK$54,099
0.0%
All-ages avg
0 y/oHK$2,850
5 y/oHK$2,425
10 y/oHK$2,425
15 y/oHK$2,425
20 y/oHK$2,578
25 y/oHK$2,960
30 y/oHK$3,342
35 y/oHK$3,532
40 y/oHK$3,971
45 y/oHK$5,188
50 y/oHK$6,821
55 y/oHK$8,564
60 y/oHK$10,508
65 y/oHK$13,880
70 y/oHK$19,297
75 y/oHK$25,429
80 y/oHK$31,590
85 y/oHK$37,430
90 y/oHK$41,539
95 y/oHK$49,029
99 y/oHK$54,099
+7.6%
All-ages avg
0 y/oHK$3,149 (+10.5%)
5 y/oHK$2,668 (+10.0%)
10 y/oHK$2,668 (+10.0%)
15 y/oHK$2,668 (+10.0%)
20 y/oHK$2,836 (+10.0%)
25 y/oHK$3,244 (+9.6%)
30 y/oHK$3,596 (+7.6%)
35 y/oHK$3,744 (+6.0%)
40 y/oHK$4,209 (+6.0%)
45 y/oHK$5,497 (+6.0%)
50 y/oHK$7,210 (+5.7%)
55 y/oHK$9,044 (+5.6%)
60 y/oHK$11,149 (+6.1%)
65 y/oHK$14,796 (+6.6%)
70 y/oHK$20,648 (+7.0%)
75 y/oHK$27,209 (+7.0%)
80 y/oHK$33,801 (+7.0%)
85 y/oHK$40,050 (+7.0%)
90 y/oHK$44,447 (+7.0%)
95 y/oHK$52,461 (+7.0%)
99 y/oHK$57,886 (+7.0%)
+8.0%
All-ages avg
0 y/oHK$3,400 (+8.0%)
5 y/oHK$2,881 (+8.0%)
10 y/oHK$2,881 (+8.0%)
15 y/oHK$2,881 (+8.0%)
20 y/oHK$3,062 (+8.0%)
25 y/oHK$3,503 (+8.0%)
30 y/oHK$3,883 (+8.0%)
35 y/oHK$4,043 (+8.0%)
40 y/oHK$4,545 (+8.0%)
45 y/oHK$5,936 (+8.0%)
50 y/oHK$7,786 (+8.0%)
55 y/oHK$9,767 (+8.0%)
60 y/oHK$12,040 (+8.0%)
65 y/oHK$15,979 (+8.0%)
70 y/oHK$22,299 (+8.0%)
75 y/oHK$29,385 (+8.0%)
80 y/oHK$36,505 (+8.0%)
85 y/oHK$43,254 (+8.0%)
90 y/oHK$48,002 (+8.0%)
95 y/oHK$56,657 (+8.0%)
99 y/oHK$62,516 (+8.0%)
+12.8%
All-ages avg
0 y/oHK$3,835 (+12.8%)
5 y/oHK$3,249 (+12.8%)
10 y/oHK$3,249 (+12.8%)
15 y/oHK$3,249 (+12.8%)
20 y/oHK$3,453 (+12.8%)
25 y/oHK$3,951 (+12.8%)
30 y/oHK$4,380 (+12.8%)
35 y/oHK$4,560 (+12.8%)
40 y/oHK$5,126 (+12.8%)
45 y/oHK$6,695 (+12.8%)
50 y/oHK$8,782 (+12.8%)
55 y/oHK$11,017 (+12.8%)
60 y/oHK$13,581 (+12.8%)
65 y/oHK$18,024 (+12.8%)
70 y/oHK$25,153 (+12.8%)
75 y/oHK$33,146 (+12.8%)
80 y/oHK$41,177 (+12.8%)
85 y/oHK$48,790 (+12.8%)
90 y/oHK$54,146 (+12.8%)
95 y/oHK$63,909 (+12.8%)
99 y/oHK$70,518 (+12.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+5.05%
5 y/o+4.97%
10 y/o+4.97%
15 y/o+4.97%
20 y/o+4.97%
25 y/o+4.91%
30 y/o+4.59%
35 y/o+4.33%
40 y/o+4.33%
45 y/o+4.32%
50 y/o+4.28%
55 y/o+4.27%
60 y/o+4.35%
65 y/o+4.43%
70 y/o+4.50%
75 y/o+4.50%
80 y/o+4.50%
85 y/o+4.50%
90 y/o+4.50%
95 y/o+4.50%
99 y/o+4.50%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.