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vPrime Medical Plan - HKD25,000 Deductible
尊衛您醫療計劃 - 25,000 港元自付費
FWD Life Insurance Company (Bermuda) Limited · F00045-03-000 · 6 versions · Flexi plan · Avg. annual increase +4.61%
| Age | F00045-03-000-01 2020-05-01 | F00045-03-000-02 2021-03-22 | F00045-03-000-03 2022-01-24 | F00045-03-000-04 2023-11-15 | F00045-03-000-04 2025-01-15 | F00045-03-000-05 2026-02-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$3,612 | HK$3,612 | HK$3,612 | HK$3,991 (+10.5%) | HK$4,310 (+8.0%) | HK$4,870 (+13.0%) | +5.08% |
| 5 | HK$3,108 | HK$3,108 | HK$3,108 | HK$3,419 (+10.0%) | HK$3,692 (+8.0%) | HK$4,171 (+13.0%) | +5.00% |
| 10 | HK$3,108 | HK$3,108 | HK$3,108 | HK$3,419 (+10.0%) | HK$3,692 (+8.0%) | HK$4,171 (+13.0%) | +5.00% |
| 15 | HK$3,108 | HK$3,108 | HK$3,108 | HK$3,419 (+10.0%) | HK$3,692 (+8.0%) | HK$4,171 (+13.0%) | +5.00% |
| 20 | HK$3,192 | HK$3,192 | HK$3,192 | HK$3,511 (+10.0%) | HK$3,791 (+8.0%) | HK$4,283 (+13.0%) | +5.00% |
| 25 | HK$3,778 | HK$3,778 | HK$3,778 | HK$4,156 (+10.0%) | HK$4,488 (+8.0%) | HK$5,071 (+13.0%) | +5.01% |
| 30 | HK$4,384 | HK$4,384 | HK$4,384 | HK$4,717 (+7.6%) | HK$5,094 (+8.0%) | HK$5,756 (+13.0%) | +4.62% |
| 35 | HK$4,940 | HK$4,940 | HK$4,940 | HK$5,236 (+6.0%) | HK$5,654 (+8.0%) | HK$6,389 (+13.0%) | +4.36% |
| 40 | HK$5,320 | HK$5,320 | HK$5,320 | HK$5,639 (+6.0%) | HK$6,090 (+8.0%) | HK$6,881 (+13.0%) | +4.36% |
| 45 | HK$6,751 | HK$6,751 | HK$6,751 | HK$7,153 (+6.0%) | HK$7,725 (+8.0%) | HK$8,729 (+13.0%) | +4.36% |
| 50 | HK$8,379 | HK$8,379 | HK$8,379 | HK$8,857 (+5.7%) | HK$9,565 (+8.0%) | HK$10,808 (+13.0%) | +4.31% |
| 55 | HK$10,138 | HK$10,138 | HK$10,138 | HK$10,706 (+5.6%) | HK$11,562 (+8.0%) | HK$13,065 (+13.0%) | +4.30% |
| 60 | HK$13,781 | HK$13,781 | HK$13,781 | HK$14,622 (+6.1%) | HK$15,791 (+8.0%) | HK$17,843 (+13.0%) | +4.38% |
| 65 | HK$20,976 | HK$20,976 | HK$20,976 | HK$22,360 (+6.6%) | HK$24,148 (+8.0%) | HK$27,287 (+13.0%) | +4.46% |
| 70 | HK$25,536 | HK$25,536 | HK$25,536 | HK$27,324 (+7.0%) | HK$29,509 (+8.0%) | HK$33,345 (+13.0%) | +4.53% |
| 75 | HK$33,569 | HK$33,569 | HK$33,569 | HK$35,919 (+7.0%) | HK$38,792 (+8.0%) | HK$43,834 (+13.0%) | +4.53% |
| 80 | HK$41,618 | HK$41,618 | HK$41,618 | HK$44,531 (+7.0%) | HK$48,093 (+8.0%) | HK$54,345 (+13.0%) | +4.53% |
| 85 | HK$47,543 | HK$47,543 | HK$47,543 | HK$50,871 (+7.0%) | HK$54,940 (+8.0%) | HK$62,082 (+13.0%) | +4.53% |
| 90 | HK$52,712 | HK$52,712 | HK$52,712 | HK$56,402 (+7.0%) | HK$60,914 (+8.0%) | HK$68,832 (+13.0%) | +4.53% |
| 95 | HK$56,472 | HK$56,472 | HK$56,472 | HK$60,425 (+7.0%) | HK$65,259 (+8.0%) | HK$73,742 (+13.0%) | +4.53% |
| 99 | HK$59,753 | HK$59,753 | HK$59,753 | HK$63,936 (+7.0%) | HK$69,050 (+8.0%) | HK$78,026 (+13.0%) | +4.53% |
| All ages average | — | 0.0% | 0.0% | +7.6% | +8.0% | +13.0% | — |
0 y/oHK$3,612
5 y/oHK$3,108
10 y/oHK$3,108
15 y/oHK$3,108
20 y/oHK$3,192
25 y/oHK$3,778
30 y/oHK$4,384
35 y/oHK$4,940
40 y/oHK$5,320
45 y/oHK$6,751
50 y/oHK$8,379
55 y/oHK$10,138
60 y/oHK$13,781
65 y/oHK$20,976
70 y/oHK$25,536
75 y/oHK$33,569
80 y/oHK$41,618
85 y/oHK$47,543
90 y/oHK$52,712
95 y/oHK$56,472
99 y/oHK$59,753
0.0%
All-ages avg
0 y/oHK$3,612
5 y/oHK$3,108
10 y/oHK$3,108
15 y/oHK$3,108
20 y/oHK$3,192
25 y/oHK$3,778
30 y/oHK$4,384
35 y/oHK$4,940
40 y/oHK$5,320
45 y/oHK$6,751
50 y/oHK$8,379
55 y/oHK$10,138
60 y/oHK$13,781
65 y/oHK$20,976
70 y/oHK$25,536
75 y/oHK$33,569
80 y/oHK$41,618
85 y/oHK$47,543
90 y/oHK$52,712
95 y/oHK$56,472
99 y/oHK$59,753
0.0%
All-ages avg
0 y/oHK$3,612
5 y/oHK$3,108
10 y/oHK$3,108
15 y/oHK$3,108
20 y/oHK$3,192
25 y/oHK$3,778
30 y/oHK$4,384
35 y/oHK$4,940
40 y/oHK$5,320
45 y/oHK$6,751
50 y/oHK$8,379
55 y/oHK$10,138
60 y/oHK$13,781
65 y/oHK$20,976
70 y/oHK$25,536
75 y/oHK$33,569
80 y/oHK$41,618
85 y/oHK$47,543
90 y/oHK$52,712
95 y/oHK$56,472
99 y/oHK$59,753
+7.6%
All-ages avg
0 y/oHK$3,991 (+10.5%)
5 y/oHK$3,419 (+10.0%)
10 y/oHK$3,419 (+10.0%)
15 y/oHK$3,419 (+10.0%)
20 y/oHK$3,511 (+10.0%)
25 y/oHK$4,156 (+10.0%)
30 y/oHK$4,717 (+7.6%)
35 y/oHK$5,236 (+6.0%)
40 y/oHK$5,639 (+6.0%)
45 y/oHK$7,153 (+6.0%)
50 y/oHK$8,857 (+5.7%)
55 y/oHK$10,706 (+5.6%)
60 y/oHK$14,622 (+6.1%)
65 y/oHK$22,360 (+6.6%)
70 y/oHK$27,324 (+7.0%)
75 y/oHK$35,919 (+7.0%)
80 y/oHK$44,531 (+7.0%)
85 y/oHK$50,871 (+7.0%)
90 y/oHK$56,402 (+7.0%)
95 y/oHK$60,425 (+7.0%)
99 y/oHK$63,936 (+7.0%)
+8.0%
All-ages avg
0 y/oHK$4,310 (+8.0%)
5 y/oHK$3,692 (+8.0%)
10 y/oHK$3,692 (+8.0%)
15 y/oHK$3,692 (+8.0%)
20 y/oHK$3,791 (+8.0%)
25 y/oHK$4,488 (+8.0%)
30 y/oHK$5,094 (+8.0%)
35 y/oHK$5,654 (+8.0%)
40 y/oHK$6,090 (+8.0%)
45 y/oHK$7,725 (+8.0%)
50 y/oHK$9,565 (+8.0%)
55 y/oHK$11,562 (+8.0%)
60 y/oHK$15,791 (+8.0%)
65 y/oHK$24,148 (+8.0%)
70 y/oHK$29,509 (+8.0%)
75 y/oHK$38,792 (+8.0%)
80 y/oHK$48,093 (+8.0%)
85 y/oHK$54,940 (+8.0%)
90 y/oHK$60,914 (+8.0%)
95 y/oHK$65,259 (+8.0%)
99 y/oHK$69,050 (+8.0%)
+13.0%
All-ages avg
0 y/oHK$4,870 (+13.0%)
5 y/oHK$4,171 (+13.0%)
10 y/oHK$4,171 (+13.0%)
15 y/oHK$4,171 (+13.0%)
20 y/oHK$4,283 (+13.0%)
25 y/oHK$5,071 (+13.0%)
30 y/oHK$5,756 (+13.0%)
35 y/oHK$6,389 (+13.0%)
40 y/oHK$6,881 (+13.0%)
45 y/oHK$8,729 (+13.0%)
50 y/oHK$10,808 (+13.0%)
55 y/oHK$13,065 (+13.0%)
60 y/oHK$17,843 (+13.0%)
65 y/oHK$27,287 (+13.0%)
70 y/oHK$33,345 (+13.0%)
75 y/oHK$43,834 (+13.0%)
80 y/oHK$54,345 (+13.0%)
85 y/oHK$62,082 (+13.0%)
90 y/oHK$68,832 (+13.0%)
95 y/oHK$73,742 (+13.0%)
99 y/oHK$78,026 (+13.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+5.08%
5 y/o+5.00%
10 y/o+5.00%
15 y/o+5.00%
20 y/o+5.00%
25 y/o+5.01%
30 y/o+4.62%
35 y/o+4.36%
40 y/o+4.36%
45 y/o+4.36%
50 y/o+4.31%
55 y/o+4.30%
60 y/o+4.38%
65 y/o+4.46%
70 y/o+4.53%
75 y/o+4.53%
80 y/o+4.53%
85 y/o+4.53%
90 y/o+4.53%
95 y/o+4.53%
99 y/o+4.53%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.